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Loan Receivables (Schedule of Delinquent Loans by Origination Year) (Details) - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables $ 128,409 $ 112,120
30-89 Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables 2,382 1,477
90 or More Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables 2,045 1,101
Credit Card Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables [1],[2] 102,259 90,113
Credit Card Loans [Member] | 30-89 Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, credit card 2,038 1,250
Credit Card Loans [Member] | 90 or More Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, credit card 1,917 1,028
Credit Card Loans [Member] | Total Past Due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, credit card 3,955 2,278
Total Other Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables [3] 26,150 22,007
Total Other Loans [Member] | Private Student Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables [3],[4] 10,352 10,308
Total Other Loans [Member] | Personal Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables [3] 9,852 7,998
Total Other Loans [Member] | 30-89 Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables 344 227
Total Other Loans [Member] | 30-89 Days Delinquent [Member] | Private Student Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year [5] 0  
Loan receivable, year two, originated, fiscal year before current fiscal year [5] 7 0
Loan receivable, year three, originated, two years before current fiscal year [5] 18 6
Loan receivable, year four, originated, three years before current fiscal year [5] 20 14
Loan receivable, year five, originated, four years before current fiscal year [5] 24 19
Loan receivable, originated, more than five years before current fiscal year [5] 132 128
Loan receivables [5] 201 167
Total Other Loans [Member] | 30-89 Days Delinquent [Member] | Personal Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year 26  
Loan receivable, year two, originated, fiscal year before current fiscal year 44 12
Loan receivable, year three, originated, two years before current fiscal year 20 15
Loan receivable, year four, originated, three years before current fiscal year 7 8
Loan receivable, year five, originated, four years before current fiscal year 5 6
Loan receivable, originated, more than five years before current fiscal year 2 6
Loan receivables 104 47
Total Other Loans [Member] | 90 or More Days Delinquent [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables 128 73
Total Other Loans [Member] | 90 or More Days Delinquent [Member] | Private Student Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year [5] 0  
Loan receivable, year two, originated, fiscal year before current fiscal year [5] 2 0
Loan receivable, year three, originated, two years before current fiscal year [5] 6 1
Loan receivable, year four, originated, three years before current fiscal year [5] 7 3
Loan receivable, year five, originated, four years before current fiscal year [5] 9 5
Loan receivable, originated, more than five years before current fiscal year [5] 46 36
Loan receivables [5] 70 45
Total Other Loans [Member] | 90 or More Days Delinquent [Member] | Personal Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year 8  
Loan receivable, year two, originated, fiscal year before current fiscal year 16 3
Loan receivable, year three, originated, two years before current fiscal year 8 6
Loan receivable, year four, originated, three years before current fiscal year 2 2
Loan receivable, year five, originated, four years before current fiscal year 2 2
Loan receivable, originated, more than five years before current fiscal year 3 3
Loan receivables 39 16
Total Other Loans [Member] | Total Past Due | Private Student Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year [5] 0  
Loan receivable, year two, originated, fiscal year before current fiscal year [5] 9 0
Loan receivable, year three, originated, two years before current fiscal year [5] 24 7
Loan receivable, year four, originated, three years before current fiscal year [5] 27 17
Loan receivable, year five, originated, four years before current fiscal year [5] 33 24
Loan receivable, originated, more than five years before current fiscal year [5] 178 164
Loan receivables [5] 271 212
Total Other Loans [Member] | Total Past Due | Personal Loans [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loan receivables, year one, originated, current fiscal year 34  
Loan receivable, year two, originated, fiscal year before current fiscal year 60 15
Loan receivable, year three, originated, two years before current fiscal year 28 21
Loan receivable, year four, originated, three years before current fiscal year 9 10
Loan receivable, year five, originated, four years before current fiscal year 7 8
Loan receivable, originated, more than five years before current fiscal year 5 9
Loan receivables $ 143 $ 63
[1] Amounts include carrying values of $14.8 billion and $13.5 billion underlying investors’ interest in trust debt at December 31, 2023 and 2022, respectively, and $15.6 billion and $12.2 billion in seller’s interest at December 31, 2023 and 2022, respectively. See Note 5: Credit Card and Private Student Loan Securitization Activities for additional information.
[2] Unbilled accrued interest receivable on credit card loans, which is presented as part of other assets in the Company’s consolidated statements of financial condition, was $753 million and $611 million at December 31, 2023 and 2022, respectively.
[3] Accrued interest receivable on private student, personal and other loans, which is presented as part of other assets in the Company’s consolidated statements of financial condition, was $522 million, $69 million and $21 million, respectively, at December 31, 2023 and $468 million, $49 million and $11 million, respectively, at December 31, 2022.
[4] Private student loans in repayment were $6.3 billion and $6.0 billion at December 31, 2023 and 2022, respectively.
[5] Private student loans may include a deferment period, during which borrowers are not required to make payments while enrolled in school at least half time as determined by the school. During a deferment period, these loans do not advance into delinquency.