The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 229,517 1,700 SH SOLE 0 0 1,700
AFLAC INC COM 001055102 780,641 7,029 SH SOLE 0 0 7,029
AMAZON COM INC COM 023135106 1,842,997 9,953 SH SOLE 0 0 9,953
AMERICAN CENTY ETF TR US SML CP VALU 025072877 9,624,066 101,104 SH SOLE 0 0 101,104
AMERICAN CENTY ETF TR US EQT ETF 025072885 8,491,128 88,736 SH SOLE 0 0 88,736
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 10,827,294 164,674 SH SOLE 0 0 164,674
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,739,941 89,324 SH SOLE 0 0 89,324
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 9,795,471 147,789 SH SOLE 0 0 147,789
APPLE INC COM 037833100 7,380,403 32,153 SH SOLE 0 0 32,153
ARK ETF TR NEXT GNRTN INTER 00214Q401 220,612 2,586 SH SOLE 0 0 2,586
ECOLAB INC COM 278865100 303,236 1,186 SH SOLE 0 0 1,186
FIRST TR EXCHANGE-TRADED FD FT VEST RIS 33738D879 9,859,011 398,183 SH SOLE 0 0 398,183
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U810 233,143 6,077 SH SOLE 0 0 6,077
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740U786 269,266 7,319 SH SOLE 0 0 7,319
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 1,736,010 40,939 SH SOLE 0 0 40,939
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 435,799 8,956 SH SOLE 0 0 8,956
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F714 220,064 5,158 SH SOLE 0 0 5,158
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722 310,170 6,125 SH SOLE 0 0 6,125
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 236,526 7,900 SH SOLE 0 0 7,900
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703 319,650 12,730 SH SOLE 0 0 12,730
GENERAL MLS INC COM 370334104 2,084,409 28,922 SH SOLE 0 0 28,922
HONEST CO INC COM 438333106 259,254 77,159 SH SOLE 0 0 77,159
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 606,403 14,925 SH SOLE 0 0 14,925
ISHARES TR 0-5 YR TIPS ETF 46429B747 304,981 3,025 SH SOLE 0 0 3,025
ISHARES TR RUS 1000 VAL ETF 464287598 272,478 1,435 SH SOLE 0 0 1,435
ISHARES TR CORE DIV GRWTH 46434V621 2,627,110 41,766 SH SOLE 0 0 41,766
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 3,196,903 52,169 SH SOLE 0 0 52,169
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 2,818,020 36,147 SH SOLE 0 0 36,147
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 19,949,326 434,342 SH SOLE 0 0 434,342
JPMORGAN CHASE & CO. COM 46625H100 399,309 1,871 SH SOLE 0 0 1,871
META PLATFORMS INC CL A 30303M102 491,895 833 SH SOLE 0 0 833
MICROSOFT CORP COM 594918104 1,393,899 3,339 SH SOLE 0 0 3,339
NVIDIA CORPORATION COM 67066G104 321,278 2,422 SH SOLE 0 0 2,422
PACER FDS TR US CASH COWS 100 69374H881 8,752,804 150,703 SH SOLE 0 0 150,703
PROSHARES TR S&P 500 DV ARIST 74348A467 211,320 2,000 SH SOLE 0 0 2,000
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,532,928 61,404 SH SOLE 0 0 61,404
SPDR SER TR PRTFLO S&P500 GW 78464A409 4,715,027 56,272 SH SOLE 0 0 56,272
SPDR SER TR PORTFOLI S&P1500 78464A805 1,241,540 17,628 SH SOLE 0 0 17,628
SPDR SER TR PORTFOLIO SHORT 78464A474 1,583,795 52,758 SH SOLE 0 0 52,758
TESLA INC COM 88160R101 1,256,353 5,212 SH SOLE 0 0 5,212
UBER TECHNOLOGIES INC COM 90353T100 887,329 11,395 SH SOLE 0 0 11,395
VANGUARD BD INDEX FDS INTERMED TERM 921937819 8,629,373 112,216 SH SOLE 0 0 112,216
VANGUARD INDEX FDS MID CAP ETF 922908629 270,420 1,023 SH SOLE 0 0 1,023
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,753,658 6,164 SH SOLE 0 0 6,164
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,926,012 36,875 SH SOLE 0 0 36,875
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,197,190 61,698 SH SOLE 0 0 61,698
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,268,656 3,905 SH SOLE 0 0 3,905
WELLTOWER INC COM 95040Q104 248,680 2,000 SH SOLE 0 0 2,000