v3.24.4
Revenue from Contracts with Customers (Schedule of Revenue from Contracts with Customers Disaggregated by Business Segment) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 9 Months Ended 12 Months Ended
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2022
Sep. 30, 2022
Jun. 30, 2022
Mar. 31, 2022
Jun. 30, 2023
Jun. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Disaggregation of Revenue [Line Items]                              
Discount and interchange revenue, net $ 354 $ 360 $ 353 $ 314 $ 337 $ 316 $ 360 $ 290 $ 667 $ 650 $ 1,027 $ 966 $ 1,381 $ 1,303 $ 1,144
Protection products revenue                         172 172 165
Transaction processing revenue                         303 249 227
Other income                         85 75 66
Loan fee income                         763 632 464
(Losses) gains on equity investments                         (9) (214) 424
Total other income not subject to ASC 606                         754 418 888
Total other income $ 712 $ 705 $ 684 $ 594 $ 634 $ 606 $ 584 $ 393 $ 1,278 $ 977 $ 1,983 $ 1,583 2,695 2,217 2,490
Customer rewards included in discount and interchange revenue                         3,100 3,000 2,500
Deposit product fees reported in net interest income and excluded from other income subject to ASC 606                         15 10 2
Accounting Standards Update 2014-09 [Member]                              
Disaggregation of Revenue [Line Items]                              
Discount and interchange revenue, net [1]                         1,381 1,303 1,144
Protection products revenue                         172 172 165
Transaction processing revenue                         303 249 227
Other income                         85 75 66
Total other income subject to ASC 606 [2]                         1,941 1,799 1,602
Operating Segments [Member] | Digital Banking [Member]                              
Disaggregation of Revenue [Line Items]                              
Loan fee income                         763 632 464
(Losses) gains on equity investments                         0 2 1
Total other income not subject to ASC 606                         763 634 465
Total other income                         2,245 2,041 1,701
Operating Segments [Member] | Digital Banking [Member] | Accounting Standards Update 2014-09 [Member]                              
Disaggregation of Revenue [Line Items]                              
Discount and interchange revenue, net [1]                         1,294 1,224 1,071
Protection products revenue                         172 172 165
Transaction processing revenue                         0 0 0
Other income                         16 11 0
Total other income subject to ASC 606 [2]                         1,482 1,407 1,236
Operating Segments [Member] | Payment Services [Member]                              
Disaggregation of Revenue [Line Items]                              
Loan fee income                         0 0 0
(Losses) gains on equity investments                         (9) (216) 423
Total other income not subject to ASC 606                         (9) (216) 423
Total other income                         450 176 789
Operating Segments [Member] | Payment Services [Member] | Accounting Standards Update 2014-09 [Member]                              
Disaggregation of Revenue [Line Items]                              
Discount and interchange revenue, net [1]                         87 79 73
Protection products revenue                         0 0 0
Transaction processing revenue                         303 249 227
Other income                         69 64 66
Total other income subject to ASC 606 [2]                         $ 459 $ 392 $ 366
[1] Net of rewards, including Cashback Bonus rewards, of $3.1 billion, $3.0 billion and $2.5 billion for the years ended December 31, 2023, 2022 and 2021, respectively.
[2] Excludes $15 million, $10 million and $2 million deposit product fees that are reported within net interest income for the years ended December 31, 2023, 2022 and 2021, respectively.