The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 18,052 34,338 SH SOLE 0 0 34,338
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,805 183,894 SH SOLE 0 0 183,894
AMAZON COM INC COM 023135106 11,502 63,764 SH SOLE 0 0 63,764
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,279 22,065 SH SOLE 0 0 22,065
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,864 107,508 SH SOLE 0 0 107,508
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,524 84,393 SH SOLE 0 0 84,393
ISHARES TR CORE MSCI EAFE 46432F842 4,787 64,502 SH SOLE 0 0 64,502
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,787 87,945 SH SOLE 0 0 87,945
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,680 93,423 SH SOLE 0 0 93,423
ISHARES TR RUS MD CP GR ETF 464287481 4,528 39,675 SH SOLE 0 0 39,675
COSTCO WHSL CORP NEW COM 22160K105 4,376 5,973 SH SOLE 0 0 5,973
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,981 78,669 SH SOLE 0 0 78,669
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,952 25,351 SH SOLE 0 0 25,351
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,591 43,283 SH SOLE 0 0 43,283
UNION PAC CORP COM 907818108 3,471 14,114 SH SOLE 0 0 14,114
JOHNSON & JOHNSON COM 478160104 3,454 21,837 SH SOLE 0 0 21,837
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3,403 68,684 SH SOLE 0 0 68,684
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,283 52,670 SH SOLE 0 0 52,670
ALPHABET INC CAP STK CL A 02079K305 3,024 20,035 SH SOLE 0 0 20,035
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,003 11,518 SH SOLE 0 0 11,518
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,665 30,743 SH SOLE 0 0 30,743
AMERICAN EXPRESS CO COM 025816109 2,099 9,217 SH SOLE 0 0 9,217
TJX COS INC NEW COM 872540109 1,932 19,053 SH SOLE 0 0 19,053
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,891 46,231 SH SOLE 0 0 46,231
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 1,863 44,418 SH SOLE 0 0 44,418
ISHARES TR ISHS 5-10YR INVT 464288638 1,816 35,199 SH SOLE 0 0 35,199
VANGUARD INDEX FDS VALUE ETF 922908744 1,741 10,688 SH SOLE 0 0 10,688
ISHARES TR S&P MC 400GR ETF 464287606 1,435 15,725 SH SOLE 0 0 15,725
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,420 39,238 SH SOLE 0 0 39,238
ISHARES TR U.S. REAL ES ETF 464287739 1,374 15,283 SH SOLE 0 0 15,283
ISHARES TR EAFE SML CP ETF 464288273 1,241 19,590 SH SOLE 0 0 19,590
PROGRESSIVE CORP COM 743315103 1,213 5,864 SH SOLE 0 0 5,864
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,212 13,894 SH SOLE 0 0 13,894
ISHARES TR CORE MSCI EMKT 46434G103 1,043 20,206 SH SOLE 0 0 20,206
AMGEN INC COM 031162100 1,028 3,617 SH SOLE 0 0 3,617
ISHARES TR BLACKROCK ULTRA 46434V878 1,017 20,106 SH SOLE 0 0 20,106
LAUDER ESTEE COS INC CL A 518439104 978 6,342 SH SOLE 0 0 6,342
ISHARES TR S&P MC 400VL ETF 464287705 955 8,074 SH SOLE 0 0 8,074
ISHARES TR CORE MSCI TOTAL 46432F834 943 13,891 SH SOLE 0 0 13,891
ISHARES TR RUS 1000 GRW ETF 464287614 892 2,647 SH SOLE 0 0 2,647
NVIDIA CORPORATION COM 67066G104 891 986 SH SOLE 0 0 986
BK OF AMERICA CORP COM 060505104 723 19,057 SH SOLE 0 0 19,057
SPDR SER TR S&P 400 MDCP VAL 78464A839 702 9,233 SH SOLE 0 0 9,233
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 684 8,039 SH SOLE 0 0 8,039
ISHARES TR S&P SML 600 GWT 464287887 682 5,215 SH SOLE 0 0 5,215
VISA INC COM CL A 92826C839 661 2,368 SH SOLE 0 0 2,368
ISHARES TR SP SMCP600VL ETF 464287879 643 6,254 SH SOLE 0 0 6,254
ISHARES TR RUSSELL 2000 ETF 464287655 627 2,983 SH SOLE 0 0 2,983
ISHARES TR SHRT NAT MUN ETF 464288158 608 5,803 SH SOLE 0 0 5,803
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 603 3,303 SH SOLE 0 0 3,303
ULTA BEAUTY INC COM 90384S303 588 1,125 SH SOLE 0 0 1,125
ESAB CORPORATION COM 29605J106 579 5,234 SH SOLE 0 0 5,234
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 568 25,383 SH SOLE 0 0 25,383
YUM CHINA HLDGS INC COM 98850P109 509 12,800 SH SOLE 0 0 12,800
MONDELEZ INTL INC CL A 609207105 507 7,200 SH SOLE 0 0 7,200
META PLATFORMS INC CL A 30303M102 499 1,027 SH SOLE 0 0 1,027
JPMORGAN CHASE & CO COM 46625H100 494 2,469 SH SOLE 0 0 2,469
KRANESHARES TR CSI CHI INTERNET 500767306 469 17,874 SH SOLE 0 0 17,874
ISHARES TR U S EQUITY FACTR 46434V282 469 8,714 SH SOLE 0 0 8,714
SCHWAB CHARLES CORP COM 808513105 467 6,449 SH SOLE 0 0 6,449
MICROSOFT CORP COM 594918104 455 1,081 SH SOLE 0 0 1,081
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 450 3,854 SH SOLE 0 0 3,854
PEPSICO INC COM 713448108 414 2,346 SH SOLE 0 0 2,346
LILLY ELI & CO COM 532457108 400 514 SH SOLE 0 0 514
APPLE INC COM 037833100 384 2,242 SH SOLE 0 0 2,242
CARMAX INC COM 143130102 380 4,357 SH SOLE 0 0 4,357
KKR & CO INC COM 48251W104 378 3,760 SH SOLE 0 0 3,760
KONTOOR BRANDS INC COM 50050N103 364 6,036 SH SOLE 0 0 6,036
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 345 5,968 SH SOLE 0 0 5,968
INVESCO QQQ TR UNIT SER 1 46090E103 338 760 SH SOLE 0 0 760
ISHARES TR MSCI EMG MKT ETF 464287234 320 7,801 SH SOLE 0 0 7,801
ENOVIS CORPORATION COM 194014502 315 5,049 SH SOLE 0 0 5,049
TARGET CORP COM 87612E106 282 1,590 SH SOLE 0 0 1,590
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 259 6,144 SH SOLE 0 0 6,144
ISHARES TR MRGSTR MD CP GRW 464288307 256 3,629 SH SOLE 0 0 3,629
DICKS SPORTING GOODS INC COM 253393102 256 1,133 SH SOLE 0 0 1,133
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 249 3,181 SH SOLE 0 0 3,181
ISHARES TR RUS MID CAP ETF 464287499 245 2,915 SH SOLE 0 0 2,915
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 240 2,090 SH SOLE 0 0 2,090
SKECHERS U S A INC CL A 830566105 240 3,912 SH SOLE 0 0 3,912
VANGUARD BD INDEX FDS INTERMED TERM 921937819 238 3,157 SH SOLE 0 0 3,157
MERCK & CO INC COM 58933Y105 232 1,747 SH SOLE 0 0 1,747
ISHARES TR BROAD USD HIGH 46435U853 230 6,273 SH SOLE 0 0 6,273
INTERNATIONAL BUSINESS MACHS COM 459200101 219 1,148 SH SOLE 0 0 1,148
PAYPAL HLDGS INC COM 70450Y103 210 3,140 SH SOLE 0 0 3,140