The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 727,315 3,917 SH SOLE 0 0 3,917
APPLE INC COM 037833100 646,917 3,813 SH SOLE 0 0 3,813
BANK AMERICA CORP COM 060505104 228,782 6,064 SH SOLE 0 0 6,064
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,253,800 2 SH SOLE 0 0 2
BOEING CO COM 097023105 238,047 1,336 SH SOLE 0 0 1,336
CONAGRA BRANDS INC COM 205887102 573,300 18,328 SH SOLE 0 0 18,328
COSTCO WHSL CORP NEW COM 22160K105 1,008,776 1,404 SH SOLE 0 0 1,404
ELI LILLY & CO COM 532457108 492,987 651 SH SOLE 0 0 651
FERGUSON PLC NEW SHS G3421J106 363,385 1,637 SH SOLE 0 0 1,637
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 591,032 13,131 SH SOLE 615 0 12,516
INVESCO QQQ TR UNIT SER 1 46090E103 23,706,214 53,606 SH SOLE 83 0 53,523
ISHARES TR CORE DIV GRWTH 46434V621 12,871,907 224,680 SH SOLE 348 0 224,332
ISHARES TR CORE S&P500 ETF 464287200 1,579,671 3,027 SH SOLE 0 0 3,027
ISHARES TR CORE TOTAL USD 46434V613 214,508 4,751 SH SOLE 0 0 4,751
ISHARES TR CORE US AGGBD ET 464287226 213,476 2,203 SH SOLE 380 0 1,823
ISHARES TR ESG AWR MSCI USA 46435G425 1,753,499 15,355 SH SOLE 0 0 15,355
ISHARES TR MRGSTR MD CP GRW 464288307 10,503,221 150,175 SH SOLE 429 0 149,746
ISHARES TR SHRT NAT MUN ETF 464288158 1,236,387 11,837 SH SOLE 0 0 11,837
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,337,324 40,855 SH SOLE 0 0 40,855
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 15,113,679 333,930 SH SOLE 386 0 333,544
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 11,327,074 225,146 SH SOLE 459 0 224,687
JOHNSON & JOHNSON COM 478160104 534,292 3,508 SH SOLE 0 0 3,508
JPMORGAN CHASE & CO COM 46625H100 256,598 1,302 SH SOLE 0 0 1,302
LAMB WESTON HLDGS INC COM 513272104 234,483 2,915 SH SOLE 0 0 2,915
MICROSOFT CORP COM 594918104 7,922,887 18,586 SH SOLE 0 0 18,586
NIKE INC CL B 654106103 647,623 7,117 SH SOLE 0 0 7,117
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 901,398 22,039 SH SOLE 0 0 22,039
NVIDIA CORPORATION COM 67066G104 814,277 954 SH SOLE 0 0 954
PEPSICO INC COM 713448108 200,683 1,176 SH SOLE 0 0 1,176
REALTY INCOME CORP COM 756109104 203,626 3,744 SH SOLE 0 0 3,744
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 212,384 5,468 SH SOLE 1,489 0 3,979
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 40,669,857 511,249 SH SOLE 505 0 510,744
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,031,322 21,965 SH SOLE 0 0 21,965
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,382,927 35,279 SH SOLE 616 0 34,662
SPDR SER TR PORTFLI HIGH YLD 78468R606 261,796 11,250 SH SOLE 1,016 0 10,234
STARBUCKS CORP COM 855244109 377,679 4,335 SH SOLE 0 0 4,335
TESLA INC COM 88160R101 348,454 1,970 SH SOLE 0 0 1,970
VANGUARD BD INDEX FDS INTERMED TERM 921937819 23,528,102 315,475 SH SOLE 817 0 314,657
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 7,386,297 149,550 SH SOLE 0 0 149,550
VANGUARD INDEX FDS GROWTH ETF 922908736 34,765,203 101,407 SH SOLE 127 0 101,280
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 267,266 1,143 SH SOLE 0 0 1,143
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,476,005 61,445 SH SOLE 188 0 61,257
VANGUARD INDEX FDS MID CAP ETF 922908629 8,883,030 35,907 SH SOLE 0 0 35,907
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,358,485 132,752 SH SOLE 182 0 132,570
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,366,436 134,788 SH SOLE 219 0 134,569
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 510,297 10,177 SH SOLE 0 0 10,177
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,013,238 13,167 SH SOLE 299 0 12,869
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 532,891 2,965 SH SOLE 0 0 2,965
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,674,087 53,525 SH SOLE 0 0 53,525
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,278,075 10,690 SH SOLE 0 0 10,690
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 264,390 3,282 SH SOLE 538 0 2,744
VERIZON COMMUNICATIONS INC COM 92343V104 261,207 6,396 SH SOLE 0 0 6,396