The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC. CLASS A COM 02079k305 1,272,642 8,432 SH SOLE 8,432 0 0
ALPHABET INC. CMN CLASS C COM 02079k107 783,378 5,145 SH SOLE 5,145 0 0
AMAZON COM INC COM 023135106 2,938,931 16,293 SH SOLE 16,293 0 0
APPLE INC COM 037833100 593,835 3,463 SH SOLE 3,463 0 0
BECTON DICKINSON & CO COM 075887109 299,414 1,210 SH SOLE 1,210 0 0
BLACKROCK INC COM 09247x101 793,682 952 SH SOLE 952 0 0
BLACKSTONE INC COM 09260d107 520,225 3,960 SH SOLE 3,960 0 0
CENCORA INC COM 03073E105 753,998 3,103 SH SOLE 3,103 0 0
CONOCOPHILLIPS COM 20825c104 1,178,613 9,260 SH SOLE 9,260 0 0
CUMMINS INC COM 231021106 1,218,967 4,137 SH SOLE 4,137 0 0
DANAHER CORPORATION COM 235851102 1,243,356 4,979 SH SOLE 4,979 0 0
EATON CORP PLC F COM g29183103 224,817 719 SH SOLE 719 0 0
EXXON MOBIL CORP COM 30231g102 529,589 4,556 SH SOLE 4,556 0 0
FORTIVE CORP DISC 00500 COM 34959j108 251,695 2,926 SH SOLE 2,926 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 946,377 4,441 SH SOLE 4,441 0 0
MASTERCARD INCORPORATED COM 57636Q104 325,541 676 SH SOLE 676 0 0
META PLATFORMS INC COM 30303M102 303,002 624 SH SOLE 624 0 0
MICROSOFT CORP COM 594918104 981,960 2,334 SH SOLE 2,334 0 0
NVIDIA CORP COM 67066g104 549,364 608 SH SOLE 608 0 0
PRINCIPAL FINL COM 74251v102 324,180 3,756 SH SOLE 3,756 0 0
TJX COS INC NEW COM 872540109 1,943,106 19,159 SH SOLE 19,159 0 0
TRAVELERS COMPANIES COM 89417e109 692,031 3,007 SH SOLE 3,007 0 0
DIMENSIONAL ETF TRUST ETF 25434V732 1,025,361 40,226 SH SOLE 40,226 0 0
DIMENSIONAL ETF TRUST ETF 25434V500 1,901,806 30,507 SH SOLE 30,507 0 0
DIMENSIONAL ETF TRUST ETF 25434V799 2,402,685 89,820 SH SOLE 89,820 0 0
DIMENSIONAL ETF TRUST ETF 25434V625 491,370 8,378 SH SOLE 8,378 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506 301,640 3,195 SH SOLE 3,195 0 0
FLEXSHARES TR COM 33939L407 515,100 12,542 SH SOLE 12,542 0 0
FLEXSHARES TR COM 33939L860 1,199,101 18,193 SH SOLE 18,193 0 0
ISHARES TR ETF 464287200 577,777 1,099 SH SOLE 1,099 0 0
ISHARES TR ETF 464287804 696,939 6,306 SH SOLE 6,306 0 0
ISHARES TR ETF 464288257 3,420,858 31,062 SH SOLE 31,062 0 0
ISHARES TR ETF 464288240 2,430,793 45,529 SH SOLE 45,529 0 0
ISHARES TR ETF 464287465 535,062 6,700 SH SOLE 6,700 0 0
ISHARES TR ETF 464287655 1,585,031 7,537 SH SOLE 7,537 0 0
ISHARES TR ETF 464287408 335,511 1,796 SH SOLE 1,796 0 0
ISHARES TR ETF 464287309 574,530 6,804 SH SOLE 6,804 0 0
JOHN HANCOCK EXCHANGE TRADED ETF 47804J107 398,080 6,147 SH SOLE 6,147 0 0
SPDR GOLD TR ETF 78463V107 274,636 1,335 SH SOLE 1,335 0 0
VANECK ETF TRUST ETF 92189F643 420,642 4,679 SH SOLE 4,679 0 0
VANGUARD WORLD FD ETF 921910725 703,318 12,238 SH SOLE 12,238 0 0
VANGUARD WORLD FD ETF 921910733 682,524 7,324 SH SOLE 7,324 0 0
VANGUARD TAX-MANAGED FDS ETF 921943858 1,143,274 22,788 SH SOLE 22,788 0 0
VANGUARD WHITEHALL FDS ETF 921946794 3,333,291 48,449 SH SOLE 48,449 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042775 247,738 4,224 SH SOLE 4,224 0 0
VANGUARD INDEX FDS ETF 922908629 269,849 1,080 SH SOLE 1,080 0 0
VANGUARD INDEX FDS ETF 922908363 1,156,083 2,405 SH SOLE 2,405 0 0
VANGUARD STAR FDS ETF 921909768 2,905,013 48,176 SH SOLE 48,176 0 0
VANGUARD INDEX FDS ETF 922908769 13,890,875 53,447 SH SOLE 53,447 0 0
VANGUARD INDEX FDS ETF 922908744 2,655,758 16,307 SH SOLE 16,307 0 0