Supplemental Data
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Run Date - 1/15/2025 6:45:25 PM
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CO CO CO ELIGIBLE BORROWER BORROWER BORROWER2 BORROWER3 WERE FOR WVOE WVOE WVOE WVOE THE LOAN CO CO CO MOST MOST MONTHS PRIOR PRIOR PRIOR ATR REP - - - - ORIGINATION CLOSED BORROWER BORROWER BORROWER2 BORROWER3 CO CO THIRD THIRD THIRD FOURTH FOURTH FOURTH MOST PRIMARY PRIMARY PRIMARY SECONDARY SECONDARY SECONDARY THIRD THIRD THIRD FOURTH FOURTH FOURTH RECENT RECENT CO CO CO CO CO CO SHORT MORTGAGE/RENT MORTGAGE/RENT MORTGAGE/RENT QM HUD AND MONTHS IO # # # # GUIDELINES SENIOR IN CO CO CO CO CO CO CO CO CO DOCUMENTATION DOCUMENTATION DOCUMENTATION DOCUMENTATION IS CO CO CO CO CO BORROWER BORROWER WAGE WAGE WAGE WAGE WAGE WAGE RECENT WAGE WAGE WAGE WAGE WAGE WAGE WAGE WAGE WAGE WAGE WAGE WAGE UPDATED UPDATED BORROWER BORROWER BORROWER BORROWER BORROWER BORROWER PERCENT MOST MOST MONTHS MOST MOST NUMBER SALE LATE LATE LATE TOTAL 1 WARRANT YEARS YEARS MONTHS MONTHS OF REMAINING BORROWER IS OF OF OF OF UTILIZED SENIOR SENIOR LIEN THE BORROWER BORROWER BORROWER BORROWER BORROWER BORROWER BORROWER2 BORROWER2 BORROWER2 BORROWER3 BORROWER3 BORROWER3 USED USED USED USED TILA CDFI IS CO CO BORROWER BORROWER BORROWER2 BORROWER3 BORROWER BORROWER 2 3 CO CO CO ORIGINAL EARNER EARNER EARNER EARNER EARNER EARNER UPDATED EARNER EARNER EARNER EARNER EARNER EARNER EARNER EARNER EARNER EARNER EARNER EARNER CO CO 2 3 2 3 2 3 OF BORROWER COBORROWER TAX MOST RECENT RECENT NUMBER BANKRUPTCY MONTHS RECENT NUMBER RECENT OF (OR MOST NUMBER 30D 60D 90D POINTS LOAN PAGE COLLATERAL PROPERTY RELIEF IS BORROWER COBORROWER OF OF YEARS OF OF PROFIT IS DURATION SELLER AMORTIZATION OWN BORROWER THE MONTHS MONTHS MONTHS MONTHS FOR LIEN LIEN NOTE SENIOR SENIOR NAME EXPERIAN EQUIFAX TRANSUNION EXPERIAN EQUIFAX TRANSUNION EXPERIAN EQUIFAX TRANSUNION EXPERIAN EQUIFAX TRANSUNION TO TO TO TO RATE SITUSAMC CUSTOMER SELLER INVESTOR STATUS ATR BANK RATE BORROWER BORROWER BORROWER BORROWER 2 3 LENGTH LENGTH FOREIGN FOREIGN FOREIGN FOREIGN BORROWER BORROWER BORROWER2 BORROWER3 ANNUAL ANNUAL MONTHLY MONTHLY HOA NEXT HOA NON CREDIT QUALIFYING ORIGINAL ORIGINAL ORIGINAL ORIGINAL ORIGINAL ORIGINAL CREDIT UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED UPDATED BORROWER BORROWER ASSET ASSET INCOME INCOME EMPLOYMENT EMPLOYMENT ASSET BANK NUMBER TYPE INCOME BUSINESS BUSINESS INCOME RETURN RECENT BANKRUPTCY BANKRUPTCY OF (7, BANKRUPTCY DEED-IN OF SHORT SHORT PRE RECENT OF IN IN IN UW AND REGULATION 1 UNDERWRITER AUS INSPECTION PER EQUITY INVESTOR YEARS YEARS PERSONAL BUSINESS YEARS OF PERSONAL BUSINESS AND SUBORDINATE SHARED OF SELLER INDICATED TERM FUNDS OWN NOTE OF OF OF OF THIS CO CO CO CO CO CO SENIOR ORIGINAL ORIGINAL PROJECTED LIEN LIEN OF NOTE ASSUMABLE FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO DETERMINE DETERMINE DETERMINE DETERMINE INCREASE LOAN LOAN LOAN LOAN LOAN FACTORS ORIGINATED APPLICATION TRID HOEPA TILA LOCK CALCULATED ORIGINAL QUALIFYING QUALIFYING NON NON EMPLOYMENT EMPLOYMENT EMPLOYMENT EMPLOYMENT OF OF NATIONAL NATIONAL NATIONAL NATIONAL COUNTRY COUNTRY COUNTRY COUNTRY RESIDUAL NUM PROPERTY INSURANCE PROPERTY INSURANCE HOA ADDRESS FEE DUE PAYMENT INVESTOR QM QM REPORT CREDIT FICO FICO FICO FICO FICO FICO REPORT FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO FICO 2 3 VERIFICATION VERIFICATION VERIFICATION VERIFICATION VERIFICATION VERIFICATION DEPLETION STATEMENTS OF OF FROM OWNERSHIP OWNERSHIP P&L DOC DOC DOCUMENT DOCUMENT BANKRUPTCY FILING DISCHARGE BANKRUPTCY 11) (13) -LIEU DEED-IN-LIEU MONTHS SALE SALE FC) FORECLOSURE FORECLOSURE MONTHS 24M 24M 24M HAS GUIDELINE GUIDELINE FEES BENCHMARK BENCHMARK CREDITS RISK DECISION WAIVER RATING COLLATERAL SHARED QUALIFYING OF OF TAX TAX OF TAX BANK BANK LOSS EXPENSE INVERSE LIEN APPRECIATION PAYOUT VSH VSH VALIDATED AT MATURITY CASH FUNDS AN INCOME INCOME INCOME INCOME DILIGENCE TITLE OWNERSHIP BORROWER BORROWER BORROWER BORROWER BORROWER2 BORROWER2 BORROWER3 BORROWER3 LIEN LOAN INTEREST CLOSING CURRENT CURRENT AN EXECUTED MORTGAGE LEASEHOLD BUYDOWN MODEL MODEL MODEL MODEL MODEL MODEL MODEL MODEL MODEL MODEL MODEL MODEL LEGAL LEGAL LEGAL LEGAL DELAYED MONTHS CORRESPONDENT DEPARTURE ON ID ID ID NUMBER DESIGNATION PRESENT LOAN DATE TESTED GSE FEES FEES DATE APR P&I P&I RATE OCCUPANT OCCUPANT INDICATOR INDICATOR INDICATOR INDICATOR EMPLOYMENT EMPLOYMENT INDICATOR INDICATOR INDICATOR INDICATOR NAME NAME NAME NAME INCOME UNITS TAX COSTS TAX COSTS NAME STATE AMOUNT DATE FREQUENCY DTI DTI DTI DATE SCORE EQUIFAX EXPERIAN TRANSUNION EQUIFAX EXPERIAN TRANSUNION DATE EQUIFAX EXPERIAN TRANSUNION EQUIFAX EXPERIAN TRANSUNION EQUIFAX EXPERIAN TRANSUNION EQUIFAX EXPERIAN TRANSUNION FICO FICO LEVEL LEVEL LEVEL LEVEL LEVEL LEVEL FLAG FLAG STATEMENTS STATEMENTS STATEMENTS % % TYPE DETAIL DETAILS LEVEL TYPE TYPE DATE DATE EVENTS DATE EVENTS DEED-IN-LIEU DATE EVENTS DATE EVENTS FORECLOSURE ACH NAME AUTHOR AUDIT DATE RATE TOTAL SCORE SYSTEM (PIW) RESULT ADVISOR LOAN RATE W2S W2S RETURNS RETURNS 4506T TRANSCRIPTS STATEMENTS STATEMENTS STATEMENTS LETTER DSCR DSCR TYPE MORTGAGE MONTHS INDICATOR GUIDELINE VSH RECAST DATE AMOUNT PERCENT ENOTE PROVIDED PROVIDED PROVIDED PROVIDED REVIEW? EVIDENCE TYPE TYPE DESIGNATION TYPE DESIGNATION TYPE DESIGNATION TYPE DESIGNATION POSITION AMOUNT RATE DATE BALANCE P&I ENTITY BY FLAG FLAG FLAG USED USED USED USED USED USED USED USED USED USED USED USED RESIDENCY RESIDENCY RESIDENCY RESIDENCY FINANCING? RESERVES TYPE RESIDENCE DEFAULT [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Account Transcripts - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Business License - 2024 [Coborrower]; Account Transcripts - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1000 No No $995.00 $1,689.49 9.675% $1,415.38 $1,415.38 9.675% No No Employed Self-Employed US Citizen US Citizen $19,868.75 1 $11,074.08 $5,787.24 $922.84 $482.27 30.617% 30.617% 30.617% 07/12/2024 729 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; Account Transcripts - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.530% $0.00 None N/A No 9.675% 0 0 2 0 2 2 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower - | Primary Income - Social Security]; 1099-R - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Social Security]; 1099-R - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1001 No No $2,479.00 $2,961.32 8.900% $500.25 $500.25 8.900% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $3,415.41 1 $3,829.44 $1,143.36 $319.12 $95.28 44.607% 44.607% 44.607% 07/11/2024 763 No No [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,479.00 6.360% $0.00 None N/A No 8.900% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1002 No No $2,710.88 $3,414.51 10.075% $717.67 $717.67 10.075% No No Employed US Citizen $5,817.68 1 $5,347.08 $2,436.00 $445.59 $203.00 45.610% 45.610% 45.610% 07/10/2024 701 No No [Borrower - | Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,710.88 5.760% $0.00 None N/A No 10.075% 2 0 0 2 0 0.00 No 09/XX/2039 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1003 No No $2,049.00 $2,639.21 9.950% $480.86 $480.86 9.950% No No Employed US Citizen $3,381.24 1 $3,552.48 $3,976.08 $296.04 $331.34 36.253% 36.253% 36.253% 07/09/2024 690 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,049.00 6.400% $0.00 None N/A No 9.950% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1004 No No $1,899.00 $2,430.42 10.725% $447.76 $447.76 10.725% No No Employed Not Employed US Citizen US Citizen $2,473.24 1 $2,235.24 $1,835.04 $186.27 $152.92 44.714% 44.714% 44.714% 07/09/2024 666 No No [Borrower - | Primary Income - Wages]; W-2 - 2020 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,899.00 6.070% $0.00 None N/A No 10.725% 2 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1005 No No $654.00 $1,049.91 10.250% $294.49 $294.49 10.250% No No Not Employed Employed US Citizen US Citizen $3,173.70 1 $500.52 $1,422.60 $41.71 $118.55 42.829% 42.829% 42.829% 07/09/2024 692 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $654.00 6.530% $0.00 None N/A No 10.250% 0 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1006 No No $799.00 $1,267.37 10.200% $332.63 $332.63 10.200% No No Employed US Citizen $3,062.55 1 $4,261.44 $1,352.16 $355.12 $112.68 44.786% 44.786% 44.786% 07/08/2024 716 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.110% $0.00 None N/A No 10.200% 0 0 0 2 0 0.00 No 09/XX/2044 No 5 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1007 No No $3,599.00 $4,411.23 10.225% $1,371.97 $1,371.97 10.225% No No Employed Employed US Citizen US Citizen $5,081.61 1 $4,390.32 $3,584.76 $365.86 $298.73 49.490% 49.490% 49.490% 07/08/2024 702 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,599.00 6.110% $0.00 None N/A No 10.225% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 18 22 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1008 No No $1,663.75 $2,299.04 10.125% $608.32 $608.32 10.125% No No Employed US Citizen $8,278.73 1 $5,190.12 $1,116.96 $432.51 $93.08 41.406% 41.406% 41.406% 07/01/2024 768 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,663.75 6.110% $0.00 None N/A No 10.125% 2 0 0 2 0 0.00 No 09/XX/2044 No 43 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1009 No No $2,016.88 $2,530.53 9.850% $568.29 $568.29 9.850% No No Employed Employed US Citizen US Citizen $4,361.75 1 $5,414.28 $2,418.72 $451.19 $201.56 44.731% 44.731% 44.731% 07/08/2024 680 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,016.88 6.110% $0.00 None N/A No 9.850% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 7 31 Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1010 No No $2,799.00 $3,506.42 9.875% $956.75 $956.75 9.875% No No Employed US Citizen $11,424.41 1 $5,663.04 $3,924.84 $471.92 $327.07 39.336% 39.336% 39.336% 07/05/2024 687 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,799.00 6.110% $0.00 None N/A No 9.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 [Borrower]; 1040 - 2022 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1011 No No $1,595.00 $2,523.22 8.750% $1,998.90 $1,998.90 8.750% No No Self-Employed US Citizen $42,005.09 1 $10,232.40 $18,702.84 $852.70 $1,558.57 28.870% 28.870% 28.870% 07/03/2024 781 No No Borrower Prepared [Borrower - | Non-Primary Income - Pension]; 1099 - 2023 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,595.00 6.290% $0.00 None N/A No 8.750% 1 2 0 2 2 5.97 No 09/XX/2039 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2020 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1012 No No $601.53 $1,090.34 9.175% $546.61 $546.61 9.175% No No Employed US Citizen $4,124.65 1 $8,073.24 $4,102.32 $672.77 $341.86 42.693% 42.693% 42.693% 07/03/2024 725 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $601.53 6.450% $0.00 None N/A No 9.175% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1013 No No $1,749.00 $2,206.67 9.025% $385.99 $385.99 9.025% No No Non-Employment Income US Citizen $4,184.38 1 $3,505.08 $1,845.96 $292.09 $153.83 47.525% 47.525% 47.525% 06/28/2024 805 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,749.00 5.760% $0.00 None N/A No 9.025% 0 0 0 2 0 0.00 No 09/XX/2039 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1014 No No $1,195.00 $1,668.10 10.425% $635.74 $635.74 10.425% No No Employed US Citizen $7,744.61 1 $8,877.72 $6,097.32 $739.81 $508.11 41.729% 41.729% 41.729% 07/01/2024 815 No No [Borrower - | Non-Primary Income - Housing Allowance]; Paystubs - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.450% $0.00 None N/A No 10.425% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1015 No No $1,195.00 $1,778.19 10.675% $636.40 $636.40 10.675% No No Employed US Citizen $4,461.44 1 $2,528.40 $9,302.52 $210.70 $775.21 41.272% 39.817% 39.576% 06/28/2024 744 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.470% $0.00 None N/A No 10.675% 2 0 0 2 0 0.00 No 120 09/XX/2044 No 29 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1016 No No $799.00 $1,258.83 8.700% $498.25 $498.25 8.700% No No Employed US Citizen $4,986.32 1 $1,358.28 $1,271.40 $113.19 $105.95 24.822% 24.822% 24.822% 06/28/2024 763 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.340% $0.00 None N/A No 8.700% 0 0 0 2 0 0.00 No 09/XX/2039 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1017 No No $3,008.25 $3,428.89 10.450% $696.52 $696.52 10.450% No No Employed US Citizen $4,422.65 1 $3,839.52 $2,493.72 $319.96 $207.81 42.221% 42.221% 42.221% 06/21/2024 640 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,008.25 6.110% $0.00 None N/A No 10.450% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1018 No No $5,059.00 $6,026.75 10.650% $1,783.55 $1,783.55 10.650% No No Employed US Citizen $10,368.63 1 $6,471.12 $2,071.68 $539.26 $172.64 38.715% 38.715% 38.715% 06/21/2024 720 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,059.00 6.400% $0.00 None N/A No 10.650% 2 0 0 2 0 0.00 No 09/XX/2039 No 31 Yes Title Search Individual Individual 1 $XXX XXX% 3/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1019 No No $2,332.50 $2,790.37 8.700% $519.51 $519.51 8.700% No No Employed US Citizen $3,227.29 1 $3,560.04 $2,732.04 $296.67 $227.67 43.969% 43.969% 43.969% 08/07/2024 757 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,332.50 6.360% $0.00 None N/A No 8.700% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1020 No No $995.00 $1,398.94 8.750% $309.30 $309.30 8.750% No No Employed US Citizen $14,017.45 1 $1,512.48 $5,050.44 $126.04 $420.87 28.143% 28.143% 28.143% 08/06/2024 768 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 8.750% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1021 No No $500.00 $875.47 9.050% $225.74 $225.74 9.050% No No Employed US Citizen $3,909.15 1 $1,842.96 $2,140.32 $153.58 $178.36 32.233% 32.233% 32.233% 08/06/2024 794 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $500.00 6.360% $0.00 None N/A No 9.050% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1022 No No $2,232.50 $2,453.60 8.150% $1,014.96 $1,014.96 8.150% No No Employed US Citizen $10,608.40 1 $9,834.72 $4,591.44 $819.56 $382.62 41.111% 41.111% 41.111% 08/05/2024 759 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,232.50 6.110% $0.00 None N/A No 8.150% 0 0 0 2 0 0.00 No 09/XX/2044 No 36 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1023 No No $995.00 $1,567.95 10.500% $1,169.62 $1,169.62 10.500% No No Employed Employed US Citizen Permanent Resident Alien $8,632.71 1 $3,058.44 $5,460.96 $254.87 $455.08 40.139% 40.139% 40.139% 08/05/2024 749 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 10.500% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1024 No No $2,495.00 $3,166.31 7.950% $625.00 $625.00 7.950% No No Employed US Citizen $5,785.71 1 $3,068.76 $1,581.00 $255.73 $131.75 38.035% 38.035% 38.035% 08/02/2024 729 No No [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,495.00 6.380% $0.00 None N/A No 7.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1025 No No $995.00 $1,502.03 10.500% $613.50 $613.50 10.500% No No Employed US Citizen $10,034.98 1 $5,384.52 $2,589.48 $448.71 $215.79 40.422% 40.422% 40.422% 08/02/2024 754 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 10.500% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1026 No No $1,295.00 $1,650.48 8.675% $351.57 $351.57 8.675% No No Employed US Citizen $5,507.55 1 $3,001.92 $1,687.80 $250.16 $140.65 32.358% 32.358% 32.358% 08/01/2024 711 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,295.00 6.380% $0.00 None N/A No 8.675% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1027 No No $1,213.75 $1,896.25 10.950% $1,800.38 $1,800.38 10.950% No No Employed US Citizen $11,092.68 1 $13,789.68 $1,968.24 $1,149.14 $164.02 40.040% 40.040% 40.040% 08/01/2024 661 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,213.75 6.380% $0.00 None N/A No 10.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1028 No No $2,870.00 $3,234.09 9.700% $803.45 $803.45 9.700% No No Employed US Citizen $15,184.45 1 $9,187.08 $2,881.20 $765.59 $240.10 21.609% 21.609% 21.609% 08/01/2024 724 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,870.00 6.380% $0.00 None N/A No 9.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1029 No No $995.00 $1,455.27 10.500% $449.27 $449.27 10.500% No No Employed US Citizen $6,376.93 1 $3,535.44 $1,113.96 $294.62 $92.83 36.429% 36.429% 36.429% 08/01/2024 672 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 10.500% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1030 No No $2,735.00 $3,937.04 11.975% $1,912.86 $1,912.86 11.975% No No Employed Employed US Citizen US Citizen $8,075.64 1 $2,720.40 $1,506.96 $226.70 $125.58 43.107% 43.107% 43.107% 07/31/2024 681 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,735.00 6.380% $0.00 None N/A No 11.975% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1031 No No $995.00 $1,379.18 11.450% $372.05 $372.05 11.450% No No Employed Employed US Citizen US Citizen $4,145.11 1 $2,374.08 $2,850.36 $197.84 $237.53 41.247% 41.247% 41.247% 07/31/2024 642 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 11.450% 0 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1032 No No $995.00 $1,585.71 11.250% $629.55 $629.55 11.250% No No Employed US Citizen $4,056.12 1 $2,281.68 $2,608.56 $190.14 $217.38 41.357% 41.357% 41.357% 07/31/2024 644 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1033 No No $995.00 $1,704.24 10.370% $855.94 $855.94 10.370% No No Employed US Citizen $4,196.11 1 $857.04 $3,663.48 $71.42 $305.29 47.529% 47.529% 47.529% 07/31/2024 768 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.070% $0.00 None N/A No 10.370% 2 0 0 2 0 0.00 No 09/XX/2039 No 28 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1034 No No $995.00 $1,470.71 8.625% $586.75 $586.75 8.625% No No Employed Employed US Citizen US Citizen $11,395.35 1 $2,469.36 $1,767.24 $205.78 $147.27 25.438% 25.438% 25.438% 07/31/2024 726 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 8.625% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 1/XX/1998 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1035 No No $1,563.75 $1,993.30 10.800% $356.51 $356.51 10.800% No No Employed US Citizen $3,285.58 1 $819.36 $1,578.96 $68.28 $131.58 38.057% 38.057% 38.057% 07/31/2024 644 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,563.75 6.380% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 09/XX/2044 No 0 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1036 No No $2,745.00 $3,261.13 8.875% $624.19 $624.19 8.875% No No Employed US Citizen $5,026.92 1 $2,872.32 $4,805.40 $239.36 $400.45 36.993% 36.993% 36.993% 07/31/2024 689 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,745.00 6.110% $0.00 None N/A No 8.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1037 No No $5,632.50 $6,659.89 10.125% $1,902.84 $1,902.84 10.125% No No Employed Employed US Citizen US Citizen $16,271.25 1 $2,606.40 $2,043.96 $217.20 $170.33 34.092% 34.092% 34.092% 07/31/2024 716 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,632.50 6.380% $0.00 None N/A No 10.125% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1038 No No $995.00 $1,458.22 9.450% $464.43 $464.43 9.450% No No Employed US Citizen $6,811.28 1 $4,677.96 $1,937.76 $389.83 $161.48 42.560% 42.560% 42.560% 07/31/2024 715 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.450% 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 12 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1039 No No $2,195.00 $2,868.59 9.600% $1,126.41 $1,126.41 9.600% No No Employed US Citizen $11,816.59 1 $3,695.40 $3,282.96 $307.95 $273.58 22.514% 22.514% 22.514% 07/31/2024 712 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,195.00 6.360% $0.00 None N/A No 9.600% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1040 No No $242.96 $687.07 11.025% $392.88 $392.88 11.025% No No Employed US Citizen $4,534.19 1 $2,436.96 $1,878.24 $203.08 $156.52 39.152% 39.152% 39.152% 07/30/2024 749 No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $242.96 6.360% $0.00 None N/A No 11.025% 0 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1041 No No $995.00 $1,518.12 10.800% $611.17 $611.17 10.800% No No Employed US Citizen $5,264.45 1 $5,113.20 $1,413.12 $426.10 $117.76 37.063% 37.063% 37.063% 07/31/2024 675 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1042 No No $2,621.70 $3,206.15 10.000% $857.28 $857.28 10.000% No No Employed US Citizen $2,268.26 1 $2,675.40 $1,267.92 $222.95 $105.66 44.878% 44.878% 44.878% 07/25/2024 672 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,621.70 6.360% $0.00 None N/A No 10.000% 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1043 No No $995.00 $2,028.67 9.500% $1,677.84 $1,677.84 9.500% No No Employed Employed US Citizen US Citizen $4,759.89 1 $4,302.00 $3,141.24 $358.50 $261.77 44.485% 44.485% 44.485% 07/30/2024 708 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.500% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 25 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1044 No No $995.00 $1,124.54 9.275% $275.25 $275.25 9.275% No No Employed US Citizen $4,177.90 1 $8,999.28 $1,117.56 $749.94 $93.13 48.507% 48.507% 48.507% 07/30/2024 748 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.275% 1 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1045 No No $995.00 $1,522.39 8.249% $340.80 $340.80 8.249% No No Employed US Citizen $7,164.88 1 $2,492.40 $1,755.96 $207.70 $146.33 19.045% 19.045% 19.045% 07/30/2024 789 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.249% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1046 No No $2,420.00 $2,947.09 8.750% $662.78 $662.78 8.750% No No Employed Not Employed US Citizen US Citizen $9,409.40 1 $1,658.28 $2,373.60 $138.19 $197.80 43.280% 43.280% 43.280% 07/30/2024 733 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,420.00 6.380% $0.00 None N/A No 8.750% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1047 No No $995.00 $1,511.13 8.875% $624.19 $624.19 8.875% No No Employed US Citizen $10,843.15 1 $2,811.00 $1,105.44 $234.25 $92.12 34.944% 34.944% 34.944% 07/30/2024 722 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 8.875% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1048 No No $995.00 $1,902.17 11.250% $1,256.06 $1,256.06 11.250% No No Employed US Citizen $8,482.60 1 $6,300.48 $2,255.88 $525.04 $187.99 40.123% 40.123% 40.123% 07/30/2024 699 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.070% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1049 No No $995.00 $518.39 8.500% $520.69 $520.69 8.500% No No Employed Employed US Citizen US Citizen $6,762.70 1 $4,153.92 $1,616.04 $346.16 $134.67 39.817% 39.817% 39.817% 07/30/2024 755 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 8.500% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 2 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1050 No No $995.00 $1,436.91 8.825% $401.55 $401.55 8.825% No No Non-Employment Income US Citizen $2,285.13 1 $1,538.88 $1,058.40 $128.24 $88.20 39.453% 39.453% 39.453% 07/30/2024 718 No No [Borrower - | Non-Primary Income - Pension]; 1099-R - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.230% $0.00 None N/A No 8.825% 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1051 No No $995.00 $1,420.67 9.950% $384.68 $384.68 9.950% No No Employed US Citizen $2,584.45 1 $1,346.88 $2,393.04 $112.24 $199.42 43.671% 43.671% 43.671% 07/30/2024 723 No No [Borrower - | Non-Primary Income - Alimony]; Divorce Decree - 2017 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1052 No No $3,104.38 $3,936.80 8.050% $2,098.88 $2,098.88 8.050% No No Employed Employed US Citizen US Citizen $24,228.91 1 $21,996.00 $2,555.04 $1,833.00 $212.92 33.771% 33.771% 33.771% 07/29/2024 815 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,104.38 6.110% $0.00 None N/A No 8.050% 0 1 0 0 2 0 0.00 No 09/XX/2044 No 2 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Housing Allowance]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2024 [Coborrower]; Transcripts (1040) - 2023 [Borrower - | Non-Primary Income - Rations]; W-2 - 2023 [Coborrower]; 1040 - 2022 [Borrower - | Non-Primary Income - Rations]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1053 No No $995.00 $1,854.63 9.375% $1,385.98 $1,385.98 9.375% No No Employed Self-Employed US Citizen US Citizen $14,227.19 1 $16,492.92 $1,752.12 $1,374.41 $146.01 37.903% 37.903% 37.903% 07/29/2024 775 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.375% 2 0 2 0 2 2 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1054 No No $995.00 $1,731.63 11.875% $1,208.18 $1,208.18 11.875% No No Employed US Citizen $7,463.69 1 $1,503.24 $3,461.88 $125.27 $288.49 43.362% 43.362% 43.362% 07/29/2024 697 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 11.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1055 No No $995.00 $1,700.92 11.375% $1,047.25 $1,047.25 11.375% No No Employed US Citizen $5,475.13 1 $2,548.56 $1,631.04 $212.38 $135.92 43.775% 43.775% 43.775% 07/29/2024 694 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 11.375% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1056 No No $995.00 $1,444.43 9.400% $462.81 $462.81 9.400% No No Employed US Citizen $3,965.35 1 $374.88 $3,101.04 $31.24 $258.42 35.834% 35.834% 35.834% 07/27/2024 745 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 9.400% 1 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1057 No No $1,595.00 $2,241.68 8.475% $692.99 $692.99 8.475% No No Employed US Citizen $11,216.93 1 $1,900.68 $1,793.04 $158.39 $149.42 19.771% 19.771% 19.771% 07/26/2024 704 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,595.00 6.400% $0.00 None N/A No 8.475% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1058 No No $995.00 $1,772.01 12.375% $789.14 $789.14 12.375% No No Employed Employed US Citizen US Citizen $7,548.06 1 $0.00 $2,607.48 $0.00 $217.29 34.220% 34.220% 34.220% 07/26/2024 680 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 12.375% 2 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Preliminary Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) 0 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1059 No No $2,295.00 $2,788.38 8.575% $567.17 $567.17 8.575% No No Employed US Citizen $5,175.00 1 $5,068.32 $5,914.08 $422.36 $492.84 42.585% 42.585% 42.585% 07/25/2024 705 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,295.00 6.110% $0.00 None N/A No 8.575% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1060 No No $1,305.00 $1,820.09 9.975% $770.69 $770.69 9.975% No No Employed Employed US Citizen Permanent Resident Alien $8,135.70 1 $4,577.04 $5,697.24 $381.42 $474.77 39.274% 39.274% 39.274% 07/26/2024 673 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,305.00 6.400% $0.00 None N/A No 9.975% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1061 No No $2,870.00 $3,429.93 9.550% $701.55 $701.55 9.550% No No Employed US Citizen $5,480.36 1 $8,922.60 $2,864.04 $743.55 $238.67 41.511% 41.511% 41.511% 07/25/2024 668 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,870.00 6.400% $0.00 None N/A No 9.550% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1062 No No $2,995.00 $3,641.63 7.200% $910.05 $910.05 7.200% No No Employed Not Employed US Citizen US Citizen $6,119.04 1 $580.68 $2,304.96 $48.39 $192.08 39.078% 35.910% 50.453% 07/25/2024 804 No No [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,995.00 8.100% $0.00 None N/A No 7.200% 2 0 0 0 2 0 0.00 No 60 09/XX/2039 Yes Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1063 No No $995.00 $1,719.07 10.625% $906.11 $906.11 10.625% No No Employed US Citizen $14,932.13 1 $5,567.52 $1,758.96 $463.96 $146.58 36.838% 36.838% 36.838% 07/23/2024 748 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 10.625% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1064 No No $995.00 $2,713.23 8.025% $2,723.49 $2,723.49 8.025% No No Employed US Citizen $14,106.45 1 $13,767.84 $1,659.96 $1,147.32 $138.33 35.550% 35.550% 35.550% 07/25/2024 767 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.025% 2 0 0 2 0 0.00 No 09/XX/2044 No 22 Yes Final Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1065 No No $2,995.00 $3,827.69 8.575% $872.58 $872.58 8.575% No No Employed Employed US Citizen US Citizen $8,898.68 1 $3,156.12 $2,088.60 $263.01 $174.05 42.016% 42.016% 42.016% 07/25/2024 712 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,995.00 6.400% $0.00 None N/A No 8.575% 1 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1066 No No $2,588.34 $3,174.02 10.250% $782.05 $782.05 10.250% No No Employed US Citizen $3,334.38 1 $3,039.24 $1,298.88 $253.27 $108.24 39.885% 39.885% 39.885% 07/25/2024 671 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,588.34 6.110% $0.00 None N/A No 10.250% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1067 No No $995.00 $1,741.71 10.750% $1,269.04 $1,269.04 10.750% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $11,253.81 1 $13,671.84 $2,754.00 $1,139.32 $229.50 39.039% 39.039% 39.039% 07/24/2024 691 No No [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 10.750% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1068 No No $1,895.00 $2,319.55 8.825% $533.10 $533.10 8.825% No No Employed US Citizen $10,685.50 1 $6,957.96 $1,376.16 $579.83 $114.68 32.941% 32.941% 32.941% 07/24/2024 699 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,895.00 6.400% $0.00 None N/A No 8.825% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1069 No No $2,870.00 $3,493.62 9.125% $907.78 $907.78 9.125% No No Employed Employed US Citizen US Citizen $16,146.49 1 $2,212.44 $3,261.00 $184.37 $271.75 21.903% 21.903% 21.903% 07/18/2024 770 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,870.00 6.400% $0.00 None N/A No 9.125% 2 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1070 No No $538.30 $932.62 10.375% $266.46 $266.46 10.375% No No Employed US Citizen $3,810.43 1 $1,510.20 $1,498.80 $125.85 $124.90 42.844% 42.844% 42.844% 07/23/2024 695 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $538.30 6.360% $0.00 None N/A No 10.375% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1071 No No $6,670.00 $7,590.59 8.250% $2,087.56 $2,087.56 8.250% No No Employed Employed US Citizen US Citizen $4,421.38 1 $5,738.28 $1,531.68 $478.19 $127.64 48.429% 48.429% 48.429% 07/23/2024 762 No No [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,670.00 6.110% $0.00 None N/A No 8.250% 1 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1072 No No $995.00 $1,660.86 10.800% $1,018.61 $1,018.61 10.800% No No Employed US Citizen $7,725.70 1 $7,074.60 $13,581.48 $589.55 $1,131.79 41.393% 41.393% 41.393% 07/23/2024 665 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1073 No No $4,745.00 $5,559.47 7.750% $1,231.42 $1,231.42 7.750% No No Employed Non-Employment Income US Citizen US Citizen $4,156.70 1 $4,449.96 $624.96 $370.83 $52.08 49.127% 49.127% 49.127% 07/22/2024 733 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,745.00 6.110% $0.00 None N/A No 7.750% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1074 No No $995.00 $1,826.69 8.125% $1,266.35 $1,266.35 8.125% No No Employed US Citizen $16,173.03 1 $3,597.84 $983.16 $299.82 $81.93 17.823% 17.823% 17.823% 07/22/2024 789 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.125% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2005 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1075 No No $1,695.00 $2,106.08 8.525% $339.07 $339.07 8.525% No No Employed US Citizen $3,837.43 1 $2,953.32 $11,019.36 $246.11 $918.28 42.618% 42.618% 42.618% 07/22/2024 775 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,695.00 6.360% $0.00 None N/A No 8.525% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1076 No No $995.00 $2,005.11 11.000% $1,341.84 $1,341.84 11.000% No No Employed Employed US Citizen US Citizen $5,397.35 1 $2,792.52 $1,993.32 $232.71 $166.11 40.582% 40.582% 40.582% 07/22/2024 658 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 11.000% 1 2 0 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; Account Transcripts - 2022 [Redacted] [Redacted] [Redacted] 1077 No No $1,265.00 $1,766.00 9.475% $251.23 $251.23 9.475% No No Self-Employed US Citizen $1,687.05 1 $609.72 $1,036.44 $50.81 $86.37 41.008% 41.008% 41.008% 07/19/2024 699 No No [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2022 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,265.00 6.510% $0.00 None N/A No 9.475% 2 2 0 2 2 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2013 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1078 No No $995.00 $1,502.03 10.375% $396.00 $396.00 10.375% No No Non-Employment Income US Citizen $2,148.71 1 $5,353.80 $1,326.96 $446.15 $110.58 39.241% 39.241% 39.241% 07/19/2024 665 No No [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.510% $0.00 None N/A No 10.375% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1079 No No $500.00 $961.69 8.575% $567.17 $567.17 8.575% No No Employed US Citizen $9,501.95 1 $8,612.40 $4,149.72 $717.70 $345.81 27.917% 27.917% 27.917% 07/22/2024 775 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $500.00 6.400% $0.00 None N/A No 8.575% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1080 No No $1,520.00 $1,946.81 7.649% $285.15 $285.15 7.649% No No Employed US Citizen $5,432.84 1 $1,649.16 $1,002.00 $137.43 $83.50 24.071% 24.071% 24.071% 07/19/2024 809 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,520.00 6.510% $0.00 None N/A No 7.649% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024 [Borrower]; 1040 - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 [Borrower]; Account Transcripts - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2021 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Account Transcripts - 2021 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Account Transcripts - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; Account Transcripts - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Transcripts (1040) - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1040 - 2021 [Redacted] [Redacted] [Redacted] 1081 No No $1,535.00 $2,755.19 7.549% $2,587.49 $2,587.49 7.549% No No Employed Employed US Citizen US Citizen $19,909.01 1 $14,907.12 $13,856.04 $1,242.26 $1,154.67 44.867% 44.867% 44.867% 07/19/2024 808 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Account Transcripts - 2021 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,535.00 6.360% $0.00 None N/A No 7.549% 2 2 3 0 2 3 0.00 No 09/XX/2044 $1,353.80 No 30 30 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) 0.12 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1082 No No $995.00 $1,476.81 8.750% $530.23 $530.23 8.750% No No Employed Employed US Citizen US Citizen $8,320.18 1 $5,576.04 $1,053.00 $464.67 $87.75 40.469% 40.469% 40.469% 07/18/2024 748 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 8.750% 2 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1083 No No $995.00 $1,514.59 10.400% $467.08 $467.08 10.400% No No Employed US Citizen $3,276.87 1 $3,890.52 $1,089.00 $324.21 $90.75 44.696% 44.696% 44.696% 07/18/2024 679 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 1 0 0 Spring EQ $995.00 6.510% $0.00 None N/A No 10.400% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Primary Income - Pension]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; 1099 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1084 No No $4,807.50 $5,642.78 9.950% $1,644.83 $1,644.83 9.950% No No Non-Employment Income US Citizen $5,833.16 1 $8,519.76 $8,517.24 $709.98 $709.77 44.937% 44.937% 44.937% 07/18/2024 680 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $4,807.50 6.290% $0.00 None N/A No 9.950% 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1085 No No $995.00 $1,467.94 7.799% $535.58 $535.58 7.799% No No Employed US Citizen $1,850.96 1 $989.52 $1,496.04 $82.46 $124.67 37.185% 37.185% 37.185% 07/18/2024 811 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.510% $0.00 None N/A No 7.799% 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 XXX% No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1086 No No $995.00 $1,490.53 10.700% $422.35 $422.35 10.700% No No Employed US Citizen $3,442.28 1 $3,785.16 $2,196.00 $315.43 $183.00 41.474% 41.474% 41.474% 07/18/2024 737 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.510% $0.00 None N/A No 10.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1087 No No $4,495.00 $5,406.01 8.925% $1,252.87 $1,252.87 8.925% No No Employed US Citizen $6,808.34 1 $7,703.88 $1,539.96 $641.99 $128.33 43.315% 43.315% 43.315% 07/17/2024 681 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,495.00 6.510% $0.00 None N/A No 8.925% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1088 No No $1,107.50 $1,539.57 8.600% $393.37 $393.37 8.600% No No Non-Employment Income US Citizen $2,297.56 1 $2,376.00 $1,106.04 $198.00 $92.17 43.156% 43.156% 43.156% 07/16/2024 779 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,107.50 6.510% $0.00 None N/A No 8.600% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1089 No No $995.00 $2,633.73 10.750% $2,353.15 $2,353.15 10.750% No No Employed Non-Permanent Resident Alien India $13,876.64 1 $8,354.52 $1,451.04 $696.21 $120.92 40.316% 40.316% 40.316% 07/16/2024 805 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 10.750% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Passport No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - No Results Returned - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Transcripts (1040) - 2021 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Tax Return Extension - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; Transcripts (1040) - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1040 - 2021 [Redacted] [Redacted] [Redacted] 1090 No No $2,295.00 $3,116.10 11.150% $1,355.14 $1,355.14 11.150% No No Employed Employed US Citizen US Citizen $7,074.22 1 $3,703.32 $5,592.84 $308.61 $466.07 43.759% 43.759% 43.759% 07/15/2024 676 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Transcripts (1040) - 2021 Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $2,295.00 6.510% $0.00 None N/A No 11.150% 2 2 2 0 2 2 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1091 No No $995.00 $1,642.05 9.250% $771.89 $771.89 9.250% No No Employed US Citizen $26,052.81 1 $8,608.92 $11,850.00 $717.41 $987.50 33.946% 33.946% 33.946% 07/14/2024 791 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.510% $0.00 None N/A No 9.250% 2 0 0 2 0 0.00 No 09/XX/2039 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1092 No No $995.00 $1,575.63 9.950% $629.92 $629.92 9.950% No No Employed US Citizen $2,967.36 1 $2,174.76 $1,607.04 $181.23 $133.92 44.347% 44.347% 44.347% 07/13/2024 680 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.950% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1093 No No $2,682.50 $3,454.21 8.925% $1,610.83 $1,610.83 8.925% No No Employed US Citizen $9,018.40 1 $5,817.12 $1,956.96 $484.76 $163.08 42.870% 39.636% 47.065% 07/03/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,682.50 8.110% $0.00 None N/A No 8.925% 2 0 0 2 0 0.00 No 120 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1040 - 2021 [Borrower]; Transcripts (1040) - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - K-1 (< 25%)]; CPA Letter - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2024 [Coborrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2022 [Coborrower]; 1040 - 2021 [Redacted] [Redacted] [Redacted] 1094 No No $5,360.00 $6,248.71 9.550% $1,633.21 $1,633.21 9.550% No No Employed Not Employed US Citizen US Citizen $10,456.50 1 $13,991.28 $9,134.52 $1,165.94 $761.21 44.998% 44.998% 44.998% 07/09/2024 681 No No [Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2021 [Coborrower]; Transcripts (1040) - 2021 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,360.00 6.360% $0.00 None N/A No 9.550% 0 0 2 0 2 3 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1095 No No $995.00 $1,601.01 9.690% $595.08 $595.08 9.690% No No Employed US Citizen $3,725.39 1 $4,942.32 $6,928.80 $411.86 $577.40 48.909% 48.909% 48.909% 07/11/2024 741 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.690% 1 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1096 No No $2,395.00 $2,927.15 9.875% $765.40 $765.40 9.875% No No Employed Employed US Citizen US Citizen $11,284.48 1 $9,886.44 $2,772.12 $823.87 $231.01 37.488% 37.488% 37.488% 07/10/2024 694 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,395.00 6.530% $0.00 None N/A No 9.875% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1097 No No $995.00 $2,107.07 10.675% $2,284.70 $2,284.70 10.675% No No Employed US Citizen $17,530.62 1 $12,206.64 $1,859.52 $1,017.22 $154.96 35.272% 35.272% 35.272% 07/09/2024 806 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 10.675% 0 0 0 2 0 0.00 No 09/XX/2044 No 2 Yes Preliminary Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1098 No No $2,245.00 $2,674.43 0.021% $465.64 $465.64 0.021% No No Non-Employment Income US Citizen $2,417.29 1 $2,437.32 $2,852.16 $203.11 $237.68 29.437% 15.869% 45.803% 07/08/2024 738 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,245.00 8.100% $0.00 None N/A No 0.021% 0 0 0 2 0 0.00 No 60 09/XX/2039 No Yes Title Search Fee Simple Individual Individual XXX% No Individual Yes No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1099 No No $4,395.00 $5,331.30 8.375% $1,169.50 $1,169.50 8.375% No No Employed US Citizen $5,685.89 1 $12,575.16 $1,373.88 $1,047.93 $114.49 49.971% 49.971% 49.971% 07/06/2024 795 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,395.00 6.450% $0.00 None N/A No 8.375% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1100 No No $4,695.00 $5,595.49 10.450% $1,875.62 $1,875.62 10.450% No No Employed US Citizen $6,486.54 1 $7,376.04 $1,233.96 $614.67 $102.83 36.572% 36.572% 36.572% 07/02/2024 655 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,695.00 6.360% $0.00 None N/A No 10.450% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2009 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; Account Transcripts - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; Account Transcripts - 2022 [Redacted] [Redacted] [Redacted] 1101 No No $3,629.19 $5,621.72 8.950% $3,148.78 $3,148.78 8.950% No No Self-Employed Employed US Citizen US Citizen $11,854.15 1 $12,554.76 $3,576.00 $1,046.23 $298.00 41.748% 41.748% 41.748% 06/20/2024 799 No No [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,629.19 6.360% $0.00 None N/A No 8.950% 0 0 2 0 2 2 No 09/XX/2044 No 31 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1102 No No $1,019.95 $1,505.71 9.000% $738.68 $738.68 9.000% No No Employed Employed US Citizen US Citizen $10,232.05 1 $8,852.76 $3,295.08 $737.73 $274.59 42.328% 42.328% 42.328% 07/03/2024 755 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,019.95 6.450% $0.00 None N/A No 9.000% 0 2 0 0 2 0 0.00 No 08/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1103 No No $2,044.77 $2,286.07 10.875% $1,213.08 $1,213.08 10.875% No No Self-Employed US Citizen $6,796.49 1 $7,703.76 $5,206.56 $641.98 $433.88 49.150% 49.150% 49.150% 07/05/2024 737 No No [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $2,044.77 6.040% $0.00 None N/A No 10.875% 2 2 0 2 2 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1104 No No $750.00 $1,091.31 11.300% $263.17 $263.17 11.300% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $2,345.41 1 $1,813.32 $1,470.00 $151.11 $122.50 42.760% 42.760% 42.760% 07/08/2024 692 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $750.00 6.530% $0.00 None N/A No 11.300% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1105 No No $1,709.00 $2,772.92 10.800% $3,453.09 $3,453.09 10.800% No No Employed US Citizen $17,309.63 1 $7,387.92 $3,516.00 $615.66 $293.00 41.185% 41.185% 41.185% 07/09/2024 743 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,709.00 6.110% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1106 No No $995.00 $1,353.06 10.275% $619.74 $619.74 10.275% No No Employed US Citizen $3,574.07 1 $1,849.20 $2,676.48 $154.10 $223.04 43.785% 43.785% 43.785% 07/11/2024 779 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.530% $0.00 None N/A No 10.275% 2 0 0 2 0 0.00 No 08/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1107 No No $2,595.00 $3,049.04 8.250% $545.32 $545.32 8.250% No No Non-Employment Income US Citizen $4,998.34 1 $4,140.12 $4,218.96 $345.01 $351.58 43.436% 43.436% 43.436% 07/15/2024 704 No No [Borrower - | Non-Primary Income - Annuity]; 1099 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,595.00 6.110% $0.00 None N/A No 8.250% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2014 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1108 No No $995.00 $1,461.97 8.375% $644.95 $644.95 8.375% No No Employed US Citizen $6,250.25 1 $1,283.76 $1,744.80 $106.98 $145.40 46.553% 46.553% 46.553% 07/18/2024 744 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.375% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1109 No No $995.00 $1,340.27 10.200% $381.54 $381.54 10.200% No No Employed Non-Permanent Resident Alien $5,157.23 1 $4,887.72 $2,473.56 $407.31 $206.13 49.909% 49.909% 49.909% 07/19/2024 766 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 10.200% 1 2 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Individual Individual 1 $XXX XXX% 1/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) VISA No No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1110 No No $2,552.20 $2,858.56 8.400% $861.50 $861.50 8.400% No No Self-Employed Employed US Citizen US Citizen $4,743.46 1 $8,337.36 $1,286.40 $694.78 $107.20 42.404% 42.404% 42.404% 07/16/2024 711 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,552.20 6.040% $0.00 None N/A No 8.400% 0 2 2 0 2 2 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1111 No No $1,689.70 $2,266.16 9.725% $657.79 $657.79 9.725% No No Employed US Citizen $4,752.99 1 $5,602.80 $5,337.72 $466.90 $444.81 48.276% 48.276% 48.276% 07/23/2024 713 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,689.70 6.400% $0.00 None N/A No 9.725% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1112 No No $995.00 $1,410.11 8.125% $506.54 $506.54 8.125% No No Employed US Citizen $7,693.88 1 $8,131.20 $1,134.00 $677.60 $94.50 30.698% 30.698% 30.698% 07/24/2024 759 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 8.125% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1113 No No $3,745.00 $4,290.79 9.250% $1,007.45 $1,007.45 9.250% No No Employed US Citizen $6,728.63 1 $210.84 $4,487.04 $17.57 $373.92 44.544% 44.544% 44.544% 07/24/2024 704 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,745.00 6.110% $0.00 None N/A No 9.250% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1114 No No $995.00 $1,359.82 8.750% $574.41 $574.41 8.750% No No Employed Employed US Citizen US Citizen $6,527.03 1 $2,398.56 $2,539.80 $199.88 $211.65 31.757% 31.757% 31.757% 07/25/2024 748 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 8.750% 2 2 2 0 2 2 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1115 No No $2,213.75 $2,274.83 7.624% $528.58 $528.58 7.624% No No Employed US Citizen $3,955.21 1 $9,570.00 $1,278.96 $797.50 $106.58 47.762% 47.762% 47.762% 07/25/2024 802 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,213.75 6.400% $0.00 None N/A No 7.624% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1116 No No $995.00 $1,595.42 10.375% $2,474.98 $2,474.98 10.375% No No Employed Permanent Resident Alien $9,598.24 1 $7,336.44 $2,096.28 $611.37 $174.69 41.884% 41.884% 41.884% 07/25/2024 771 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 10.375% 2 1 0 2 0 0.00 No 09/XX/2044 $0.00 No 32 Yes Title Search Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Resident Alien Card No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1117 No No $995.00 $1,593.68 9.750% $948.52 $948.52 9.750% No No Employed US Citizen $7,243.06 1 $2,055.48 $10,044.36 $171.29 $837.03 41.588% 41.588% 41.588% 07/26/2024 729 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 9.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Trustee 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Trustee No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1118 No No $3,245.00 $3,849.07 7.875% $745.81 $745.81 7.875% No No Employed US Citizen $4,090.57 1 $7,787.64 $6,512.64 $648.97 $542.72 48.101% 48.101% 48.101% 07/26/2024 753 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,245.00 6.110% $0.00 None N/A No 7.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1119 No No $2,107.50 $2,545.80 9.950% $476.84 $476.84 9.950% No No Employed Employed US Citizen US Citizen $6,341.62 1 $4,404.12 $8,234.16 $367.01 $686.18 43.687% 43.687% 43.687% 07/29/2024 726 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,107.50 6.230% $0.00 None N/A No 9.950% 1 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1120 No No $995.00 $1,426.38 11.325% $462.84 $462.84 11.325% No No Employed Non-Permanent Resident Alien $5,904.66 1 $9,653.52 $5,374.92 $804.46 $447.91 48.435% 48.435% 48.435% 07/29/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.070% $0.00 None N/A No 11.325% 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1121 No No $4,745.00 $5,181.12 6.875% $1,535.63 $1,535.63 6.875% No No Employed US Citizen $18,316.10 1 $3,904.08 $1,766.04 $325.34 $147.17 30.566% 30.566% 30.566% 07/29/2024 793 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,745.00 6.380% $0.00 None N/A No 6.875% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1122 No No $995.00 $1,476.53 8.375% $684.20 $684.20 8.375% No No Employed Employed US Citizen US Citizen $5,289.00 1 $2,581.80 $368.04 $215.15 $30.67 43.326% 43.326% 43.326% 07/29/2024 747 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 5.760% $0.00 None N/A No 8.375% 2 0 0 0 2 0 0.00 No 09/XX/2039 No 8 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1123 No No $6,795.00 $7,988.18 7.075% $2,261.44 $2,261.44 7.075% No No Employed US Citizen $14,147.79 1 $15,650.04 $1,530.96 $1,304.17 $127.58 36.044% 36.044% 36.044% 07/29/2024 774 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,795.00 6.110% $0.00 None N/A No 7.075% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1124 No No $1,595.00 $2,063.55 9.050% $541.77 $541.77 9.050% No No Employed US Citizen $4,034.60 1 $2,823.24 $3,378.84 $235.27 $281.57 44.500% 44.500% 44.500% 07/30/2024 741 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,595.00 6.380% $0.00 None N/A No 9.050% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1125 No No $2,075.00 $2,609.39 7.650% $439.99 $439.99 7.650% No No Self-Employed Employed US Citizen US Citizen $5,487.20 1 $4,180.68 $4,849.20 $348.39 $404.10 43.800% 43.800% 43.800% 07/30/2024 748 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,075.00 6.360% $0.00 None N/A No 7.650% 0 2 2 0 2 2 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1126 No No $995.00 $1,474.45 8.750% $751.15 $751.15 8.750% No No Employed Employed US Citizen US Citizen $5,441.24 1 $2,142.60 $1,353.72 $178.55 $112.81 45.983% 45.983% 45.983% 07/30/2024 728 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 8.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1127 No No $995.00 $1,411.62 9.875% $956.75 $956.75 9.875% No No Employed Employed US Citizen US Citizen $13,240.89 1 $7,269.12 $2,866.68 $605.76 $238.89 42.160% 42.160% 42.160% 08/13/2024 691 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.875% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1128 No No $995.00 $1,349.47 11.325% $379.58 $379.58 11.325% No No Employed US Citizen $3,643.23 1 $7,537.08 $1,268.04 $628.09 $105.67 44.660% 44.660% 44.660% 07/30/2024 708 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 11.325% 2 0 0 2 0 0.00 No 09/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1129 No No $3,245.00 $3,766.23 9.750% $853.67 $853.67 9.750% No No Employed Employed US Citizen US Citizen $6,826.36 1 $4,771.56 $1,959.48 $397.63 $163.29 40.209% 40.209% 40.209% 07/30/2024 682 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,245.00 6.380% $0.00 None N/A No 9.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1130 No No $995.00 $1,733.35 9.925% $892.85 $892.85 9.925% No No Employed US Citizen $4,543.52 1 $2,198.04 $1,536.48 $183.17 $128.04 44.251% 44.251% 44.251% 07/31/2024 784 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 9.925% 2 2 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1131 No No $995.00 $1,422.32 9.375% $923.98 $923.98 9.375% No No Employed US Citizen $16,027.38 1 $11,773.92 $6,486.96 $981.16 $540.58 42.865% 42.865% 42.865% 07/31/2024 715 No No [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.375% 0 0 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1132 No No $1,745.00 $2,197.38 7.975% $834.88 $834.88 7.975% No No Employed US Citizen $7,736.56 1 $9,205.44 $5,367.96 $767.12 $447.33 44.494% 44.494% 44.494% 07/31/2024 762 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,745.00 6.380% $0.00 None N/A No 7.975% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1133 No No $485.86 $920.10 10.275% $442.49 $442.49 10.275% No No Employed Employed US Citizen US Citizen $2,421.51 1 $1,335.00 $1,467.00 $111.25 $122.25 42.335% 42.335% 42.335% 07/31/2024 696 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $485.86 6.110% $0.00 None N/A No 10.275% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2014 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1134 No No $3,395.00 $3,891.07 10.325% $1,183.98 $1,183.98 10.325% No No Employed US Citizen $4,719.26 1 $9,537.48 $2,052.00 $794.79 $171.00 48.574% 48.574% 48.574% 08/01/2024 720 No No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,395.00 6.380% $0.00 None N/A No 10.325% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1135 No No $995.00 $1,545.78 9.950% $471.24 $471.24 9.950% No No Employed US Citizen $4,752.92 1 $970.44 $1,338.72 $80.87 $111.56 33.447% 33.447% 33.447% 08/01/2024 727 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1136 No No $3,532.50 $3,942.07 8.250% $864.85 $864.85 8.250% No No Employed Employed US Citizen US Citizen $15,654.51 1 $3,202.32 $2,542.20 $266.86 $211.85 26.582% 26.582% 26.582% 08/01/2024 715 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,532.50 6.040% $0.00 None N/A No 8.250% 1 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1137 No No $995.00 $1,755.89 11.999% $1,734.30 $1,734.30 11.999% No No Employed US Citizen $11,173.05 1 $298.20 $6,138.24 $24.85 $511.52 34.597% 34.597% 34.597% 08/02/2024 688 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 11.999% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1138 No No $995.00 $1,412.08 8.450% $415.04 $415.04 8.450% No No Employed Employed US Citizen US Citizen $10,884.83 1 $2,138.88 $1,320.96 $178.24 $110.08 17.176% 17.176% 17.176% 08/05/2024 767 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 8.450% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1139 No No $995.00 $1,333.70 8.750% $530.23 $530.23 8.750% No No Employed Employed US Citizen US Citizen $8,328.38 1 $10,167.00 $2,211.60 $847.25 $184.30 42.123% 42.123% 42.123% 08/05/2024 703 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 8.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1140 No No $995.00 $1,477.83 8.875% $588.52 $588.52 8.875% No No Employed US Citizen $4,676.81 1 $875.28 $1,424.04 $72.94 $118.67 39.585% 39.585% 39.585% 08/05/2024 742 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 8.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1141 No No $995.00 $1,393.59 9.500% $559.28 $559.28 9.500% No No Employed Employed US Citizen US Citizen $12,014.75 1 $5,286.48 $3,591.12 $440.54 $299.26 34.752% 34.752% 34.752% 08/05/2024 686 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.500% 1 2 0 0 2 0 0.00 No 09/XX/2044 No 27 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1142 No No $995.00 $1,705.38 8.125% $1,688.47 $1,688.47 8.125% No No Employed US Citizen $7,235.12 1 $6,238.44 $3,276.00 $519.87 $273.00 39.995% 39.995% 39.995% 08/05/2024 745 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 8.125% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2013 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1143 No No $1,501.25 $1,657.70 10.875% $614.22 $614.22 10.875% No No Employed Employed US Citizen US Citizen $7,688.51 1 $7,274.16 $1,776.00 $606.18 $148.00 34.197% 34.197% 34.197% 08/06/2024 654 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,501.25 6.360% $0.00 None N/A No 10.875% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1144 No No $995.00 $1,375.70 9.450% $287.95 $287.95 9.450% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $4,972.95 1 $3,000.60 $1,836.00 $250.05 $153.00 31.312% 31.312% 31.312% 08/06/2024 726 No No [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.450% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1145 No No $2,520.00 $2,979.47 9.250% $686.90 $686.90 9.250% No No Employed US Citizen $5,574.43 1 $4,580.04 $1,028.76 $381.67 $85.73 40.516% 40.516% 40.516% 08/06/2024 749 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,520.00 6.360% $0.00 None N/A No 9.250% 0 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2024 [Borrower - | Non-Primary Income - Auto Allowance]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Auto Allowance]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Auto Allowance]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1146 No No $995.00 $1,761.32 12.250% $1,398.21 $1,398.21 12.250% No No Employed US Citizen $8,093.49 1 $8,305.20 $775.56 $692.10 $64.63 44.325% 44.325% 44.325% 08/06/2024 683 No No [Borrower - | Non-Primary Income - Auto Allowance]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 12.250% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1147 No No $995.00 $1,485.33 10.875% $307.11 $307.11 10.875% No No Employed Employed US Citizen US Citizen $7,919.84 1 $3,114.96 $3,016.08 $259.58 $251.34 34.503% 34.503% 34.503% 08/06/2024 667 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 10.875% 1 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1148 No No $1,695.00 $2,000.61 7.650% $285.18 $285.18 7.650% No No Employed US Citizen $2,075.97 1 $1,355.76 $1,810.92 $112.98 $150.91 43.268% 43.268% 43.268% 08/06/2024 771 No No [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,695.00 6.360% $0.00 None N/A No 7.650% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1149 No No $1,651.25 $2,056.48 10.700% $354.15 $354.15 10.700% No No Non-Employment Income US Citizen $2,848.71 1 $1,934.04 $2,820.36 $161.17 $235.03 33.703% 33.703% 33.703% 08/06/2024 675 No No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,651.25 6.360% $0.00 None N/A No 10.700% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1150 No No $495.00 $938.56 11.550% $521.03 $521.03 11.550% No No Employed Employed US Citizen US Citizen $5,017.90 1 $2,850.00 $2,288.88 $237.50 $190.74 39.385% 39.385% 39.385% 08/06/2024 692 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $495.00 6.360% $0.00 None N/A No 11.550% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1151 No No $600.00 $969.44 8.575% $261.77 $261.77 8.575% No No Employed US Citizen $3,961.01 1 $3,776.64 $1,877.64 $314.72 $156.47 44.915% 44.915% 44.915% 08/06/2024 778 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $600.00 6.360% $0.00 None N/A No 8.575% 2 0 0 2 0 0.00 No 09/XX/2044 No 36 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1152 No No $995.00 $1,344.72 9.825% $429.06 $429.06 9.825% No No Employed US Citizen $3,602.71 1 $2,099.16 $1,217.04 $174.93 $101.42 32.449% 32.449% 32.449% 08/07/2024 691 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.825% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1153 No No $3,195.00 $3,647.19 8.700% $968.58 $968.58 8.700% No No Employed US Citizen $4,124.41 1 $6,610.92 $1,472.28 $550.91 $122.69 46.529% 46.529% 46.529% 08/07/2024 746 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,195.00 6.040% $0.00 None N/A No 8.700% 2 2 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1154 No No $2,295.00 $2,791.22 9.700% $614.40 $614.40 9.700% No No Employed Employed US Citizen US Citizen $5,973.34 1 $1,236.12 $1,173.96 $103.01 $97.83 26.334% 26.334% 26.334% 08/07/2024 745 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,295.00 6.360% $0.00 None N/A No 9.700% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1155 No No $1,616.25 $2,074.05 9.375% $508.19 $508.19 9.375% No No Employed US Citizen $8,930.14 1 $4,973.16 $1,982.16 $414.43 $165.18 36.591% 36.591% 36.591% 08/07/2024 739 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,616.25 6.110% $0.00 None N/A No 9.375% 0 0 0 2 0 0.00 No 09/XX/2044 No 26 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1156 No No $3,470.00 $3,984.56 9.000% $890.73 $890.73 9.000% No No Employed US Citizen $8,311.46 1 $14,147.16 $4,363.92 $1,178.93 $363.66 43.790% 43.790% 43.790% 08/07/2024 693 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr 1099 0 0 0 Spring EQ $3,470.00 6.360% $0.00 None N/A No 9.000% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1157 No No $1,872.50 $2,272.85 8.450% $324.25 $324.25 8.450% No No Employed US Citizen $2,698.30 1 $4,442.52 $1,897.56 $370.21 $158.13 44.936% 44.936% 44.936% 08/07/2024 700 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,872.50 6.360% $0.00 None N/A No 8.450% 0 0 0 2 0 0.00 No 09/XX/2044 No 20 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1158 No No $4,329.00 $4,857.25 7.700% $1,443.53 $1,443.53 7.700% No No Employed Not Employed US Citizen US Citizen $18,420.44 1 $6,627.72 $6,678.12 $552.31 $556.51 35.694% 35.694% 35.694% 07/18/2024 772 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $4,329.00 6.360% $0.00 None N/A No 7.700% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; Account Transcripts - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1040 - 2022 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; Account Transcripts - 2022 [Redacted] [Redacted] [Redacted] 1159 No No $2,399.00 $2,831.84 9.325% $736.59 $736.59 9.325% No No Employed US Citizen $4,231.53 1 $3,031.32 $1,432.20 $252.61 $119.35 35.520% 35.520% 35.520% 07/18/2024 822 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,399.00 6.510% $0.00 None N/A No 9.325% 2 2 0 2 2 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1160 No No $480.38 $989.20 11.925% $657.52 $657.52 11.925% No No Employed Employed US Citizen US Citizen $7,234.13 1 $7,578.60 $2,060.64 $631.55 $171.72 44.174% 44.174% 44.174% 07/18/2024 672 No No [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $480.38 6.510% $0.00 None N/A No 11.925% 2 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower]; Account Transcripts - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; Account Transcripts - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Account Transcripts - 2021 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower]; Transcripts (1040) - 2021 [Redacted] [Redacted] [Redacted] 1161 No No $1,195.00 $1,724.11 7.600% $2,029.22 $2,029.22 7.600% No No Self-Employed US Citizen $10,225.37 1 $4,812.72 $1,973.16 $401.06 $164.43 37.075% 37.075% 37.075% 07/18/2024 778 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2021 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.510% $0.00 None N/A No 7.600% 3 2 0 2 3 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1162 No No $3,455.25 $3,864.89 10.875% $1,279.62 $1,279.62 10.875% No No Employed Employed US Citizen US Citizen $14,030.76 1 $10,962.72 $1,911.24 $913.56 $159.27 34.425% 34.425% 34.425% 07/18/2024 765 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,455.25 6.510% $0.00 None N/A No 10.875% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1163 No No $3,049.00 $3,593.35 9.200% $821.37 $821.37 9.200% No No Employed Non-Employment Income US Citizen US Citizen $5,632.35 1 $4,561.80 $429.00 $380.15 $35.75 40.922% 40.922% 40.922% 07/19/2024 704 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,049.00 6.110% $0.00 None N/A No 9.200% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 36 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1164 No No $650.38 $1,223.81 11.675% $738.78 $738.78 11.675% No No Employed Employed US Citizen US Citizen $9,832.13 1 $7,309.08 $10,668.84 $609.09 $889.07 36.496% 36.496% 36.496% 07/22/2024 667 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $650.38 6.400% $0.00 None N/A No 11.675% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1165 No No $5,089.00 $5,720.99 9.450% $1,328.28 $1,328.28 9.450% No No Employed US Citizen $4,563.79 1 $4,111.80 $0.00 $342.65 $0.00 49.904% 49.904% 49.904% 07/22/2024 752 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,089.00 6.040% $0.00 None N/A No 9.450% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1166 No No $1,195.00 $1,649.87 9.125% $907.78 $907.78 9.125% No No Employed US Citizen $4,237.87 1 $1,394.40 $304.56 $116.20 $25.38 40.915% 40.915% 40.915% 07/22/2024 708 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.400% $0.00 None N/A No 9.125% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1167 No No $799.00 $2,187.54 8.750% $2,651.13 $2,651.13 8.750% No No Employed Employed US Citizen US Citizen $24,084.34 1 $1,944.00 $1,847.76 $162.00 $153.98 38.840% 38.840% 38.840% 07/22/2024 742 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.400% $0.00 None N/A No 8.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Short Form Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1168 No No $799.00 $1,142.53 10.575% $371.27 $371.27 10.575% No No Employed Employed US Citizen US Citizen $15,774.98 1 $999.72 $3,816.48 $83.31 $318.04 27.940% 27.940% 27.940% 07/22/2024 739 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $799.00 6.400% $0.00 None N/A No 10.575% 0 0 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Yes No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1169 No No $3,019.00 $3,448.57 8.200% $942.31 $942.31 8.200% No No Employed Employed US Citizen US Citizen $9,614.30 1 $4,366.20 $3,786.00 $363.85 $315.50 43.823% 43.823% 43.823% 07/22/2024 762 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,019.00 6.040% $0.00 None N/A No 8.200% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; 1099 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2006 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1170 No No $971.00 $1,476.17 8.700% $352.21 $352.21 8.700% No No Non-Employment Income US Citizen $1,587.45 1 $1,502.04 $785.04 $125.17 $65.42 43.351% 43.351% 43.351% 07/23/2024 755 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $971.00 6.400% $0.00 None N/A No 8.700% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1171 No No $2,599.00 $1,338.35 12.300% $1,009.86 $1,009.86 12.300% No No Employed US Citizen $3,826.47 1 $2,844.96 $2,172.60 $237.08 $181.05 50.002% 50.002% 50.002% 07/23/2024 704 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,599.00 6.040% $0.00 None N/A No 12.300% 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1172 No No $1,695.00 $2,056.97 9.800% $475.90 $475.90 9.800% No No Employed Employed US Citizen US Citizen $4,723.80 1 $4,369.20 $6,771.60 $364.10 $564.30 49.057% 49.057% 49.057% 07/23/2024 756 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,695.00 6.400% $0.00 None N/A No 9.800% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 32 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1173 No No $1,526.50 $1,973.95 9.100% $1,152.40 $1,152.40 9.100% No No Employed US Citizen $7,464.44 1 $3,666.84 $1,057.32 $305.57 $88.11 36.183% 36.183% 36.183% 07/23/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,526.50 5.760% $0.00 None N/A No 9.100% 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1174 No No $2,928.75 $2,259.42 10.900% $748.54 $748.54 10.900% No No Employed US Citizen $5,951.64 1 $2,063.16 $4,352.40 $171.93 $362.70 33.005% 33.005% 33.005% 07/24/2024 642 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,928.75 6.400% $0.00 None N/A No 10.900% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1175 No No $1,959.00 $2,416.55 7.450% $545.73 $545.73 7.450% No No Employed US Citizen $5,747.76 1 $2,114.88 $1,365.96 $176.24 $113.83 39.937% 39.937% 39.937% 07/24/2024 763 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,959.00 6.400% $0.00 None N/A No 7.450% 2 0 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1176 No No $1,195.00 $1,765.17 11.700% $590.47 $590.47 11.700% No No Employed Employed US Citizen US Citizen $3,418.43 1 $3,364.08 $2,865.24 $280.34 $238.77 43.412% 43.412% 43.412% 07/24/2024 656 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 5.760% $0.00 None N/A No 11.700% 1 0 0 0 2 0 0.00 No 09/XX/2039 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1177 No No $1,000.00 $1,396.52 12.575% $589.39 $589.39 12.575% No No Employed Employed US Citizen US Citizen $3,180.46 1 $2,184.96 $878.40 $182.08 $73.20 41.875% 41.875% 41.875% 07/24/2024 682 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,000.00 6.040% $0.00 None N/A No 12.575% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1178 No No $799.00 $1,408.02 10.625% $956.45 $956.45 10.625% No No Employed Employed US Citizen US Citizen $11,355.76 1 $7,763.88 $12,611.52 $646.99 $1,050.96 43.513% 43.513% 43.513% 07/24/2024 788 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.400% $0.00 None N/A No 10.625% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 36 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1179 No No $1,745.00 $2,204.85 11.425% $583.70 $583.70 11.425% No No Employed US Citizen $5,938.67 1 $3,692.16 $917.88 $307.68 $76.49 34.836% 34.836% 34.836% 07/24/2024 647 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,745.00 6.400% $0.00 None N/A No 11.425% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1180 No No $1,915.00 $2,346.83 10.725% $729.75 $729.75 10.725% No No Employed US Citizen $10,162.87 1 $7,941.00 $12,185.76 $661.75 $1,015.48 47.522% 47.522% 47.522% 07/24/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,915.00 6.040% $0.00 None N/A No 10.725% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1181 No No $1,575.00 $2,015.17 9.975% $433.51 $433.51 9.975% No No Non-Employment Income US Citizen $5,857.99 1 $10,190.40 $855.00 $849.20 $71.25 49.991% 49.991% 49.991% 07/25/2024 780 No No [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,575.00 6.110% $0.00 None N/A No 9.975% 0 1 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1182 No No $3,799.00 $4,299.37 12.500% $1,136.14 $1,136.14 12.500% No No Employed US Citizen $5,452.01 1 $7,743.12 $2,490.00 $645.26 $207.50 42.962% 42.962% 42.962% 07/25/2024 698 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,799.00 6.110% $0.00 None N/A No 12.500% 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1183 No No $3,071.50 $3,522.01 12.500% $860.63 $860.63 12.500% No No Employed US Citizen $6,337.81 1 $3,895.92 $1,040.16 $324.66 $86.68 44.970% 44.970% 44.970% 07/25/2024 697 No No [Borrower - | Non-Primary Income - Pension]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,071.50 6.400% $0.00 None N/A No 12.500% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1184 No No $6,049.00 $6,343.84 10.250% $1,963.29 $1,963.29 10.250% No No Employed Employed US Citizen US Citizen $9,455.72 1 $15,272.04 $2,868.96 $1,272.67 $239.08 41.060% 41.060% 41.060% 07/25/2024 694 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,049.00 6.400% $0.00 None N/A No 10.250% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) 1.59 No [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; Account Transcripts - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 1040 - 2022 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; Account Transcripts - 2022 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1185 No No $2,955.25 $3,352.02 8.625% $1,007.11 $1,007.11 8.625% No No Self-Employed US Citizen $5,025.88 1 $10,430.76 $6,044.76 $869.23 $503.73 48.856% 48.856% 48.856% 07/23/2024 700 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,955.25 6.380% $0.00 None N/A No 8.625% 2 2 0 2 2 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; 1099 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1186 No No $2,132.00 $2,552.15 7.650% $407.39 $407.39 7.650% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $5,201.38 1 $5,999.88 $2,654.16 $499.99 $221.18 39.753% 39.753% 39.753% 07/26/2024 807 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,132.00 6.110% $0.00 None N/A No 7.650% 0 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1187 No No $1,195.00 $1,598.59 11.575% $597.93 $597.93 11.575% No No Employed Employed US Citizen US Citizen $5,454.77 1 $1,379.40 $2,271.24 $114.95 $189.27 37.051% 37.051% 37.051% 07/26/2024 680 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 11.575% 1 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1188 No No $1,195.00 $2,765.15 9.625% $3,761.24 $3,761.24 9.625% No No Employed Employed US Citizen US Citizen $19,848.08 1 $6,073.20 $25,449.96 $506.10 $2,120.83 48.222% 48.222% 48.222% 07/26/2024 727 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 9.625% 0 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 32 31 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Pension]; Account Statements - 2024 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1189 No No $799.00 $1,507.97 10.925% $770.32 $770.32 10.925% No No Non-Employment Income Employed US Citizen US Citizen $4,174.05 1 $1,943.04 $3,443.40 $161.92 $286.95 42.334% 42.334% 42.334% 07/26/2024 663 No No [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $799.00 6.400% $0.00 None N/A No 10.925% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1190 No No $1,195.00 $1,729.30 9.950% $480.86 $480.86 9.950% No No Employed US Citizen $10,597.88 1 $7,960.08 $2,361.84 $663.34 $196.82 25.192% 25.192% 25.192% 07/29/2024 738 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 9.950% 1 0 0 2 0 0.00 No 09/XX/2044 No 17 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1191 No No $2,799.00 $3,185.52 7.450% $642.03 $642.03 7.450% No No Non-Employment Income US Citizen $8,044.31 1 $6,220.68 $2,483.04 $518.39 $206.92 31.782% 31.782% 31.782% 07/24/2024 774 No No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,799.00 6.110% $0.00 None N/A No 7.450% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1192 No No $4,739.00 $5,531.77 9.225% $1,801.07 $1,801.07 9.225% No No Employed Employed US Citizen US Citizen $6,207.56 1 $3,894.84 $4,343.16 $324.57 $361.93 42.515% 42.515% 42.515% 07/26/2024 724 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,739.00 6.380% $0.00 None N/A No 9.225% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1193 No No $1,195.00 $1,585.92 8.375% $644.95 $644.95 8.375% No No Employed Employed US Citizen US Citizen $5,105.86 1 $1,831.80 $8,175.60 $152.65 $681.30 42.533% 42.533% 42.533% 07/29/2024 725 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 8.375% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1194 No No $661.53 $1,179.46 8.675% $619.65 $619.65 8.675% No No Non-Employment Income US Citizen $3,020.47 1 $561.00 $1,613.52 $46.75 $134.46 34.799% 34.799% 34.799% 07/29/2024 750 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $661.53 6.380% $0.00 None N/A No 8.675% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1195 No No $1,459.00 $1,494.15 7.775% $271.42 $271.42 7.775% No No Employed US Citizen $8,884.91 1 $7,126.20 $1,554.12 $593.85 $129.51 24.341% 24.341% 24.341% 08/01/2024 787 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,459.00 6.380% $0.00 None N/A No 7.775% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2005 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Annuity]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Annuity]; 1099 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Annuity]; Account Statements - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1196 No No $2,299.00 $2,661.91 8.275% $426.82 $426.82 8.275% No No Non-Employment Income US Citizen $2,539.40 1 $3,356.04 $432.00 $279.67 $36.00 44.203% 44.203% 44.203% 08/01/2024 721 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,299.00 6.380% $0.00 None N/A No 8.275% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Preliminary Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1197 No No $1,365.00 $1,284.87 10.750% $335.03 $335.03 10.750% No No Employed Employed US Citizen US Citizen $8,092.49 1 $4,220.16 $1,146.24 $351.68 $95.52 31.586% 31.586% 31.586% 08/01/2024 671 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,365.00 6.380% $0.00 None N/A No 10.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1198 No No $2,861.45 $3,325.68 11.750% $894.04 $894.04 11.750% No No Employed US Citizen $6,532.93 1 $3,608.40 $1,656.96 $300.70 $138.08 40.144% 40.144% 40.144% 07/31/2024 661 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,861.45 6.380% $0.00 None N/A No 11.750% 1 0 0 2 0 0.00 No 09/XX/2044 No 17 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1199 No No $4,455.98 $5,251.34 11.125% $1,522.34 $1,522.34 11.125% No No Employed US Citizen $5,759.49 1 $6,054.60 $3,774.60 $504.55 $314.55 44.114% 44.114% 44.114% 08/01/2024 703 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,455.98 6.380% $0.00 None N/A No 11.125% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1200 No No $6,499.00 $7,002.64 10.750% $2,436.55 $2,436.55 10.750% No No Employed Permanent Resident Alien $11,352.37 1 $8,826.24 $8,256.72 $735.52 $688.06 39.669% 39.669% 39.669% 08/02/2024 662 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,499.00 6.110% $0.00 None N/A No 10.750% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Resident Alien Card No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1201 No No $1,960.00 $2,644.98 8.950% $914.44 $914.44 8.950% No No Employed US Citizen $11,184.56 1 $10,375.20 $4,137.00 $864.60 $344.75 44.472% 44.472% 44.472% 08/02/2024 706 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,960.00 6.380% $0.00 None N/A No 8.950% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1202 No No $686.48 $1,102.53 10.600% $703.57 $703.57 10.600% No No Employed US Citizen $4,866.29 1 $4,180.80 $4,353.96 $348.40 $362.83 41.569% 41.569% 41.569% 08/02/2024 678 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $686.48 6.380% $0.00 None N/A No 10.600% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2013 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1203 No No $1,982.50 $2,284.87 10.225% $685.98 $685.98 10.225% No No Employed Employed US Citizen US Citizen $10,426.43 1 $6,170.16 $1,403.88 $514.18 $116.99 28.558% 28.558% 28.558% 08/02/2024 674 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $1,982.50 6.380% $0.00 None N/A No 10.225% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1204 No No $1,195.00 $2,150.81 9.350% $3,255.92 $3,255.92 9.350% No No Employed US Citizen $8,221.40 1 $5,594.28 $8,936.64 $466.19 $744.72 44.029% 44.029% 44.029% 08/02/2024 834 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 9.350% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1205 No No $1,195.00 $1,583.03 9.450% $331.61 $331.61 9.450% No No Employed US Citizen $3,096.52 1 $2,028.00 $4,918.80 $169.00 $409.90 42.036% 42.036% 42.036% 08/02/2024 709 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 9.450% 2 0 0 2 0 0.00 No 09/XX/2044 No 26 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1206 No No $2,695.00 $1,312.75 8.375% $859.93 $859.93 8.375% No No Employed US Citizen $8,727.65 1 $15,070.68 $1,034.04 $1,255.89 $86.17 40.911% 40.911% 40.911% 08/05/2024 831 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,695.00 6.110% $0.00 None N/A No 8.375% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1207 No No $2,938.02 $3,557.25 9.225% $1,303.73 $1,303.73 9.225% No No Employed US Citizen $5,864.48 1 $4,555.56 $779.88 $379.63 $64.99 48.373% 48.373% 48.373% 08/01/2024 766 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,938.02 6.040% $0.00 None N/A No 9.225% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1208 No No $2,299.00 $2,716.11 7.075% $584.86 $584.86 7.075% No No Employed Self-Employed US Citizen US Citizen $15,207.52 1 $6,083.64 $5,739.36 $506.97 $478.28 24.934% 24.934% 24.934% 08/03/2024 788 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 6.110% $0.00 None N/A No 7.075% 2 0 2 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1209 No No $1,195.00 $1,664.28 11.500% $1,279.72 $1,279.72 11.500% No No Employed Employed US Citizen US Citizen $9,630.96 1 $8,147.88 $2,438.28 $678.99 $203.19 43.410% 43.410% 43.410% 08/03/2024 678 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 11.500% 1 1 0 0 2 0 0.00 No 09/XX/2044 No 19 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1210 No No $1,588.75 $1,997.20 8.775% $464.79 $464.79 8.775% No No Employed US Citizen $4,350.47 1 $2,586.84 $2,388.00 $215.57 $199.00 43.111% 43.111% 43.111% 08/05/2024 774 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,588.75 6.360% $0.00 None N/A No 8.775% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Individual Individual 1 $XXX XXX% 3/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1211 No No $1,399.00 $1,738.99 9.150% $306.96 $306.96 9.150% No No Employed US Citizen $3,306.19 1 $4,974.48 $330.96 $414.54 $27.58 40.846% 40.846% 40.846% 08/05/2024 702 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,399.00 6.070% $0.00 None N/A No 9.150% 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1212 No No $821.00 $1,234.39 7.950% $833.33 $833.33 7.950% No No Employed Employed US Citizen US Citizen $8,569.82 1 $7,814.04 $3,579.00 $651.17 $298.25 42.805% 42.805% 42.805% 08/05/2024 796 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $821.00 6.110% $0.00 None N/A No 7.950% 2 1 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1213 No No $3,754.00 $4,220.12 9.200% $1,167.71 $1,167.71 9.200% No No Employed US Citizen $9,770.53 1 $11,974.92 $2,359.92 $997.91 $196.66 38.201% 38.201% 38.201% 08/05/2024 809 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,754.00 6.360% $0.00 None N/A No 9.200% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2015 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1214 No No $1,195.00 $1,754.66 11.700% $518.52 $518.52 11.700% No No Employed US Citizen $6,510.99 1 $4,569.60 $2,520.96 $380.80 $210.08 41.483% 41.483% 41.483% 08/05/2024 677 No No [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 11.700% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 13 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Other - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1215 No No $1,610.00 $2,014.58 9.675% $434.05 $434.05 9.675% No No Self-Employed Employed US Citizen US Citizen $4,217.09 1 $2,215.56 $1,805.04 $184.63 $150.42 44.766% 44.766% 44.766% 08/05/2024 716 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,610.00 6.110% $0.00 None N/A No 9.675% 0 2 1 0 2 1 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1216 No No $1,999.00 $2,384.03 8.125% $506.54 $506.54 8.125% No No Employed US Citizen $4,999.55 1 $4,749.72 $2,034.24 $395.81 $169.52 32.236% 32.236% 32.236% 08/05/2024 729 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,999.00 6.040% $0.00 None N/A No 8.125% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1217 No No $1,195.00 $1,767.98 10.875% $1,023.70 $1,023.70 10.875% No No Employed Employed US Citizen US Citizen $4,941.10 1 $3,447.96 $2,392.56 $287.33 $199.38 33.039% 33.039% 33.039% 08/05/2024 644 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 9 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 10.875% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1218 No No $2,798.99 $3,864.01 7.075% $4,143.39 $4,143.39 7.075% No No Employed Employed US Citizen US Citizen $18,004.86 1 $3,053.28 $2,944.56 $254.44 $245.38 31.154% 31.154% 31.154% 08/05/2024 799 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,798.99 6.040% $0.00 None N/A No 7.075% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Short Form Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1219 No No $799.00 $1,452.95 9.900% $1,916.81 $1,916.81 9.900% No No Employed Permanent Resident Alien $5,696.94 1 $7,795.32 $3,020.52 $649.61 $251.71 49.471% 49.471% 49.471% 08/07/2024 712 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.110% $0.00 None N/A No 9.900% 2 0 0 2 0 0.00 No 09/XX/2044 No 20 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Resident Alien Card No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Account Transcripts - 2022 [Redacted] [Redacted] [Redacted] 1220 No No $3,379.00 $3,741.30 10.250% $1,266.32 $1,266.32 10.250% No No Employed Employed US Citizen US Citizen $15,075.52 1 $15,861.96 $2,040.72 $1,321.83 $170.06 48.291% 48.291% 48.291% 07/31/2024 721 No No [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,379.00 6.110% $0.00 None N/A No 10.250% 2 1 0 0 2 1 0.00 No 09/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1221 No No $744.76 $1,287.06 11.675% $786.39 $786.39 11.675% No No Employed US Citizen $5,069.13 1 $4,008.12 $3,033.48 $334.01 $252.79 40.113% 40.113% 40.113% 08/02/2024 658 No No [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $744.76 6.360% $0.00 None N/A No 11.675% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1222 No No $4,399.00 $4,884.97 11.625% $1,290.07 $1,290.07 11.625% No No Employed Employed US Citizen US Citizen $7,265.09 1 $2,050.08 $2,134.80 $170.84 $177.90 35.799% 35.799% 35.799% 08/06/2024 676 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,399.00 6.360% $0.00 None N/A No 11.625% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1223 No No $1,654.95 $1,936.23 9.675% $868.01 $868.01 9.675% No No Employed Employed US Citizen US Citizen $13,868.89 1 $4,746.60 $9,042.12 $395.55 $753.51 44.803% 44.803% 44.803% 08/06/2024 707 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,654.95 6.040% $0.00 None N/A No 9.675% 2 1 0 0 2 0 0.00 No 09/XX/2044 No 31 11 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1224 No No $1,195.00 $1,660.81 11.125% $530.76 $530.76 11.125% No No Employed US Citizen $3,960.04 1 $2,253.00 $756.00 $187.75 $63.00 44.269% 44.269% 44.269% 08/06/2024 671 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 11.125% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1225 No No $1,720.00 $2,087.67 8.725% $617.48 $617.48 8.725% No No Employed US Citizen $7,801.96 1 $9,860.76 $3,661.92 $821.73 $305.16 38.951% 38.951% 38.951% 08/06/2024 750 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,720.00 6.360% $0.00 None N/A No 8.725% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1226 No No $2,899.00 $3,400.12 9.775% $665.11 $665.11 9.775% No No Employed US Citizen $6,734.83 1 $1,043.28 $3,833.40 $86.94 $319.45 30.355% 30.355% 30.355% 08/06/2024 764 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,899.00 6.110% $0.00 None N/A No 9.775% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1227 No No $1,625.00 $2,054.73 8.950% $448.26 $448.26 8.950% No No Employed US Citizen $3,776.35 1 $6,381.96 $2,061.24 $531.83 $171.77 46.386% 46.386% 46.386% 08/06/2024 742 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,625.00 6.110% $0.00 None N/A No 8.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1228 No No $531.48 $825.48 10.300% $590.99 $590.99 10.300% No No Employed US Citizen $3,355.01 1 $3,125.40 $3,373.08 $260.45 $281.09 42.713% 42.713% 42.713% 07/25/2024 686 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $531.48 6.040% $0.00 None N/A No 10.300% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1229 No No $1,195.00 $1,600.02 9.750% $948.52 $948.52 9.750% No No Employed US Citizen $6,004.07 1 $8,513.52 $1,811.76 $709.46 $150.98 48.010% 48.010% 48.010% 08/07/2024 714 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 9.750% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1230 No No $928.00 $1,256.01 9.875% $239.20 $239.20 9.875% No No Employed US Citizen $4,194.22 1 $3,131.16 $3,243.60 $260.93 $270.30 41.766% 41.766% 41.766% 08/07/2024 700 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $928.00 6.360% $0.00 None N/A No 9.875% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1231 No No $930.00 $1,272.69 9.700% $283.57 $283.57 9.700% No No Employed US Citizen $4,718.69 1 $2,192.64 $1,477.92 $182.72 $123.16 41.806% 41.806% 41.806% 08/07/2024 687 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $930.00 6.040% $0.00 None N/A No 9.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1232 No No $900.00 $1,244.07 9.075% $298.50 $298.50 9.075% No No Employed US Citizen $2,692.05 1 $1,841.04 $3,042.96 $153.42 $253.58 40.290% 40.290% 40.290% 08/07/2024 789 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $900.00 6.040% $0.00 None N/A No 9.075% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1233 No No $3,500.00 $3,945.27 10.250% $981.64 $981.64 10.250% No No Employed US Citizen $3,631.95 1 $140.28 $7,212.96 $11.69 $601.08 40.127% 40.127% 40.127% 08/07/2024 687 No No [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $3,500.00 6.360% $0.00 None N/A No 10.250% 0 0 0 2 0 0.00 No 09/XX/2044 No 20 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Disability]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1234 No No $1,305.00 $1,270.59 11.125% $260.18 $260.18 11.125% No No Non-Employment Income US Citizen $2,665.96 1 $1,979.52 $840.96 $164.96 $70.08 43.553% 43.553% 43.553% 08/07/2024 644 No No [Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,305.00 6.360% $0.00 None N/A No 11.125% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2021 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1235 No No $1,736.50 $2,126.40 7.525% $403.00 $403.00 7.525% No No Non-Employment Income Employed US Citizen US Citizen $7,138.76 1 $7,144.80 $5,566.92 $595.40 $463.91 30.024% 30.024% 30.024% 07/30/2024 762 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,736.50 6.360% $0.00 None N/A No 7.525% 0 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1236 No No $1,720.00 $2,257.31 11.075% $726.11 $726.11 11.075% No No Employed US Citizen $7,127.06 1 $5,989.44 $4,741.68 $499.12 $395.14 48.001% 48.001% 48.001% 08/07/2024 713 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,720.00 6.110% $0.00 None N/A No 11.075% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1237 No No $1,295.00 $1,407.74 8.575% $698.06 $698.06 8.575% No No Employed US Citizen $12,077.00 1 $14,004.24 $2,231.16 $1,167.02 $185.93 31.085% 31.085% 31.085% 08/07/2024 765 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,295.00 6.360% $0.00 None N/A No 8.575% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1238 No No $2,299.00 $2,655.11 7.450% $802.54 $802.54 7.450% No No Not Employed Employed US Citizen US Citizen $9,153.37 1 $13,713.48 $5,482.20 $1,142.79 $456.85 32.932% 32.932% 32.932% 07/16/2024 766 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 6.510% $0.00 None N/A No 7.450% 0 1 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1239 No No $5,962.75 $6,855.31 10.050% $1,481.56 $1,481.56 10.050% No No Employed Employed US Citizen US Citizen $9,433.11 1 $7,184.04 $1,746.96 $598.67 $145.58 41.876% 41.876% 41.876% 07/17/2024 735 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,962.75 6.360% $0.00 None N/A No 10.050% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1240 No No $2,245.82 $2,766.34 11.625% $1,472.83 $1,472.83 11.625% No No Employed Employed Permanent Resident Alien US Citizen $12,787.54 1 $12,402.96 $9,615.36 $1,033.58 $801.28 46.719% 46.719% 46.719% 07/21/2024 707 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,245.82 6.360% $0.00 None N/A No 11.625% 2 0 0 0 2 0 0.00 No 09/XX/2044 $886.04 No 8 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card 0 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1241 No No $6,014.02 $6,533.21 11.250% $1,823.96 $1,823.96 11.250% No No Employed US Citizen $30,688.23 1 $9,969.84 $1,168.56 $830.82 $97.38 27.670% 27.670% 27.670% 07/23/2024 702 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,014.02 6.040% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1242 No No $5,299.00 $5,812.71 10.875% $1,535.54 $1,535.54 10.875% No No Employed Employed US Citizen US Citizen $9,374.83 1 $3,350.40 $2,853.24 $279.20 $237.77 35.029% 35.029% 35.029% 07/23/2024 672 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,299.00 6.400% $0.00 None N/A No 10.875% 0 2 1 0 2 0 0.00 No 09/XX/2044 No 3 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2010 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1243 No No $1,195.00 $1,773.67 11.875% $2,382.16 $2,382.16 11.875% No No Employed Employed US Citizen US Citizen $8,182.10 1 $6,445.32 $1,441.08 $537.11 $120.09 44.097% 44.097% 44.097% 07/23/2024 685 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.400% $0.00 None N/A No 11.875% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1244 No No $2,174.00 $2,538.63 11.575% $589.38 $589.38 11.575% No No Self-Employed US Citizen $3,162.33 1 $2,442.72 $1,677.96 $203.56 $139.83 34.017% 34.017% 34.017% 07/24/2024 652 No No [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,174.00 6.110% $0.00 None N/A No 11.575% 0 0 0 2 2 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1245 No No $1,195.00 $1,633.23 11.375% $1,216.50 $1,216.50 11.375% No No Employed Employed US Citizen US Citizen $6,924.30 1 $870.48 $3,631.08 $72.54 $302.59 44.839% 44.839% 44.839% 07/24/2024 678 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.400% $0.00 None N/A No 11.375% 1 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1246 No No $4,399.00 $4,965.87 10.625% $1,812.22 $1,812.22 10.625% No No Non-Employment Income US Citizen $3,558.49 1 $9,580.44 $2,003.04 $798.37 $166.92 44.830% 44.830% 44.830% 07/26/2024 654 No No [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $4,399.00 6.400% $0.00 None N/A No 10.625% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1247 No No $1,195.00 $1,564.79 10.800% $644.78 $644.78 10.800% No No Employed Employed US Citizen US Citizen $5,565.55 1 $2,409.24 $3,207.00 $200.77 $267.25 35.799% 35.799% 35.799% 07/22/2024 666 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 10.800% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 29 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1248 No No $1,345.00 $1,699.95 11.425% $424.51 $424.51 11.425% No No Employed US Citizen $10,141.37 1 $4,432.44 $2,328.96 $369.37 $194.08 30.275% 30.275% 30.275% 07/30/2024 640 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,345.00 6.380% $0.00 None N/A No 11.425% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1249 No No $1,267.75 $1,746.46 8.375% $859.93 $859.93 8.375% No No Employed Employed US Citizen US Citizen $7,409.19 1 $2,178.00 $1,355.04 $181.50 $112.92 23.859% 23.859% 23.859% 07/30/2024 753 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,267.75 6.380% $0.00 None N/A No 8.375% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1250 No No $1,195.00 $1,510.19 9.200% $348.91 $348.91 9.200% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $2,495.10 1 $2,576.04 $1,970.76 $214.67 $164.23 44.905% 44.905% 44.905% 07/22/2024 735 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,195.00 6.230% $0.00 None N/A No 9.200% 0 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; Tax Return Extension - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1251 No No $7,899.00 $8,609.11 7.075% $2,846.30 $2,846.30 7.075% No No Employed US Citizen $11,129.32 1 $10,359.96 $4,566.24 $863.33 $380.52 42.199% 42.199% 42.199% 07/31/2024 806 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $7,899.00 6.040% $0.00 None N/A No 7.075% 2 2 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1252 No No $995.00 $1,689.51 11.125% $3,070.09 $3,070.09 11.125% No No Employed Employed US Citizen US Citizen $22,139.20 1 $3,682.56 $3,614.04 $306.88 $301.17 39.908% 39.908% 39.908% 07/31/2024 713 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 11.125% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 25 31 Yes Short Form Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1253 No No $2,809.00 $3,287.67 12.625% $1,150.69 $1,150.69 12.625% No No Employed US Citizen $5,070.91 1 $4,551.48 $4,354.32 $379.29 $362.86 44.687% 44.687% 44.687% 07/31/2024 681 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,809.00 6.380% $0.00 None N/A No 12.625% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1254 No No $799.00 $1,245.37 10.650% $978.22 $978.22 10.650% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $7,101.17 1 $2,742.36 $1,278.00 $228.53 $106.50 39.438% 39.438% 39.438% 07/31/2024 709 No No [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $799.00 6.110% $0.00 None N/A No 10.650% 0 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1255 No No $2,633.25 $3,028.56 11.250% $769.84 $769.84 11.250% No No Employed Non-Permanent Resident Alien India $10,370.62 1 $6,928.68 $867.96 $577.39 $72.33 37.448% 37.448% 37.448% 08/02/2024 646 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,633.25 6.360% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) VISA No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1256 No No $5,509.00 $6,015.67 9.500% $1,398.20 $1,398.20 9.500% No No Employed US Citizen $8,697.00 1 $12,404.28 $4,453.92 $1,033.69 $371.16 40.383% 40.383% 40.383% 08/02/2024 695 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,509.00 6.360% $0.00 None N/A No 9.500% 2 0 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1257 No No $1,495.00 $2,021.25 10.475% $598.02 $598.02 10.475% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $2,722.67 1 $689.04 $873.36 $57.42 $72.78 35.471% 35.471% 35.471% 08/05/2024 679 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,495.00 6.360% $0.00 None N/A No 10.475% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2008 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1258 No No $4,249.00 $4,683.03 10.250% $1,128.89 $1,128.89 10.250% No No Employed Employed US Citizen US Citizen $5,030.88 1 $1,897.80 $1,785.00 $158.15 $148.75 42.536% 42.536% 42.536% 08/05/2024 679 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,249.00 6.110% $0.00 None N/A No 10.250% 0 0 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1259 No No $1,195.00 $1,668.31 11.575% $535.80 $535.80 11.575% No No Employed US Citizen $3,237.32 1 $859.44 $3,705.12 $71.62 $308.76 44.944% 44.944% 44.944% 08/05/2024 646 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 11.575% 2 0 0 2 0 0.00 No 09/XX/2044 No 0 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1260 No No $1,195.00 $1,572.87 11.575% $616.71 $616.71 11.575% No No Employed US Citizen $6,162.61 1 $17,026.08 $992.16 $1,418.84 $82.68 44.526% 44.526% 44.526% 08/05/2024 664 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 11.575% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1261 No No $1,799.00 $2,219.15 7.650% $407.39 $407.39 7.650% No No Employed US Citizen $7,124.14 1 $13,219.20 $1,678.32 $1,101.60 $139.86 38.632% 38.632% 38.632% 08/06/2024 764 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,799.00 6.360% $0.00 None N/A No 7.650% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower]; Account Transcripts - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1262 No No $4,399.00 $4,823.23 9.075% $1,085.47 $1,085.47 9.075% No No Self-Employed US Citizen $3,954.55 1 $3,339.24 $4,965.36 $278.27 $413.78 42.151% 42.151% 42.151% 08/06/2024 708 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $4,399.00 6.360% $0.00 None N/A No 9.075% 1 1 0 2 1 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2006 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1263 No No $3,695.00 $4,112.87 8.250% $1,065.08 $1,065.08 8.250% No No Employed Employed US Citizen US Citizen $10,094.89 1 $7,911.72 $2,892.84 $659.31 $241.07 39.439% 39.439% 39.439% 08/07/2024 759 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,695.00 6.360% $0.00 None N/A No 8.250% 1 2 0 0 2 0 0.00 No 09/XX/2044 No 31 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1264 No No $1,475.50 $1,807.75 7.275% $457.14 $457.14 7.275% No No Employed US Citizen $4,131.19 1 $2,904.48 $1,959.00 $242.04 $163.25 26.665% 26.665% 26.665% 08/08/2024 781 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,475.50 6.070% $0.00 None N/A No 7.275% 1 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1265 No No $995.00 $1,166.30 10.875% $1,330.80 $1,330.80 10.875% No No Employed Employed US Citizen US Citizen $9,000.73 1 $11,264.28 $5,055.24 $938.69 $421.27 44.415% 44.415% 44.415% 07/29/2024 664 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 10.875% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1266 No No $1,083.00 $1,167.44 9.325% $734.01 $734.01 9.325% No No Employed US Citizen $3,287.85 1 $6,210.00 $727.20 $517.50 $60.60 37.965% 37.965% 37.965% 08/08/2024 717 No No [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,083.00 6.360% $0.00 None N/A No 9.325% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1267 No No $995.00 $1,400.58 9.075% $416.10 $416.10 9.075% No No Employed US Citizen $3,701.10 1 $3,523.44 $1,337.04 $293.62 $111.42 39.697% 39.697% 39.697% 07/19/2024 719 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.075% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1268 No No $1,607.50 $1,948.05 8.375% $300.97 $300.97 8.375% No No Employed US Citizen $3,244.45 1 $1,077.00 $1,135.08 $89.75 $94.59 42.900% 42.900% 42.900% 08/09/2024 704 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,607.50 6.360% $0.00 None N/A No 8.375% 1 0 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1269 No No $1,970.00 $2,346.87 9.975% $578.02 $578.02 9.975% No No Employed Employed US Citizen US Citizen $9,453.18 1 $3,651.84 $2,438.76 $304.32 $203.23 35.585% 35.585% 35.585% 08/09/2024 689 No No [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,970.00 6.360% $0.00 None N/A No 9.975% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1270 No No $995.00 $1,462.89 8.625% $1,007.11 $1,007.11 8.625% No No Employed US Citizen $11,715.13 1 $5,341.20 $4,774.20 $445.10 $397.85 30.614% 30.614% 30.614% 08/09/2024 743 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 8.625% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2007 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1271 No No $995.00 $1,635.84 11.250% $1,047.38 $1,047.38 11.250% No No Employed Employed US Citizen US Citizen $7,847.81 1 $3,120.12 $1,773.60 $260.01 $147.80 44.140% 44.140% 44.140% 08/09/2024 704 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 11.250% 2 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1272 No No $995.00 $1,569.83 11.250% $1,049.26 $1,049.26 11.250% No No Employed US Citizen $10,533.74 1 $7,427.40 $1,813.20 $618.95 $151.10 38.708% 38.708% 38.708% 08/10/2024 682 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) WVOE 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 11.250% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1273 No No $2,595.00 $3,061.50 8.700% $704.42 $704.42 8.700% No No Employed US Citizen $7,061.81 1 $1,777.92 $1,622.28 $148.16 $135.19 36.221% 36.221% 36.221% 08/11/2024 686 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,595.00 6.360% $0.00 None N/A No 8.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1274 No No $1,685.00 $2,040.77 10.775% $465.75 $465.75 10.775% No No Employed US Citizen $4,783.45 1 $699.36 $3,204.12 $58.28 $267.01 35.036% 35.036% 35.036% 08/12/2024 657 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,685.00 6.110% $0.00 None N/A No 10.775% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1275 No No $995.00 $1,371.19 8.500% $520.69 $520.69 8.500% No No Employed US Citizen $14,534.95 1 $8,725.80 $1,835.28 $727.15 $152.94 24.341% 24.341% 24.341% 08/12/2024 719 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.500% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower - | Non-Primary Income - Pension]; Other - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2022 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1276 No No $4,603.80 $5,248.42 8.575% $1,147.40 $1,147.40 8.575% No No Non-Employment Income Non-Employment Income Employed 2.39 US Citizen US Citizen US Citizen $7,311.33 1 $6,017.88 $2,052.96 $501.49 $171.08 41.669% 41.669% 41.669% 06/14/2024 752 757 Level 1-Not Stated/Not Verified Level 5-Stated/Verified as defined Level 3-Stated/Verified as defined No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,603.80 6.400% $0.00 None N/A No 8.575% 0 0 0 0 2 0 0.00 No 09/XX/2039 $0.00 No 14 Yes Title Search Fee Simple Individual Individual Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1277 No No $5,444.20 $6,205.23 10.900% $1,587.72 $1,587.72 10.900% No No Self-Employed US Citizen $4,165.43 1 $4,068.72 $4,760.88 $339.06 $396.74 48.177% 48.177% 48.177% 07/02/2024 756 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,444.20 6.040% $0.00 None N/A No 10.900% 2 2 0 2 2 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1278 No No $799.00 $1,218.87 9.125% $907.78 $907.78 9.125% No No Employed Employed US Citizen US Citizen $23,318.88 1 $2,751.36 $2,517.72 $229.28 $209.81 17.387% 17.387% 17.387% 07/05/2024 756 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.400% $0.00 None N/A No 9.125% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1279 No No $1,405.00 $1,910.74 10.875% $511.85 $511.85 10.875% No No Employed US Citizen $4,290.81 1 $2,266.92 $1,072.80 $188.91 $89.40 37.802% 37.802% 37.802% 07/13/2024 662 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,405.00 6.530% $0.00 None N/A No 10.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Pension]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1280 No No $930.00 $1,274.55 10.800% $285.21 $285.21 10.800% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $2,592.40 1 $1,389.96 $2,856.60 $115.83 $238.05 42.106% 42.106% 42.106% 07/12/2024 684 No No [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $930.00 6.530% $0.00 None N/A No 10.800% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1281 No No $1,195.00 $1,643.54 10.200% $489.15 $489.15 10.200% No No Employed US Citizen $8,114.87 1 $6,019.80 $11,093.16 $501.65 $924.43 49.753% 49.753% 49.753% 07/15/2024 707 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 10.200% 1 1 0 2 2 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1282 No No $495.00 $862.02 11.800% $652.32 $652.32 11.800% No No Employed US Citizen $4,064.10 1 $6,394.92 $4,030.80 $532.91 $335.90 44.184% 44.184% 44.184% 07/16/2024 658 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $495.00 6.510% $0.00 None N/A No 11.800% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1283 No No $1,050.00 $1,406.98 10.750% $304.57 $304.57 10.750% No No Employed US Citizen $4,136.71 1 $2,280.48 $3,417.00 $190.04 $284.75 30.907% 30.907% 30.907% 07/16/2024 669 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,050.00 6.510% $0.00 None N/A No 10.750% 0 0 0 2 0 0.00 No 09/XX/2044 No 3 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1284 No No $1,622.50 $2,084.89 10.450% $497.51 $497.51 10.450% No No Employed Employed US Citizen US Citizen $6,613.01 1 $7,074.12 $2,541.60 $589.51 $211.80 40.638% 40.638% 40.638% 07/16/2024 663 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,622.50 6.360% $0.00 None N/A No 10.450% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1285 No No $799.00 $1,263.47 10.400% $1,041.26 $1,041.26 10.400% No No Employed Employed US Citizen US Citizen $7,228.78 1 $7,190.64 $1,782.96 $599.22 $148.58 49.298% 49.298% 49.298% 07/17/2024 725 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.110% $0.00 None N/A No 10.400% 2 2 2 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1286 No No $3,049.00 $3,483.91 10.750% $761.42 $761.42 10.750% No No Non-Employment Income US Citizen $3,131.93 1 $2,390.04 $2,751.96 $199.17 $229.33 42.684% 42.684% 42.684% 07/17/2024 650 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $3,049.00 6.510% $0.00 None N/A No 10.750% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2001 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1287 No No $2,799.00 $3,270.57 10.750% $1,015.23 $1,015.23 10.750% No No Employed Employed US Citizen US Citizen $7,343.79 1 $4,056.72 $13,290.00 $338.06 $1,107.50 44.840% 44.840% 44.840% 07/17/2024 659 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $2,799.00 6.510% $0.00 None N/A No 10.750% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 28 28 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1288 No No $2,314.49 $1,686.43 10.750% $752.67 $752.67 10.750% No No Employed US Citizen $8,806.51 1 $854.16 $8,766.48 $71.18 $730.54 44.772% 44.772% 44.772% 07/29/2024 723 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,314.49 6.380% $0.00 None N/A No 10.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1289 No No $2,449.00 $2,809.21 6.625% $602.36 $602.36 6.625% No No Employed US Citizen $7,733.16 1 $17,826.96 $2,258.28 $1,485.58 $188.19 42.656% 42.656% 42.656% 07/29/2024 781 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,449.00 6.040% $0.00 None N/A No 6.625% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1290 No No $1,195.00 $1,718.93 9.250% $915.87 $915.87 9.250% No No Employed US Citizen $4,298.37 1 $2,096.88 $1,193.76 $174.74 $99.48 37.823% 37.823% 37.823% 07/29/2024 748 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 9.250% 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1291 No No $1,000.00 $1,348.87 10.950% $308.64 $308.64 10.950% No No Employed US Citizen $6,081.71 1 $2,219.40 $3,092.64 $184.95 $257.72 35.326% 35.326% 35.326% 07/29/2024 682 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 4 0 0 Spring EQ $1,000.00 6.380% $0.00 None N/A No 10.950% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1292 No No $2,499.00 $2,975.77 8.200% $721.59 $721.59 8.200% No No Employed Employed US Citizen US Citizen $7,767.81 1 $3,143.88 $1,286.04 $261.99 $107.17 43.902% 43.902% 43.902% 07/29/2024 743 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,499.00 6.380% $0.00 None N/A No 8.200% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1293 No No $2,324.38 $1,674.62 10.750% $705.58 $705.58 10.750% No No Employed US Citizen $4,292.29 1 $2,054.40 $4,169.52 $171.20 $347.46 42.784% 42.784% 42.784% 07/29/2024 665 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,324.38 6.380% $0.00 None N/A No 10.750% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Account Transcripts - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2024 [Coborrower]; Account Transcripts - 2023 [Borrower - | Primary Income - Sole Proprietor]; Other - 2024 [Coborrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 1040 - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2019 [Coborrower]; Account Transcripts - 2022 [Redacted] [Redacted] [Redacted] 1294 No No $1,195.00 $1,784.78 10.425% $695.34 $695.34 10.425% No No Self-Employed Non-Employment Income US Citizen US Citizen $3,813.96 1 $1,905.24 $2,188.44 $158.77 $182.37 38.068% 38.068% 38.068% 07/29/2024 679 No No [Coborrower(s) - | Primary Income - VA Service Related Disability]; 1099 - 2023 [Coborrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 10.425% 0 0 2 0 2 2 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1295 No No $930.00 $1,429.30 11.875% $273.10 $273.10 11.875% No No Employed US Citizen $5,649.10 1 $891.84 $1,783.92 $74.32 $148.66 41.643% 41.643% 41.643% 07/29/2024 660 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $930.00 6.110% $0.00 None N/A No 11.875% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1296 No No $3,799.00 $4,610.04 8.875% $1,337.55 $1,337.55 8.875% No No Employed US Citizen $7,572.94 1 $4,389.48 $2,571.24 $365.79 $214.27 39.417% 39.417% 39.417% 07/29/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,799.00 6.380% $0.00 None N/A No 8.875% 1 0 0 2 0 0.00 No 09/XX/2044 No 10 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1297 No No $1,195.00 $1,734.29 10.500% $499.19 $499.19 10.500% No No Employed US Citizen $2,570.46 1 $1,248.96 $1,892.04 $104.08 $157.67 44.908% 44.908% 44.908% 07/29/2024 662 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 10.500% 0 0 0 2 0 0.00 No 09/XX/2044 No 1 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1298 No No $930.00 $1,416.94 12.125% $675.85 $675.85 12.125% No No Employed US Citizen $6,093.16 1 $1,825.56 $1,079.04 $152.13 $89.92 43.814% 43.814% 43.814% 07/29/2024 699 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $930.00 6.040% $0.00 None N/A No 12.125% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1299 No No $1,195.00 $1,625.16 11.625% $704.16 $704.16 11.625% No No Employed US Citizen $6,567.67 1 $4,123.20 $1,663.92 $343.60 $138.66 43.059% 43.059% 43.059% 07/18/2024 678 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 6 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 11.625% 2 0 0 2 0 0.00 No 09/XX/2044 No 21 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1300 No No $1,195.00 $1,616.25 9.800% $1,225.62 $1,225.62 9.800% No No Employed Employed US Citizen US Citizen $6,373.95 1 $7,749.72 $4,210.80 $645.81 $350.90 43.825% 43.825% 43.825% 07/30/2024 711 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 9.800% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1301 No No $900.00 $1,250.23 9.200% $273.79 $273.79 9.200% No No Employed Employed US Citizen US Citizen $4,640.89 1 $2,745.36 $1,990.44 $228.78 $165.87 44.351% 44.351% 44.351% 07/30/2024 727 No No [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $900.00 6.380% $0.00 None N/A No 9.200% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1302 No No $1,706.50 $1,275.05 11.475% $644.15 $644.15 11.475% No No Employed US Citizen $5,465.28 1 $7,287.48 $2,770.32 $607.29 $230.86 37.578% 37.578% 37.578% 07/30/2024 664 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $1,706.50 6.040% $0.00 None N/A No 11.475% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1303 No No $2,995.00 $3,456.35 10.575% $1,204.11 $1,204.11 10.575% No No Employed Employed US Citizen US Citizen $9,005.82 1 $9,167.52 $2,749.56 $763.96 $229.13 38.995% 38.995% 38.995% 07/30/2024 716 No No [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,995.00 6.380% $0.00 None N/A No 10.575% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1304 No No $3,657.50 $4,095.51 10.800% $763.96 $763.96 10.800% No No Employed Employed US Citizen US Citizen $6,742.91 1 $1,979.40 $6,672.00 $164.95 $556.00 39.709% 39.709% 39.709% 07/30/2024 666 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,657.50 6.040% $0.00 None N/A No 10.800% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1305 No No $1,195.00 $1,679.86 11.500% $714.51 $714.51 11.500% No No Employed US Citizen $3,100.60 1 $6,709.92 $1,217.04 $559.16 $101.42 41.871% 41.871% 41.871% 07/30/2024 641 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 11.500% 1 0 0 2 0 0.00 No 09/XX/2044 No 16 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1306 No No $2,072.14 $2,512.45 10.100% $412.35 $412.35 10.100% No No Employed US Citizen $6,656.98 1 $2,119.20 $2,944.20 $176.60 $245.35 28.025% 28.025% 28.025% 07/30/2024 771 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,072.14 6.380% $0.00 None N/A No 10.100% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1307 No No $480.38 $956.97 9.800% $704.34 $704.34 9.800% No No Employed Employed US Citizen US Citizen $11,252.56 1 $3,036.60 $4,502.28 $253.05 $375.19 29.948% 29.948% 29.948% 07/30/2024 713 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $480.38 6.380% $0.00 None N/A No 9.800% 2 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; 1099-R - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1308 No No $2,695.00 $3,230.39 9.350% $1,614.13 $1,614.13 9.350% No No Non-Employment Income US Citizen $5,274.08 1 $1,895.16 $4,398.00 $157.93 $366.50 40.380% 40.380% 40.380% 07/30/2024 697 No No [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,695.00 6.380% $0.00 None N/A No 9.350% 0 0 0 2 0 0.00 No 09/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1309 No No $799.00 $1,256.32 12.175% $1,084.36 $1,084.36 12.175% No No Employed US Citizen $4,322.98 1 $9,239.16 $1,593.84 $769.93 $132.82 44.658% 44.658% 44.658% 07/30/2024 699 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.040% $0.00 None N/A No 12.175% 2 2 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1310 No No $1,565.43 $663.44 8.175% $579.47 $579.47 8.175% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $3,994.28 1 $10,180.68 $2,145.96 $848.39 $178.83 30.453% 30.453% 30.453% 07/30/2024 812 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,565.43 6.230% $0.00 None N/A No 8.175% 0 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual XXX% No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1311 No No $3,799.00 $4,516.77 8.250% $1,278.10 $1,278.10 8.250% No No Employed Employed US Citizen US Citizen $15,746.21 1 $8,924.28 $4,236.24 $743.69 $353.02 44.580% 44.580% 44.580% 07/30/2024 702 No No [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,799.00 6.380% $0.00 None N/A No 8.250% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1312 No No $1,195.00 $1,574.33 11.325% $421.76 $421.76 11.325% No No Employed US Citizen $6,595.72 1 $1,472.52 $3,548.04 $122.71 $295.67 34.884% 34.884% 34.884% 07/30/2024 685 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.380% $0.00 None N/A No 11.325% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1313 No No $1,000.00 $1,384.43 10.750% $304.57 $304.57 10.750% No No Employed US Citizen $5,421.06 1 $2,830.32 $426.00 $235.86 $35.50 31.639% 31.639% 31.639% 07/30/2024 673 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,000.00 6.380% $0.00 None N/A No 10.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1314 No No $1,595.00 $2,200.37 9.125% $1,252.74 $1,252.74 9.125% No No Employed Self-Employed US Citizen US Citizen $3,781.39 1 $3,172.44 $1,811.64 $264.37 $150.97 44.485% 44.485% 44.485% 07/31/2024 759 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,595.00 6.110% $0.00 None N/A No 9.125% 0 0 2 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2007 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1315 No No $3,199.00 $3,648.22 7.825% $660.47 $660.47 7.825% No No Employed Employed US Citizen US Citizen $16,265.72 1 $3,055.56 $2,038.32 $254.63 $169.86 42.782% 42.782% 42.782% 07/23/2024 740 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,199.00 6.380% $0.00 None N/A No 7.825% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1316 No No $2,095.00 $2,195.62 10.200% $782.65 $782.65 10.200% No No Employed US Citizen $7,818.28 1 $14,284.56 $2,488.56 $1,190.38 $207.38 42.265% 42.265% 42.265% 07/31/2024 664 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,095.00 6.380% $0.00 None N/A No 10.200% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1317 No No $2,170.00 $2,580.01 10.775% $661.00 $661.00 10.775% No No Employed US Citizen $3,989.09 1 $3,562.32 $2,870.16 $296.86 $239.18 44.953% 44.953% 44.953% 07/31/2024 665 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,170.00 6.380% $0.00 None N/A No 10.775% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1318 No No $480.38 $828.86 11.425% $881.91 $881.91 11.425% No No Employed Employed US Citizen US Citizen $5,341.07 1 $7,295.40 $7,105.92 $607.95 $592.16 43.981% 43.981% 43.981% 07/31/2024 664 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $480.38 6.110% $0.00 None N/A No 11.425% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1319 No No $455.43 $815.90 9.675% $566.15 $566.15 9.675% No No Not Employed Employed US Citizen US Citizen $8,343.19 1 $4,763.40 $5,286.36 $396.95 $440.53 30.867% 30.867% 30.867% 07/31/2024 737 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $455.43 6.380% $0.00 None N/A No 9.675% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1320 No No $2,669.00 $3,267.85 7.575% $1,101.85 $1,101.85 7.575% No No Employed Employed US Citizen US Citizen $10,522.95 1 $11,544.00 $2,418.48 $962.00 $201.54 33.932% 33.932% 33.932% 08/01/2024 787 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,669.00 6.380% $0.00 None N/A No 7.575% 1 1 0 0 2 0 0.00 No 09/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1321 No No $3,199.00 $3,758.27 7.575% $972.22 $972.22 7.575% No No Employed Employed US Citizen US Citizen $12,423.22 1 $3,833.28 $3,478.44 $319.44 $289.87 26.468% 26.468% 26.468% 07/08/2024 781 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,199.00 6.380% $0.00 None N/A No 7.575% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1322 No No $2,674.00 $3,073.69 8.500% $867.82 $867.82 8.500% No No Non-Employment Income US Citizen $3,852.17 1 $1,789.44 $3,994.56 $149.12 $332.88 37.176% 37.176% 37.176% 08/01/2024 753 No No [Borrower - | Non-Primary Income - Pension]; 1099 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,674.00 6.380% $0.00 None N/A No 8.500% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1323 No No $4,924.00 $5,627.84 8.825% $1,332.75 $1,332.75 8.825% No No Employed US Citizen $6,661.40 1 $2,734.80 $3,005.04 $227.90 $250.42 40.078% 40.078% 40.078% 08/01/2024 712 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,924.00 6.360% $0.00 None N/A No 8.825% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1324 No No $1,951.25 $2,415.27 10.200% $635.90 $635.90 10.200% No No Employed US Citizen $6,845.81 1 $6,792.60 $3,368.04 $566.05 $280.67 42.713% 42.713% 42.713% 08/01/2024 688 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,951.25 6.380% $0.00 None N/A No 10.200% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1325 No No $1,195.00 $1,835.99 9.375% $923.98 $923.98 9.375% No No Not Employed Employed US Citizen US Citizen $4,409.85 1 $2,499.36 $2,596.68 $208.28 $216.39 37.332% 37.332% 37.332% 08/01/2024 735 No No [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 9.375% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1326 No No $1,195.00 $1,702.37 9.125% $1,543.23 $1,543.23 9.125% No No Employed Employed US Citizen US Citizen $17,395.34 1 $2,440.08 $3,499.80 $203.34 $291.65 41.243% 41.243% 41.243% 08/07/2024 750 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 9.125% 2 2 0 0 2 0 0.00 No 09/XX/2044 $0.00 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1327 No No $1,499.80 $1,780.56 7.775% $246.75 $246.75 7.775% No No Employed US Citizen $4,386.12 1 $1,194.96 $2,543.16 $99.58 $211.93 24.464% 24.464% 24.464% 08/07/2024 778 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,499.80 6.360% $0.00 None N/A No 7.775% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1328 No No $799.00 $1,168.27 9.050% $541.77 $541.77 9.050% No No Employed US Citizen $7,519.78 1 $9,237.12 $2,562.00 $769.76 $213.50 39.670% 39.670% 39.670% 08/08/2024 758 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.360% $0.00 None N/A No 9.050% 0 0 0 2 0 0.00 No 09/XX/2044 No 5 Yes Title Search Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1329 No No $1,195.00 $1,641.61 10.925% $867.89 $867.89 10.925% No No Employed US Citizen $4,932.80 1 $4,326.48 $2,805.96 $360.54 $233.83 44.568% 44.568% 44.568% 08/08/2024 675 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 10.925% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2014 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1330 No No $1,195.00 $1,855.31 8.125% $2,110.58 $2,110.58 8.125% No No Employed Employed Permanent Resident Alien Permanent Resident Alien $13,185.45 1 $5,251.08 $2,399.16 $437.59 $199.93 37.718% 37.718% 37.718% 08/08/2024 757 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 8.125% 1 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card Resident Alien Card No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1331 No No $1,195.00 $1,665.98 8.875% $757.95 $757.95 8.875% No No Not Employed Employed US Citizen US Citizen $3,703.69 1 $2,546.04 $3,096.96 $212.17 $258.08 40.442% 40.442% 40.442% 08/08/2024 736 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 8.875% 0 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1332 No No $1,305.00 $1,273.17 11.750% $270.93 $270.93 11.750% No No Employed US Citizen $2,455.40 1 $447.24 $3,127.92 $37.27 $260.66 41.070% 41.070% 41.070% 08/08/2024 670 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,305.00 6.360% $0.00 None N/A No 11.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1333 No No $3,714.00 $4,142.17 7.075% $957.21 $957.21 7.075% No No Employed Employed US Citizen US Citizen $12,362.05 1 $9,110.64 $1,927.08 $759.22 $160.59 26.495% 26.495% 26.495% 08/08/2024 828 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $3,714.00 6.070% $0.00 None N/A No 7.075% 1 1 0 0 2 0 0.00 No 09/XX/2039 No 31 17 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1334 No No $799.00 $1,783.28 11.625% $1,225.56 $1,225.56 11.625% No No Employed Employed US Citizen US Citizen $14,230.99 1 $23,310.00 $1,790.04 $1,942.50 $149.17 49.154% 49.154% 49.154% 08/08/2024 748 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.040% $0.00 None N/A No 11.625% 1 0 0 0 2 0 0.00 No 09/XX/2044 No 20 32 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Yes No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1335 No No $2,395.00 $2,048.17 9.925% $460.83 $460.83 9.925% No No Non-Employment Income Employed US Citizen US Citizen $3,557.94 1 $1,252.68 $5,800.56 $104.39 $483.38 42.346% 42.346% 42.346% 08/08/2024 702 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,395.00 6.110% $0.00 None N/A No 9.925% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1336 No No $1,195.00 $1,635.35 10.300% $787.99 $787.99 10.300% No No Employed US Citizen $13,174.83 1 $10,305.84 $2,416.68 $858.82 $201.39 44.400% 44.400% 44.400% 08/09/2024 679 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 10.300% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1337 No No $3,414.63 $3,893.86 9.125% $1,407.06 $1,407.06 9.125% No No Employed Employed US Citizen US Citizen $11,973.84 1 $7,998.00 $2,331.00 $666.50 $194.25 32.855% 32.855% 32.855% 08/09/2024 698 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,414.63 6.360% $0.00 None N/A No 9.125% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 19 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1338 No No $2,249.00 $2,635.49 8.825% $515.13 $515.13 8.825% No No Employed US Citizen $7,001.90 1 $3,808.08 $1,548.00 $317.34 $129.00 39.984% 39.984% 39.984% 08/08/2024 737 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,249.00 6.360% $0.00 None N/A No 8.825% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1339 No No $1,195.00 $1,574.53 7.924% $582.20 $582.20 7.924% No No Employed US Citizen $3,686.36 1 $1,943.04 $2,472.48 $161.92 $206.04 43.287% 43.287% 43.287% 08/09/2024 785 No No [Borrower - | Primary Income - Wages]; W-2 Transcript - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 7.924% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1340 No No $1,299.00 $1,848.62 13.350% $490.61 $490.61 13.350% No No Employed Self-Employed Permanent Resident Alien US Citizen $3,956.67 1 $5,866.68 $876.00 $488.89 $73.00 49.398% 49.398% 49.398% 08/09/2024 773 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,299.00 6.360% $0.00 None N/A No 13.350% 2 0 1 0 2 1 0.00 No 09/XX/2044 $291,565.53 83.000% No Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card 8.99 No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1341 No No $2,587.15 $2,976.62 10.625% $841.68 $841.68 10.625% No No Employed US Citizen $3,650.63 1 $1,793.16 $3,405.60 $149.43 $283.80 33.520% 33.520% 33.520% 08/09/2024 647 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,587.15 6.110% $0.00 None N/A No 10.625% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1342 No No $1,498.00 $1,682.87 10.325% $328.37 $328.37 10.325% No No Employed Non-Employment Income US Citizen US Citizen $3,954.62 1 $1,764.24 $1,019.04 $147.02 $84.92 36.073% 36.073% 36.073% 08/09/2024 661 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,498.00 5.760% $0.00 None N/A No 10.325% 0 0 0 0 2 0 0.00 No 09/XX/2039 No 5 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1343 No No $930.00 $1,268.25 10.550% $250.44 $250.44 10.550% No No Employed US Citizen $3,325.21 1 $3,432.96 $3,141.84 $286.08 $261.82 44.657% 44.657% 44.657% 08/09/2024 661 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $930.00 6.110% $0.00 None N/A No 10.550% 2 0 0 2 0 0.00 No 09/XX/2044 No 25 Yes Title Search Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1344 No No $2,299.00 $2,597.22 8.150% $422.90 $422.90 8.150% No No Employed US Citizen $3,774.07 1 $3,454.56 $4,934.88 $287.88 $411.24 44.690% 44.690% 44.690% 08/09/2024 752 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,299.00 6.360% $0.00 None N/A No 8.150% 0 0 0 2 0 0.00 No 09/XX/2044 No 7 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1345 No No $1,195.00 $1,568.97 9.625% $564.19 $564.19 9.625% No No Employed US Citizen $11,511.54 1 $4,502.28 $3,551.16 $375.19 $295.93 28.111% 28.111% 28.111% 08/12/2024 712 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 9.625% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1346 No No $1,702.50 $2,082.93 8.975% $520.91 $520.91 8.975% No No Employed US Citizen $4,045.35 1 $5,022.00 $4,274.04 $418.50 $356.17 42.384% 42.384% 42.384% 08/12/2024 727 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,702.50 6.110% $0.00 None N/A No 8.975% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1347 No No $1,695.00 $2,106.79 8.675% $439.47 $439.47 8.675% No No Employed US Citizen $3,491.53 1 $3,019.68 $2,071.20 $251.64 $172.60 38.681% 38.681% 38.681% 08/12/2024 715 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,695.00 6.110% $0.00 None N/A No 8.675% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1348 No No $1,460.00 $1,831.12 9.125% $481.12 $481.12 9.125% No No Non-Employment Income US Citizen $4,356.23 1 $20.64 $1,523.04 $1.72 $126.92 40.115% 40.115% 40.115% 08/12/2024 738 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,460.00 6.110% $0.00 None N/A No 9.125% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1349 No No $2,095.00 $2,455.82 8.025% $502.80 $502.80 8.025% No No Employed US Citizen $6,355.66 1 $4,162.56 $3,213.48 $346.88 $267.79 37.408% 37.408% 37.408% 08/12/2024 741 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,095.00 6.110% $0.00 None N/A No 8.025% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1350 No No $950.00 $695.27 9.700% $387.54 $387.54 9.700% No No Employed US Citizen $1,637.57 1 $354.96 $3,529.80 $29.58 $294.15 43.855% 43.855% 43.855% 08/12/2024 690 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 4 0 Spring EQ $950.00 6.110% $0.00 None N/A No 9.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2009 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1351 No No $1,429.75 $1,864.28 8.400% $808.95 $808.95 8.400% No No Employed US Citizen $2,738.51 1 $582.00 $1,501.68 $48.50 $125.14 43.738% 43.738% 43.738% 08/12/2024 779 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 1 0 0 0 Spring EQ $1,429.75 6.110% $0.00 None N/A No 8.400% 0 0 0 2 0 0.00 No 09/XX/2044 No 5 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1352 No No $1,195.00 $1,535.62 8.700% $355.40 $355.40 8.700% No No Employed US Citizen $4,057.78 1 $2,048.16 $1,948.20 $170.68 $162.35 39.036% 39.036% 39.036% 08/12/2024 790 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 8.700% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1353 No No $1,195.00 $1,570.02 9.000% $584.82 $584.82 9.000% No No Employed US Citizen $5,741.28 1 $134.64 $3,693.00 $11.22 $307.75 38.662% 38.662% 38.662% 08/13/2024 742 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 9.000% 1 0 0 2 0 0.00 No 09/XX/2044 No 2 Yes Title Search Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1354 No No $3,595.00 $4,058.07 9.625% $1,128.37 $1,128.37 9.625% No No Employed US Citizen $9,027.15 1 $5,353.32 $5,146.32 $446.11 $428.86 35.193% 35.193% 35.193% 08/13/2024 674 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,595.00 6.110% $0.00 None N/A No 9.625% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1355 No No $1,195.00 $1,616.72 8.750% $1,148.82 $1,148.82 8.750% No No Employed US Citizen $3,474.58 1 $3,634.80 $3,807.96 $302.90 $317.33 44.410% 44.410% 44.410% 08/14/2024 707 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 8.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1356 No No $750.00 $1,092.27 10.925% $256.77 $256.77 10.925% No No Employed US Citizen $3,186.17 1 $2,458.56 $1,884.72 $204.88 $157.06 39.148% 39.148% 39.148% 08/14/2024 665 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $750.00 6.110% $0.00 None N/A No 10.925% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1357 No No $1,195.00 $1,748.52 11.000% $1,703.11 $1,703.11 11.000% No No Employed Employed US Citizen US Citizen $8,630.40 1 $4,894.44 $7,240.20 $407.87 $603.35 37.954% 37.954% 37.954% 08/02/2024 680 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 11.000% 1 1 1 0 2 0 0.00 No 09/XX/2044 No 19 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; 1040 - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1358 No No $7,749.00 $8,552.77 11.000% $2,869.48 $2,869.48 11.000% No No Self-Employed US Citizen $9,268.61 1 $4,799.88 $9,510.96 $399.99 $792.58 44.903% 44.903% 44.903% 07/16/2024 653 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $7,749.00 6.110% $0.00 None N/A No 11.000% 2 2 0 2 2 No 09/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1359 No No $1,195.00 $1,556.57 11.825% $381.12 $381.12 11.825% No No Employed US Citizen $6,452.59 1 $1,806.00 $2,457.00 $150.50 $204.75 31.249% 31.249% 31.249% 08/15/2024 677 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 11.825% 1 0 0 2 0 0.00 No 09/XX/2044 No 14 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1360 No No $6,037.50 $7,143.77 13.975% $2,779.56 $2,779.56 13.975% No No Employed US Citizen $35,349.24 1 $9,189.24 $5,217.36 $765.77 $434.78 32.124% 32.124% 32.124% 08/15/2024 676 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,037.50 6.110% $0.00 None N/A No 13.975% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2005 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1361 No No $1,935.00 $2,298.77 9.150% $427.42 $427.42 9.150% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $3,972.89 1 $1,511.40 $933.96 $125.95 $77.83 28.789% 28.789% 28.789% 07/11/2024 728 No No [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,935.00 6.110% $0.00 None N/A No 9.150% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2013 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1362 No No $2,870.00 $3,246.79 8.750% $883.71 $883.71 8.750% No No Employed US Citizen $8,464.10 1 $11,088.12 $5,586.60 $924.01 $465.55 47.518% 47.518% 47.518% 07/20/2024 735 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,870.00 6.510% $0.00 None N/A No 8.750% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1363 No No $995.00 $1,421.13 10.125% $1,216.65 $1,216.65 10.125% No No Employed US Citizen $4,069.36 1 $3,601.92 $1,611.00 $300.16 $134.25 49.260% 49.260% 49.260% 07/22/2024 774 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 10.125% 2 0 0 2 0 0.00 No 09/XX/2044 $16,205.64 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 2.64 No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1364 No No $995.00 $1,417.33 9.575% $374.81 $374.81 9.575% No No Employed US Citizen $2,973.11 1 $1,483.56 $959.04 $123.63 $79.92 37.484% 37.484% 37.484% 07/24/2024 715 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.400% $0.00 None N/A No 9.575% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1365 No No $995.00 $1,336.75 9.950% $413.54 $413.54 9.950% No No Non-Employment Income US Citizen $1,664.33 1 $0.00 $1,302.24 $0.00 $108.52 44.384% 44.384% 44.384% 07/29/2024 730 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 9.950% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1366 No No $995.00 $1,325.15 9.200% $410.48 $410.48 9.200% No No Non-Employment Income US Citizen $5,132.99 1 $10,827.60 $2,066.04 $902.30 $172.17 37.925% 37.925% 37.925% 07/31/2024 714 No No [Borrower - | Primary Income - Disability]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $995.00 6.230% $0.00 None N/A No 9.200% 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2002 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1367 No No $995.00 $1,366.67 9.375% $600.59 $600.59 9.375% No No Employed US Citizen $4,759.48 1 $1,717.20 $2,390.28 $143.10 $199.19 45.584% 45.584% 45.584% 07/29/2024 731 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 9.375% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1368 No No $1,660.00 $2,056.91 11.050% $1,045.95 $1,045.95 11.050% No No Employed US Citizen $4,870.99 1 $2,069.04 $3,180.36 $172.42 $265.03 41.566% 41.566% 41.566% 07/29/2024 681 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,660.00 6.380% $0.00 None N/A No 11.050% 2 2 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1369 No No $2,163.75 $2,572.82 8.950% $896.51 $896.51 8.950% No No Employed US Citizen $6,949.11 1 $6,758.64 $1,773.00 $563.22 $147.75 39.136% 39.136% 39.136% 08/03/2024 691 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,163.75 6.380% $0.00 None N/A No 8.950% 0 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1370 No No $995.00 $1,340.85 9.450% $464.43 $464.43 9.450% No No Employed US Citizen $2,415.29 1 $2,268.48 $2,402.16 $189.04 $200.18 43.032% 43.032% 43.032% 08/04/2024 718 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 6.380% $0.00 None N/A No 9.450% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1371 No No $4,001.25 $4,558.92 9.975% $1,782.23 $1,782.23 9.975% No No Employed US Citizen $10,553.46 1 $7,900.80 $2,475.00 $658.40 $206.25 44.850% 44.850% 44.850% 08/04/2024 720 No No [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) WVOE 0 0 0 Spring EQ $4,001.25 6.380% $0.00 None N/A No 9.975% 0 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1372 No No $1,207.14 $1,534.63 11.325% $298.25 $298.25 11.325% No No Employed Not Employed US Citizen US Citizen $2,484.42 1 $1,662.36 $1,047.96 $138.53 $87.33 42.018% 42.018% 42.018% 08/04/2024 640 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,207.14 6.380% $0.00 None N/A No 11.325% 0 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1373 No No $995.00 $1,365.19 7.450% $739.34 $739.34 7.450% No No Employed Not Employed US Citizen US Citizen $15,587.68 1 $5,380.56 $1,980.96 $448.38 $165.08 21.600% 21.600% 21.600% 07/17/2024 766 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.070% $0.00 None N/A No 7.450% 2 0 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1374 No No $1,932.50 $2,291.67 10.550% $501.71 $501.71 10.550% No No Employed Employed US Citizen US Citizen $15,477.32 1 $15,289.08 $4,170.96 $1,274.09 $347.58 40.921% 40.921% 40.921% 08/06/2024 658 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,932.50 6.040% $0.00 None N/A No 10.550% 2 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1375 No No $995.00 $1,452.97 11.175% $1,044.12 $1,044.12 11.175% No No Employed US Citizen $2,920.02 1 $1,554.12 $2,434.20 $129.51 $202.85 43.815% 43.815% 43.815% 08/06/2024 661 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 11.175% 0 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1376 No No $5,994.00 $6,533.75 8.575% $2,181.00 $2,181.00 8.575% No No Employed Employed US Citizen US Citizen $18,924.15 1 $8,973.00 $878.04 $747.75 $73.17 30.011% 30.011% 30.011% 08/07/2024 716 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,994.00 6.360% $0.00 None N/A No 8.575% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1377 No No $808.00 $1,246.87 8.825% $266.55 $266.55 8.825% No No Employed US Citizen $3,153.05 1 $3,304.80 $1,698.96 $275.40 $141.58 39.703% 39.703% 39.703% 08/07/2024 739 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $808.00 6.040% $0.00 None N/A No 8.825% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1378 No No $995.00 $1,327.11 11.325% $316.32 $316.32 11.325% No No Employed US Citizen $6,287.67 1 $834.24 $2,443.80 $69.52 $203.65 22.134% 22.134% 22.134% 08/07/2024 642 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 11.325% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2014 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1379 No No $2,745.00 $3,116.27 6.924% $616.59 $616.59 6.924% No No Employed US Citizen $6,118.60 1 $5,645.16 $2,222.88 $470.43 $185.24 38.170% 38.170% 38.170% 08/07/2024 794 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,745.00 6.360% $0.00 None N/A No 6.924% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1380 No No $1,002.42 $1,552.83 11.250% $1,259.11 $1,259.11 11.250% No No Employed US Citizen $8,904.22 1 $2,032.32 $3,613.32 $169.36 $301.11 39.703% 39.703% 39.703% 08/08/2024 709 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,002.42 6.360% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1381 No No $995.00 $1,335.21 11.700% $537.42 $537.42 11.700% No No Employed Employed US Citizen US Citizen $7,911.38 1 $5,681.52 $1,732.08 $473.46 $144.34 38.755% 38.755% 38.755% 08/09/2024 660 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 11.700% 0 0 0 0 2 0 0.00 No 09/XX/2044 No 12 14 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1382 No No $995.00 $1,484.41 9.625% $1,711.36 $1,711.36 9.625% No No Employed US Citizen $5,217.58 1 $9,682.68 $1,622.40 $806.89 $135.20 49.911% 49.911% 49.911% 08/11/2024 783 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.625% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1383 No No $995.00 $1,465.23 8.875% $2,121.42 $2,121.42 8.875% No No Employed Employed US Citizen US Citizen $13,715.53 1 $8,520.48 $3,086.04 $710.04 $257.17 35.658% 35.658% 35.658% 08/12/2024 729 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.840% $0.00 None N/A No 8.875% 2 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1384 No No $880.42 $1,253.35 9.500% $765.47 $765.47 9.500% No No Employed Employed US Citizen US Citizen $7,569.19 1 $4,963.08 $4,450.80 $413.59 $370.90 41.877% 41.877% 41.877% 08/13/2024 713 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $880.42 6.110% $0.00 None N/A No 9.500% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1385 No No $995.00 $1,399.87 9.125% $1,021.72 $1,021.72 9.125% No No Employed Employed US Citizen US Citizen $11,336.71 1 $9,005.52 $5,128.32 $750.46 $427.36 38.762% 38.762% 38.762% 08/14/2024 726 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.760% $0.00 None N/A No 9.125% 2 2 0 0 2 0 0.00 No 09/XX/2039 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1386 No No $1,445.00 $1,790.79 8.300% $384.84 $384.84 8.300% No No Employed US Citizen $3,269.08 1 $3,135.12 $2,598.12 $261.26 $216.51 37.234% 37.234% 37.234% 08/14/2024 778 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,445.00 6.110% $0.00 None N/A No 8.300% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1387 No No $995.00 $1,347.39 8.750% $645.11 $645.11 8.750% No No Employed US Citizen $7,247.70 1 $2,593.56 $2,644.08 $216.13 $220.34 34.062% 34.062% 34.062% 08/16/2024 776 No No [Borrower - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.750% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1388 No No $995.00 $1,323.24 11.825% $490.01 $490.01 11.825% No No Employed US Citizen $2,971.25 1 $2,650.92 $1,224.72 $220.91 $102.06 44.289% 44.289% 44.289% 08/19/2024 661 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.040% $0.00 None N/A No 11.825% 0 0 0 2 0 0.00 No 09/XX/2044 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1389 No No $799.00 $1,233.07 8.575% $914.96 $914.96 8.575% No No Not Employed Employed US Citizen US Citizen $13,490.48 1 $4,410.24 $2,139.48 $367.52 $178.29 36.077% 36.077% 36.077% 08/19/2024 745 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.040% $0.00 None N/A No 8.575% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1390 No No $799.00 $1,191.22 8.500% $867.82 $867.82 8.500% No No Employed US Citizen $16,753.75 1 $10,586.64 $1,389.96 $882.22 $115.83 27.763% 27.763% 27.763% 07/09/2024 829 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.380% $0.00 None N/A No 8.500% 0 0 0 2 0 0.00 No 09/XX/2044 $242,721.96 No 2 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 50.12 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1391 No No $3,547.50 $3,954.93 10.100% $988.17 $988.17 10.100% No No Employed US Citizen $6,452.00 1 $6,302.40 $8,809.80 $525.20 $734.15 45.001% 45.001% 45.001% 08/08/2024 668 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,547.50 6.040% $0.00 None N/A No 10.100% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1392 No No $1,195.00 $1,614.05 11.250% $779.60 $779.60 11.250% No No Employed Employed US Citizen US Citizen $7,007.16 1 $7,101.60 $2,750.28 $591.80 $229.19 44.893% 44.893% 44.893% 08/08/2024 697 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.360% $0.00 None N/A No 11.250% 2 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; Transcripts (1040) - 2021 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2021 [Redacted] [Redacted] [Redacted] 1393 No No $1,195.00 $1,651.63 9.225% $1,737.07 $1,737.07 9.225% No No Employed US Citizen $8,308.14 1 $7,335.96 $11,410.56 $611.33 $950.88 44.612% 44.612% 44.612% 08/09/2024 692 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 9.225% 2 2 0 2 3 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1394 No No $1,588.75 $1,922.46 10.125% $428.26 $428.26 10.125% No No Employed US Citizen $2,315.81 1 $2,337.48 $1,731.36 $194.79 $144.28 42.857% 42.857% 42.857% 08/09/2024 683 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,588.75 6.360% $0.00 None N/A No 10.125% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual Yes No No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1395 No No $2,299.00 $2,652.91 8.950% $436.29 $436.29 8.950% No No Employed US Citizen $4,074.16 1 $5,623.80 $4,186.08 $468.65 $348.84 45.516% 45.516% 45.516% 08/09/2024 752 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 6.040% $0.00 None N/A No 8.950% 2 0 0 2 0 0.00 No 09/XX/2044 No 12 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1396 No No $2,779.00 $3,135.95 7.200% $600.63 $600.63 7.200% No No Employed US Citizen $7,160.21 1 $3,680.52 $988.20 $306.71 $82.35 27.821% 27.821% 27.821% 08/12/2024 824 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,779.00 5.760% $0.00 None N/A No 7.200% 2 0 0 2 0 0.00 No 09/XX/2039 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1397 No No $2,280.00 $2,624.31 7.500% $483.36 $483.36 7.500% No No Employed US Citizen $3,303.15 1 $4,861.08 $1,224.84 $405.09 $102.07 43.467% 43.467% 43.467% 08/12/2024 752 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,280.00 6.110% $0.00 None N/A No 7.500% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1398 No No $1,399.00 $1,752.91 8.950% $505.65 $505.65 8.950% No No Employed Employed US Citizen US Citizen $9,492.96 1 $3,732.96 $1,772.04 $311.08 $147.67 36.408% 36.408% 36.408% 08/13/2024 754 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,399.00 5.760% $0.00 None N/A No 8.950% 0 1 0 0 2 0 0.00 No 09/XX/2039 No 31 11 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1399 No No $1,195.00 $1,599.99 10.750% $1,116.75 $1,116.75 10.750% No No Employed US Citizen $9,233.19 1 $3,243.72 $7,558.20 $270.31 $629.85 34.155% 34.155% 34.155% 08/13/2024 680 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 10.750% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1400 No No $2,799.00 $3,212.77 7.950% $833.33 $833.33 7.950% No No Employed Employed US Citizen US Citizen $20,852.36 1 $7,397.76 $1,276.20 $616.48 $106.35 21.331% 21.331% 21.331% 08/13/2024 741 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,799.00 6.040% $0.00 None N/A No 7.950% 0 0 0 0 2 0 0.00 No 09/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1401 No No $2,095.00 $2,533.91 8.525% $521.64 $521.64 8.525% No No Employed US Citizen $6,350.96 1 $3,908.16 $1,106.04 $325.68 $92.17 36.490% 36.490% 36.490% 08/14/2024 728 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,095.00 6.110% $0.00 None N/A No 8.525% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1402 No No $3,409.15 $2,633.13 9.225% $809.71 $809.71 9.225% No No Not Employed Employed US Citizen US Citizen $3,709.20 1 $3,778.44 $2,864.28 $314.87 $238.69 43.179% 43.179% 43.179% 08/14/2024 711 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,409.15 6.110% $0.00 None N/A No 9.225% 0 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1403 No No $930.00 $1,571.83 8.375% $214.98 $214.98 8.375% No No Employed US Citizen $3,291.41 1 $1,584.72 $1,317.96 $132.06 $109.83 26.129% 26.129% 26.129% 08/14/2024 767 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $930.00 6.110% $0.00 None N/A No 8.375% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1404 No No $2,299.00 $2,650.39 7.075% $467.88 $467.88 7.075% No No Employed US Citizen $5,779.29 1 $4,896.84 $1,040.04 $408.07 $86.67 27.470% 27.470% 27.470% 08/09/2024 791 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 6.110% $0.00 None N/A No 7.075% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1405 No No $1,195.00 $1,237.52 8.625% $525.45 $525.45 8.625% No No Employed US Citizen $14,740.87 1 $15,791.76 $2,001.96 $1,315.98 $166.83 30.631% 30.631% 30.631% 08/15/2024 774 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,195.00 6.110% $0.00 None N/A No 8.625% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1406 No No $1,632.50 $1,973.13 8.350% $429.18 $429.18 8.350% No No Employed US Citizen $11,321.23 1 $2,582.88 $2,097.24 $215.24 $174.77 25.818% 25.818% 25.818% 08/15/2024 778 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,632.50 6.110% $0.00 None N/A No 8.350% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual Yes No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1407 No No $800.00 $1,140.31 8.625% $437.88 $437.88 8.625% No No Employed US Citizen $3,052.77 1 $2,300.04 $1,430.04 $191.67 $119.17 40.879% 40.879% 40.879% 08/16/2024 765 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $800.00 6.110% $0.00 None N/A No 8.625% 2 0 0 2 0 0.00 No 09/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1408 No No $1,000.00 $1,322.97 9.325% $506.40 $506.40 9.325% No No Employed US Citizen $2,921.97 1 $1,089.24 $2,123.76 $90.77 $176.98 44.852% 44.852% 44.852% 08/15/2024 733 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,000.00 6.040% $0.00 None N/A No 9.325% 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1409 No No $2,636.50 $2,975.79 8.375% $644.95 $644.95 8.375% No No Employed US Citizen $4,086.28 1 $3,782.64 $1,811.04 $315.22 $150.92 48.111% 48.111% 48.111% 08/12/2024 763 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,636.50 6.110% $0.00 None N/A No 8.375% 2 0 0 2 0 0.00 No 09/XX/2044 No 29 Yes Title Search Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1410 No No $995.00 $1,534.63 9.875% $2,736.32 $2,736.32 9.875% No No Employed Employed US Citizen US Citizen $11,753.46 1 $8,005.08 $1,796.04 $667.09 $149.67 37.989% 37.989% 37.989% 08/09/2024 801 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 6.360% $0.00 None N/A No 9.875% 0 2 0 0 2 0 0.00 No 09/XX/2044 No 16 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1411 No No $16,943.13 $17,628.00 10.550% $4,762.01 $4,762.01 10.550% No No Employed US Citizen $12,839.48 1 $5,083.08 $5,778.96 $423.59 $481.58 44.986% 44.986% 44.986% 08/05/2024 689 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $16,943.13 6.040% $0.00 None N/A No 10.550% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1412 No No $2,695.00 $3,086.39 10.525% $1,000.06 $1,000.06 10.525% No No Employed US Citizen $5,985.07 1 $10,890.60 $13,752.72 $907.55 $1,146.06 44.859% 44.859% 44.859% 07/30/2024 640 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,695.00 6.380% $0.00 None N/A No 10.525% 2 0 0 2 0 0.00 No 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1413 No No $777.00 $1,108.63 12.575% $443.45 $443.45 12.575% No No Non-Employment Income US Citizen $1,518.86 1 $1,066.08 $389.04 $88.84 $32.42 44.046% 44.046% 44.046% 08/15/2024 694 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $777.00 6.110% $0.00 None N/A No 12.575% 0 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1414 No No $2,045.00 $2,517.29 10.850% $1,226.40 $1,226.40 10.850% No No Employed US Citizen $10,809.60 1 $6,649.32 $2,603.16 $554.11 $216.93 40.607% 40.607% 40.607% 08/14/2024 707 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,045.00 6.110% $0.00 None N/A No 10.850% 1 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1415 No No $995.00 $1,324.57 9.625% $618.72 $618.72 9.625% No No Employed Employed US Citizen US Citizen $10,891.44 1 $5,208.24 $5,679.48 $434.02 $473.29 35.187% 35.187% 35.187% 08/13/2024 709 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 9.625% 1 2 0 0 2 0 0.00 No 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1416 No No $1,087.07 $1,320.81 11.075% $529.02 $529.02 11.075% No No Employed Non-Employment Income US Citizen US Citizen $7,565.38 1 $2,661.24 $1,200.00 $221.77 $100.00 23.454% 23.454% 23.454% 08/09/2024 650 No No [Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,087.07 6.360% $0.00 None N/A No 11.075% 2 2 0 0 2 0 0.00 No 09/XX/2044 No 31 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1417 No No $1,670.00 $2,267.47 11.750% $2,546.71 $2,546.71 11.750% No No Employed Not Employed US Citizen US Citizen $9,739.61 1 $5,613.12 $3,664.08 $467.76 $305.34 41.155% 39.937% 39.480% 08/02/2024 692 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,670.00 6.040% $0.00 None N/A No 11.750% 0 0 1 0 2 0 0.00 No 120 09/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 1040 - 2021 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; Account Transcripts - 2021 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower]; Transcripts (1040) - 2021 [Redacted] [Redacted] [Redacted] 1418 No No $995.00 $1,622.45 10.625% $4,263.41 $4,263.41 10.625% No No Self-Employed US Citizen $17,797.56 1 $4,075.56 $2,519.04 $339.63 $209.92 29.944% 29.944% 29.944% 08/22/2024 754 No No [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.290% $0.00 None N/A No 10.625% 0 3 0 2 3 No 09/XX/2039 No Yes Short Form Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1419 No No $1,195.00 $1,948.89 11.850% $661.19 $661.19 11.850% No No Employed US Citizen $5,995.88 1 $1,995.24 $1,232.04 $166.27 $102.67 43.915% 43.915% 43.915% 08/12/2024 644 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.030% $0.00 None N/A No 11.850% 1 0 0 2 0 0.00 No 10/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1420 No No $1,195.00 $1,696.67 8.575% $349.03 $349.03 8.575% No No Non-Employment Income US Citizen $2,136.05 1 $1,336.92 $2,585.64 $111.41 $215.47 34.779% 34.779% 34.779% 08/22/2024 772 No No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None No No 8.575% 0 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1421 No No $1,125.00 $1,968.21 11.750% $975.34 $975.34 11.750% No No Employed US Citizen $8,473.96 1 $11,389.68 $2,130.60 $949.14 $177.55 40.855% 40.855% 40.855% 08/21/2024 661 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,125.00 6.040% $0.00 None N/A No 11.750% 2 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1422 No No $2,124.00 $2,779.36 10.450% $608.95 $608.95 10.450% No No Employed Employed US Citizen US Citizen $7,853.25 1 $1,861.20 $2,075.76 $155.10 $172.98 31.575% 31.575% 31.575% 08/19/2024 659 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $2,124.00 6.030% $0.00 None N/A No 10.450% 2 2 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1423 No No $995.00 $2,215.10 11.850% $1,635.97 $1,635.97 11.850% No No Employed US Citizen $11,415.75 1 $2,350.56 $1,980.00 $195.88 $165.00 36.947% 36.947% 36.947% 08/19/2024 651 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.030% $0.00 None N/A No 11.850% 0 1 0 2 0 0.00 No 10/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1424 No No $2,695.00 $3,686.93 7.599% $1,379.82 $1,379.82 7.599% No No Self-Employed US Citizen $18,308.10 1 $5,592.12 $2,327.04 $466.01 $193.92 21.211% 21.211% 21.211% 08/15/2024 804 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,695.00 6.110% $0.00 None N/A No 7.599% 2 2 0 2 0 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1425 No No $995.00 $1,396.92 8.825% $310.98 $310.98 8.825% No No Employed US Citizen $3,827.25 1 $1,598.52 $1,859.64 $133.21 $154.97 26.790% 26.790% 26.790% 08/15/2024 776 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.030% $0.00 None N/A No 8.825% 2 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1426 No No $995.00 $1,880.45 9.500% $932.13 $932.13 9.500% No No Employed US Citizen $19,983.84 1 $6,236.88 $5,925.72 $519.74 $493.81 38.587% 38.587% 38.587% 08/14/2024 702 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.090% $0.00 None N/A No 9.500% 0 0 0 2 0 0.00 No 10/XX/2044 No 27 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Coborrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1427 No No $995.00 $1,972.19 11.000% $1,032.19 $1,032.19 11.000% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $4,130.91 1 $8,017.32 $5,175.36 $668.11 $431.28 44.760% 44.760% 44.760% 08/19/2024 650 No No [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 4 0 0 Spring EQ $995.00 6.030% $0.00 None N/A No 11.000% 0 0 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1428 No No $995.00 $1,601.61 8.500% $520.69 $520.69 8.500% No No Employed US Citizen $4,507.49 1 $11,680.44 $2,053.92 $973.37 $171.16 44.538% 44.538% 44.538% 08/14/2024 709 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.110% $0.00 None N/A No 8.500% 2 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1429 No No $1,195.00 $1,978.05 10.800% $937.12 $937.12 10.800% No No Employed US Citizen $9,377.54 1 $124.80 $2,702.16 $10.40 $225.18 31.158% 31.158% 31.158% 08/21/2024 663 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,195.00 6.040% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1430 No No $2,351.25 $3,465.76 8.875% $1,649.65 $1,649.65 8.875% No No Employed US Citizen $9,145.38 1 $8,642.88 $1,676.40 $720.24 $139.70 43.896% 43.896% 43.896% 08/08/2024 713 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $2,351.25 6.360% $0.00 None N/A No 8.875% 0 0 0 2 0 0.00 No 10/XX/2044 No 31 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1431 Safe Harbor QM (APOR) Yes No $3,003.90 $3,973.41 7.397% $855.09 $855.09 6.999% No No Employed US Citizen $7,673.91 1 $5,411.16 $3,626.04 $450.93 $302.17 41.291% 41.291% 41.291% 09/17/2024 772 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,003.90 5.950% $0.00 None N/A No 6.999% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1432 Higher Priced QM (APOR) Yes No $1,975.28 $2,938.59 11.917% $711.03 $711.03 11.375% No No Employed Employed US Citizen US Citizen $10,657.20 1 $3,326.64 $987.96 $277.22 $82.33 28.121% 28.121% 28.121% 08/14/2024 645 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $1,975.28 6.040% $0.00 None N/A No 11.375% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1433 Safe Harbor QM (APOR) Yes No $2,395.00 $1,892.51 8.979% $706.97 $706.97 8.750% No No Employed US Citizen $8,746.35 1 $2,934.84 $1,254.96 $244.57 $104.58 40.132% 40.132% 40.132% 09/10/2024 727 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,395.00 5.990% $0.00 None N/A No 8.750% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1434 Higher Priced QM (APOR) Yes No $2,755.00 $2,220.23 11.173% $798.48 $798.48 10.875% No No Non-Employment Income Employed US Citizen US Citizen $2,859.68 1 $4,030.80 $1,784.40 $335.90 $148.70 42.586% 42.586% 42.586% 09/10/2024 646 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,755.00 5.990% $0.00 None N/A No 10.875% 0 2 0 0 2 0 0.00 No No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1435 Safe Harbor QM (APOR) Yes No $3,299.00 $3,751.77 9.391% $891.70 $891.70 8.875% No No Employed Employed US Citizen US Citizen $3,439.69 1 $1,892.64 $2,936.04 $157.72 $244.67 40.482% 40.482% 40.482% 09/03/2024 716 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,299.00 5.950% $0.00 None N/A No 8.875% 2 1 0 0 2 0 0.00 No Not Stated 10/XX/2044 No 29 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1436 Safe Harbor QM (APOR) Yes No $2,989.00 $3,801.34 8.706% $614.01 $614.01 8.075% No No Employed US Citizen $5,436.19 1 $3,244.80 $1,211.04 $270.40 $100.92 38.763% 38.763% 38.763% 08/15/2024 729 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,989.00 6.040% $0.00 None N/A No 8.075% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1437 Higher Priced QM (APOR) Yes No $1,299.00 $1,696.80 9.496% $303.32 $303.32 8.000% No No Employed US Citizen $3,256.73 1 $1,593.00 $2,391.96 $132.75 $199.33 33.888% 33.888% 33.888% 09/26/2024 714 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,299.00 5.800% $0.00 None N/A No 8.000% 2 0 0 2 0 0.00 No Not Stated 11/XX/2034 No 20 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1438 Safe Harbor QM (APOR) Yes No $1,799.00 $2,353.87 7.763% $393.64 $393.64 7.199% No No Employed US Citizen $3,477.87 1 $2,049.00 $1,212.96 $170.75 $101.08 37.873% 37.873% 37.873% 09/20/2024 777 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,799.00 5.950% $0.00 None N/A No 7.199% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Other]; Other - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - Other]; 1099 - 2023 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Non-Primary Income - Other]; Other - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1439 Safe Harbor QM (APOR) Yes No $4,337.50 $5,353.05 7.411% $1,162.86 $1,162.86 6.999% No No Not Employed Employed US Citizen US Citizen $8,934.74 1 $4,604.16 $3,720.96 $383.68 $310.08 40.918% 40.918% 40.918% 09/18/2024 777 No No [Coborrower(s) - | Non-Primary Income - Other]; 1099 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,337.50 5.950% $0.00 None N/A No 6.999% 0 1 2 0 2 0 0.00 No No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1440 Safe Harbor QM (APOR) Yes No $1,980.00 $1,402.34 9.372% $449.06 $449.06 8.975% No No Employed US Citizen $4,895.09 1 $3,060.12 $2,738.64 $255.01 $228.22 41.138% 41.138% 41.138% 09/13/2024 727 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,980.00 5.990% $0.00 None N/A No 8.975% 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1441 N/A No No $2,749.00 $3,553.11 10.581% $621.89 $621.89 9.875% No No Employed US Citizen $5,319.00 1 $5,045.40 $879.60 $420.45 $73.30 49.235% 49.235% 49.235% 09/13/2024 723 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,749.00 5.850% $0.00 None N/A No 9.875% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2007 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1442 Safe Harbor QM (APOR) Yes No $3,913.80 $4,242.42 7.593% $939.31 $939.31 7.124% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $6,606.27 1 $4,183.80 $1,665.12 $348.65 $138.76 41.555% 41.555% 41.555% 09/13/2024 791 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,913.80 5.990% $0.00 None N/A No 7.124% 0 0 0 0 2 0 0.00 No Not Stated 10/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1443 Higher Priced QM (APOR) Yes No $2,200.00 $1,469.06 11.967% $720.29 $720.29 11.625% No No Employed US Citizen $9,962.81 1 $6,378.12 $5,059.32 $531.51 $421.61 44.694% 44.694% 44.694% 09/13/2024 649 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,200.00 5.990% $0.00 None N/A No 11.625% 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1444 Safe Harbor QM (APOR) Yes No $5,793.28 $3,380.73 9.205% $3,090.90 $3,090.90 9.150% No No Employed Permanent Resident Alien $16,933.78 1 $12,261.60 $4,169.04 $1,021.80 $347.42 33.428% 33.428% 33.428% 09/12/2024 732 No No [Borrower - | Non-Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,793.28 5.990% $0.00 None N/A No 9.150% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Resident Alien Card No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1445 Safe Harbor QM (APOR) Yes No $2,885.00 $3,677.62 8.526% $580.07 $580.07 7.875% No No Employed US Citizen $3,693.67 1 $2,650.56 $2,351.40 $220.88 $195.95 47.854% 47.854% 47.854% 09/12/2024 749 No No [Borrower - | Primary Income - Wages]; VVOE - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,885.00 5.990% $0.00 None N/A No 7.875% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1446 Higher Priced QM (APOR) Yes No $3,188.75 $2,554.02 11.513% $752.04 $752.04 11.075% No No Employed US Citizen $3,107.58 1 $2,091.00 $1,989.84 $174.25 $165.82 37.305% 37.305% 37.305% 09/12/2024 645 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,188.75 5.990% $0.00 None N/A No 11.075% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2011 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Pension]; 1099-R - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1447 Non QM Yes No $3,335.00 $2,277.50 11.594% $1,131.88 $1,131.88 11.375% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $6,319.05 1 $7,950.12 $1,704.00 $662.51 $142.00 40.512% 40.512% 40.512% 09/12/2024 650 No No [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $3,335.00 5.760% $0.00 None N/A No 11.375% 0 0 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1448 Safe Harbor QM (APOR) Yes No $3,049.00 $3,578.92 7.823% $592.74 $592.74 7.249% No No Employed US Citizen $3,396.10 1 $2,977.92 $2,822.88 $248.16 $235.24 41.008% 41.008% 41.008% 09/12/2024 812 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,049.00 5.990% $0.00 None N/A No 7.249% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1449 Safe Harbor QM (APOR) Yes No $2,299.00 $2,978.77 8.292% $490.72 $490.72 7.700% No No Employed Employed US Citizen US Citizen $3,388.30 1 $5,336.40 $7,763.28 $444.70 $646.94 41.872% 41.872% 41.872% 08/18/2024 738 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 5.990% $0.00 None N/A No 7.700% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 24 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2006 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1450 Safe Harbor QM (APOR) Yes No $3,298.99 $4,812.02 7.439% $1,975.78 $1,975.78 7.249% No No Employed US Citizen $4,954.03 1 $3,681.72 $1,611.00 $306.81 $134.25 49.928% 49.928% 49.928% 09/05/2024 835 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,298.99 5.990% $0.00 None N/A No 7.249% 1 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 18 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1040 - 2023 [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Child Support]; Deposit Receipt - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2019 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2019 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1451 Higher Priced QM (APOR) Yes No $2,095.00 $1,902.37 11.516% $464.48 $464.48 11.000% No No Employed US Citizen $10,564.80 1 $1,742.04 $4,947.36 $145.17 $412.28 36.403% 36.403% 36.403% 09/10/2024 668 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,095.00 5.990% $0.00 None N/A No 11.000% 2 1 0 2 0 0.00 No Not Stated 11/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Account Statements - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Pension]; 1099 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Pension]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1452 Safe Harbor QM (APOR) Yes No $2,307.50 $1,737.39 9.156% $939.95 $939.95 8.750% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $4,804.00 1 $5,709.12 $856.08 $475.76 $71.34 42.513% 42.513% 42.513% 09/09/2024 709 No No [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,307.50 5.950% $0.00 None N/A No 8.750% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2034 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1453 N/A No No $4,799.00 $2,652.24 9.130% $1,805.76 $1,805.76 9.049% No No Employed US Citizen $15,112.62 1 $8,994.24 $1,566.96 $749.52 $130.58 32.833% 32.833% 32.833% 09/07/2024 778 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,799.00 5.990% $0.00 None N/A No 9.049% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1454 Safe Harbor QM (APOR) Yes No $2,135.00 $1,337.72 9.231% $650.12 $650.12 9.050% No No Employed US Citizen $4,591.58 1 $3,124.68 $2,865.96 $260.39 $238.83 40.979% 40.979% 40.979% 09/05/2024 739 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,135.00 6.030% $0.00 None N/A No 9.050% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1455 Safe Harbor QM (APOR) Yes No $4,479.00 $4,930.40 8.491% $1,553.39 $1,553.39 8.125% No No Non-Employment Income US Citizen $5,524.78 1 $0.00 $1,804.08 $0.00 $150.34 38.134% 38.134% 38.134% 09/05/2024 732 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $4,479.00 5.850% $0.00 None N/A No 8.125% 0 0 0 2 0 0.00 No Not Stated 10/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Year End Summary - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1456 Higher Priced QM (APOR) Yes No $2,959.00 $3,820.87 10.116% $668.79 $668.79 9.450% No No Employed US Citizen $3,913.39 1 $3,255.36 $3,327.24 $271.28 $277.27 46.391% 46.391% 46.391% 08/30/2024 703 No No [Borrower - | Primary Income - Wages]; Year End Summary - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,959.00 5.850% $0.00 None N/A No 9.450% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1457 Non QM Yes No $5,765.34 $7,761.97 11.434% $2,257.52 $2,257.52 10.875% No No Employed US Citizen $6,973.29 1 $4,548.72 $1,290.84 $379.06 $107.57 38.938% 38.938% 38.938% 09/03/2024 684 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,765.34 5.810% $0.00 None N/A No 10.875% 2 0 0 2 0 0.00 No 11/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1458 Non QM Yes No $3,338.32 $4,018.37 11.874% $968.87 $968.87 11.250% No No Employed US Citizen $7,600.29 1 $2,106.48 $1,899.00 $175.54 $158.25 37.399% 37.399% 37.399% 08/28/2024 648 No No [Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,338.32 6.090% $0.00 None N/A No 11.250% 0 0 0 2 0 0.00 No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1459 Non QM Yes No $2,949.00 $4,092.55 10.693% $1,165.09 $1,165.09 10.150% No No Self-Employed US Citizen $17,353.31 1 $8,931.60 $3,215.04 $744.30 $267.92 44.889% 44.889% 44.889% 08/20/2024 744 No No [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,949.00 5.840% $0.00 None N/A No 10.150% 0 2 0 2 2 No 11/XX/2039 $22,348.85 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 1.25 No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; Account Transcripts - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Account Transcripts - 2021 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2021 [Redacted] [Redacted] [Redacted] 1460 Higher Priced QM (APOR) Yes No $799.00 $1,136.79 11.263% $280.41 $280.41 10.650% No No Self-Employed US Citizen $17,586.17 1 $8,361.48 $6,069.84 $696.79 $505.82 40.404% 40.404% 40.404% 08/07/2024 730 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower]; Account Transcripts - 2020 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $799.00 6.110% $0.00 None N/A No 10.650% 0 2 0 2 3 No Not Stated 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2024 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1461 Higher Priced QM (APOR) Yes No $649.00 $1,291.97 9.824% $1,207.51 $1,207.51 9.125% No No Employed US Citizen $6,628.81 1 $2,942.28 $2,504.04 $245.19 $208.67 26.839% 26.839% 26.839% 09/26/2024 752 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $649.00 6.060% $0.00 None N/A No 9.125% 2 0 0 2 0 0.00 No Not Stated 11/XX/2029 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Borrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Borrower]; Transcripts (1040) - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 [Coborrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1462 Higher Priced QM (APOR) Yes No $995.00 $1,879.47 11.088% $702.84 $702.84 10.800% No No Self-Employed Employed US Citizen US Citizen $3,512.57 1 $4,515.96 $1,267.68 $376.33 $105.64 44.582% 44.582% 44.582% 08/22/2024 669 No No [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.760% $0.00 None N/A No 10.800% 2 2 2 0 2 2 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1463 Non QM Yes No $3,908.80 $4,792.86 11.807% $1,145.19 $1,145.19 11.200% No No Employed Employed US Citizen US Citizen $8,706.81 1 $3,932.28 $1,488.00 $327.69 $124.00 47.629% 47.629% 47.629% 09/18/2024 709 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,908.80 5.850% $0.00 None N/A No 11.200% 0 2 0 0 2 0 0.00 No 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1464 Higher Priced QM (APOR) Yes No $995.00 $1,528.49 11.151% $675.38 $675.38 10.525% No No Employed Not Employed US Citizen US Citizen $7,224.35 1 $3,176.88 $3,739.08 $264.74 $311.59 42.205% 42.205% 42.205% 09/28/2024 680 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.800% $0.00 None N/A No 10.525% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2034 No 8 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1465 Higher Priced QM (APOR) Yes No $1,422.00 $1,255.39 9.617% $271.37 $271.37 9.075% No No Employed US Citizen $6,343.15 1 $2,950.08 $2,548.80 $245.84 $212.40 38.311% 38.311% 38.311% 09/27/2024 721 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,422.00 5.850% $0.00 None N/A No 9.075% 2 0 0 2 0 0.00 No No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1466 Safe Harbor QM (APOR) Yes No $700.00 $1,184.85 8.898% $303.74 $303.74 8.500% No No Non-Employment Income US Citizen $4,495.49 1 $3,488.40 $1,953.96 $290.70 $162.83 29.040% 29.040% 29.040% 09/17/2024 749 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $700.00 5.950% $0.00 None N/A No 8.500% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1467 Safe Harbor QM (APOR) Yes No $2,253.00 $2,820.72 8.432% $605.83 $605.83 7.950% No No Employed Employed US Citizen US Citizen $8,450.21 1 $3,101.40 $1,523.28 $258.45 $126.94 38.306% 38.306% 38.306% 09/13/2024 745 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,253.00 5.990% $0.00 None N/A No 7.950% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1468 Higher Priced QM (APOR) Yes No $3,164.38 $2,398.35 10.780% $675.86 $675.86 10.325% No No Employed US Citizen $5,874.72 1 $4,412.52 $4,673.40 $367.71 $389.45 39.526% 39.526% 39.526% 09/17/2024 660 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,164.38 5.950% $0.00 None N/A No 10.325% 0 0 0 2 2 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1469 Higher Priced QM (APOR) Yes No $995.00 $1,542.88 9.904% $611.20 $611.20 9.625% No No Employed Employed US Citizen US Citizen $5,717.80 1 $1,496.04 $1,743.96 $124.67 $145.33 43.557% 43.557% 43.557% 09/11/2024 681 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.990% $0.00 None N/A No 9.625% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2011 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1470 Higher Priced QM (APOR) Yes No $995.00 $1,783.10 11.792% $576.17 $576.17 11.250% No No Employed US Citizen $3,978.79 1 $2,837.76 $1,098.96 $236.48 $91.58 43.396% 43.396% 43.396% 08/25/2024 641 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.330% $0.00 None N/A No 11.250% 2 0 0 2 0 0.00 No Not Stated 11/XX/2039 No 3 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1471 Safe Harbor QM (APOR) Yes No $1,899.00 $2,467.00 8.759% $466.91 $466.91 8.200% No No Employed Employed US Citizen US Citizen $6,989.70 1 $8,217.12 $2,711.04 $684.76 $225.92 41.003% 41.003% 41.003% 09/16/2024 726 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,899.00 5.950% $0.00 None N/A No 8.200% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1472 Safe Harbor QM (APOR) Yes No $2,582.50 $1,981.93 8.338% $460.78 $460.78 7.900% No No Employed US Citizen $4,105.59 1 $3,546.84 $326.04 $295.57 $27.17 32.980% 32.980% 32.980% 09/26/2024 734 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,582.50 5.850% $0.00 None N/A No 7.900% 2 0 0 2 0 0.00 No No 11/XX/2044 Yes Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2014 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1473 Safe Harbor QM (APOR) Yes No $3,799.00 $4,523.85 7.417% $767.75 $767.75 6.874% No No Employed Non-Employment Income US Citizen US Citizen $3,217.95 1 $2,781.96 $2,234.40 $231.83 $186.20 41.057% 41.057% 41.057% 09/17/2024 794 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,799.00 5.850% $0.00 None N/A No 6.874% 0 0 2 0 2 2 0.00 No Not Stated 11/XX/2044 No 9 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1474 Safe Harbor QM (APOR) Yes No $1,849.00 $2,379.70 8.388% $492.67 $492.67 7.700% No No Employed Employed US Citizen US Citizen $12,743.78 1 $5,107.92 $3,598.68 $425.66 $299.89 18.376% 18.376% 18.376% 09/20/2024 749 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,849.00 5.580% $0.00 None N/A No 7.700% 2 2 1 0 2 0 0.00 No Not Stated 11/XX/2039 No 23 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1475 Safe Harbor QM (APOR) Yes No $11,579.00 $13,301.61 7.344% $3,089.20 $3,089.20 6.950% No No Employed Employed US Citizen US Citizen $37,491.15 1 $5,690.76 $3,084.84 $474.23 $257.07 31.862% 31.862% 31.862% 09/24/2024 742 No No [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $11,579.00 5.850% $0.00 None N/A No 6.950% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1040 - 2021 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; Transcripts (1040) - 2021 [Redacted] [Redacted] [Redacted] 1476 N/A No No $2,495.00 $3,822.27 10.503% $1,469.96 $1,469.96 10.225% No No Employed US Citizen $14,009.64 1 $7,730.76 $1,334.04 $644.23 $111.17 44.264% 44.264% 44.264% 09/05/2024 745 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,495.00 5.760% $0.00 None N/A No 10.225% 2 2 0 2 2 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1477 Non QM Yes No $4,799.00 $6,132.31 11.375% $2,064.38 $2,064.38 11.000% No No Employed Employed US Citizen US Citizen $8,833.23 1 $15,037.80 $2,271.84 $1,253.15 $189.32 44.860% 44.860% 44.860% 09/03/2024 645 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,799.00 6.030% $0.00 None N/A No 11.000% 2 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1478 Non QM Yes No $995.00 $1,463.52 10.888% $937.52 $937.52 10.725% No No Employed Employed US Citizen US Citizen $10,285.93 1 $20,849.64 $2,739.96 $1,737.47 $228.33 44.790% 44.790% 44.790% 09/14/2024 646 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.760% $0.00 None N/A No 10.725% 0 2 0 0 2 0 0.00 No 11/XX/2044 No 8 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) 0 No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1479 Non QM Yes No $4,635.00 $2,498.13 9.966% $1,990.05 $1,990.05 9.875% No No Non-Employment Income Employed US Citizen US Citizen $18,142.03 1 $7,074.96 $7,112.64 $589.58 $592.72 34.776% 34.776% 34.776% 08/20/2024 779 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,635.00 5.760% $0.00 None N/A No 9.875% 0 2 0 0 2 0 0.00 No 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1480 Safe Harbor QM (APOR) Yes No $3,179.00 $3,760.19 8.088% $1,109.92 $1,109.92 7.600% No No Employed US Citizen $3,899.29 1 $1,635.00 $3,463.44 $136.25 $288.62 44.951% 44.951% 44.951% 10/02/2024 742 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,179.00 5.410% $0.00 None N/A No 7.600% 0 0 0 2 0 0.00 No Not Stated 11/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1481 Higher Priced QM (APOR) Yes No $2,239.00 $2,676.10 10.492% $453.71 $453.71 9.700% No No Non-Employment Income Employed US Citizen US Citizen $6,073.12 1 $2,277.12 $3,513.24 $189.76 $292.77 36.744% 36.744% 36.744% 09/26/2024 754 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,239.00 5.760% $0.00 None N/A No 9.700% 0 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1482 Higher Priced QM (APOR) Yes No $3,623.58 $4,229.05 9.962% $714.94 $714.94 9.225% No No Employed US Citizen $4,074.30 1 $3,820.68 $1,890.48 $318.39 $157.54 43.982% 43.982% 43.982% 09/26/2024 756 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,623.58 6.270% $0.00 None N/A No 9.225% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1483 Higher Priced QM (APOR) Yes No $1,708.45 $1,475.08 11.838% $378.35 $378.35 11.275% No No Employed US Citizen $5,170.32 1 $2,950.56 $2,991.96 $245.88 $249.33 29.815% 29.815% 29.815% 09/26/2024 646 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,708.45 5.850% $0.00 None N/A No 11.275% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1484 Higher Priced QM (APOR) Yes No $2,039.00 $1,289.47 11.046% $630.49 $630.49 10.775% No No Employed US Citizen $9,201.29 1 $1,428.96 $3,459.60 $119.08 $288.30 33.085% 33.085% 33.085% 09/17/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,039.00 5.760% $0.00 None N/A No 10.775% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1485 Safe Harbor QM (APOR) Yes No $1,305.00 $1,191.57 8.638% $209.50 $209.50 8.025% No No Employed US Citizen $3,433.40 1 $388.80 $1,874.04 $32.40 $156.17 32.222% 32.222% 32.222% 09/10/2024 770 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,305.00 5.850% $0.00 None N/A No 8.025% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1486 Non QM Yes No $4,197.50 $2,020.20 11.347% $1,485.08 $1,485.08 11.200% No No Employed US Citizen $5,889.86 1 $6,930.36 $1,280.16 $577.53 $106.68 47.041% 47.041% 47.041% 09/25/2024 717 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,197.50 5.760% $0.00 None N/A No 11.200% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1487 Safe Harbor QM (APOR) Yes No $3,195.00 $1,888.05 9.336% $907.78 $907.78 9.125% No No Employed US Citizen $11,041.34 1 $7,256.64 $1,534.68 $604.72 $127.89 40.192% 40.192% 40.192% 09/25/2024 763 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,195.00 5.850% $0.00 None N/A No 9.125% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Individual Individual 1 $XXX XXX% 5/XX/2023 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1488 Safe Harbor QM (APOR) Yes No $3,914.00 $1,757.20 8.243% $1,078.54 $1,078.54 8.099% No No Employed US Citizen $5,952.32 4 $18,704.52 $4,115.16 $1,558.71 $342.93 46.963% 46.963% 46.963% 09/24/2024 795 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; Transcripts (1040) - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,914.00 5.850% $0.00 None N/A No 8.099% 2 2 0 2 2 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2012 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1489 Safe Harbor QM (APOR) Yes No $7,589.00 $9,719.97 8.481% $4,132.52 $4,132.52 8.250% No No Employed Employed US Citizen US Citizen $21,343.72 1 $11,552.52 $2,963.64 $962.71 $246.97 35.332% 35.332% 35.332% 09/23/2024 685 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $7,589.00 5.760% $0.00 None N/A No 8.250% 1 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 24 36 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Social Security]; Other - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1490 Non QM Yes No $6,399.00 $2,050.95 9.613% $2,619.12 $2,619.12 9.550% No No Employed US Citizen $6,865.99 1 $4,995.60 $9,990.12 $416.30 $832.51 49.155% 49.155% 49.155% 09/23/2024 713 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,399.00 5.850% $0.00 None N/A No 9.550% 0 0 0 2 0 0.00 No 11/XX/2044 No 33 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1491 Safe Harbor QM (APOR) Yes No $3,049.00 $3,572.57 7.392% $872.14 $872.14 6.999% No No Employed Non-Employment Income US Citizen US Citizen $4,301.79 1 $2,457.12 $636.00 $204.76 $53.00 30.359% 30.359% 30.359% 09/20/2024 800 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,049.00 5.950% $0.00 None N/A No 6.999% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1492 Safe Harbor QM (APOR) Yes No $3,199.00 $3,773.02 8.991% $687.94 $687.94 8.375% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $3,238.07 1 $1,533.60 $1,141.80 $127.80 $95.15 41.087% 41.087% 41.087% 09/20/2024 698 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $3,199.00 5.950% $0.00 None N/A No 8.375% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1493 Safe Harbor QM (APOR) Yes No $6,460.00 $7,671.11 8.155% $2,759.50 $2,759.50 7.875% No No Employed US Citizen $10,388.70 1 $4,190.40 $2,467.32 $349.20 $205.61 34.205% 34.205% 34.205% 09/20/2024 826 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,460.00 5.760% $0.00 None N/A No 7.875% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2013 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1494 Higher Priced QM (APOR) Yes No $2,403.00 $1,513.67 11.603% $827.75 $827.75 11.375% No No Employed Employed US Citizen US Citizen $14,713.91 1 $3,291.12 $5,812.08 $274.26 $484.34 39.501% 39.501% 39.501% 09/20/2024 644 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,403.00 5.950% $0.00 None N/A No 11.375% 2 2 2 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1495 Higher Priced QM (APOR) Yes No $1,581.75 $2,260.54 11.119% $794.67 $794.67 10.750% No No Employed Employed US Citizen US Citizen $7,415.81 1 $5,760.12 $1,233.96 $480.01 $102.83 43.761% 43.761% 43.761% 09/18/2024 652 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,581.75 5.950% $0.00 None N/A No 10.750% 0 1 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1496 Safe Harbor QM (APOR) Yes No $1,719.00 $2,151.87 8.379% $468.55 $468.55 7.199% No No Employed Not Employed US Citizen US Citizen $9,295.24 1 $1,289.28 $1,955.28 $107.44 $162.94 16.128% 16.128% 16.128% 09/18/2024 797 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,719.00 5.890% $0.00 None N/A No 7.199% 0 0 0 0 2 0 0.00 No Not Stated 11/XX/2034 No 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 6/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1497 Safe Harbor QM (APOR) Yes No $2,099.00 $2,630.67 8.894% $558.95 $558.95 8.375% No No Employed US Citizen $3,788.21 1 $2,160.96 $1,412.04 $180.08 $117.67 33.858% 33.858% 33.858% 09/16/2024 713 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,099.00 5.760% $0.00 None N/A No 8.375% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Preliminary Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1498 Safe Harbor QM (APOR) Yes No $2,299.00 $2,857.82 8.606% $633.18 $633.18 8.125% No No Employed Employed US Citizen US Citizen $7,473.55 1 $5,119.68 $5,001.36 $426.64 $416.78 36.416% 36.416% 36.416% 09/12/2024 705 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,299.00 5.990% $0.00 None N/A No 8.125% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024 [Borrower]; 1040 - 2023 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1499 Non QM Yes No $2,295.00 $1,171.32 12.281% $886.45 $886.45 12.100% No No Employed US Citizen $9,157.05 1 $11,384.52 $7,728.60 $948.71 $644.05 42.287% 42.287% 42.287% 09/12/2024 659 No No [Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,295.00 5.760% $0.00 None N/A No 12.100% 2 1 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1500 Non QM Yes No $6,682.50 $2,544.87 10.873% $3,310.49 $3,310.49 10.800% No No Employed US Citizen $28,166.08 1 $34,736.88 $8,814.96 $2,894.74 $734.58 43.668% 43.668% 43.668% 09/11/2024 669 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $6,682.50 5.990% $0.00 None N/A No 10.800% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1501 Safe Harbor QM (APOR) Yes No $10,799.00 $12,924.57 8.252% $4,742.25 $4,742.25 7.875% No No Employed US Citizen $23,322.22 1 $5,610.00 $24,294.96 $467.50 $2,024.58 44.743% 44.743% 44.743% 09/10/2024 701 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $10,799.00 5.660% $0.00 None N/A No 7.875% 0 0 0 2 0 0.00 No Not Stated 11/XX/2039 No 32 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1502 Non QM Yes No $5,370.13 $6,818.75 11.618% $1,961.74 $1,961.74 11.125% No No Employed Employed US Citizen US Citizen $24,062.18 1 $9,783.48 $3,048.12 $815.29 $254.01 34.971% 34.971% 34.971% 09/10/2024 643 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,370.13 5.990% $0.00 None N/A No 11.125% 0 0 0 0 2 0 0.00 No 11/XX/2044 No 33 33 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1503 N/A No No $2,865.00 $2,210.09 10.843% $880.05 $880.05 10.525% No No Employed Employed US Citizen US Citizen $11,253.26 1 $5,281.08 $2,922.00 $440.09 $243.50 47.629% 47.629% 47.629% 08/19/2024 715 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,865.00 5.760% $0.00 None N/A No 10.525% 2 0 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1504 N/A No No $3,505.99 $4,076.18 10.251% $848.47 $848.47 9.625% No No Employed US Citizen $15,722.94 1 $5,668.80 $1,464.96 $472.40 $122.08 43.006% 43.006% 43.006% 09/09/2024 776 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,505.99 5.990% $0.00 None N/A No 9.625% 2 0 0 2 0 0.00 No 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1505 Higher Priced QM (APOR) Yes No $1,999.00 $2,498.68 11.216% $604.07 $604.07 10.625% No No Employed Employed US Citizen US Citizen $5,224.70 1 $527.64 $2,061.60 $43.97 $171.80 29.423% 29.423% 29.423% 09/04/2024 644 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,999.00 5.760% $0.00 None N/A No 10.625% 0 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 1040 - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1506 Higher Priced QM (APOR) Yes No $2,174.00 $2,643.57 10.628% $528.94 $528.94 9.950% No No Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien Venezuela (Bolivarian Republic of) Venezuela (Bolivarian Republic of) $3,543.36 1 $4,753.80 $4,113.84 $396.15 $342.82 43.464% 43.464% 43.464% 08/26/2024 689 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,174.00 6.090% $0.00 None N/A No 9.950% 2 2 1 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 8 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Employment Authorization Employment Authorization No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1507 Higher Priced QM (APOR) Yes No $1,870.00 $1,382.59 10.905% $667.70 $667.70 10.250% No No Employed Permanent Resident Alien $3,884.63 1 $3,336.36 $1,636.80 $278.03 $136.40 36.870% 36.870% 36.870% 07/01/2024 683 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,870.00 6.440% $0.00 None N/A No 10.250% 2 0 0 2 0 0.00 No Not Stated 08/XX/2034 No 30 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Resident Alien Card No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1508 Higher Priced QM (APOR) Yes No $1,110.00 $1,563.49 11.619% $382.54 $382.54 11.025% No No Employed Employed US Citizen US Citizen $7,428.10 1 $4,989.36 $1,890.48 $415.78 $157.54 31.297% 31.297% 31.297% 10/01/2024 654 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,110.00 5.760% $0.00 None N/A No 11.025% 1 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1509 Safe Harbor QM (APOR) Yes No $3,495.00 $4,134.00 8.410% $1,187.02 $1,187.02 7.500% No No Employed US Citizen $5,314.09 1 $4,570.20 $2,207.04 $380.85 $183.92 44.968% 44.968% 44.968% 10/01/2024 743 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,495.00 5.750% $0.00 None N/A No 7.500% 2 0 0 2 0 0.00 No Not Stated 11/XX/2034 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1510 Safe Harbor QM (APOR) Yes No $995.00 $2,124.39 8.547% $3,080.77 $3,080.77 8.500% No No Employed US Citizen $106,983.49 1 $19,947.72 $10,347.96 $1,662.31 $862.33 15.334% 15.334% 15.334% 09/23/2024 749 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.760% $0.00 None N/A No 8.500% 2 2 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1511 Higher Priced QM (APOR) Yes No $995.00 $1,586.25 11.676% $708.75 $708.75 11.375% No No Employed US Citizen $2,925.71 1 $3,246.36 $1,848.60 $270.53 $154.05 44.990% 44.990% 44.990% 09/20/2024 647 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.950% $0.00 None N/A No 11.375% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1512 QM (APOR) Risk Yes No $995.00 $1,656.25 11.661% $751.06 $751.06 11.375% No No Employed US Citizen $2,973.55 1 $2,228.64 $1,524.84 $185.72 $127.07 46.999% 46.999% 46.999% 08/26/2024 643 No No [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $995.00 5.950% $0.00 None N/A No 11.375% 1 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1513 Higher Priced QM (APOR) Yes No $3,041.20 $3,720.36 10.028% $592.57 $592.57 9.250% No No Non-Employment Income Employed US Citizen US Citizen $3,944.39 1 $1,418.76 $1,076.04 $118.23 $89.67 43.942% 43.942% 43.942% 07/27/2024 703 No No [Coborrower(s) - | Non-Primary Income - Foster Care]; Account Statements - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,041.20 6.380% $0.00 None N/A No 9.250% 0 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 $0.00 No 31 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1514 N/A No No $1,400.00 $1,870.78 8.977% $613.03 $613.03 8.625% No No Employed US Citizen $12,361.03 1 $3,811.92 $1,164.00 $317.66 $97.00 39.456% 39.456% 39.456% 08/20/2024 800 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,400.00 6.090% $0.00 None N/A No 8.625% 2 0 0 2 0 0.00 No 10/XX/2044 $0.00 No 33 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1515 Safe Harbor QM (APOR) Yes No $1,688.90 $2,282.81 7.975% $1,067.23 $1,067.23 7.750% No No Employed US Citizen $12,886.82 1 $3,609.36 $1,484.04 $300.78 $123.67 24.565% 24.565% 24.565% 08/26/2024 761 No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,688.90 6.090% $0.00 2.8 None Yes No 7.750% 0 0 0 2 0 0.00 No Not Stated 10/XX/2044 No 8 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1516 Safe Harbor QM (APOR) Yes No $1,295.00 $1,984.71 8.208% $2,426.55 $2,426.55 8.000% No No Employed Employed US Citizen US Citizen $12,172.47 1 $5,688.60 $3,744.00 $474.05 $312.00 46.637% 46.637% 46.637% 08/27/2024 704 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,295.00 6.050% $0.00 1.3 None Yes No 8.000% 2 2 0 0 2 0 0.00 No No 10/XX/2034 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2021 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2021 [Redacted] [Redacted] [Redacted] 1517 Non QM Yes No $4,279.55 $4,208.07 9.491% $847.12 $847.12 8.875% No No Employed US Citizen $3,668.84 1 $9,817.92 $1,553.04 $818.16 $129.42 48.357% 48.357% 48.357% 09/16/2024 725 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,279.55 6.380% $0.00 1.4 None Yes No 8.875% 2 0 0 3 0 0.00 No Not Stated 10/XX/2044 No 31 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1518 Safe Harbor QM (APOR) Yes No $1,447.75 $852.47 7.798% $528.61 $528.61 7.625% No No Employed US Citizen $4,345.56 1 $1,251.00 $1,473.00 $104.25 $122.75 43.215% 43.215% 43.215% 09/07/2024 722 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,447.75 6.030% $0.00 None N/A No 7.625% 2 0 0 2 0 0.00 No No 10/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1519 Safe Harbor QM (APOR) Yes No $2,014.12 $2,518.74 8.028% $1,805.81 $1,805.81 7.875% No No Employed Employed US Citizen US Citizen $35,364.08 1 $8,907.36 $2,991.00 $742.28 $249.25 16.374% 16.374% 16.374% 09/13/2024 791 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,014.12 6.030% $0.00 None N/A No 7.875% 2 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 No 33 33 Yes Commitment Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; WVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1520 Higher Priced QM (APOR) Yes No $837.59 $1,120.09 11.612% $370.49 $370.49 11.125% No No Employed US Citizen $3,192.82 1 $1,519.44 $1,665.96 $126.62 $138.83 42.772% 42.772% 42.772% 08/28/2024 704 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $837.59 6.090% $0.00 3.6 None Yes No 11.125% 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 No 22 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2021 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2021 [Redacted] [Redacted] [Redacted] 1521 Non QM Yes No $1,645.00 $2,313.51 10.023% $2,123.99 $2,123.99 9.875% No No Employed US Citizen $7,075.90 1 $6,040.32 $12,723.96 $503.36 $1,060.33 43.393% 43.393% 43.393% 08/26/2024 674 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,645.00 6.090% $0.00 None N/A No 9.875% 1 2 0 3 2 0.00 No 10/XX/2044 No Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2009 $XXX $XXX No Individual No No Fair Isaac (VER. 2) FICO Classic V5 Facta FICO Risk Score Classic 04 0.2 No No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1522 Safe Harbor QM (APOR) Yes No $1,490.00 $2,142.24 8.683% $3,629.99 $3,629.99 8.625% No No Employed US Citizen $8,745.14 1 $5,210.28 $7,703.64 $434.19 $641.97 41.699% 41.699% 41.699% 09/09/2024 815 No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,490.00 5.950% $0.00 1.7 None Yes No 8.625% 0 0 0 2 0 0.00 No No 10/XX/2044 No 31 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1523 Safe Harbor QM (APOR) Yes No $1,970.66 $2,340.51 8.319% $1,387.82 $1,387.82 8.125% No No Employed Employed US Citizen US Citizen $10,889.05 1 $9,827.40 $2,244.00 $818.95 $187.00 36.569% 36.570% 36.570% 08/29/2024 766 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,970.66 6.090% $0.00 None N/A No 8.125% 2 2 0 0 2 0 0.00 No Not Stated 10/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2021 [Redacted] [Redacted] [Redacted] 1524 Safe Harbor QM (APOR) Yes No $3,800.00 $5,086.15 8.381% $866.10 $866.10 7.750% No No Employed US Citizen $4,466.32 1 $2,127.96 $852.96 $177.33 $71.08 42.740% 42.740% 42.740% 09/11/2024 811 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,800.00 5.950% $0.00 1.0 None Yes No 7.750% 1 2 0 3 2 0.00 No Not Stated 11/XX/2044 $0.00 No 17 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Beacon 5.0 FICO Risk Score Classic 04 0 No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1525 Higher Priced QM (APOR) Yes No $2,396.23 $2,606.33 10.467% $505.00 $505.00 9.750% No No Employed US Citizen $6,847.43 1 $1,152.00 $2,083.08 $96.00 $173.59 25.301% 25.301% 25.301% 10/03/2024 760 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,396.23 5.760% $0.00 None N/A No 9.750% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1526 Higher Priced QM (APOR) Yes No $995.00 $1,490.63 10.186% $583.62 $583.62 9.875% No No Employed Employed US Citizen US Citizen $6,665.60 1 $4,166.16 $3,117.72 $347.18 $259.81 42.759% 42.759% 42.759% 07/06/2024 715 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.450% $0.00 None N/A No 9.875% 2 2 0 0 2 0 0.00 No Not Stated 09/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1527 Higher Priced QM (APOR) Yes No $2,095.00 $1,534.87 9.475% $404.88 $404.88 9.000% No No Employed US Citizen $3,273.77 1 $3,068.40 $4,684.80 $255.70 $390.40 44.645% 44.645% 44.645% 10/03/2024 752 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,095.00 5.760% $0.00 None N/A No 9.000% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 Yes Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1528 Non QM Yes No $2,728.68 $1,390.60 12.483% $1,082.62 $1,082.62 12.300% No No Employed Non-Employment Income US Citizen US Citizen $7,691.23 1 $3,645.96 $1,093.32 $303.83 $91.11 42.701% 42.701% 42.701% 09/10/2024 674 No No [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,728.68 5.990% $0.00 None N/A No 12.300% 1 0 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1529 Safe Harbor QM (APOR) Yes No $2,846.17 $3,309.64 9.155% $592.19 $592.19 8.500% No No Employed US Citizen $3,536.81 1 $4,037.28 $2,886.96 $336.44 $240.58 49.271% 49.271% 49.271% 09/18/2024 765 No No [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,846.17 5.760% $0.00 None N/A No 8.500% 1 0 0 2 0 0.00 No No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1530 Non QM Yes No $1,822.36 $1,083.13 12.668% $705.29 $705.29 12.425% No No Employed Employed US Citizen US Citizen $8,693.28 1 $7,212.12 $5,082.96 $601.01 $423.58 40.606% 40.606% 40.606% 09/27/2024 668 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,822.36 5.850% $0.00 None N/A No 12.425% 2 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1531 Non QM Yes No $4,302.70 $4,761.41 9.576% $1,556.38 $1,556.38 9.050% No No Employed US Citizen $7,633.62 1 $9,994.68 $2,464.92 $832.89 $205.41 43.538% 43.538% 43.538% 10/09/2024 705 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,302.70 5.500% $0.00 None N/A No 9.050% 2 0 0 2 0 0.00 No 11/XX/2039 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 0 No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1532 Safe Harbor QM (APOR) Yes No $995.00 $1,383.31 9.050% $755.77 $755.77 8.835% No No Employed US Citizen $10,388.44 1 $3,737.64 $3,759.36 $311.47 $313.28 34.389% 34.389% 34.389% 10/03/2024 758 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.840% $0.00 None N/A No 8.835% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1533 Non QM Yes No $3,199.00 $3,655.55 11.835% $1,269.40 $1,269.40 11.375% No No Employed US Citizen $17,176.85 1 $1,195.80 $2,995.68 $99.65 $249.64 41.001% 41.001% 41.001% 10/03/2024 663 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,199.00 5.760% $0.00 None N/A No 11.375% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1534 Safe Harbor QM (APOR) Yes No $3,214.00 $3,661.47 7.926% $844.27 $844.27 7.475% No No Employed US Citizen $11,530.86 1 $2,287.32 $2,148.96 $190.61 $179.08 20.716% 20.716% 20.716% 09/30/2024 792 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,214.00 5.840% $0.00 None N/A No 7.475% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 2.16 No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1535 Non QM Yes No $3,710.28 $4,331.77 11.410% $1,192.10 $1,192.10 10.875% No No Employed Employed US Citizen US Citizen $6,416.60 1 $3,225.24 $1,299.00 $268.77 $108.25 39.809% 39.809% 39.809% 09/23/2024 655 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $3,710.28 5.850% $0.00 None N/A No 10.875% 0 1 0 0 2 0 0.00 No 11/XX/2044 No 33 13 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1536 Safe Harbor QM (APOR) Yes No $4,799.00 $5,435.07 6.955% $1,505.78 $1,505.78 6.624% No No Employed US Citizen $18,703.86 1 $4,439.52 $4,101.96 $369.96 $341.83 33.445% 33.445% 33.445% 09/25/2024 814 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,799.00 5.760% $0.00 None N/A No 6.624% 0 0 0 2 0 0.00 No No 11/XX/2044 No 34 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1537 Safe Harbor QM (APOR) Yes No $2,195.00 $1,587.95 9.248% $444.25 $444.25 8.825% No No Employed US Citizen $3,113.96 1 $1,934.52 $3,245.16 $161.21 $270.43 42.695% 42.695% 42.695% 10/04/2024 701 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $2,195.00 5.760% $0.00 None N/A No 8.825% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2011 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1538 Safe Harbor QM (APOR) Yes No $2,650.00 $1,605.16 8.431% $615.32 $615.32 8.150% No No Non-Employment Income Employed US Citizen US Citizen $6,252.83 1 $5,234.52 $1,568.04 $436.21 $130.67 35.691% 35.691% 35.691% 09/17/2024 754 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 1yr Full Doc 0 0 0 Spring EQ $2,650.00 5.950% $0.00 None N/A No 8.150% 0 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 34 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 12/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1539 Safe Harbor QM (APOR) Yes No $2,816.81 $1,497.22 8.914% $586.53 $586.53 8.625% No No Employed US Citizen $4,501.71 1 $3,136.32 $2,600.64 $261.36 $216.72 39.608% 39.608% 39.608% 09/30/2024 712 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,816.81 5.760% $0.00 None N/A No 8.625% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2022 [Borrower]; Transcripts (1040) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2021 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2021 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Royalty]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Royalty]; Other - 2024 [Borrower]; Transcripts (1040) - 2022 [Borrower - | Non-Primary Income - Royalty]; Other - 2022 [Borrower]; 1040 - 2021 [Redacted] [Redacted] [Redacted] 1540 N/A No No $2,799.00 $1,309.04 10.716% $1,001.74 $1,001.74 10.550% No No Self-Employed US Citizen $7,628.27 1 $1,872.12 $1,076.40 $156.01 $89.70 47.841% 47.841% 47.841% 09/04/2024 751 No No [Borrower - | Non-Primary Income - Royalty]; Other - 2021 [Borrower]; Transcripts (1040) - 2021 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,799.00 5.760% $0.00 None N/A No 10.550% 1 2 0 2 3 No 11/XX/2044 $1,586.19 No Yes Title Search Individual Individual 1 $XXX XXX% 12/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) 1 No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1541 Safe Harbor QM (APOR) Yes No $2,813.00 $1,001.35 7.759% $896.20 $896.20 7.649% No No Employed US Citizen $7,834.69 1 $0.00 $7,777.32 $0.00 $648.11 45.713% 45.713% 45.713% 09/23/2024 783 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,813.00 5.760% $0.00 None N/A No 7.649% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1542 Safe Harbor QM (APOR) Yes No $2,195.00 $2,254.32 9.425% $535.98 $535.98 8.900% No No Employed Employed US Citizen US Citizen $11,759.65 1 $12,440.28 $3,216.96 $1,036.69 $268.08 31.497% 31.497% 31.497% 10/14/2024 681 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,195.00 5.990% $0.00 None N/A No 8.900% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 9/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1543 Safe Harbor QM (APOR) Yes No $8,799.00 $10,021.21 6.735% $3,727.57 $3,727.57 6.499% No No Employed US Citizen $32,082.51 1 $6,871.68 $5,486.28 $572.64 $457.19 33.889% 33.889% 33.889% 09/24/2024 803 No No [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $8,799.00 5.760% $0.00 None N/A No 6.499% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Commitment Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1544 N/A No No $4,395.00 $2,623.39 8.285% $1,345.68 $1,345.68 8.074% No No Employed US Citizen $9,309.13 1 $936.48 $969.00 $78.04 $80.75 38.720% 38.720% 38.720% 10/10/2024 788 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $4,395.00 5.990% $0.00 None N/A No 8.074% 2 0 0 2 0 0.00 No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1545 Safe Harbor QM (APOR) Yes No $10,799.00 $11,657.15 6.740% $2,952.69 $2,952.69 6.374% No No Employed US Citizen $14,614.80 1 $13,837.68 $983.04 $1,153.14 $81.92 33.408% 33.408% 33.408% 10/10/2024 800 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $10,799.00 5.840% $0.00 None N/A No 6.374% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Short Form Fee Simple Individual Individual 1 $XXX XXX% 9/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1546 Higher Priced QM (APOR) Yes No $1,745.00 $1,419.07 11.123% $506.77 $506.77 10.725% No No Employed Employed US Citizen US Citizen $5,097.18 1 $912.36 $6,184.92 $76.03 $515.41 39.045% 39.045% 39.045% 09/12/2024 644 No No [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,745.00 5.990% $0.00 None N/A No 10.725% 0 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 32 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1040 - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1547 Safe Harbor QM (APOR) Yes No $5,049.00 $6,320.35 7.604% $1,580.63 $1,580.63 7.249% No No Employed US Citizen $5,226.02 1 $13,892.88 $3,540.60 $1,157.74 $295.05 49.804% 49.804% 49.804% 09/11/2024 765 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $5,049.00 5.990% $0.00 None N/A No 7.249% 2 2 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 11/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1548 Safe Harbor QM (APOR) Yes No $1,861.14 $1,680.24 9.077% $388.21 $388.21 8.600% No No Employed US Citizen $3,773.14 1 $5,094.12 $2,252.40 $424.51 $187.70 49.756% 49.756% 49.756% 09/26/2024 753 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,861.14 5.760% $0.00 None N/A No 8.600% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1549 Safe Harbor QM (APOR) Yes No $3,595.00 $1,997.12 8.950% $1,062.37 $1,062.37 8.775% No No Non-Employment Income US Citizen $7,528.43 1 $2,419.68 $3,084.84 $201.64 $257.07 29.653% 29.653% 29.653% 09/12/2024 739 No No [Borrower - | Non-Primary Income - Pension]; Account Statements - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $3,595.00 5.990% $0.00 None N/A No 8.775% 0 0 0 2 0 0.00 No No 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2017 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1550 Safe Harbor QM (APOR) Yes No $1,305.00 $1,168.64 8.782% $239.27 $239.27 8.025% No No Employed US Citizen $3,641.54 1 $2,766.36 $1,861.68 $230.53 $155.14 25.426% 25.426% 25.426% 10/01/2024 741 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,305.00 5.410% $0.00 None N/A No 8.025% 2 0 0 2 0 0.00 No Not Stated 11/XX/2039 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1551 Safe Harbor QM (APOR) Yes No $2,395.00 $1,623.98 8.621% $512.18 $512.18 8.275% No No Employed US Citizen $3,955.66 1 $4,008.60 $4,548.60 $334.05 $379.05 36.545% 36.545% 36.545% 09/26/2024 740 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,395.00 5.850% $0.00 None N/A No 8.275% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1552 Safe Harbor QM (APOR) Yes No $2,449.00 $1,170.08 7.356% $867.68 $867.68 7.224% No No Employed Not Employed US Citizen US Citizen $10,556.53 1 $22,070.28 $4,647.96 $1,839.19 $387.33 37.597% 37.597% 37.597% 10/03/2024 784 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,449.00 5.760% $0.00 None N/A No 7.224% 2 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1553 Safe Harbor QM (APOR) Yes No $2,815.00 $1,840.40 9.220% $645.49 $645.49 8.950% No No Employed US Citizen $38,450.16 1 $8,861.40 $885.00 $738.45 $73.75 25.505% 25.505% 25.505% 10/21/2024 747 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,815.00 6.330% $0.00 None N/A No 8.950% 2 0 0 2 0 0.00 No Not Stated 12/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1554 Non QM Yes No $3,120.00 $1,534.28 9.890% $929.43 $929.43 9.675% No No Employed US Citizen $12,349.57 1 $7,146.72 $1,804.56 $595.56 $150.38 22.328% 22.328% 22.328% 10/15/2024 700 No No [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 1 0 0 0 Spring EQ $3,120.00 5.990% $0.00 None N/A No 9.675% 0 0 0 2 0 0.00 No 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2018 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1555 Higher Priced QM (APOR) Yes No $2,307.50 $1,881.61 11.296% $1,027.83 $1,027.83 10.875% No No Employed US Citizen $9,288.19 1 $2,609.16 $1,158.96 $217.43 $96.58 24.668% 24.668% 24.668% 10/11/2024 644 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,307.50 5.720% $0.00 None N/A No 10.875% 2 0 0 2 0 0.00 No Not Stated 12/XX/2034 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 2/XX/2013 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1556 Higher Priced QM (APOR) Yes No $2,233.00 $1,504.11 10.301% $496.56 $496.56 9.875% No No Employed Non-Permanent Resident Alien India $7,571.67 1 $6,455.88 $5,609.52 $537.99 $467.46 44.960% 44.960% 44.960% 10/10/2024 786 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,233.00 5.840% $0.00 None N/A No 9.875% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 34 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1040 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1557 Safe Harbor QM (APOR) Yes No $1,259.00 $909.32 8.608% $277.26 $277.26 8.225% No No Employed Employed US Citizen US Citizen $9,851.25 1 $2,481.12 $1,150.92 $206.76 $95.91 40.309% 40.309% 40.309% 10/10/2024 787 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,259.00 5.840% $0.00 None N/A No 8.225% 2 1 1 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 3/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1558 Safe Harbor QM (APOR) Yes No $2,599.00 $2,931.76 8.237% $486.11 $486.11 7.575% No No Employed US Citizen $7,090.15 1 $4,780.44 $3,888.96 $398.37 $324.08 38.518% 38.518% 38.518% 10/10/2024 759 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,599.00 5.840% $0.00 None N/A No 7.575% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 1/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1559 Safe Harbor QM (APOR) Yes No $2,399.00 $2,754.69 8.084% $650.60 $650.60 7.625% No No Employed Employed US Citizen US Citizen $4,392.77 1 $3,242.16 $365.88 $270.18 $30.49 36.984% 36.984% 36.984% 10/07/2024 721 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,399.00 5.840% $0.00 None N/A No 7.625% 2 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 2/XX/2022 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1560 Safe Harbor QM (APOR) Yes No $3,249.00 $4,006.39 6.968% $730.60 $730.60 6.499% No No Employed US Citizen $3,173.60 1 $2,106.12 $891.96 $175.51 $74.33 40.513% 40.513% 40.513% 09/27/2024 767 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,249.00 5.840% $0.00 None N/A No 6.499% 2 0 0 3 0 0.00 No Not Stated 12/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 8/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower - | Primary Income - Pension]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1561 Higher Priced QM (APOR) Yes No $2,252.50 $1,647.33 12.022% $500.41 $500.41 11.475% No No Non-Employment Income US Citizen $4,727.10 1 $7,139.40 $929.04 $594.95 $77.42 43.725% 43.725% 43.725% 10/05/2024 665 No No [Borrower - | Non-Primary Income - Pension]; Paystubs - 2024 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,252.50 5.760% $0.00 None N/A No 11.475% 0 1 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1562 Safe Harbor QM (APOR) Yes No $5,539.00 $5,886.94 8.204% $1,963.97 $1,963.97 7.875% No No Employed US Citizen $33,450.04 1 $9,642.60 $3,342.84 $803.55 $278.57 25.499% 25.499% 25.499% 10/04/2024 710 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 1 0 0 Spring EQ $5,539.00 6.270% $0.00 None N/A No 7.875% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 21 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1563 Safe Harbor QM (APOR) Yes No $3,913.50 $4,273.12 6.464% $786.43 $786.43 5.974% No No Employed US Citizen $7,026.60 1 $4,921.80 $1,645.68 $410.15 $137.14 27.613% 27.613% 27.613% 10/04/2024 778 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,913.50 5.760% $0.00 None N/A No 5.974% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Employer Letter - 2024 [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1564 Higher Priced QM (APOR) Yes No $1,538.00 $1,132.87 9.406% $313.78 $313.78 8.950% No No Employed US Citizen $3,219.99 1 $3,238.56 $2,033.88 $269.88 $169.49 35.891% 35.891% 35.891% 10/04/2024 716 No No [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,538.00 5.760% $0.00 None N/A No 8.950% 0 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 3/XX/2019 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1565 Safe Harbor QM (APOR) Yes No $2,599.00 $2,944.48 7.170% $684.27 $684.27 6.749% No No Employed US Citizen $11,281.56 1 $3,891.00 $7,192.68 $324.25 $599.39 32.616% 32.616% 32.616% 10/01/2024 765 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,599.00 5.760% $0.00 None N/A No 6.749% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1566 Safe Harbor QM (APOR) Yes No $2,999.00 $3,546.42 7.265% $608.24 $608.24 6.749% No No Employed US Citizen $4,963.44 1 $7,545.00 $1,223.04 $628.75 $101.92 37.272% 37.272% 37.272% 10/01/2024 789 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,999.00 5.760% $0.00 None N/A No 6.749% 2 0 0 2 0 0.00 No Not Stated 12/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1567 Safe Harbor QM (APOR) Yes No $3,245.00 $1,422.57 8.549% $1,294.62 $1,294.62 8.425% No No Employed US Citizen $17,209.19 1 $8,865.84 $2,049.96 $738.82 $170.83 22.894% 22.894% 22.894% 08/27/2024 791 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,245.00 6.270% $0.00 None N/A No 8.425% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 4/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1568 Higher Priced QM (APOR) Yes No $1,538.00 $1,063.75 9.778% $370.24 $370.24 9.400% No No Employed US Citizen $5,991.58 1 $2,693.40 $2,097.84 $224.45 $174.82 39.853% 39.853% 39.853% 09/30/2024 682 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $1,538.00 5.760% $0.00 None N/A No 9.400% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2009 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Foster Care]; Account Statements - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Child Support]; Account Statements - 2024 [Coborrower]; 4506-C - 2023 [Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2023 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1569 Non QM Yes No $3,447.00 $2,524.97 13.014% $1,539.87 $1,539.87 12.875% No No Employed Employed US Citizen US Citizen $10,420.98 1 $5,268.00 $1,251.96 $439.00 $104.33 38.712% 38.712% 38.712% 09/30/2024 687 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $3,447.00 5.840% $0.00 None N/A No 12.875% 2 0 0 0 2 0 0.00 No 12/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1570 Non QM Yes No $7,799.00 $3,977.51 10.359% $3,447.44 $3,447.44 10.300% No No Employed Employed US Citizen US Citizen $7,815.40 1 $8,132.16 $2,130.12 $677.68 $177.51 46.852% 46.852% 46.852% 09/27/2024 760 No No [Coborrower(s) - | Primary Income - Wages]; WVOE - 2024 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $7,799.00 5.850% $0.00 None N/A No 10.300% 0 0 0 0 2 0 0.00 No 12/XX/2044 $0.00 No 34 8 Yes Short Form Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 7/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1571 Safe Harbor QM (APOR) Yes No $2,099.00 $1,123.85 8.532% $555.88 $555.88 8.300% No No Employed US Citizen $7,761.99 1 $2,258.88 $954.48 $188.24 $79.54 30.640% 30.640% 30.640% 09/24/2024 728 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,099.00 5.850% $0.00 None N/A No 8.300% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No 33 Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 5/XX/2015 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1040 - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2022 [Coborrower]; 4506-C - 2022 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2024 [Coborrower]; 4506-C - 2022 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; Transcripts (1040) - 2022 [Redacted] [Redacted] [Redacted] 1572 Safe Harbor QM (APOR) Yes No $5,549.00 $6,903.63 7.384% $1,550.48 $1,550.48 6.999% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $6,586.43 1 $6,870.00 $2,823.96 $572.50 $235.33 49.721% 49.721% 49.721% 09/16/2024 777 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Retirement Income - Fully Verified 0 0 0 Spring EQ $5,549.00 5.760% $0.00 None N/A No 6.999% 0 0 2 0 2 2 0.00 No Not Stated 12/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 10/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) No No [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Primary Income - Wages]; Paystubs - 2022 [Borrower]; 4506-C - 2023 [Redacted] [Redacted] [Redacted] 1573 Higher Priced QM (APOR) Yes No $995.00 $1,797.39 9.882% $686.43 $686.43 9.625% No No Employed US Citizen $3,079.63 1 $2,858.28 $1,794.00 $238.19 $149.50 40.776% 40.776% 40.776% 10/08/2024 680 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 6.330% $0.00 None N/A No 9.625% 2 0 0 2 0 0.00 No Not Stated 12/XX/2044 $0.00 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 12/XX/2021 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; Other - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2022 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1574 Safe Harbor QM (APOR) Yes No $995.00 $1,341.87 8.701% $516.90 $516.90 8.400% No No Employed US Citizen $3,776.28 1 $1,625.28 $3,075.84 $135.44 $256.32 42.479% 42.479% 42.479% 10/08/2024 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $995.00 5.840% $0.00 None N/A No 8.400% 2 0 0 2 0 0.00 No Not Stated 11/XX/2044 No Yes Title Search Fee Simple Individual Individual 1 $XXX XXX% 6/XX/2020 $XXX $XXX No Individual No No Fair Isaac (VER. 2) No [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2024 [Borrower - | Primary Income - Wages]; VVOE - 2024 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower]; 4506-C - 2023 [Borrower - | Primary Income - Wages]; W-2 - 2022 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2024 [Borrower]; 4506-C - 2022 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2024 [Coborrower]; 4506-C - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower]; 4506-C - 2022 [Redacted] [Redacted] [Redacted] 1575 N/A No No $2,099.00 $1,522.73 9.164% $581.65 $581.65 8.924% No No Employed Employed Permanent Resident Alien Permanent Resident Alien $20,256.84 1 $6,319.44 $4,193.16 $526.62 $349.43 36.708% 36.708% 36.708% 10/04/2024 811 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2022 [Coborrower]; 4506-C - 2022 Full Documentation (F) 2yr Full Doc 0 0 0 Spring EQ $2,099.00 5.760% $0.00 None N/A No 8.924% 2 2 0 0 2 0 0.00 No 12/XX/2044 No 33 33 Yes Title Search Fee Simple Individual Individual Individual Individual 1 $XXX XXX% 8/XX/2016 $XXX $XXX No Individual No No Fair Isaac (VER. 2) Fair Isaac (VER. 2) Resident Alien Card Resident Alien Card Yes No