| Age on Your Income Start Date and any Subsequent Step-Up date* |
Lifetime Withdrawal Percentage Single-Life Coverage |
Lifetime Withdrawal Percentage Joint-Life Coverage |
| less than 55 |
0.00% |
0.00% |
| 55-59 |
4.00% |
3.50% |
| 60-64 |
4.25% |
3.75% |
| 65-69 |
5.40% |
4.90% |
| 70-74 |
5.60% |
5.10% |
| 75-79 |
5.80% |
5.30% |
| 80-84 |
6.00% |
5.50% |
| 85+ |
6.00% |
5.50% |
| Age on Your Income Start Date and any Subsequent Step-Up date* |
Lifetime Withdrawal Percentage Single-Life Coverage |
Lifetime Withdrawal Percentage Joint-Life Coverage |
| less than 55 |
0.00% |
0.00% |
| 55-59 |
4.25% |
3.75% |
| 60-64 |
4.80% |
4.30% |
| 65-69 |
6.00% |
5.50% |
| 70-74 |
6.35% |
5.85% |
| 75-79 |
6.60% |
6.10% |
| 80-84 |
6.75% |
6.25% |
| 85+ |
6.75% |
6.25% |
| B-A |
LWAF |
| -3.00% and lower |
-2.40% |
| -2.75% to -2.99% |
-2.20% |
| -2.50% to -2.74% |
-2.00% |
| -2.25% to -2.49% |
-1.80% |
| -2.00% to -2.24% |
-1.60% |
| -1.75% to -1.99% |
-1.40% |
| -1.50% to -1.74% |
-1.20% |
| -1.25% to -1.49% |
-1.00% |
| -1.00% to -1.24% |
-0.80% |
| -0.75% to -0.99% |
-0.60% |
| -0.50% to -0.74% |
-0.40% |
| -0.25% to -0.49% |
-0.20% |
| 0.00% to -0.24% |
0.00% |
| 0.00% to 0.24% |
0.00% |
| 0.25% to 0.49% |
0.20% |
| 0.50% to 0.74% |
0.40% |
| 0.75% to 0.99% |
0.60% |
| 1.00% to 1.24% |
0.80% |
| 1.25% to 1.49% |
1.00% |
| 1.50% to 1.74% |
1.20% |
| 1.75% to 1.99% |
1.40% |
| 2.00% to 2.24% |
1.60% |
| 2.25% to 2.49% |
1.80% |
| 2.50% to 2.74% |
2.00% |
| 2.75% to 2.99% |
2.20% |
| 3.00% to 3.24% |
2.40% |
| 3.25% to 3.49% |
2.60% |
| 3.50% to 3.74% |
2.80% |
| 3.75% and greater |
3.00% |
| |
Completed Years of Term at time request to terminate is
received | |||||||||
| |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| Seven-Year GMPB |
110% |
120% |
130% |
140% |
150% |
160% |
190% |
|
|
|
| Ten-Year GMPB |
110% |
120% |
130% |
140% |
150% |
160% |
170% |
180% |
190% |
200% |
| Completed Years of Term at time Purchase Payment is received |
Purchase Payment Adjustment Factor |
| 0 |
90% |
| 1 |
80% |
| 2 |
70% |
| 3 |
60% |
| 4 |
50% |
| 5 |
50% |
| 6 |
50% |
| 7 |
50% |
| 8 |
50% |
| 9 |
50% |
| Completed Years of Term at time Purchase Payment is received |
Purchase Payment Adjustment Factor |
| 0 |
85% |
| 1 |
70% |
| 2 |
60% |
| 3 |
50% |
| 4 |
50% |
| 5 |
50% |
| 6 |
50% |