| Schedule of Disaggregation of Revenue |
Our revenue consists of: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended September 30, | | Nine months ended September 30, | | | | | | | 2024 | | 2023 | | 2024 | | 2023 | | Revenue Stream | | Income Statement Classification | | Segment | | Total Revenue | | Revenue from insurance contracts: | | | | | | (In millions) | | Direct title insurance premiums | | Direct title insurance premiums | | Title | | $ | 571 | | | $ | 524 | | | $ | 1,575 | | | $ | 1,493 | | | Agency title insurance premiums | | Agency title insurance premiums | | Title | | 789 | | | 728 | | | 2,166 | | | 1,991 | | | Life insurance premiums, insurance and investment product fees, and other | | Escrow, title-related and other fees | | F&G | | 526 | | | 582 | | | 1,772 | | | 1,523 | | | Home warranty | | Escrow, title-related and other fees | | Title | | 42 | | | 43 | | | 114 | | | 110 | | | Total revenue from insurance contracts | | | | | | 1,928 | | | 1,877 | | | 5,627 | | | 5,117 | | | Revenue from contracts with customers: | | | | | | | | | | | | | | Escrow fees | | Escrow, title-related and other fees | | Title | | 219 | | | 211 | | | 609 | | | 590 | | | Other title-related fees and income | | Escrow, title-related and other fees | | Title | | 169 | | | 167 | | | 479 | | | 482 | | | ServiceLink, excluding title premiums, escrow fees, and subservicing fees | | Escrow, title-related and other fees | | Title | | 83 | | | 85 | | | 237 | | | 247 | | | | | | | | | | | | | | | | Real estate technology | | Escrow, title-related and other fees | | Corporate and other | | 35 | | | 38 | | | 106 | | | 114 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total revenue from contracts with customers | | | | | | 506 | | | 501 | | | 1,431 | | | 1,433 | | | Other revenue: | | | | | | | | | | | | | | Loan subservicing revenue | | Escrow, title-related and other fees | | Title | | 68 | | | 71 | | | 197 | | | 200 | | | Other | | Escrow, title-related and other fees | | Corporate and other | | 17 | | | (1) | | | 41 | | | 22 | | | Interest and investment income | | Interest and investment income | | Various | | 815 | | | 686 | | | 2,308 | | | 1,915 | | | Recognized gains and losses, net | | Recognized gains and losses, net | | Various | | 269 | | | (356) | | | 456 | | | (367) | | | Total revenues | | Total revenues | | | | $ | 3,603 | | | $ | 2,778 | | | $ | 10,060 | | | $ | 8,320 | |
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| Schedule of Rollforward of Unearned Revenue Liabilities (URL) |
The following tables roll forward URL for our universal life product for the nine months ended September 30, 2024 and September 30, 2023: | | | | | | | | | | | | | | | | | Nine Months Ended September 30, | | 2024 | | | | | | 2023 | | (In millions) | | Balance at January 1, | $ | 270 | | | | | | | $ | 166 | | | Capitalization | 110 | | | | | | | 87 | | | Amortization | (14) | | | | | | | (12) | | | Balance at September 30, | $ | 366 | | | | | | | $ | 241 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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