CONSUMER RECEIVABLES, NET - Narrative (Details) - Consumer - USD ($) $ in Thousands |
12 Months Ended | |
|---|---|---|
Dec. 31, 2023 |
Dec. 31, 2022 |
|
| Financing Receivable, Credit Quality Indicator [Line Items] | ||
| Loans held for investment, threshold period past due | 60 days | |
| Consumer receivables | $ 2,629,969 | $ 2,022,450 |
| Cash in transit | $ 365,400 | $ 224,900 |
| Percentage of cash in transit to total amortized cost of consumer receivables | 13.90% | 11.10% |
| Threshold period past due to consider amounts to be uncollectible | 180 days | |
| Pass | ||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||
| Consumer receivables | $ 2,500,000 | |
| Classified | ||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||
| Consumer receivables | $ 100,000 | |
| Minimum | ||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||
| Payment period | 14 days | |
| Maximum | ||
| Financing Receivable, Credit Quality Indicator [Line Items] | ||
| Payment period | 56 days |