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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CONSUMER DISCRETIONARY ETF Exchange Traded Fund 81369Y407 747,840 4,100 SH OTR 0 4,100 0
FIDELITY CONSUMER STAPLES ETF Exchange Traded Fund 316092303 1,227,066 25,886 SH OTR 0 25,886 0
FIDELITY MSCI COMMUNICATION SERVICES ETF Exchange Traded Fund 316092873 1,879,601 35,987 SH OTR 0 35,987 0
HEALTH CARE SELECT SECTOR ETF Exchange Traded Fund 81369Y209 2,188,436 15,015 SH OTR 0 15,015 0
INDUSTRIAL SELECT SECTOR SPDR ETF Exchange Traded Fund 81369Y704 1,474,140 12,096 SH OTR 0 12,096 0
ISHARES CORE MSCI EMERGING MARKETS ETF Exchange Traded Fund 46434G103 3,315,166 61,931 SH OTR 0 61,931 0
ISHARES CORE S&P TOTAL U.S. ETF Exchange Traded Fund 464287150 65,283,745 549,619 SH OTR 0 549,619 0
ISHARES GLOBAL INFRASTRUCTURE ETF Exchange Traded Fund 464288372 4,035,487 84,213 SH OTR 0 84,213 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 2,121,251 21,238 SH OTR 0 21,238 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 4,817,409 8,355 SH OTR 0 8,355 0
VANGUARD UTILITIES ETF Exchange Traded Fund 92204A876 1,537,037 10,391 SH OTR 0 10,391 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 65,085,718 243,302 SH OTR 0 243,302 0
ISHARES MSCI EMERGING MARKETS ASIA ETF Exchange Traded Fund 464286426 1,459,385 20,135 SH OTR 0 20,135 0
ISHARES LATIN AMERICA 40 ETF Exchange Traded Fund 464287390 477,645 19,291 SH OTR 0 19,291 0
ISHARES CORE MSCI EUROPE ETF Exchange Traded Fund 46434V738 6,504,829 114,220 SH OTR 0 114,220 0