v3.25.1
LOANS - Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance $ 12,574 $ 0  
Adjustment to Beginning Balance due to PCD marks   0 $ 870
Charge offs (8,072) 0  
Recoveries 0 0  
Provision for Credit Losses 25,731 11,704  
Ending balance 30,233 12,574  
Provision for credit losses relating to unfunded commitments 500    
CRE, at amortized cost, net of deferred fees and costs      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 1,408 0  
Adjustment to Beginning Balance due to PCD marks   0 774
Charge offs (236) 0  
Recoveries 0 0  
Provision for Credit Losses 258 634  
Ending balance 1,430 1,408  
C&I      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 314 0  
Adjustment to Beginning Balance due to PCD marks   0 96
Charge offs 0 0  
Recoveries 0 0  
Provision for Credit Losses 1 218  
Ending balance 315 314  
SBA 7(a)      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 10,852 0  
Adjustment to Beginning Balance due to PCD marks   0 $ 0
Charge offs (7,836) 0  
Recoveries 0  
Provision for Credit Losses 25,472 10,852  
Ending balance $ 28,488 $ 10,852