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Business Purpose Data | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Run Date - 01/13/2025 2:20:00 PM | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Evolve Loan ID | Customer Loan ID | Seller Loan ID | Seller Name | Originator Name | Guideline Author | Loan Program | Loan Program Date | Documentation Type | Executed NOO Docs in File | Lease In Place Flag | Actual In Place Rent | Third Party Market Rent Estimate | Third Party Rent Source | Rental Source for Property DTI Calculation | Short Term Rental | Property DTI | Investor DTI | Value Used for DSCR Calc | DSCR | Total DSCR | PITIA | Lease End Date | Original Lease Term | Is Lease Month To Month | Rent Loss Insurance | Rent Loss Insurance Amount | Actual Loss Amount | HOA Flag | HOA Monthly Premium Amount | Monthly Property Tax | Monthly Insurance Cost | Asset Verification | Blanket Mortgage Flag | Number of Mortgaged Properties With Lender | Number of Properties | Foreign National Alternative Credit Documentation | Foreign National Borrower 1 | Foreign National Borrower 2 | Investor Type | Months Reserves | Number of Years Property Owned | Borrower Residency Status | Co Borrower Residency Status | Qualifying Credit Score | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Months Deed in Lieu | Months Short Sale or Pre FC | Prior Mtg Rent Late 30d in 12m | Prior Mtg Rent Late 60d in 12m | Prior Mtg Rent Late 90d in 12m | Prior Mtg Rent Late 30d in 24m | Prior Mtg Rent Late 60d in 24m | Prior Mtg Rent Late 90d in 24m | Section 8 | Street Address | Borrower 1 Type | Borrower 1 Designation | Borrower 1 First Name | Borrower 1 Last Name | Borrower 2 Type | Borrower 2 Designation | Borrower 2 First Name | Borrower 2 Last Name | Borrower 3 Designation | Borrower 3 First Name | Borrower 3 Last Name | Borrower 4 Designation | Borrower 4 First Name | Borrower 4 Last Name | Personal Guarantee | Personal Guaranty Recourse Level | Guarantor 1 First Name | Guarantor 1 Last Name | Guarantor 1 Number of Mortgaged Properties | Guarantor 1 Citizenship | Guarantor 1 Asset Verification Level | Guarantor 1 Experian FICO | Guarantor 1 Equifax FICO | Guarantor 1 Trans Union FICO | Guarantor 2 First Name | Guarantor 2 Last Name | Guarantor 2 Number of Mortgaged Properties | Guarantor 2 Citizenship | Guarantor 2 Asset Verification Level | Guarantor 2 Experian FICO | Guarantor 2 Equifax FICO | Guarantor 2 Trans Union FICO | Borrower 1 Employment Status | Borrower 2 Employment Status | Loan Application Date | Sales Contract Date | Qualifying Home Value for LTV | Number of Units | Year Built | Total Sq Ft | Number of Bedrooms | Number of Bathrooms | Property Condition | Acquisition Cost | Renovation Cost | Effective Gross Income | Turnover Costs | Repairs and Maintenance | Marketing and Leasing Costs | Utilities | Other Costs | Cap Ex Reserve | Borrower Entity Type | Name of Borrowing Entity | Default Rate Clause | Default Rate |
XXXXXXXXXXX | 100000844 | XXXXXXXXXXX | XXXXXXX | XXXXXXX | BPACC 30 YR FIXED 5 YEAR PPP | XXXXXXX | Debt Service Coverage | Yes | Yes | $8,000.00 | $7,807.00 | FNMA 1007/216 | FNMA 1007/216 | No | 7807 | 1.47 | 1.47 | XXXXX | 20250228 | 12 | No | Yes | $0.00 | Yes | NO | $0.00 | XXXXX | XXXXX | Stated, Verified | NO | 1 | 3 | No | No | Experienced | 10 | 5 | US Citizen | 754 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXXXXXXXXX | Full | XXXXX | XXXXXXX | US Citizen | Stated, Verified | 773 | 717 | 754 | Not Required | 20240214 | $900,000.00 | 2 | 1905 | XXXX | 6 | 2 | C2 | XXXX | $0.00 | Limited Liability Corp | XXXXXXXX | FALSE | ||||||||||||||||||||||||||||||||||||||||||
XXXXXXXXXXX | 100000847 | XXXXXXXXXXX | XXXXXXX | XXXXXXX | BPACC 30 YR FIXED 5 YEAR PPP | XXXXXXX | Debt Service Coverage | Yes | No | $0.00 | $20,000.00 | FNMA 1007/216 | FNMA 1007/216 | No | 20000 | 1.01 | 1.01 | XXXXX | Yes | $0.00 | Yes | NO | $0.00 | XXXXX | XXXXX | Stated, Verified | NO | 1 | 5 | No | No | Experienced | 13 | 26 | US Citizen | 708 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXXX | Co-Borrower | Co-Borrower | Co-Borrower | Co-Borrower | 0 | 0 | 0 | 0 | 0 | 0 | Not Required | 20240412 | $3,850,000.00 | 1 | 1983 | XXXX | 2 | 2 | C4 | XXXX | $0.00 | Individual(s) | FALSE | ||||||||||||||||||||||||||||||||||||||||
XXXXXXXXX | 100000835 | XXXXXXXXX | XXXXXXX | XXXXXXX | DSCR- Investor NOO | XXXXXXX | Debt Service Coverage | Yes | Yes | $8,700.00 | $8,700.00 | FNMA 1007/216 | FNMA 1007/216 | No | 8700 | 1.23 | 1.23 | XXXXX | Yes | $180,000.00 | NO | $0.00 | XXXXX | XXXXX | Stated, Verified | NO | 1 | 2 | No | No | Inexperienced | 14 | 4 | US Citizen | 772 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXX | Co-Borrower | Co-Borrower | Co-Borrower | Co-Borrower | 0 | 0 | 0 | 0 | 0 | 0 | Not Required | 20240424 | XXXXXX | $1,790,000.00 | 2 | 1970 | XXXX | 8 | 5 | C3 | XXXX | $0.00 | Individual(s) | FALSE | ||||||||||||||||||||||||||||||||||||||||
XXXXXXXXXXX | 100000849 | XXXXXXXXXXX | XXXXXXX | XXXXXXX | BITIN 30 YR FIXED | XXXXXXX | Debt Service Coverage | Yes | No | $0.00 | $6,000.00 | FNMA 1007/216 | FNMA 1007/216 | No | 6000 | 1.08 | 1.08 | XXXXX | Yes | $69,840.00 | NO | $0.00 | XXXXX | XXXXX | Stated, Verified | NO | 1 | 2 | No | No | Inexperienced | 12 | 1 | Non Permanent Resident Alien | 717 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXXXXXXXXXXXXXXXXXXXX | Full | XXXXX | XXXXXXXXXXXXX | Non Permanent Resident Alien | Stated, Verified | 725 | 691 | 717 | Not Required | 20240129 | XXXXXX | $700,000.00 | 2 | 2023 | XXXX | 5 | 4 | C1 | XXXX | $0.00 | Limited Liability Corp | XXXXXXXX | FALSE |