| Disaggregation of Revenue |
The following table disaggregates our U.S. revenues by major service line, with revenues from our international tax services businesses and from Wave included as separate lines: | | | | | | | | | | | | | | | | | | | | | | | | | | | (in 000s) | | Year ended June 30, | | 2024 | | 2023 | | 2022 | | Revenues: | | | | | | | | U.S. assisted tax preparation | | $ | 2,274,835 | | | $ | 2,167,138 | | | $ | 2,094,612 | | | U.S. royalties | | 204,802 | | | 210,631 | | | 225,242 | | | U.S. DIY tax preparation | | 349,812 | | | 314,758 | | | 319,086 | | | Refund Transfers | | 142,249 | | | 143,310 | | | 162,893 | | | Peace of Mind® Extended Service Plan | | 93,087 | | | 95,181 | | | 94,637 | | | Tax Identity Shield® | | 33,386 | | | 38,265 | | | 39,114 | | Emerald Card® and SpruceSM | | 76,093 | | | 84,651 | | | 125,444 | | | Interest and fee income on Emerald Advance® | | 40,933 | | | 47,554 | | | 43,981 | | | International | | 247,123 | | | 235,131 | | | 231,335 | | | Wave | | 96,472 | | | 90,314 | | | 80,965 | | | Other | | 51,555 | | | 45,252 | | | 45,961 | | | Total revenues | | $ | 3,610,347 | | | $ | 3,472,185 | | | $ | 3,463,270 | | | | | | | | |
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| Changes in Balances of Deferred Revenue and Wages |
Changes in the balances of deferred revenue and wages for POM are as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (in 000s) | | POM | | Deferred Revenue | | Deferred Wages | | Year ended June 30, | | 2024 | | 2023 | | 2024 | | 2023 | | Balance, beginning of the year | | $ | 167,257 | | | $ | 173,486 | | | $ | 21,828 | | | $ | 19,495 | | | Amounts deferred | | 97,125 | | | 103,136 | | | 11,819 | | | 14,247 | | | Amounts recognized on previous deferrals | | (107,772) | | | (109,365) | | | (13,435) | | | (11,914) | | | Balance, end of the year | | $ | 156,610 | | | $ | 167,257 | | | $ | 20,212 | | | $ | 21,828 | | | | | | | | | | |
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