The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 729,901 3,917 SH SOLE 0 0 3,917
APPLE INC COM 037833100 943,701 4,050 SH SOLE 0 0 4,050
BANK AMERICA CORP COM 060505104 232,786 5,867 SH SOLE 0 0 5,867
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,382,360 2 SH SOLE 0 0 2
BOEING CO COM 097023105 236,710 1,557 SH SOLE 0 0 1,557
CONAGRA BRANDS INC COM 205887102 596,027 18,328 SH SOLE 0 0 18,328
COSTCO WHSL CORP NEW COM 22160K105 1,185,488 1,337 SH SOLE 0 0 1,337
ELI LILLY & CO COM 532457108 653,885 738 SH SOLE 0 0 738
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 380,149 1,914 SH SOLE 0 0 1,914
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 408,041 8,730 SH SOLE 1,026 0 7,704
INVESCO QQQ TR UNIT SER 1 46090E103 25,270,573 51,777 SH SOLE 108 0 51,668
ISHARES TR CORE DIV GRWTH 46434V621 15,174,851 242,062 SH SOLE 736 0 241,325
ISHARES TR CORE S&P500 ETF 464287200 1,756,745 3,046 SH SOLE 0 0 3,046
ISHARES TR CORE TOTAL USD 46434V613 223,867 4,751 SH SOLE 0 0 4,751
ISHARES TR CORE US AGGBD ET 464287226 258,508 2,553 SH SOLE 633 0 1,920
ISHARES TR ESG AWR MSCI USA 46435G425 2,217,658 17,575 SH SOLE 0 0 17,575
ISHARES TR MRGSTR MD CP GRW 464288307 8,919,604 122,237 SH SOLE 588 0 121,649
ISHARES TR SHRT NAT MUN ETF 464288158 1,077,535 10,147 SH SOLE 0 0 10,147
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,774,888 46,629 SH SOLE 0 0 46,629
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 16,207,281 349,370 SH SOLE 403 0 348,967
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 12,045,876 237,404 SH SOLE 772 0 236,632
JOHNSON & JOHNSON COM 478160104 577,244 3,562 SH SOLE 0 0 3,562
JPMORGAN CHASE & CO. COM 46625H100 263,586 1,250 SH SOLE 0 0 1,250
MICROSOFT CORP COM 594918104 7,978,288 18,541 SH SOLE 0 0 18,541
NIKE INC CL B 654106103 629,287 7,119 SH SOLE 0 0 7,119
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 944,153 22,039 SH SOLE 0 0 22,039
NVIDIA CORPORATION COM 67066G104 1,574,683 12,967 SH SOLE 0 0 12,967
PEPSICO INC COM 713448108 201,429 1,185 SH SOLE 0 0 1,185
REALTY INCOME CORP COM 756109104 244,140 3,850 SH SOLE 0 0 3,850
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 237,388 5,773 SH SOLE 1,891 0 3,882
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 47,000,723 556,024 SH SOLE 709 0 555,315
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,292,122 22,002 SH SOLE 0 0 22,002
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,662,943 37,227 SH SOLE 1,013 0 36,214
SPDR SER TR PORTFLI HIGH YLD 78468R606 343,255 14,273 SH SOLE 1,704 0 12,568
STARBUCKS CORP COM 855244109 377,237 3,869 SH SOLE 0 0 3,869
TESLA INC COM 88160R101 590,889 2,258 SH SOLE 0 0 2,258
VANGUARD BD INDEX FDS INTERMED TERM 921937819 23,306,584 297,392 SH SOLE 1,157 0 296,235
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 618,557 12,386 SH SOLE 0 0 12,386
VANGUARD INDEX FDS GROWTH ETF 922908736 37,827,319 98,527 SH SOLE 169 0 98,358
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 278,453 1,144 SH SOLE 0 0 1,144
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,868,125 58,854 SH SOLE 261 0 58,593
VANGUARD INDEX FDS MID CAP ETF 922908629 12,677,301 48,051 SH SOLE 0 0 48,051
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 69,608,258 131,916 SH SOLE 244 0 131,673
VANGUARD INDEX FDS SMALL CP ETF 922908751 32,398,235 136,580 SH SOLE 303 0 136,277
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 661,647 12,943 SH SOLE 0 0 12,943
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,235,255 15,553 SH SOLE 497 0 15,056
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 587,540 2,966 SH SOLE 0 0 2,966
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,280,741 62,123 SH SOLE 0 0 62,123
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,122,584 8,757 SH SOLE 0 0 8,757
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 320,641 3,632 SH SOLE 874 0 2,758
VANGUARD WORLD FD ESG US CORP BD 921910691 937,738 14,453 SH SOLE 0 0 14,453
VERIZON COMMUNICATIONS INC COM 92343V104 291,640 6,494 SH SOLE 0 0 6,494