Business Purpose Data

Run Date - 02/07/2025 9:58:15 AM

Evolve Loan ID Redacted ID Seller Loan ID Seller Name Originator Name Guideline Author Loan Program Loan Program Date Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Rental Source for Property DTI Calculation Short Term Rental Property DTI Investor DTI  Value Used for DSCR Calc DSCR Total DSCR PITIA Lease End Date Original Lease Term Is Lease Month To Month Rent Loss Insurance Rent Loss Insurance Amount Actual Loss Amount HOA Flag HOA Monthly Premium Amount Monthly Property Tax Monthly Insurance Cost Asset Verification Blanket Mortgage Flag Number of Mortgaged Properties With Lender Number of Properties Foreign National Alternative Credit Documentation Foreign National Borrower 1 Foreign National Borrower 2 Investor Type Months Reserves Number of Years Property Owned Borrower Residency Status Co Borrower Residency Status Qualifying Credit Score Months Bankruptcy 7 11  Months Bankruptcy 13  Months Deed in Lieu Months Short Sale or Pre FC  Prior Mtg Rent Late 30d in 12m  Prior Mtg Rent Late 60d in 12m  Prior Mtg Rent Late 90d in 12m  Prior Mtg Rent Late 30d in 24m  Prior Mtg Rent Late 60d in 24m  Prior Mtg Rent Late 90d in 24m  Section 8 Street Address Borrower 1 Type Borrower 1 Designation Borrower 1 First Name Borrower 1 Last Name Borrower 2 Type Borrower 2 Designation Borrower 2 First Name Borrower 2 Last Name Borrower 3 Designation Borrower 3 First Name Borrower 3 Last Name Borrower 4 Designation Borrower 4 First Name Borrower 4 Last Name Personal Guarantee Personal Guaranty Recourse Level  Guarantor 1 First Name Guarantor 1 Last Name Guarantor 1 Number of Mortgaged Properties Guarantor 1 Citizenship Guarantor 1 Asset Verification Level Guarantor 1 Experian FICO Guarantor 1 Equifax FICO Guarantor 1 Trans Union FICO Guarantor 2 First Name Guarantor 2 Last Name Guarantor 2 Number of Mortgaged Properties Guarantor 2 Citizenship Guarantor 2 Asset Verification Level Guarantor 2 Experian FICO Guarantor 2 Equifax FICO Guarantor 2 Trans Union FICO Borrower 1 Employment Status Borrower 2 Employment Status Loan Application Date Sales Contract Date Qualifying Home Value for LTV Number of Units Year Built Total Sq Ft Number of Bedrooms Number of Bathrooms Property Condition Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Borrower Entity Type Name of Borrowing Entity Default Rate Clause Default Rate
XXXXXXX 7832961 XXXXXXX   Union Home Mortgage Acra Lending Seller Guide DSCR- Investor NOO XXXXX Debt Service Coverage Yes Yes $2,600.00 $2,800.00 FNMA 1007/216 Leases No     2600 1.18 1.18 XXXXX 20240501 1 Yes Yes $35,000.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 1 3   No No Experienced 95 9 US Citizen   687 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Employed   20240702   XXXXX 2 XXXX XXXXX 4 2 C4 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXXX 8322857 XXXXXXXXXXX   American Financing Corporation Acra Lending Seller Guide Conv 30 year Fixed - ITIN XXXXX Full Yes No $0.00 $1,750.00 FNMA 1007/216 FNMA 1007/216 No 43.757   0     XXXXX       Yes $6,000.00   YES XXXXX XXXXX XXXXX Stated, Verified NO 1 1   No No Inexperienced 25 3 Non Permanent Resident Alien   787 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXXXX XXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Employed   20240719 XXXXX XXXXX 1 XXXX XXXXX 2 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXX 5439952 XXXXXXXXXX   First Republic Mortgage Acra Lending Seller Guide DSCR- Investor NOO XXXXX Debt Service Coverage Yes Yes $2,300.00 $2,300.00 FNMA 1007/216 Leases No     2300 1.13 1.13 XXXXX 20241206 12 No Yes $32,800.00   YES XXXXX XXXXX XXXXX Stated, Verified NO 1 2   No No Experienced 90 7 US Citizen   748 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXXX Primary Primary XXXX XXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower       Full           0 0 0           0 0 0 Not Required Not Required 20240709   XXXXX 1 XXXX XXXXX 4 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXX 2458954 XXXXXXXXXX   Cake Mortgage Corp. Acra Lending Seller Guide DSCR- Investor NOO XXXXX Debt Service Coverage Yes Yes $2,500.00 $1,850.00 FNMA 1007/216 FNMA 1007/216 No     1850 0.91 0.91 XXXXX 20250701 12 No Yes $0.00 Yes NO XXXXX XXXXX XXXXX Stated, Verified NO 1 3   No No Experienced 80 0.1 US Citizen   629 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXXX Primary Primary XXXXXXXXXXX XXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Not Required   20240614   XXXXX 1 XXXX XXXXX 4 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXX 6410769 XXXXXXXXXX   Cornerstone First Mortgage  Acra Lending Seller Guide DSCR- Foreign National XXXXX Debt Service Coverage Yes No $0.00 $2,314.00 FNMA 1007/216 FNMA 1007/216 No     2314 1.01 1.01 XXXXX       Yes $37,200.00   YES XXXXX XXXXX XXXXX Stated, Verified NO 1 2   Yes Yes Inexperienced 6 6 Non Permanent Resident Alien Non Permanent Resident Alien   0 0                   XXXXXXXXXXXXXXXXXXX                               Full XXXXXX XXXXXXXXXXXXXXX   Non Permanent Resident Alien Stated, Verified       XXXXXXXX XXXXXXXXXXXXX   Non Permanent Resident Alien Stated, Verified       Not Required Not Required 20240711 XXXXX XXXXX 1 XXXX XXXXX 3 2.1 C1 XXXXX $0.00               Limited Liability Corp XXXXX FALSE  
XXXXXXX 5702391 XXXXXXX   Nextres, LLC Acra Lending Seller Guide DSCR- Investor NOO XXXXX Debt Service Coverage Yes Yes $3,000.00 $2,550.00 FNMA 1007/216 Leases No     3000 1.02 1.02 XXXXX 20251231 12 No Yes $25,400.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 1 2   No No Experienced 5 7 US Citizen   611 0 0     0 0 0 0 0 0   XXXXXXXXXXXXXXXXXX                               Full XXXX XXXXXXX   US Citizen Stated, Verified 625 611 608                 Not Required   20240610   XXXXX 1 XXXX XXXXX 5 1.1 C3 XXXXX $0.00               Limited Liability Corp XXXXX FALSE  
XXXXXXXXXXXX 4249402 XXXXXXXXXXXX   Interlinc Mortgage Acra Lending Seller Guide AC30YrFx Citadel Non Conforming 30 XXXXX Debt Service Coverage Yes Yes $1,935.00 $1,950.00 FNMA 1007/216 Leases No     1935 0.9 0.9 XXXXX 20250331 12   Yes $19,500.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 5 18   No No Experienced 75 7 Non Permanent Resident Alien   699 0 0                   XXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Not Required   20240405   XXXXX 1 XXXX XXXXX 3 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXXXX 3175470 XXXXXXXXXXXX   Interlinc Mortgage Acra Lending Seller Guide AC30YrFx Citadel Non Conforming 30 XXXXX Debt Service Coverage Yes Yes $1,850.00 $1,850.00 FNMA 1007/216 Leases No     1850 0.9 0.9 XXXXX 20240630 12   Yes $16,800.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 1 18   No No Experienced 70 7 Non Permanent Resident Alien   699 0 0                   XXXXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Not Required   20240405   XXXXX 1 XXXX XXXXX 3 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXXXX 2407335 XXXXXXXXXXXX   Interlinc Mortgage Acra Lending Seller Guide AC30YrFx Citadel Non Conforming 30 XXXXX Debt Service Coverage Yes Yes $1,850.00 $1,850.00 FNMA 1007/216 FNMA 1007/216 No     1850 0.88 0.88 XXXXX 20240731 12   Yes $25,000.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 5 18   No No Experienced 87 7.9 Non Permanent Resident Alien   699 0 0                   XXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Not Required   20240405   XXXXX 1 XXXX XXXXX 3 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXXXXX 8279848 XXXXXXXXXXXXX   General Mortgage Capital Corporation Acra Lending Seller Guide DSCR- Foreign National XXXXX Debt Service Coverage Yes No $0.00 $1,700.00 FNMA 1007/216 FNMA 1007/216 No     1700 1.68 1.68 XXXXX       Yes $0.00 Yes NO XXXXX XXXXX XXXXX Stated, Verified NO 1 2   Yes No Experienced 58 5 Non Permanent Resident Alien     0 0                   XXXXXXXXXXXXXXXXXXX Primary Primary XX XXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Not Required   20240731 XXXXX XXXXX 1 XXXX XXXXX 3 2 C3 XXXXX $0.00               Individual(s)   FALSE  
XXXXXXXXXX 4391451 XXXXXXXXXX   MCM Holdings, Inc. Acra Lending Seller Guide P&L 12  Months CPA prepared 30yr fixed XXXXX ALTDOC Yes No $0.00 $3,995.00 FNMA 1007/216 FNMA 1007/216 No 44.257   0     XXXXX       Yes $34,400.00   NO XXXXX XXXXX XXXXX Stated, Verified NO 1 1   No No Inexperienced 103 2 US Citizen   682 0 0                   XXXXXXXXXXXXXXXXXXXXXX                                 XXXXXXXX XXXXXXXXXXXXX   US Citizen Stated, Verified 681 686 682                 Employed   20240617   XXXXX 1 XXXX XXXXX 4 3.1 C2 XXXXX $0.00               Corporation XXXXX FALSE  
XXXXXXXXXXXXXX 1842321 XXXXXXXXXXXXXX   City Lending Inc. Acra Lending Seller Guide AC30YrFx Citadel Non Conforming 30 XXXXX ALTDOC Yes No $0.00 $1,706.00 FNMA 1007/216   No 2.384   0     XXXXX       No     NO XXXXX XXXXX XXXXX Stated, Verified NO 1 3   No No Experienced 1 3 Non Permanent Resident Alien   714 0 0                   XXXXXXXXXXXXXXXXXXXXXXX Primary Primary XXXXX XXXXXXXXXXXXXXXX Co-Borrower Co-Borrower     Co-Borrower     Co-Borrower                   0 0 0           0 0 0 Employed   20240614 XXXXX XXXXX 1 XXXX XXXXX 3 1 C4 XXXXX $0.00               Individual(s)   FALSE