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ALLOWANCE FOR CREDIT LOSSES AND RESERVE FOR OFF-BALANCE SHEET CREDIT EXPOSURES (Tables)
 12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Schedule of activity in the allowance, by class
The following tables present the activity in the ACL for loans by class for the years ended December 31, 2024, 2023 and 2022:

Real Estate
(Dollars in thousands)Commercial & IndustrialConstructionResidential
Mortgage		Home
Equity		Commercial
Mortgage		ConsumerTotal
Year ended December 31, 2024
Beginning balance$7,181 $4,004 $14,626 $3,501 $17,543 $17,079 $63,934 
Provision (credit) for credit losses on loans2,373 (1,688)988 (1,172)1,339 9,122 10,962 
Subtotal9,554 2,316 15,614 2,329 18,882 26,201 74,896 
Charge-offs2,977 — 383 — — 16,866 20,226 
Recoveries536 — 36 6 — 3,934 4,512 
Net charge-offs (recoveries)2,441 — 347 (6)— 12,932 15,714 
Ending balance$7,113 $2,316 $15,267 $2,335 $18,882 $13,269 $59,182 

Real Estate
(Dollars in thousands)Commercial & IndustrialConstructionResidential
Mortgage		Home
Equity		Commercial
Mortgage		ConsumerTotal
Year ended December 31, 2023
Beginning balance$6,824 $2,867 $11,804 $4,114 $17,902 $20,227 $63,738 
Provision (credit) for credit losses on loans1,599 1,136 2,745 (670)(359)10,784 15,235 
Subtotal8,423 4,003 14,549 3,444 17,543 31,011 78,973 
Charge-offs1,962 — — — — 17,245 19,207 
Recoveries720 1 77 57 — 3,313 4,168 
Net charge-offs (recoveries)1,242 (1)(77)(57)— 13,932 15,039 
Ending balance$7,181 $4,004 $14,626 $3,501 $17,543 $17,079 $63,934 

Real Estate
(Dollars in thousands)Commercial & IndustrialConstructionResidential
Mortgage		Home
Equity		Commercial
Mortgage		ConsumerTotal
Year ended December 31, 2022
Beginning balance$10,391 $3,908 $12,463 $4,509 $18,411 $18,415 $68,097 
Provision (credit) for credit losses on loans(2,593)(1,117)(954)(431)(509)5,892 288 
Subtotal7,798 2,791 11,509 4,078 17,902 24,307 68,385 
Charge-offs1,969 — — — — 6,399 8,368 
Recoveries995 76 295 36 — 2,319 3,721 
Net charge-offs974 (76)(295)(36)— 4,080 4,647 
Ending balance$6,824 $2,867 $11,804 $4,114 $17,902 $20,227 $63,738 
Schedule of changes in the allowance for loan and lease losses for impaired loans
The following table presents the activity in the reserve for off-balance sheet credit exposures, included in other liabilities, under ASC 326 during the years ended December 31, 2024, 2023 and 2022.

Year Ended December 31,
(Dollars in thousands)202420232022
Balance, beginning of year$3,706 $3,243 $4,804 
Provision (credit) for off-balance sheet credit exposures(1,136)463 (1,561)
Balance, end of year$2,570 $3,706 $3,243