| Financial Instruments with Off-Balance Sheet Risk |
Financial Instruments with Off-Balance Sheet Risk The table below presents the Company’s financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (in thousands) | Commercial | | Mortgage Finance | | Commercial Real Estate | | Consumer | | Total | | Six Months Ended June 30, 2024 | | | | | | | | | | | Beginning balance | $ | 36,040 | | | $ | 6 | | | $ | 10,147 | | | $ | 169 | | | $ | 46,362 | | | Provision for off-balance sheet credit losses | 1,222 | | | 23 | | | (2,363) | | | 75 | | | (1,043) | | | Ending balance | $ | 37,262 | | | $ | 29 | | | $ | 7,784 | | | $ | 244 | | | $ | 45,319 | | | Six Months Ended June 30, 2023 | | | | | | | | | | | Beginning balance | $ | 16,550 | | | $ | — | | | $ | 5,222 | | | $ | 21 | | | $ | 21,793 | | | Provision for off-balance sheet credit losses | 17,187 | | | — | | | 5,693 | | | 97 | | | 22,977 | | | Ending balance | $ | 33,737 | | | $ | — | | | $ | 10,915 | | | $ | 118 | | | $ | 44,770 | | | | | | | | | | | | | | | | | | | (in thousands) | | | | | | | June 30, 2024 | | December 31, 2023 | | | | | | | | | | | | Commitments to extend credit - period end balance | | | | | | | $ | 8,934,459 | | | $ | 9,749,085 | | | Standby letters of credit - period end balance | | | | | | | 518,824 | | | 595,079 | |
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