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    <link:label id="lab_us-gaap_PaymentsToDevelopSoftware_2FF538316F5B266EFB016CB88D4EC9B0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToDevelopSoftware_2FF538316F5B266EFB016CB88D4EC9B0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Capitalized internal-use software</link:label>
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    <link:label id="lab_ondk_DebtLongtermandShorttermCombinedAmountGross_4EE1FDE82F0FFE82247D154129E33FE1_documentation_en-US" xlink:label="lab_ondk_DebtLongtermandShorttermCombinedAmountGross_4EE1FDE82F0FFE82247D154129E33FE1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt, Long-term and Short-term, Combined Amount, Gross</link:label>
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    <link:label id="lab_us-gaap_RevenuesAbstract_395793430D148E0ED65356A498E24655_label_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_395793430D148E0ED65356A498E24655" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenues [Abstract]</link:label>
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