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PREMISES AND EQUIPMENT, NET
 9 Months Ended
Sep. 30, 2024
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT, NET PREMISES AND EQUIPMENT, NET
Premises and equipment, net consists of the following:
(in thousands)September 30,
2024		December 31,
2023
Computer hardware and software$46,078 $46,519 
Leasehold improvements709 1,011 
Furniture and fixtures72 102 
Office equipment and other17 17 
46,876 47,649 
Less: Accumulated depreciation and amortization(45,975)(45,940)
Total$901 $1,709 
Depreciation and amortization expense amounted to $0.8 million and $1.9 million for the nine months ended September 30, 2024 and 2023, respectively ($0.2 million and $0.6 million for the third quarter of 2024 and 2023, respectively), and is included in cost of revenue for operating assets and in selling, general and administrative expenses for non-operating assets in the accompanying condensed consolidated statements of operations and comprehensive loss.
Premises and equipment, net consist of the following by country:
(in thousands)September 30,
2024		December 31,
2023
Luxembourg$671 $1,131 
India199 492 
United States31 64 
Uruguay— 22 
Total$901 $1,709