v3.23.2
COMMITMENTS AND CONTINGENCIES (Tables)
 6 Months Ended
Jun. 30, 2023
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Allowance for Transaction Losses And Negative Customer Balances The following table shows changes in the allowance for transaction losses and negative customer balances related to our protection programs for the three and six months ended June 30, 2023 and 2022:
Three Months Ended June 30,Six Months Ended June 30,
2023202220232022
(in millions)
Beginning balance$318 $319 $278 $355 
Provision286 380 586 702 
Realized losses(288)(373)(553)(763)
Recoveries30 52 35 84 
Ending balance$346 $378 $346 $378