The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 213,000 5,251 SH SOLE 5,251 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321 9,727,000 177,096 SH SOLE 177,096 0 0
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 7,014,000 289,042 SH SOLE 289,042 0 0
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 2,608,000 52,038 SH SOLE 52,038 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 2,277,000 31,786 SH SOLE 31,786 0 0
ISHARES INC MSCI CDA ETF 464286509 3,946,000 97,919 SH SOLE 97,919 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,537,000 86,881 SH SOLE 86,881 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 434,000 13,012 SH SOLE 13,012 0 0
ISHARES TR CORE S&P500 ETF 464287200 21,158,000 35,942 SH SOLE 35,942 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,002,000 11,476 SH SOLE 11,476 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 4,046,000 43,764 SH SOLE 43,764 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,118,000 27,062 SH SOLE 27,062 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,046,000 8,906 SH SOLE 8,906 0 0
ISHARES TR JPMORGAN USD EMG 464288281 489,000 5,497 SH SOLE 5,497 0 0
ISHARES TR MBS ETF 464288588 20,141,000 219,688 SH SOLE 219,688 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,211,000 23,503 SH SOLE 23,503 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,630,000 50,864 SH SOLE 50,864 0 0
ISHARES TR SHORT TREAS BD 464288679 1,330,000 12,078 SH SOLE 12,078 0 0
ISHARES TR 10+ YR INVST GRD 464289511 245,000 4,968 SH SOLE 4,968 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 9,433,000 52,968 SH SOLE 52,968 0 0
ISHARES TR CORE MSCI EAFE 46432F842 9,977,000 141,957 SH SOLE 141,957 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 5,191,000 121,818 SH SOLE 121,818 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 424,000 3,294 SH SOLE 3,294 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 938,000 12,324 SH SOLE 12,324 0 0
ISHARES TR BROAD USD HIGH 46435U853 7,945,000 215,969 SH SOLE 215,969 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507 1,528,000 30,265 SH SOLE 30,265 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 218,000 3,784 SH SOLE 3,784 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 8,107,000 141,554 SH SOLE 141,554 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 9,427,000 187,151 SH SOLE 187,151 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 522,000 11,808 SH SOLE 11,808 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 588,000 14,943 SH SOLE 14,943 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 515,000 12,287 SH SOLE 12,287 0 0
PACER FDS TR PACER US SMALL 69374H857 3,138,000 71,294 SH SOLE 71,294 0 0
PACER FDS TR US CASH COWS 100 69374H881 9,300,000 164,655 SH SOLE 164,655 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 5,956,000 180,526 SH SOLE 180,526 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531 678,000 12,008 SH SOLE 12,008 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 413,000 9,562 SH SOLE 9,562 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 3,548,000 85,020 SH SOLE 85,020 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 739,000 10,746 SH SOLE 10,746 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 863,000 44,310 SH SOLE 44,310 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1,191,000 51,551 SH SOLE 51,551 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 695,000 6,625 SH SOLE 6,625 0 0