| Schedule of Revenue from Contracts with Customers Disaggregated by Business Segment |
The following table presents revenue from contracts with customers disaggregated by business segment and reconciles revenue from contracts with customers to total other income (dollars in millions): | | | | | | | | | | | | | | | | | | | Digital Banking | | Payment Services | | Total | | (As Restated) | | | | (As Restated) | | For the Year Ended December 31, 2023 | | | | | | | Other income subject to ASC 606 | | | | | | Discount and interchange revenue, net(1) | $ | 1,294 | | | $ | 87 | | | $ | 1,381 | | | Protection products revenue | 172 | | | — | | | 172 | | | Transaction processing revenue | — | | | 303 | | | 303 | | | Other income | 16 | | | 69 | | | 85 | | Total other income subject to ASC 606(2) | 1,482 | | | 459 | | | 1,941 | | | Other income not subject to ASC 606 | | | | | | | Loan fee income | 763 | | | — | | | 763 | | | Gains (losses) on equity investments | — | | | (9) | | | (9) | | | Total other income (loss) not subject to ASC 606 | 763 | | | (9) | | | 754 | | | Total other income by operating segment | $ | 2,245 | | | $ | 450 | | | $ | 2,695 | | | | | | | | | For the Year Ended December 31, 2022 | | | | | | | Other income subject to ASC 606 | | | | | | Discount and interchange revenue, net(1) | $ | 1,224 | | | $ | 79 | | | $ | 1,303 | | | Protection products revenue | 172 | | | — | | | 172 | | | Transaction processing revenue | — | | | 249 | | | 249 | | | Other income | 11 | | | 64 | | | 75 | | Total other income subject to ASC 606(2) | 1,407 | | | 392 | | | 1,799 | | | Other income not subject to ASC 606 | | | | | | | Loan fee income | 632 | | | — | | | 632 | | | Gains (losses) on equity investments | 2 | | | (216) | | | (214) | | | Total other income not subject to ASC 606 | 634 | | | (216) | | | 418 | | | Total other income by operating segment | $ | 2,041 | | | $ | 176 | | | $ | 2,217 | | | | | | | | | For the Year Ended December 31, 2021 | | | | | | | Other income subject to ASC 606 | | | | | | Discount and interchange revenue, net(1) | $ | 1,071 | | | $ | 73 | | | $ | 1,144 | | | Protection products revenue | 165 | | | — | | | 165 | | | Transaction processing revenue | — | | | 227 | | | 227 | | | Other income | — | | | 66 | | | 66 | | Total other income subject to ASC 606(2) | 1,236 | | | 366 | | | 1,602 | | | Other income not subject to ASC 606 | | | | | | | Loan fee income | 464 | | | — | | | 464 | | | Gains on equity investments | 1 | | | 423 | | | 424 | | | Total other income not subject to ASC 606 | 465 | | | 423 | | | 888 | | | Total other income by operating segment | $ | 1,701 | | | $ | 789 | | | $ | 2,490 | | | | | | | |
(1) Net of rewards, including Cashback Bonus rewards, of $3.1 billion, $3.0 billion and $2.5 billion for the years ended December 31, 2023, 2022 and 2021, respectively. (2) Excludes $15 million, $10 million and $2 million deposit product fees that are reported within net interest income for the years ended December 31, 2023, 2022 and 2021, respectively.
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