v3.25.1
INCOME TAXES - Deferred tax assets and liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Deferred tax assets:    
Allowance for Credit Losses $ 7,914 $ 3,313
Lease Liabilities 1,737 1,832
Other 2,757 1,669
Purchase Accounting, net 183 331
Stock Compensation 1,134 396
Loans 0 2,677
Goodwill and Intangible Assets 217 0
Federal and state net operating losses, net of federal tax effect 201 2,428
Total deferred tax assets 14,143 12,646
Deferred tax liabilities:    
Investments 2,481 650
Servicing Rights 6,234 2,737
Right of Use Assets 1,488 1,502
Goodwill and Intangible Assets 0 2,330
Loans 6,069 0
Other 115 197
Total deferred tax liabilities 16,387 7,416
Net deferred tax asset (liability) $ (2,244)  
Net deferred tax asset (liability)   $ 5,230