The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 590,097 4,571 SH SOLE 0 1,307 0 3,264
ABBOTT LABS COM 002824100 478,116 4,227 SH SOLE 0 1,518 0 2,709
ABBVIE INC COM 00287Y109 621,146 3,495 SH SOLE 0 1,552 0 1,943
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 792,583 2,253 SH SOLE 0 1,728 0 525
ADOBE INC COM 00724F101 940,498 2,115 SH SOLE 0 1,317 0 798
AFLAC INC COM 001055102 600,986 5,810 SH SOLE 0 1,252 0 4,558
ALLEGION PLC ORD SHS G0176J109 304,876 2,333 SH SOLE 0 0 0 2,333
ALPHABET INC CAP STK CL C 02079K107 2,775,663 14,575 SH SOLE 0 2,455 0 12,120
ALPHABET INC CAP STK CL A 02079K305 3,706,683 19,581 SH SOLE 0 4,747 0 14,834
AMAZON COM INC COM 023135106 1,108,797 5,054 SH SOLE 0 1,487 0 3,567
AMERICAN ELEC PWR CO INC COM 025537101 314,597 3,411 SH SOLE 0 1,753 0 1,658
AMERICAN EXPRESS CO COM 025816109 1,184,192 3,990 SH SOLE 0 1,345 0 2,645
AMGEN INC COM 031162100 996,948 3,825 SH SOLE 0 1,643 0 2,182
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664 307,867 4,133 SH SOLE 0 1,649 0 2,484
APPLE INC COM 037833100 13,758,288 54,941 SH SOLE 0 8,975 0 45,966
APPLIED MATLS INC COM 038222105 302,167 1,858 SH SOLE 0 1,024 0 834
AUTODESK INC COM 052769106 634,293 2,146 SH SOLE 0 576 0 1,570
AUTOMATIC DATA PROCESSING IN COM 053015103 902,397 3,083 SH SOLE 0 2,048 0 1,035
BANK AMERICA CORP COM 060505104 325,845 7,414 SH SOLE 0 2,615 0 4,799
BANK NEW YORK MELLON CORP COM 064058100 495,938 6,455 SH SOLE 0 4,555 0 1,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,435,020 5,372 SH SOLE 0 1,233 0 4,139
BEST BUY INC COM 086516101 428,485 4,994 SH SOLE 0 2,409 0 2,585
BLACKROCK INC COM 09290D101 269,604 263 SH SOLE 0 221 0 42
BRC INC COM CL A 05601U105 55,634 17,550 SH SOLE 0 0 0 17,550
BRISTOL-MYERS SQUIBB CO COM 110122108 408,889 7,229 SH SOLE 0 2,172 0 5,057
CAPITAL ONE FINL CORP COM 14040H105 336,846 1,889 SH SOLE 0 145 0 1,744
CARLISLE COS INC COM 142339100 681,631 1,848 SH SOLE 0 1,521 0 327
CARNIVAL CORP UNIT 99/99/9999 143658300 562,544 22,574 SH SOLE 0 12,074 0 10,500
CHEVRON CORP NEW COM 166764100 783,390 5,409 SH SOLE 0 5,115 0 293
CHEWY INC CL A 16679L109 532,022 15,886 SH SOLE 0 4,338 0 11,548
CINTAS CORP COM 172908105 516,676 2,828 SH SOLE 0 2,068 0 760
CIRRUS LOGIC INC COM 172755100 200,255 2,011 SH SOLE 0 1,115 0 896
CISCO SYS INC COM 17275R102 1,471,397 24,855 SH SOLE 0 7,780 0 17,075
COCA COLA CO COM 191216100 762,869 12,253 SH SOLE 0 2,289 0 9,964
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108 318,726 4,092 SH SOLE 0 1,334 0 2,758
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 655,588 8,525 SH SOLE 0 3,318 0 5,207
COLGATE PALMOLIVE CO COM 194162103 327,276 3,600 SH SOLE 0 800 0 2,800
CONOCOPHILLIPS COM 20825C104 279,212 2,815 SH SOLE 0 1,419 0 1,396
CONSTELLATION BRANDS INC CL A 21036P108 295,035 1,335 SH SOLE 0 740 0 595
COSTCO WHSL CORP NEW COM 22160K105 5,580,084 6,090 SH SOLE 0 907 0 5,183
CSX CORP COM 126408103 267,583 8,292 SH SOLE 0 1,092 0 7,200
DANAHER CORPORATION COM 235851102 606,313 2,641 SH SOLE 0 1,195 0 1,446
DEERE & CO COM 244199105 326,410 770 SH SOLE 0 28 0 742
DIAGEO PLC SPON ADR NEW 25243Q205 382,026 3,005 SH SOLE 0 0 0 3,005
DISNEY WALT CO COM 254687106 648,234 5,822 SH SOLE 0 2,867 0 2,955
DUKE ENERGY CORP NEW COM NEW 26441C204 234,658 2,178 SH SOLE 0 851 0 1,327
EATON CORP PLC SHS G29183103 560,860 1,690 SH SOLE 0 1,180 0 510
EBAY INC. COM 278642103 261,760 4,225 SH SOLE 0 2,418 0 1,807
ELECTRONIC ARTS INC COM 285512109 226,039 1,545 SH SOLE 0 727 0 818
ELI LILLY & CO COM 532457108 358,980 465 SH SOLE 0 255 0 210
ENTERPRISE PRODS PARTNERS L COM 293792107 217,011 6,920 SH SOLE 0 5,205 0 1,715
EOG RES INC COM 26875P101 350,701 2,861 SH SOLE 0 1,657 0 1,204
EXXON MOBIL CORP COM 30231G102 510,205 4,743 SH SOLE 0 1,815 0 2,928
FACTSET RESH SYS INC COM 303075105 475,477 990 SH SOLE 0 400 0 590
GAP INC COM 364760108 317,965 13,456 SH SOLE 0 7,095 0 6,361
GARMIN LTD SHS H2906T109 1,227,453 5,951 SH SOLE 0 2,344 0 3,607
GE AEROSPACE COM NEW 369604301 1,038,435 6,226 SH SOLE 0 2,094 0 4,132
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 530,295 6,783 SH SOLE 0 2,529 0 4,254
GENWORTH FINL INC COM SHS 37247D106 104,850 15,000 SH SOLE 0 0 0 15,000
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 403,943 10,454 SH SOLE 0 7,379 0 3,075
HALOZYME THERAPEUTICS INC COM 40637H109 401,508 8,398 SH SOLE 0 3,998 0 4,400
HERSHEY CO COM 427866108 650,304 3,840 SH SOLE 0 1,884 0 1,956
HOME DEPOT INC COM 437076102 2,328,381 5,986 SH SOLE 0 1,979 0 4,007
INTUITIVE SURGICAL INC COM NEW 46120E602 2,348,820 4,500 SH SOLE 0 0 0 4,500
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 592,354 45,601 SH SOLE 0 28,508 0 17,093
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 5,032,877 47,987 SH SOLE 0 25,818 0 22,169
ISHARES GOLD TR ISHARES NEW 464285204 4,663,099 94,185 SH SOLE 0 44,569 0 49,616
ISHARES TR 3 7 YR TREAS BD 464288661 372,302 3,222 SH SOLE 0 329 0 2,893
ISHARES TR NATIONAL MUN ETF 464288414 2,417,513 22,689 SH SOLE 0 13,919 0 8,770
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,405,137 53,729 SH SOLE 0 28,742 0 24,987
ISHARES TR MSCI ACWI ETF 464288257 576,817 4,909 SH SOLE 0 2,705 0 2,204
ISHARES TR SHRT NAT MUN ETF 464288158 4,346,409 41,206 SH SOLE 0 23,571 0 17,635
ISHARES TR CORE US AGGBD ET 464287226 3,012,621 31,090 SH SOLE 0 17,297 0 13,793
ISHARES TR TIPS BD ETF 464287176 356,303 3,344 SH SOLE 0 2,030 0 1,314
ISHARES TR 1 3 YR TREAS BD 464287457 877,259 10,701 SH SOLE 0 4,413 0 6,288
ISHARES TR CORE S&P MCP ETF 464287507 3,950,142 63,395 SH SOLE 0 34,909 0 28,486
ISHARES TR CORE S&P SCP ETF 464287804 615,851 5,345 SH SOLE 0 3,571 0 1,774
ISHARES TR CORE S&P500 ETF 464287200 253,132 430 SH SOLE 0 229 0 201
ISHARES TR U.S. REAL ES ETF 464287739 370,949 3,986 SH SOLE 0 1,395 0 2,591
ISHARES TR 0-5YR INVT GR CP 46434V100 241,438 4,854 SH SOLE 0 1,905 0 2,949
ISHARES TR CORE DIV GRWTH 46434V621 6,343,231 103,411 SH SOLE 0 56,737 0 46,674
ISHARES TR GLOBAL REIT ETF 46434V647 4,054,645 169,155 SH SOLE 0 89,754 0 79,401
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,639,556 64,779 SH SOLE 0 31,758 0 33,021
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 602,425 11,960 SH SOLE 0 7,030 0 4,930
JOHNSON & JOHNSON COM 478160104 1,314,220 9,087 SH SOLE 0 4,567 0 4,520
JPMORGAN CHASE & CO. COM 46625H100 1,875,249 7,823 SH SOLE 0 4,524 0 3,299
KINDER MORGAN INC DEL COM 49456B101 418,288 15,266 SH SOLE 0 2,770 0 12,496
KLA CORP COM NEW 482480100 239,446 380 SH SOLE 0 270 0 110
LAM RESEARCH CORP COM NEW 512807306 251,071 3,476 SH SOLE 0 1,703 0 1,773
LEIDOS HOLDINGS INC COM 525327102 273,714 1,900 SH SOLE 0 1,425 0 475
LOWES COS INC COM 548661107 806,049 3,266 SH SOLE 0 650 0 2,616
MACERICH CO COM 554382101 205,734 10,328 SH SOLE 0 958 0 9,370
MATTEL INC COM 577081102 195,597 11,032 SH SOLE 0 6,259 0 4,773
MCDONALDS CORP COM 580135101 1,029,081 3,550 SH SOLE 0 1,484 0 2,066
MERCK & CO INC COM 58933Y105 1,061,765 10,673 SH SOLE 0 4,005 0 6,668
META PLATFORMS INC CL A 30303M102 725,447 1,239 SH SOLE 0 599 0 640
MICROSOFT CORP COM 594918104 3,204,352 7,602 SH SOLE 0 3,327 0 4,275
MID-AMER APT CMNTYS INC COM 59522J103 324,597 2,100 SH SOLE 0 0 0 2,100
MOLSON COORS BEVERAGE CO CL B 60871R209 799,614 13,950 SH SOLE 0 5,138 0 8,812
MONDELEZ INTL INC CL A 609207105 379,524 6,354 SH SOLE 0 2,094 0 4,260
NETFLIX INC COM 64110L106 1,053,540 1,182 SH SOLE 0 648 0 534
NEXTERA ENERGY INC COM 65339F101 1,183,745 16,512 SH SOLE 0 4,872 0 11,640
NIKE INC CL B 654106103 367,151 4,852 SH SOLE 0 3,036 0 1,816
NORTHROP GRUMMAN CORP COM 666807102 491,816 1,048 SH SOLE 0 25 0 1,023
NOVARTIS AG SPONSORED ADR 66987V109 498,422 5,122 SH SOLE 0 88 0 5,034
NVIDIA CORPORATION COM 67066G104 259,583 1,933 SH SOLE 0 158 0 1,775
ORACLE CORP COM 68389X105 897,190 5,384 SH SOLE 0 184 0 5,200
PARKER-HANNIFIN CORP COM 701094104 945,160 1,486 SH SOLE 0 867 0 619
PAYPAL HLDGS INC COM 70450Y103 1,380,878 16,179 SH SOLE 0 5,296 0 10,883
PDD HOLDINGS INC SPONSORED ADS 722304102 213,378 2,200 SH SOLE 0 0 0 2,200
PEPSICO INC COM 713448108 1,393,953 9,167 SH SOLE 0 2,908 0 6,259
PFIZER INC COM 717081103 351,812 13,261 SH SOLE 0 5,978 0 7,283
PLBY GROUP INC COM 72814P109 40,825 27,962 SH SOLE 0 0 0 27,962
PNC FINL SVCS GROUP INC COM 693475105 1,116,794 5,791 SH SOLE 0 3,142 0 2,649
PROCTER AND GAMBLE CO COM 742718109 969,878 5,785 SH SOLE 0 579 0 5,206
PROLOGIS INC. COM 74340W103 415,084 3,927 SH SOLE 0 2,461 0 1,466
QUALCOMM INC COM 747525103 1,723,463 11,219 SH SOLE 0 1,667 0 9,552
REPUBLIC SVCS INC COM 760759100 471,164 2,342 SH SOLE 0 707 0 1,635
ROSS STORES INC COM 778296103 234,325 1,549 SH SOLE 0 252 0 1,297
RTX CORPORATION COM 75513E101 844,987 7,302 SH SOLE 0 3,977 0 3,325
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,507,328 135,722 SH SOLE 0 74,050 0 61,672
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 7,427,303 313,653 SH SOLE 0 188,139 0 125,514
SCHWAB STRATEGIC TR US TIPS ETF 808524870 240,012 9,292 SH SOLE 0 432 0 8,860
SHELL PLC SPON ADS 780259305 798,725 12,749 SH SOLE 0 1,885 0 10,864
SIRIUSXM HOLDINGS INC COMMON STOCK 829933100 358,393 15,719 SH SOLE 0 8,459 0 7,260
SONY GROUP CORP SPONSORED ADR 835699307 846,083 39,985 SH SOLE 0 13,000 0 26,985
SPDR GOLD TR GOLD SHS 78463V107 518,158 2,140 SH SOLE 0 722 0 1,418
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 2,650,003 28,984 SH SOLE 0 12,944 0 16,040
SS&C TECHNOLOGIES HLDGS INC COM 78467J100 364,216 4,806 SH SOLE 0 2,317 0 2,489
STARBUCKS CORP COM 855244109 655,084 7,179 SH SOLE 0 4,895 0 2,284
STRYKER CORPORATION COM 863667101 719,020 1,997 SH SOLE 0 1,229 0 768
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 260,687 1,320 SH SOLE 0 0 0 1,320
TARGET CORP COM 87612E106 394,726 2,920 SH SOLE 0 835 0 2,085
TELEPHONE & DATA SYS INC COM NEW 879433829 1,159,740 34,000 SH SOLE 0 0 0 34,000
TESLA INC COM 88160R101 848,064 2,100 SH SOLE 0 2,100 0 0
TEXAS INSTRS INC COM 882508104 200,823 1,071 SH SOLE 0 474 0 597
THE CIGNA GROUP COM 125523100 752,482 2,725 SH SOLE 0 354 0 2,371
THERMO FISHER SCIENTIFIC INC COM 883556102 417,224 802 SH SOLE 0 397 0 405
TIDEWATER INC NEW COM 88642R109 220,153 4,024 SH SOLE 0 2,363 0 1,661
TJX COS INC NEW COM 872540109 882,155 7,302 SH SOLE 0 2,640 0 4,662
TKO GROUP HOLDINGS INC CL A 87256C101 284,220 2,000 SH SOLE 0 0 0 2,000
TORONTO DOMINION BK ONT COM NEW 891160509 266,253 5,001 SH SOLE 0 2,586 0 2,415
TRAVELERS COMPANIES INC COM 89417E109 576,932 2,395 SH SOLE 0 1,015 0 1,380
UNILEVER PLC SPON ADR NEW 904767704 260,026 4,586 SH SOLE 0 186 0 4,400
UNITEDHEALTH GROUP INC COM 91324P102 528,118 1,044 SH SOLE 0 412 0 632
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 791,739 10,246 SH SOLE 0 2,861 0 7,385
VANGUARD INDEX FDS SMALL CP ETF 922908751 226,344 942 SH SOLE 0 559 0 383
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,061,267 40,676 SH SOLE 0 22,663 0 18,013
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,648,723 40,960 SH SOLE 0 20,496 0 20,464
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 241,732 4,992 SH SOLE 0 1,467 0 3,525
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 706,833 14,100 SH SOLE 0 0 0 14,100
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 2,838,622 41,628 SH SOLE 0 21,475 0 20,153
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,307,031 57,018 SH SOLE 0 27,738 0 29,279
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,011,686 68,953 SH SOLE 0 35,938 0 33,015
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,528,804 42,912 SH SOLE 0 24,574 0 18,338
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 481,200 4,800 SH SOLE 0 0 0 4,800
VEEVA SYS INC CL A COM 922475108 259,449 1,234 SH SOLE 0 620 0 614
VERIZON COMMUNICATIONS INC COM 92343V104 266,493 6,664 SH SOLE 0 2,580 0 4,084
VIATRIS INC COM 92556V106 189,402 15,213 SH SOLE 0 8,882 0 6,331
VISA INC COM CL A 92826C839 1,439,265 4,554 SH SOLE 0 1,812 0 2,742
WALMART INC COM 931142103 935,665 10,356 SH SOLE 0 5,076 0 5,280
WEC ENERGY GROUP INC COM 92939U106 384,153 4,085 SH SOLE 0 1,900 0 2,185
WILLIS TOWERS WATSON PLC LTD SHS G96629103 394,682 1,260 SH SOLE 0 1,260 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 227,836 4,470 SH SOLE 0 3,405 0 1,065
YUM BRANDS INC COM 988498101 615,616 4,589 SH SOLE 0 1,138 0 3,451
ZOOM COMMUNICATIONS INC CL A 98980L101 771,949 9,459 SH SOLE 0 4,418 0 5,041