The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY CLASS B COM 084670702 34,249,723 75,559 SH SOLE 75,559 0 0
VANGUARD VALUE ETF ETF 922908744 14,327,859 84,630 SH SOLE 84,630 0 0
SPDR S&P 500 ETF S&P 500 ETF SHS 78462F103 10,554,236 18,008 SH SOLE 18,008 0 0
SPDR BLOOMBERG 1 3 MNTH T BLL ETF BLOOMBERG 1-3 MO 78468R603 9,052,899 99,014 SH SOLE 99,014 0 0
CHUBB LTD F COM H1467J104 5,754,500 20,827 SH SOLE 20,827 0 0
NETFLIX INC COM 64110L106 5,021,102 5,633 SH SOLE 5,633 0 0
CHEVRON CORP NEW COM 166764100 4,256,847 29,390 SH SOLE 29,390 0 0
CITIGROUP INC COM 172967424 3,471,986 49,325 SH SOLE 49,325 0 0
AMAZON.COM INC COM 023135106 3,013,760 13,737 SH SOLE 13,737 0 0
APPLE INC COM 037833100 2,776,840 11,088 SH SOLE 11,088 0 0
MICROSOFT CORP COM 594918104 1,889,485 4,482 SH SOLE 4,482 0 0
META PLATFORMS INC CLASS A COM 30303M102 1,868,166 3,190 SH SOLE 3,190 0 0
HOME DEPOT INC COM 437076102 1,747,451 4,492 SH SOLE 4,492 0 0
ALPHABET INC CLASS A COM 02079K305 1,684,580 8,899 SH SOLE 8,899 0 0
VANGUARD HIGH DIVIDEND YIELD ETF DIV APP ETF 921946406 1,542,092 12,086 SH SOLE 12,086 0 0
PFIZER INC COM 717081103 1,362,793 51,368 SH SOLE 51,368 0 0
T COM 00206R102 1,262,892 55,463 SH SOLE 55,463 0 0
DISNEY WALT CO COM 254687106 1,190,268 10,689 SH SOLE 10,689 0 0
ISHARES 20 PLS YEAR TREASURY BND ETF ETF 464287432 1,129,613 12,935 SH SOLE 12,935 0 0
VANGUARD TOTAL STOCK MARKET ETF UT SER 1 922908769 1,007,476 3,476 SH SOLE 3,476 0 0
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109 946,312 2,224 SH SOLE 2,224 0 0
BOEING CO COM 097023105 804,465 4,545 SH SOLE 4,545 0 0
MARKEL GROUP INC COM 570535104 800,970 464 SH SOLE 464 0 0
SPDR S&P 500 FOSSIL FUEL RES FRE ETF S&P 500 ETF SHS 78468R663 751,380 15,605 SH SOLE 15,605 0 0
SPDR PORTFOLIO HIGH YIELD BND ETF High Yld Corp BD 78468R622 740,314 31,543 SH SOLE 31,543 0 0
INVSC QQQ TRUST SRS 1 ETF IV UNIT SER 1 46090E103 684,061 1,338 SH SOLE 1,338 0 0
ALTRIA GROUP INC COM 02209S103 612,355 11,710 SH SOLE 11,710 0 0
SPDR PORTFOLIO S P 1500 CMPST ST ETF PORTFOLIO S&P1500 78464A102 524,010 7,336 SH SOLE 7,336 0 0
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 518,814 2,649 SH SOLE 2,649 0 0
ISHARES BITCOIN ETF ETF 46435G870 458,352 8,640 SH SOLE 8,640 0 0
DELTA AIR LINES INC DEL COM 247361702 451,935 7,470 SH SOLE 7,470 0 0
EXXON MOBIL CORP COM 30231G102 427,268 3,972 SH SOLE 3,972 0 0
NVIDIA CORP COM 67066G104 322,501 2,401 SH SOLE 2,401 0 0
ISHARES CORE S&P 500 ETF S&P 500 ETF SHS 464287200 307,290 522 SH SOLE 522 0 0
T-MOBILE US INC COM 872590104 303,945 1,377 SH SOLE 1,377 0 0
VANGUARD 500 INDEX ADMIR AL S&P 500 ETF SHS 922908710 279,929 515 SH SOLE 515 0 0