The Company had $1.09 billion and $1.40 billion of total time deposits as of December 31, 2024 and 2023, respectively. Contractual maturities of total time deposits as of December 31, 2024 were as follows:


(Dollars in thousands)
Year Ending December 31:
2025	$	1,048,873
2026	24,748
2027	6,581
2028	2,728
2029	3,908
Thereafter	347
Total	$	1,087,185

Time deposits that meet or exceed the FDIC insurance limit of $250,000 totaled $624.3 million and $899.3 million at December 31, 2024 and 2023, respectively. This includes $103.1 million and $374.6 million in government time deposits at December 31, 2024 and 2023, respectively, which are fully collateralized.

Contractual maturities of time deposits of $250,000 or more as of December 31, 2024 were as follows:


(Dollars in thousands)
Three months or less	$	327,050
Over three months through six months	191,786
Over six months through twelve months	92,247
2026	11,867
2027	880
2028	—
2029	500
Thereafter	—
Total	$	624,330

Overdrawn deposit accounts totaling $1.3 million and $0.7 million have been reclassified as loans on the Company's consolidated balance sheets as of December 31, 2024 and 2023, respectively.