The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 946 4,896 SH SOLE 2,090 0 2,805
INVESCO QQQ TRUST SERIES I ETF 46090E103 771 1,609 SH SOLE 55 0 1,554
ISHARES GOLD TRUST ETF 464285204 9,395 213,859 SH SOLE 193,485 0 20,374
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 362 1,353 SH SOLE 919 0 434
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527 8,610 171,148 SH SOLE 152,711 0 18,437
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 10,649 155,396 SH SOLE 155,362 0 34
COSTCO WHSL CORP NEW COM Stock 22160K105 502 591 SH SOLE 203 0 388
GOLDMAN SACHS GROUP INC COM Stock 38141G104 346 766 SH SOLE 601 0 165
SHELL PLC SPON ADS ADR 780259305 795 11,011 SH SOLE 6,631 0 4,380
BOSTON SCIENTIFIC CORP COM Stock 101137107 489 6,344 SH SOLE 978 0 5,366
PROCTER AND GAMBLE CO COM Stock 742718109 233 1,415 SH SOLE 1,401 0 14
COCA COLA CO COM Stock 191216100 391 6,141 SH SOLE 100 0 6,040
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 312 10,777 SH SOLE 3,417 0 7,360
ISHARES MSCI USA ESG SELECT ETF ETF 464288802 416 3,706 SH SOLE 3,466 0 240
INTEL CORP COM Stock 458140100 681 21,982 SH SOLE 5,157 0 16,824
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109 787 2,013 SH SOLE 123 0 1,890
ISHARES SILVER TRUST ETF 46428Q109 340 12,806 SH SOLE 12,806 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 326 4,133 SH SOLE 4,133 0 0
SPDR DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 735 17,689 SH SOLE 17,689 0 0
MERCK & CO INC COM Stock 58933Y105 537 4,340 SH SOLE 2,040 0 2,300
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 2,496 23,873 SH SOLE 14,842 0 9,031
SPDR S&P 500 ETF TRUST ETF 78462F103 53,622 98,531 SH SOLE 75,902 0 22,628
GOLDMAN SACHS JUST US LARGE CAP EQ ETF ETF 381430396 399 5,103 SH SOLE 5,103 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 255 6,184 SH SOLE 5,457 0 727
PEPSICO INC COM Stock 713448108 332 2,016 SH SOLE 1,285 0 731
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 329 4,027 SH SOLE 1,705 0 2,322
ISHARES MSCI EUROZONE ETF ETF 464286608 348 7,120 SH SOLE 7,120 0 0
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 217 5,189 SH SOLE 5,189 0 0
EATON VANCE MUN BD FD COM CEF 27827X101 169 16,000 SH SOLE 16,000 0 0
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 5,054 70,130 SH SOLE 70,130 0 0
HOME DEPOT INC COM Stock 437076102 396 1,151 SH SOLE 933 0 218
PIMCO 1-5 YEAR US TIPS INDEX EXCHANGE-TRADED FUND ETF 72201R205 588 11,382 SH SOLE 2,797 0 8,585
FIRST TRUST LARGE CAP CORE ALPHADEX FUND ETF 33734K109 622 6,418 SH SOLE 31 0 6,387
SPDR GOLD SHARES ETF 78463V107 15,194 70,668 SH SOLE 41,458 0 29,210
MONGODB INC CL A Stock 60937P106 244 978 SH SOLE 0 0 978
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 383 3,800 SH SOLE 2,300 0 1,500
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 12,377 116,044 SH SOLE 103,485 0 12,558
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 707 1,738 SH SOLE 219 0 1,519
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 52,043 673,472 SH SOLE 577,596 0 95,875
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 599 7,496 SH SOLE 7,496 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 1,829 10,043 SH SOLE 2,091 0 7,952
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102 930 27,848 SH SOLE 27,848 0 0
MICROSOFT CORP COM Stock 594918104 1,156 2,586 SH SOLE 2,407 0 178
VALERO ENERGY CORP COM Stock 91913Y100 211 1,345 SH SOLE 1,345 0 0
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888 2,718 111,176 SH SOLE 111,176 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 7,131 32,707 SH SOLE 27,919 0 4,787
VANGUARD MID-CAP ETF ETF 922908629 10,465 43,225 SH SOLE 35,865 0 7,358
VANGUARD HEALTH CARE ETF ETF 92204A504 339 1,274 SH SOLE 1,274 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 280 6,817 SH SOLE 6,817 0 0
ALERIAN MLP ETF ETF 00162Q452 1,387 28,910 SH SOLE 28,910 0 0
VANGUARD CONSUMER STAPLES ETF ETF 92204A207 220 1,086 SH SOLE 737 0 349
VANGUARD INDUSTRIALS ETF ETF 92204A603 223 946 SH SOLE 946 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 955 1,656 SH SOLE 1,656 0 0
VANGUARD S&P 500 ETF ETF 922908363 92,719 185,390 SH SOLE 171,764 0 13,625
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 2,857 17,393 SH SOLE 17,393 0 0
VANECK GOLD MINERS ETF ETF 92189F106 1,939 57,140 SH SOLE 43,300 0 13,840
ELI LILLY & CO COM Stock 532457108 250 276 SH SOLE 219 0 57
SCHWAB U.S. MID-CAP ETF ETF 808524508 641 8,237 SH SOLE 1,958 0 6,279
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 1,059 17,563 SH SOLE 6,394 0 11,169
BNY MELLON STRATEGIC MUNICIPALS CEF 05588W108 294 48,000 SH SOLE 48,000 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505 476 1,427 SH SOLE 440 0 987
AFLAC INC COM Stock 001055102 210 2,353 SH SOLE 2,026 0 327
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103 229 37,000 SH SOLE 37,000 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 436 6,715 SH SOLE 0 0 6,714
NUVEEN DYNAMIC MUN OPPORTUNITI COM SHS CEF 67079X102 151 14,000 SH SOLE 14,000 0 0
SNOWFLAKE INC CL A Stock 833445109 225 1,663 SH SOLE 0 0 1,663
COINBASE GLOBAL INC COM CL A Stock 19260Q107 318 1,430 SH SOLE 155 0 1,275
VANGUARD GROWTH ETF ETF 922908736 2,526 6,755 SH SOLE 5,120 0 1,635
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103 401 37,200 SH SOLE 37,200 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 474 15,214 SH SOLE 15,180 0 34
META PLATFORMS INC CL A Stock 30303M102 277 549 SH SOLE 399 0 150
BNY MELLON STRATEGIC MUNI BOND CEF 09662E109 214 36,000 SH SOLE 36,000 0 0
NUVEEN MUNICIPAL CREDIT INC FD COM SH BEN INT CEF 67070X101 811 65,637 SH SOLE 65,637 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND ETF 33738D101 8,409 276,073 SH SOLE 266,717 0 9,356
HEALTHCARE RLTY TR CL A COM REIT 42226K105 246 14,952 SH SOLE 0 0 14,952
BROADCOM INC COM Stock 11135F101 666 415 SH SOLE 415 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 622 12,814 SH SOLE 4,066 0 8,748
ISHARES CORE MSCI EAFE ETF ETF 46432F842 58,355 803,343 SH SOLE 692,270 0 111,072
ROYAL BK CDA COM Stock 780087102 201 1,885 SH SOLE 1,259 0 626
NVIDIA CORPORATION COM Stock 67066G104 343 2,776 SH SOLE 1,946 0 830
ISHARES SHORT TREASURY BOND ETF ETF 464288679 1,524 13,789 SH SOLE 3,695 0 10,094
CUMMINS INC COM Stock 231021106 295 1,066 SH SOLE 688 0 378
CANADIAN IMPERIAL BK COMM TORO COM Stock 136069101 347 7,304 SH SOLE 6,000 0 1,304
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 12,397 231,589 SH SOLE 197,854 0 33,735
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 60,015 832,957 SH SOLE 682,628 0 150,328
NUVEEN QUALITY MUNCP INCOME FD COM CEF 67066V101 1,364 116,186 SH SOLE 116,186 0 0
NUVEEN AMT FREE MUN CR INC FD COM CEF 67071L106 293 23,493 SH SOLE 23,493 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 791 18,929 SH SOLE 9,013 0 9,916
CISCO SYS INC COM Stock 17275R102 232 4,893 SH SOLE 2,147 0 2,746
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 269 5,532 SH SOLE 31 0 5,501
FIDELITY WISE ORIGIN BITCOIN FUND ETF 315948109 1,221 23,278 SH SOLE 6,460 0 16,818
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 768 16,418 SH SOLE 16,387 0 31
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 372 4,083 SH SOLE 3,446 0 637
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 948 12,293 SH SOLE 12,043 0 250
ISHARES S&P 500 VALUE ETF ETF 464287408 315 1,730 SH SOLE 1,730 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 217 2,340 SH SOLE 2,340 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 751 1,373 SH SOLE 693 0 680
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 1,031 32,670 SH SOLE 19,892 0 12,778
SALESFORCE INC COM Stock 79466L302 257 999 SH SOLE 988 0 11
JPMORGAN CHASE & CO. COM Stock 46625H100 851 4,209 SH SOLE 1,902 0 2,307
CHEVRON CORP NEW COM Stock 166764100 302 1,932 SH SOLE 124 0 1,807
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 68,824 645,933 SH SOLE 531,456 0 114,476
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 483 9,779 SH SOLE 9,779 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 439 3,454 SH SOLE 1,644 0 1,810
WALMART INC COM Stock 931142103 1,502 22,184 SH SOLE 7,411 0 14,773
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 931 33,659 SH SOLE 32,871 0 788
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 23,722 200,016 SH SOLE 167,123 0 32,892
AMERICAN EXPRESS CO COM Stock 025816109 215 927 SH SOLE 927 0 0
NUVEEN AMT FREE QLTY MUN INCME COM CEF 670657105 870 75,893 SH SOLE 75,893 0 0
WILLIAMS COS INC COM Stock 969457100 369 8,685 SH SOLE 0 0 8,685
AGNICO EAGLE MINES LTD COM Stock 008474108 268 4,100 SH SOLE 0 0 4,100
BANK MONTREAL QUE COM Stock 063671101 224 2,672 SH SOLE 2,000 0 672
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 1,481 8,111 SH SOLE 8,111 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 496 5,406 SH SOLE 35 0 5,371
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 6,457 112,077 SH SOLE 112,044 0 33
ISHARES GLOBAL REIT ETF ETF 46434V647 2,905 124,945 SH SOLE 124,945 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 592 11,724 SH SOLE 11,724 0 0
AMARIN CORP PLC SPONS ADR NEW ADR 023111206 7 10,000 SH SOLE 10,000 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 266 2,622 SH SOLE 2,622 0 0
EXXON MOBIL CORP COM Stock 30231G102 475 4,124 SH SOLE 4,031 0 92
VANGUARD MEGA CAP VALUE ETF ETF 921910840 1,638 13,826 SH SOLE 13,826 0 0
ARK INNOVATION ETF ETF 00214Q104 443 10,074 SH SOLE 7,581 0 2,493
ISHARES MSCI ACWI ETF ETF 464288257 4,081 36,304 SH SOLE 4,995 0 31,309
KRAFT HEINZ CO COM Stock 500754106 260 8,058 SH SOLE 661 0 7,397
CROWN CASTLE INC COM REIT 22822V101 353 3,614 SH SOLE 714 0 2,900
ISHARES CORE S&P MID-CAP ETF ETF 464287507 17,768 303,615 SH SOLE 277,464 0 26,150
ISHARES MSCI EAFE ETF ETF 464287465 319 4,070 SH SOLE 2,040 0 2,030
APPLE INC COM Stock 037833100 3,201 15,196 SH SOLE 4,705 0 10,490
DISNEY WALT CO COM Stock 254687106 259 2,605 SH SOLE 2,170 0 435
INVESCO PREFERRED ETF ETF 46138E511 7,590 657,185 SH SOLE 561,461 0 95,724