| Schedule of financial instruments with off-balance sheet risk |
The table below presents the Company’s financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (in thousands) | Commercial | | Mortgage
Finance | | Commercial
Real Estate | | Consumer | | Total | | Nine Months Ended September 30, 2024 | | | | | | | | | | | Beginning balance | $ | 36,040 | | | $ | 6 | | | $ | 10,147 | | | $ | 169 | | | $ | 46,362 | | | Provision for off-balance sheet credit losses | 5,701 | | | 26 | | | (6,100) | | | (20) | | | (393) | | | Ending balance | $ | 41,741 | | | $ | 32 | | | $ | 4,047 | | | $ | 149 | | | $ | 45,969 | | | Nine Months Ended September 30, 2023 | | | | | | | | | | | Beginning balance | $ | 16,550 | | | $ | — | | | $ | 5,222 | | | $ | 21 | | | $ | 21,793 | | | Provision for off-balance sheet credit losses | 15,799 | | | 13 | | | 8,533 | | | 132 | | | 24,477 | | | Ending balance | $ | 32,349 | | | $ | 13 | | | $ | 13,755 | | | $ | 153 | | | $ | 46,270 | | | | | | | | | | | | | | | | | | | (in thousands) | | | | | | | September 30, 2024 | | December 31, 2023 | | | | | | | | | | | | Commitments to extend credit - period end balance | | | | | | | $ | 9,476,459 | | | $ | 9,749,085 | | | Standby letters of credit - period end balance | | | | | | | 534,570 | | | 595,079 | |
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