<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created by DFIN IXG 1.0.0.0 using Fujitsu Interstage XWand-->
<schema targetNamespace="http://www.jpmorganfunds.com/20250224" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:jpmt="http://www.jpmorganfunds.com/20250224" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="jpmt-20250224_pre.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpmt-20250224_cal.xml" xlink:title="Calculation Links, all" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpmt-20250224_def.xml" xlink:title="Definition Links, all" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="jpmt-20250224_lab.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DocumentDocumentandEntityInformationElements" id="httpwwwjpmorganfundscomroleDocumentDocumentandEntityInformationElements">
        <link:definition>000000 - Document - Document and Entity Information {Elements}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/ScheduleAnnualFundOperatingExpenses000013" id="httpwwwjpmorganfundscomroleScheduleAnnualFundOperatingExpenses000013">
        <link:definition>000013 - Schedule - Annual Fund Operating Expenses</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganGlobalAllocationFundACIShares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganGlobalAllocationFundACIShares">
        <link:definition>000019 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Global Allocation Fund (A C I Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganIncomeBuilderFundACIShares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganIncomeBuilderFundACIShares">
        <link:definition>000029 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Income Builder Fund (A C I Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganGlobalAllocationFundR2R3R4R5R6Shares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganGlobalAllocationFundR2R3R4R5R6Shares">
        <link:definition>000039 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Global Allocation Fund (R2 R3 R4 R5 R6 Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganIncomeBuilderFundR6Shares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganIncomeBuilderFundR6Shares">
        <link:definition>000049 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Income Builder Fund (R6 Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganTaxAwareRealReturnFundACIShares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganTaxAwareRealReturnFundACIShares">
        <link:definition>000059 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Tax Aware Real Return Fund (A C I Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganTaxAwareRealReturnFundR6Shares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganTaxAwareRealReturnFundR6Shares">
        <link:definition>000069 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Tax Aware Real Return Fund (R6 Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.jpmorganfunds.com/role/DisclosureRiskReturnDetailDataElementsJPMorganResearchMarketNeutralFundACIShares" id="httpwwwjpmorganfundscomroleDisclosureRiskReturnDetailDataElementsJPMorganResearchMarketNeutralFundACIShares">
        <link:definition>000079 - Disclosure - Risk/Return Detail Data {Elements} - JPMorgan Research Market Neutral Fund (A C I Shares)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/rr/2023" schemaLocation="https://xbrl.sec.gov/rr/2023/rr-2023.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2023" schemaLocation="https://xbrl.sec.gov/dei/2023/dei-2023.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd" />
  <element name="S000031462Member" id="jpmt_S000031462Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="S000015698Member" id="jpmt_S000015698Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="S000002608Member" id="jpmt_S000002608Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="S000002614Member" id="jpmt_S000002614Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000097802Member" id="jpmt_C000097802Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000097803Member" id="jpmt_C000097803Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000097804Member" id="jpmt_C000097804Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000042871Member" id="jpmt_C000042871Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000042872Member" id="jpmt_C000042872Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000042873Member" id="jpmt_C000042873Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000097805Member" id="jpmt_C000097805Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000205205Member" id="jpmt_C000205205Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000205204Member" id="jpmt_C000205204Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000205203Member" id="jpmt_C000205203Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000195049Member" id="jpmt_C000195049Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000195048Member" id="jpmt_C000195048Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000007162Member" id="jpmt_C000007162Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000007163Member" id="jpmt_C000007163Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000007161Member" id="jpmt_C000007161Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000007189Member" id="jpmt_C000007189Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000081099Member" id="jpmt_C000081099Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000081100Member" id="jpmt_C000081100Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ACISharesMember" id="jpmt_ACISharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ReturnAfterTaxesonDistributionsMember" id="jpmt_ReturnAfterTaxesonDistributionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ReturnAfterTaxesonDistributionsandSaleofFundSharesMember" id="jpmt_ReturnAfterTaxesonDistributionsandSaleofFundSharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MsciacwiindexMember" id="jpmt_MsciacwiindexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="SixtyPercentMSCIACWIINDEXNetTotalReturn40BLOOMBERGGLOBALAGGREGATEEXCHINAINDEXUNHEDGEDUSDMember" id="jpmt_SixtyPercentMSCIACWIINDEXNetTotalReturn40BLOOMBERGGLOBALAGGREGATEEXCHINAINDEXUNHEDGEDUSDMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="EquityMarketRiskMember" id="jpmt_EquityMarketRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="GeneralMarketRiskMember" id="jpmt_GeneralMarketRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="InterestRateRiskMember" id="jpmt_InterestRateRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="CreditRiskMember" id="jpmt_CreditRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="IndustryandSectorFocusRiskMember" id="jpmt_IndustryandSectorFocusRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ForeignSecuritiesandEmergingMarketsRiskMember" id="jpmt_ForeignSecuritiesandEmergingMarketsRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="CurrencyRiskMember" id="jpmt_CurrencyRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="GeographicFocusRiskMember" id="jpmt_GeographicFocusRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="DerivativesRiskMember" id="jpmt_DerivativesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="HighYieldSecuritiesandLoanRiskMember" id="jpmt_HighYieldSecuritiesandLoanRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MortgageRelatedandOtherMortgageBackedSecuritiesRiskMember" id="jpmt_MortgageRelatedandOtherMortgageBackedSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="RealEstateSecuritiesRiskMember" id="jpmt_RealEstateSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MLPRiskMember" id="jpmt_MLPRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="InvestmentCompanyandPooledInvestmentVehicleRiskMember" id="jpmt_InvestmentCompanyandPooledInvestmentVehicleRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="GovernmentSecuritiesRiskMember" id="jpmt_GovernmentSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="InflationLinkedSecuritiesRiskMember" id="jpmt_InflationLinkedSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ETNRiskMember" id="jpmt_ETNRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ShortSellingRiskMember" id="jpmt_ShortSellingRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="CommodityRiskMember" id="jpmt_CommodityRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ConvertibleSecuritiesRiskMember" id="jpmt_ConvertibleSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="TransactionsRiskMember" id="jpmt_TransactionsRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="InterfundLendingRiskMember" id="jpmt_InterfundLendingRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MsciworldindexMember" id="jpmt_MsciworldindexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="SixtypercentMSCIWorldIndex40percentBloombergUSAggregateIndexMember" id="jpmt_SixtypercentMSCIWorldIndex40percentBloombergUSAggregateIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="EuropeanMarketRiskMember" id="jpmt_EuropeanMarketRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="AssetBackedMortgageRelatedandMortgageBackedSecuritiesRiskMember" id="jpmt_AssetBackedMortgageRelatedandMortgageBackedSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="PreferredSecuritiesRiskMember" id="jpmt_PreferredSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="OtherInvestmentCompanyRiskMember" id="jpmt_OtherInvestmentCompanyRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="HighPortfolioTurnoverRiskMember" id="jpmt_HighPortfolioTurnoverRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="EquityLinkedNotesRiskMember" id="jpmt_EquityLinkedNotesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="R2R3R4R5R6SharesMember" id="jpmt_R2R3R4R5R6SharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="R6SharesMember" id="jpmt_R6SharesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="BLOOMBERGUSMUNICIPALINDEXReflectsNoDeductionfoFeesExpensesorTaxesMember" id="jpmt_BLOOMBERGUSMUNICIPALINDEXReflectsNoDeductionfoFeesExpensesorTaxesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="Bloombergus115yearblend117municipalbondindexMember" id="jpmt_Bloombergus115yearblend117municipalbondindexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="BLOOMBERGUSMUNICIPALINFLATIONSWAP5YEARZEROCOUPONCUSTOMINDEXMember" id="jpmt_BLOOMBERGUSMUNICIPALINFLATIONSWAP5YEARZEROCOUPONCUSTOMINDEXMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MunicipalObligationsRiskMember" id="jpmt_MunicipalObligationsRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="StrategyRiskMember" id="jpmt_StrategyRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="DebtSecuritiesandOtherCallableSecuritiesRiskMember" id="jpmt_DebtSecuritiesandOtherCallableSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="HighYieldSecuritiesRiskMember" id="jpmt_HighYieldSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="TaxAwareInvestingRiskMember" id="jpmt_TaxAwareInvestingRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="MortgageRelatedandOtherAssetBackedSecuritiesRiskMember" id="jpmt_MortgageRelatedandOtherAssetBackedSecuritiesRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="TaxabilityRiskMember" id="jpmt_TaxabilityRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="RepurchaseAgreementRiskMember" id="jpmt_RepurchaseAgreementRiskMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="C000130213Member" id="jpmt_C000130213Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="BloombergusaggregateindexMember" id="jpmt_BloombergusaggregateindexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <element name="ICEBOFA3MONTHUSTREASURYBILLINDEXMember" id="jpmt_ICEBOFA3MONTHUSTREASURYBILLINDEXMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
</schema>
