v3.24.4
Loan Receivables (Schedule of Geographic Distribution of Loan Receivables) (Details) - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 128,409 $ 112,120
Credit Card Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables [1],[2] $ 102,259 $ 90,113
Percentage of total loan receivables (in percent) 100.00% 100.00%
Credit Card Loans [Member] | Texas    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 9,150 $ 7,996
Percentage of total loan receivables (in percent) 8.90% 8.90%
Credit Card Loans [Member] | California    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 9,078 $ 7,888
Percentage of total loan receivables (in percent) 8.90% 8.70%
Credit Card Loans [Member] | Florida    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 7,496 $ 6,465
Percentage of total loan receivables (in percent) 7.30% 7.20%
Credit Card Loans [Member] | New York    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 6,538 $ 5,895
Percentage of total loan receivables (in percent) 6.40% 6.50%
Credit Card Loans [Member] | Illinois    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 5,012 $ 4,528
Percentage of total loan receivables (in percent) 4.90% 5.00%
Credit Card Loans [Member] | Pennsylvania    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 4,985 $ 4,484
Percentage of total loan receivables (in percent) 4.90% 5.00%
Credit Card Loans [Member] | Ohio    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 4,188 $ 3,759
Percentage of total loan receivables (in percent) 4.10% 4.20%
Credit Card Loans [Member] | New Jersey    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 3,499 $ 3,127
Percentage of total loan receivables (in percent) 3.40% 3.50%
Credit Card Loans [Member] | Georgia    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 3,294 $ 2,849
Percentage of total loan receivables (in percent) 3.20% 3.20%
Credit Card Loans [Member] | Michigan    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 2,821 $ 2,521
Percentage of total loan receivables (in percent) 2.80% 2.80%
Credit Card Loans [Member] | Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 46,198 $ 40,601
Percentage of total loan receivables (in percent) 45.20% 45.00%
Total Other Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables [3] $ 26,150 $ 22,007
Percentage of total loan receivables (in percent) 100.00% 100.00%
Total Other Loans [Member] | Texas    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 1,987 $ 1,595
Percentage of total loan receivables (in percent) 7.60% 7.20%
Total Other Loans [Member] | California    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 2,449 $ 2,015
Percentage of total loan receivables (in percent) 9.40% 9.20%
Total Other Loans [Member] | Florida    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 1,607 $ 1,248
Percentage of total loan receivables (in percent) 6.10% 5.70%
Total Other Loans [Member] | New York    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 2,074 $ 1,900
Percentage of total loan receivables (in percent) 7.90% 8.60%
Total Other Loans [Member] | Illinois    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 1,405 $ 1,247
Percentage of total loan receivables (in percent) 5.40% 5.70%
Total Other Loans [Member] | Pennsylvania    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 1,567 $ 1,431
Percentage of total loan receivables (in percent) 6.00% 6.50%
Total Other Loans [Member] | Ohio    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 975 $ 849
Percentage of total loan receivables (in percent) 3.70% 3.90%
Total Other Loans [Member] | New Jersey    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 1,285 $ 1,114
Percentage of total loan receivables (in percent) 4.90% 5.10%
Total Other Loans [Member] | Georgia    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 851 $ 647
Percentage of total loan receivables (in percent) 3.30% 3.00%
Total Other Loans [Member] | Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 11,172 $ 9,307
Percentage of total loan receivables (in percent) 42.70% 42.30%
Total Other Loans [Member] | VIRGINIA    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Loan receivables $ 778 $ 654
Percentage of total loan receivables (in percent) 3.00% 2.80%
[1] Amounts include carrying values of $14.8 billion and $13.5 billion underlying investors’ interest in trust debt at December 31, 2023 and 2022, respectively, and $15.6 billion and $12.2 billion in seller’s interest at December 31, 2023 and 2022, respectively. See Note 5: Credit Card and Private Student Loan Securitization Activities for additional information.
[2] Unbilled accrued interest receivable on credit card loans, which is presented as part of other assets in the Company’s consolidated statements of financial condition, was $753 million and $611 million at December 31, 2023 and 2022, respectively.
[3] Accrued interest receivable on private student, personal and other loans, which is presented as part of other assets in the Company’s consolidated statements of financial condition, was $522 million, $69 million and $21 million, respectively, at December 31, 2023 and $468 million, $49 million and $11 million, respectively, at December 31, 2022.