v3.23.2
LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Merchant Loans, Advances, and Interest and Fees Receivable by Year of Origination (Details) - USD ($)
$ in Millions
6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 961   $ 1,979
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 608   42
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 17   69
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 44   54
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 34   2
Loans, advances, and interest and fees receivable, Total $ 1,664   $ 2,146
Loans, advances, and interest and fees receivable, Percent 100.00%   100.00%
Financing Receivable, Allowance For Credit Loss, Write Off, By Origination Year [Abstract]      
Gross charge-offs, originated current fiscal year $ 0    
Gross charge-offs, originated fiscal year before current fiscal year 109    
Gross charge-offs, originated two years before current fiscal year 10    
Gross charge-offs, originated three years before current fiscal year 10    
Gross charge-offs, originated four years before current fiscal year 3    
Gross charge-offs, originated four years before current fiscal year 132 $ 52  
Consumer Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year 1,699   $ 3,819
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 662   131
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 46   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, Total $ 4,496   $ 5,872
Loans, advances, and interest and fees receivable, Percent 100.00%   100.00%
Financing Receivable, Allowance For Credit Loss, Write Off, By Origination Year [Abstract]      
Gross charge-offs, originated current fiscal year $ 4    
Gross charge-offs, originated fiscal year before current fiscal year 101    
Gross charge-offs, originated two years before current fiscal year 3    
Gross charge-offs, originated three years before current fiscal year 0    
Gross charge-offs, originated four years before current fiscal year 0    
Gross charge-offs, originated four years before current fiscal year 169 $ 107  
Current | Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year 918   $ 1,826
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 451   20
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 7   57
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 38   42
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 26   2
Loans, advances, and interest and fees receivable, Total $ 1,440   $ 1,947
Loans, advances, and interest and fees receivable, Percent 86.50%   90.70%
Current | Consumer Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 1,631   $ 3,726
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 613   123
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 42   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, Total $ 4,295   $ 5,699
Loans, advances, and interest and fees receivable, Percent 95.50%   97.10%
30 - 59 Days | Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 23   $ 63
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 37   7
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 3   3
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 2   4
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 2   0
Loans, advances, and interest and fees receivable, Total $ 67   $ 77
Loans, advances, and interest and fees receivable, Percent 4.00%   3.60%
30 - 59 Days | Consumer Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 26   $ 26
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 9   2
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 1   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, Total $ 64   $ 51
Loans, advances, and interest and fees receivable, Percent 1.50%   0.90%
60 - 89 Days | Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 9   $ 34
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 26   4
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 2   4
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 1   2
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 2   0
Loans, advances, and interest and fees receivable, Total $ 40   $ 44
Loans, advances, and interest and fees receivable, Percent 2.40%   2.00%
60 - 89 Days | Consumer Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 20   $ 20
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 9   2
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 1   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, Total $ 45   $ 37
Loans, advances, and interest and fees receivable, Percent 1.00%   0.60%
90 - 179 Days | Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 11   $ 55
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 92   9
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 3   3
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 2   3
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 2   0
Loans, advances, and interest and fees receivable, Total $ 110   $ 70
Loans, advances, and interest and fees receivable, Percent 6.60%   3.30%
90 - 179 Days | Consumer Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 22   $ 47
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 31   4
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 2   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, Total $ 92   $ 85
Loans, advances, and interest and fees receivable, Percent 2.00%   1.40%
180+ Days | Merchant Receivables      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Loans, advances, and interest and fees receivable, originated current fiscal year $ 0   $ 1
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 2   2
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 2   2
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 1   3
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 2   0
Loans, advances, and interest and fees receivable, Total $ 7   $ 8
Loans, advances, and interest and fees receivable, Percent 0.50%   0.40%