APF II RESI O4B-24A, LLC Form ABS-15G

EXHIBIT 99.3 - SCHEDULE 3

 

Loan ID Seller Loan ID Redaction ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXXX   1017261 XXXXX B1 Credit Report Date creditLiabilitiesPage 10-29-2024 09/27/2024 Per only credit report provided
XXXXX   1017261 XXXXX Property Type propertyValuationPage Townhouse PUD Per appraisal
XXXXX   1017266 XXXXX Originator QM Status diligenceFinalLookPage QM: Safe Harbor APOR (APOR SH) Non-QM: Lender documented all ATR UW factors  
XXXXX   1017266 XXXXX Property Type propertyValuationPage Condominium Single Family Detached per appraisal
XXXXX   1017274 XXXXX Property Type propertyValuationPage Townhouse Single Family Detached Per appraisal 
XXXXX   1017355 XXXXX Cash Disbursement Date finalCdDetailPage XXXXX XXXXX Per Final CD
XXXXX   1017379 XXXXX Cash Disbursement Date finalCdDetailPage XXXXX XXXXX per CD
XXXXX   1017384 XXXXX Borrower 1 Qualifying Income employmentIncomePage 79404.65 70404.00 Audit calc income match with the lender income worksheet.
XXXXX   1017384 XXXXX Cash Disbursement Date finalCdDetailPage XXXXX XXXXX Per CD.
XXXXX   1017384 XXXXX Originator QM Status diligenceFinalLookPage Non-QM: Lender documented all ATR UW factors ATR/QM: Exempt Per tape purchase Primary residence. Not ATR/QM exempt. 
XXXXX   1017384 XXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.34 36.20 Audit calculated lower income.
XXXXX   1017384 XXXXX Qualifying Total Reserves Number of Months assetPage 28.43 37.00 Per asset docs
XXXXX   1017384 XXXXX Total Qualified Assets Available For Reserves assetPage 394614.86 459966.25 Per asset docs
XXXXX   1017384 XXXXX Total Qualifying Income employmentIncomePage 79404.65 70404.00 Audit calc income match with the lender income worksheet.
XXXXX   1017418 XXXXX Cash Disbursement Date finalCdDetailPage XXXXX XXXXX Per final Closing Disclosure in file.
XXXXX   1017418 XXXXX Qualifying FICO creditLiabilitiesPage 682 700 Use lowest mid score per GL
XXXXX   1017418 XXXXX Qualifying Total Reserves Number of Months assetPage 22.39 0.00 per assets/from cashout proceeds