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    <element id="fil_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_RealEstateSubjectToSalesContractsAtCostNet" name="RealEstateSubjectToSalesContractsAtCostNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NotesAndInterestReceivableAbstract" name="NotesAndInterestReceivableAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_LessAllowanceForDoubtfulAccounts" name="LessAllowanceForDoubtfulAccounts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_NotesAndInterestPayable" name="NotesAndInterestPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NotesRelatedToAssetsHeldForSale" name="NotesRelatedToAssetsHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NotesRelatedToSubjectToSalesContracts" name="NotesRelatedToSubjectToSalesContracts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DepreciationOfRealEstateSubjectToSalesContractsAtCost" name="DepreciationOfRealEstateSubjectToSalesContractsAtCost" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_NonPerformingNotesAndInterestReceivableFromAffiliatesAndRelatedParties" name="NonPerformingNotesAndInterestReceivableFromAffiliatesAndRelatedParties" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DeferredGainFromSalesToRelatedParties" name="DeferredGainFromSalesToRelatedParties" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_AccountsPayableAndOtherLiabilitiesToRelatedParties" name="AccountsPayableAndOtherLiabilitiesToRelatedParties" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_PreferredStockSeriesASharesHeldBySubsidiaries" name="PreferredStockSeriesASharesHeldBySubsidiaries" nillable="true" xbrli:periodType="instant" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="fil_PreferredStockSeriesKParValue" name="PreferredStockSeriesKParValue" nillable="true" xbrli:periodType="instant" type="num:perShareItemType" substitutionGroup="xbrli:item" />
    <element id="fil_PreferredStockSeriesKSharesIssued" name="PreferredStockSeriesKSharesIssued" nillable="true" xbrli:periodType="instant" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_PreferredStockSeriesKLiquidationPreferencePerShare" name="PreferredStockSeriesKLiquidationPreferencePerShare" nillable="true" xbrli:periodType="instant" type="num:perShareItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_EarningsFromUnconsolidatedSubsidiariesAndInvestees" name="EarningsFromUnconsolidatedSubsidiariesAndInvestees" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_GainOnSaleOfRealEstateFromDiscontinuedOperations" name="GainOnSaleOfRealEstateFromDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NetIncomeLossAttributableToAmericanRealtyInvestorsInc" name="NetIncomeLossAttributableToAmericanRealtyInvestorsInc" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_MortgageAndLoanInterestFromRelatedParties" name="MortgageAndLoanInterestFromRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_DeferredBorrowingCostsAmortization" name="DeferredBorrowingCostsAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_LoanChargesAndPrepaymentPenaltiesSegment" name="LoanChargesAndPrepaymentPenaltiesSegment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_GainOnLandSales" name="GainOnLandSales" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SegmentOperatingIncomeLoss" name="SegmentOperatingIncomeLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_CapitalExpenditures" name="CapitalExpenditures" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_PropertySales" name="PropertySales" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SalesPrice" name="SalesPrice" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationsDetailsAbstract" name="DiscontinuedOperationsDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DisposalGroupDiscontinuedOperationsRentalAndOtherPropertyRevenues" name="DisposalGroupDiscontinuedOperationsRentalAndOtherPropertyRevenues" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DisposalGroupIncludingDiscontinuedOperationExpenses" name="DisposalGroupIncludingDiscontinuedOperationExpenses" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DisposalGroupIncludingDiscontinuedOperationPropertyOperatingExpenses" name="DisposalGroupIncludingDiscontinuedOperationPropertyOperatingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationOtherIncome" name="DiscontinuedOperationOtherIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationMortgageAndLoanInterest" name="DiscontinuedOperationMortgageAndLoanInterest" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationDeferredBorrowingCostsAmortization" name="DiscontinuedOperationDeferredBorrowingCostsAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationLoanChargesAndPrepaymentPenalties" name="DiscontinuedOperationLoanChargesAndPrepaymentPenalties" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DiscontinuedOperationLitigationSettlement" name="DiscontinuedOperationLitigationSettlement" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_GainLossFromDiscontinuedOperationsBeforeGainOnSaleOfRealEstateAndTax" name="GainLossFromDiscontinuedOperationsBeforeGainOnSaleOfRealEstateAndTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_GainLossOnSaleOfRealEstateFromDiscontinuedOperations" name="GainLossOnSaleOfRealEstateFromDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_COMMITMENTSANDCONTINGENCIESANDLIQUIDITYASFOLLOWSAbstract" name="COMMITMENTSANDCONTINGENCIESANDLIQUIDITYASFOLLOWSAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NotesPayableForLKFourHickoryLLC" name="NotesPayableForLKFourHickoryLLC" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_NotesPayableCurrentOutstandingBalance" name="NotesPayableCurrentOutstandingBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_MaximumExposureToLossFromLitigation" name="MaximumExposureToLossFromLitigation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_TotalAwardedIncludingDamagesAndInterestAwardedToTheClapperEntities" name="TotalAwardedIncludingDamagesAndInterestAwardedToTheClapperEntities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_InterestAwardedToTheClapperEntities" name="InterestAwardedToTheClapperEntities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_ReservedValueRepresents100OfBothAssetsAndBookValue" name="ReservedValueRepresents100OfBothAssetsAndBookValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SoldArtAndSubsidiariesForNote" name="SoldArtAndSubsidiariesForNote" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_OriginalLoanCommitmentWereToBeMadeToTheEntities" name="OriginalLoanCommitmentWereToBeMadeToTheEntities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
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    <element id="fil_DamagesToTciLossOpportunity" name="DamagesToTciLossOpportunity" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_TciWasEntitledToDamagesForLostOpportunitiesRelatingToTenantImprovementsAndAwarded" name="TciWasEntitledToDamagesForLostOpportunitiesRelatingToTenantImprovementsAndAwarded" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="fil_EarningsPerShareConsistsOfAbstract" name="EarningsPerShareConsistsOfAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SeriesACumulativeConvertiblePreferredStockSharesOutstanding" name="SeriesACumulativeConvertiblePreferredStockSharesOutstanding" nillable="true" xbrli:periodType="instant" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SharesConvertedToCommonStockOfTheAverageDailyClosingPricePercent" name="SharesConvertedToCommonStockOfTheAverageDailyClosingPricePercent" nillable="true" xbrli:periodType="instant" type="num:percentItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SharesOfSeriesKConvertiblePreferredStockWhichAreOutstanding" name="SharesOfSeriesKConvertiblePreferredStockWhichAreOutstanding" nillable="true" xbrli:periodType="instant" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="fil_StockOptionsOutstanding" name="StockOptionsOutstanding" nillable="true" xbrli:periodType="instant" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="fil_SubsequentEventsDetailsAbstract" name="SubsequentEventsDetailsAbstract" abstract="true" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
    <element id="fil_DescriptionSaleOfLand" name="DescriptionSaleOfLand" nillable="true" xbrli:periodType="duration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" />
</schema>


