Age on Your Income Start Date and any Subsequent Step-Up date* |
Lifetime Withdrawal Percentage Single-Life Coverage |
Lifetime Withdrawal Percentage Joint-Life Coverage |
less than 55 |
0.00% |
0.00% |
55-59 |
4.00% |
3.50% |
60-64 |
4.25% |
3.75% |
65-69 |
5.40% |
4.90% |
70-74 |
5.60% |
5.10% |
75-79 |
5.80% |
5.30% |
80-84 |
6.00% |
5.50% |
85+ |
6.00% |
5.50% |
Age on Your Income Start Date and any Subsequent Step-Up date* |
Lifetime Withdrawal Percentage Single-Life Coverage |
Lifetime Withdrawal Percentage Joint-Life Coverage |
less than 55 |
0.00% |
0.00% |
55-59 |
4.25% |
3.75% |
60-64 |
4.80% |
4.30% |
65-69 |
6.00% |
5.50% |
70-74 |
6.35% |
5.85% |
75-79 |
6.60% |
6.10% |
80-84 |
6.75% |
6.25% |
85+ |
6.75% |
6.25% |
B-A |
LWAF |
-3.00% and lower |
-2.40% |
-2.75% to -2.99% |
-2.20% |
-2.50% to -2.74% |
-2.00% |
-2.25% to -2.49% |
-1.80% |
-2.00% to -2.24% |
-1.60% |
-1.75% to -1.99% |
-1.40% |
-1.50% to -1.74% |
-1.20% |
-1.25% to -1.49% |
-1.00% |
-1.00% to -1.24% |
-0.80% |
-0.75% to -0.99% |
-0.60% |
-0.50% to -0.74% |
-0.40% |
-0.25% to -0.49% |
-0.20% |
0.00% to -0.24% |
0.00% |
0.00% to 0.24% |
0.00% |
0.25% to 0.49% |
0.20% |
0.50% to 0.74% |
0.40% |
0.75% to 0.99% |
0.60% |
1.00% to 1.24% |
0.80% |
1.25% to 1.49% |
1.00% |
1.50% to 1.74% |
1.20% |
1.75% to 1.99% |
1.40% |
2.00% to 2.24% |
1.60% |
2.25% to 2.49% |
1.80% |
2.50% to 2.74% |
2.00% |
2.75% to 2.99% |
2.20% |
3.00% to 3.24% |
2.40% |
3.25% to 3.49% |
2.60% |
3.50% to 3.74% |
2.80% |
3.75% and greater |
3.00% |
|
Completed Years of Term at time request to terminate is
received | |||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
Seven-Year GMPB |
110% |
120% |
130% |
140% |
150% |
160% |
190% |
|
|
|
Ten-Year GMPB |
110% |
120% |
130% |
140% |
150% |
160% |
170% |
180% |
190% |
200% |
Completed Years of Term at time Purchase Payment is received |
Purchase Payment Adjustment Factor |
0 |
90% |
1 |
80% |
2 |
70% |
3 |
60% |
4 |
50% |
5 |
50% |
6 |
50% |
7 |
50% |
8 |
50% |
9 |
50% |
Completed Years of Term at time Purchase Payment is received |
Purchase Payment Adjustment Factor |
0 |
85% |
1 |
70% |
2 |
60% |
3 |
50% |
4 |
50% |
5 |
50% |
6 |
50% |