The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM COM 88579Y101 697 5,398 SH SOLE 0 0 5,398
ABBOTT LABS COM 002824100 625 5,522 SH SOLE 0 0 5,522
ABBVIE INC COM COM 00287Y109 577 3,247 SH SOLE 0 0 3,247
ACCENTURE PLC IRELAND SHS CLAS FOREIGN COMMON G1151C101 439 1,248 SH SOLE 0 0 1,248
ADVANCED MICRO DEVICES COM 007903107 928 7,679 SH SOLE 0 0 7,679
ALPHABET CLASS A COM 02079K305 2,679 14,150 SH SOLE 0 0 14,150
ALPHABET CLASS C COM 02079K107 5,572 29,260 SH SOLE 0 0 29,260
ALPHABET CLASS C COM 02079K107 133 700 SH OTR 0 0 700
AMAZON COM INC COM COM 023135106 1,515 6,905 SH SOLE 0 0 6,905
AMERICAN EXPRESS CO COM 025816109 303 1,020 SH SOLE 0 0 1,020
AMGEN INC COM 031162100 609 2,336 SH SOLE 0 0 2,336
APPLE COMPUTER INC COM 037833100 22,735 90,788 SH SOLE 0 0 90,788
APPLIED MATLS INC COM COM 038222105 2,623 16,130 SH SOLE 0 0 16,130
AVERY DENNISON CORP COM 053611109 281 1,500 SH SOLE 0 0 1,500
BECTON DICKINSON & CO COM 075887109 1,112 4,900 SH SOLE 0 0 4,900
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 681 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 5,498 12,129 SH SOLE 0 0 12,129
BLACKROCK INC COM COM 09290D101 1,163 1,135 SH SOLE 0 0 1,135
BNY MELLON FDS TR NTL INT MUN MUTUAL FUNDS 05569M756 339 26,337 SH SOLE 0 0 26,337
BOEING CO COM 097023105 873 4,931 SH SOLE 0 0 4,931
BRISTOL MYERS SQUIBB CO COM 110122108 1,240 21,915 SH SOLE 0 0 21,915
CANADIAN PACIFIC KANSAS CITY C COM 13646K108 1,751 24,192 SH SOLE 0 0 24,192
CATERPILLAR INC COM 149123101 4,606 12,697 SH SOLE 0 0 12,697
CHEVRON CORPORATION COM 166764100 5,163 35,647 SH SOLE 0 0 35,647
CHEVRON CORPORATION COM 166764100 101 700 SH OTR 0 0 700
CHUBB LIMITED COM COM H1467J104 505 1,826 SH SOLE 0 0 1,826
CISCO SYS INC COM 17275R102 5,375 90,795 SH SOLE 0 0 90,795
COCA-COLA CO COM 191216100 5,543 89,026 SH SOLE 0 0 89,026
COLGATE PALMOLIVE CO COM 194162103 444 4,880 SH SOLE 0 0 4,880
DENTSPLY SIRONA INC COM COM 24906P109 908 47,816 SH SOLE 0 0 47,816
DISNEY WALT PRODTNS COM 254687106 3,164 28,413 SH SOLE 0 0 28,413
DISNEY WALT PRODTNS COM 254687106 54 485 SH OTR 0 0 485
EMERSON ELEC CO COM 291011104 1,638 13,219 SH SOLE 0 0 13,219
EXXON MOBIL CORPORATION COM 30231G102 2,326 21,622 SH SOLE 0 0 21,622
FERRARI N V COM FOREIGN COMMON N3167Y103 5,400 12,711 SH SOLE 0 0 12,711
GALLAGHER ARTHUR J & CO COM COM 363576109 3,282 11,562 SH SOLE 0 0 11,562
GENERAL DYNAMICS CORP COM 369550108 6,758 25,648 SH SOLE 0 0 25,648
GENUINE PARTS CO COM 372460105 203 1,735 SH SOLE 0 0 1,735
HONEYWELL INTERNATIONAL, INC. COM 438516106 282 1,250 SH SOLE 0 0 1,250
ILLINOIS TOOL WORKS INC COM 452308109 1,650 6,506 SH SOLE 0 0 6,506
ILLINOIS TOOL WORKS INC COM 452308109 86 338 SH OTR 0 0 338
INTEL CORP COM 458140100 3,095 154,386 SH SOLE 0 0 154,386
INTL BUSINESS MACHINES CORP COM 459200101 4,598 20,916 SH SOLE 0 0 20,916
INTUIT INC COM COM 461202103 7,155 11,385 SH SOLE 0 0 11,385
J.P. MORGAN CHASE & CO COM 46625H100 240 1,000 SH SOLE 0 0 1,000
JOHNSON & JOHNSON COM 478160104 5,913 40,884 SH SOLE 0 0 40,884
KELLOGG CO COM 487836108 536 6,625 SH SOLE 0 0 6,625
KIMBERLY CLARK CORP COM 494368103 488 3,726 SH SOLE 0 0 3,726
LABORATORY CORP AMER HLDGS COM COM 504922105 865 3,770 SH SOLE 0 0 3,770
MANULIFE FINL CORP COM COM 56501R106 246 8,000 SH SOLE 0 0 8,000
MARTIN MARIETTA MATLS INC COM COM 573284106 504 975 SH SOLE 0 0 975
MCDONALDS CORP COM 580135101 548 1,890 SH SOLE 0 0 1,890
MERCK & COMPANY COM 58933Y105 2,614 26,272 SH SOLE 0 0 26,272
META PLATFORMS INC CL A COM 30303M102 247 422 SH SOLE 0 0 422
MICRON TECHNOLOGY INC COM 595112103 457 5,430 SH SOLE 0 0 5,430
MICROSOFT CORP COM 594918104 22,095 52,419 SH SOLE 0 0 52,419
MONEY MKT OBLIGS TR FH PRM CA MUTUAL FUNDS 60934N617 865 864,530 SH SOLE 0 0 864,530
MOODYS CORP COM COM 615369105 947 2,000 SH SOLE 0 0 2,000
NESTLE S A SPONSORED ADR FOREIGN COMMON 641069406 2,367 28,642 SH SOLE 0 0 28,642
NETFLIX COM INC COM COM 64110L106 227 255 SH SOLE 0 0 255
NORFOLK SOUTHN CORP COM 655844108 967 4,120 SH SOLE 0 0 4,120
NOVARTIS AG - ADR FOREIGN COMMON 66987V109 1,423 14,625 SH SOLE 0 0 14,625
NVIDIA CORP COM COM 67066G104 5,086 37,870 SH SOLE 0 0 37,870
ORACLE CORP COM 68389X105 13,779 82,688 SH SOLE 0 0 82,688
PEPSICO INC COM 713448108 6,677 43,910 SH SOLE 0 0 43,910
PFIZER INC COM 717081103 1,909 71,959 SH SOLE 0 0 71,959
PRIMECAP ODYSSEY FUNDS GROWTH MUTUAL FUNDS 74160Q103 9,802 283,964 SH SOLE 0 0 283,964
PROCTER & GAMBLE COMPANY COM 742718109 3,773 22,507 SH SOLE 0 0 22,507
REGENERON PHARMACEUTICALS COM COM 75886F107 524 735 SH SOLE 0 0 735
RTX CORP (FORMERLY RAYTHEON) COM 75513E101 258 2,231 SH SOLE 0 0 2,231
SCHWAB CHARLES FAMILY FD TREAS MUTUAL FUNDS 808515621 1,770 1,770,070 SH SOLE 0 0 1,770,070
SCHWAB FAMILY FDS VL ADV MNY I MUTUAL FUNDS 808515605 21,026 21,025,795 SH SOLE 0 0 21,025,795
SIEMENS AG SPONSORED ADR FOREIGN COMMON 826197501 525 5,380 SH SOLE 0 0 5,380
SIEMENS AG SPONSORED ADR FOREIGN COMMON 826197501 39 400 SH OTR 0 0 400
STARBUCKS CORP COM 855244109 3,747 41,063 SH SOLE 0 0 41,063
STATE STREET CORP COM 857477103 589 6,000 SH SOLE 0 0 6,000
STRYKER CORP COM 863667101 9,194 25,535 SH SOLE 0 0 25,535
SUN LIFE FINL SVCS CDA INC COM COM 866796105 297 5,000 SH SOLE 0 0 5,000
TAIWAN SEMI ADR FOREIGN COMMON 874039100 3,465 17,545 SH SOLE 0 0 17,545
TARGET CORP COM 87612E106 270 2,000 SH SOLE 0 0 2,000
TRIO TECH INTL COM NEW COM 896712205 134 23,000 SH SOLE 0 0 23,000
UNION PAC CORP COM 907818108 597 2,618 SH SOLE 0 0 2,618
WAL MART STORES INC COM 931142103 678 7,500 SH SOLE 0 0 7,500
WILLIAMS SONOMA INC COM 969904101 3,818 20,620 SH SOLE 0 0 20,620