The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 5,854,734 52,655 SH SOLE 0 0 52,655
A O N Plc COM G0403H108 3,747,854 9,391 SH SOLE 0 0 9,391
A T & T Corp COM 00206R102 308,857 10,921 SH SOLE 0 0 10,921
Abbott Laboratories COM 002824100 361,855 2,728 SH SOLE 0 0 2,728
Abbvie Inc COM 00287Y109 643,565 3,072 SH SOLE 0 0 3,072
Advanced Micro Devic COM 007903107 584,693 5,691 SH SOLE 0 0 5,691
Align Technology Inc COM 016255101 397,150 2,500 SH SOLE 0 0 2,500
Alpha Architect US Quantitative Val ETF COM 02072L102 341,200 8,000 SH SOLE 0 0 8,000
Amazon Com Inc COM 023135106 6,124,969 32,193 SH SOLE 0 0 32,193
American Express Company COM 025816109 201,788 750 SH SOLE 0 0 750
Analog Devices Inc COM 032654105 381,560 1,892 SH SOLE 0 0 1,892
Apple Computer Inc COM 037833100 14,386,233 64,765 SH SOLE 0 0 64,765
Applied Digital Corp COM 038169207 67,047 11,930 SH SOLE 0 0 11,930
ATLAS SALT ORD COM 04943J100 2,747 10,000 SH SOLE 0 0 10,000
Atmos Energy Corp COM 049560105 463,122 2,996 SH SOLE 0 0 2,996
Bank Of America Corp COM 060505104 725,826 17,393 SH SOLE 0 0 17,393
Berkshire Hathaway Cl B COM 084670702 5,563,331 10,446 SH SOLE 0 0 10,446
Blackstone Group LP COM 09260D107 1,350,137 9,659 SH SOLE 0 0 9,659
Block H & R Incorporated COM 093671105 274,550 5,000 SH SOLE 0 0 5,000
Boeing Co COM 097023105 804,143 4,715 SH SOLE 0 0 4,715
Bristol-Myers Squibb Co COM 110122108 480,590 7,880 SH SOLE 0 0 7,880
Broadcom Ltd COM 11135F101 250,216 1,494 SH SOLE 0 0 1,494
Capital Southwest Corp COM 140501107 407,340 18,250 SH SOLE 0 0 18,250
Carnival Corp COM 143658300 209,166 10,710 SH SOLE 0 0 10,710
Caterpillar Inc COM 149123101 341,673 1,036 SH SOLE 0 0 1,036
Chevrontexaco Corp COM 166764100 1,000,896 5,983 SH SOLE 0 0 5,983
Cisco Systems Inc COM 17275R102 748,320 12,126 SH SOLE 0 0 12,126
City Holding Co COM 177835105 352,410 3,000 SH SOLE 0 0 3,000
Coca Cola Company COM 191216100 2,856,893 39,890 SH SOLE 0 0 39,890
Conocophillips COM 20825C104 692,114 6,590 SH SOLE 0 0 6,590
Corteva Inc com COM 22052L104 266,068 4,228 SH SOLE 0 0 4,228
Costco Whsl Corp New COM 22160K105 1,400,700 1,481 SH SOLE 0 0 1,481
Deere & Co COM 244199105 239,369 510 SH SOLE 0 0 510
Dfa Tax Managed US Small COM 25434V609 439,094 8,528 SH SOLE 0 0 8,528
DFA Tax-Managed US Marketwide Value II COM 25434V724 1,092,788 26,518 SH SOLE 0 0 26,518
Disney Walt Hldg Co COM 254687106 1,260,634 12,772 SH SOLE 0 0 12,772
Duke Energy Corporation COM 26441C204 395,461 3,242 SH SOLE 0 0 3,242
Dupont De Nemours Inc COM 26614N102 315,747 4,228 SH SOLE 0 0 4,228
Energy Transfer Equity LP COM 29273V100 248,110 13,346 SH SOLE 0 0 13,346
Enterprise Products Pptns Lp COM 293792107 269,576 7,896 SH SOLE 0 0 7,896
Exxon Mobil Corporation COM 30231G102 2,159,434 18,157 SH SOLE 0 0 18,157
Facebook Inc Class A COM 30303M102 3,433,493 5,957 SH SOLE 0 0 5,957
Fedex Corporation COM 31428X106 388,362 1,593 SH SOLE 0 0 1,593
FIDELITY WISE ORIGIN BITCOIN FUND COM 315948109 557,408 7,745 SH SOLE 0 0 7,745
Fifth Third Bancorp COM 316773100 313,600 8,000 SH SOLE 0 0 8,000
FIS CHRISTIAN STOCK FUND ETF COM 78433H204 590,349 20,780 SH SOLE 0 0 20,780
Ford Motor Company COM 345370860 137,423 13,701 SH SOLE 0 0 13,701
Ge Vernova Llc Com COM 36828A101 356,569 1,168 SH SOLE 0 0 1,168
General Electric Company COM 369604301 939,572 4,694 SH SOLE 0 0 4,694
General Motors Corp COM 37045V100 301,180 6,404 SH SOLE 0 0 6,404
Google Inc Cl A COM 02079K305 2,152,866 13,922 SH SOLE 0 0 13,922
Google Inc Class C COM 02079K107 4,476,275 28,652 SH SOLE 0 0 28,652
Gorman Rupp Co Com COM 383082104 2,145,172 61,116 SH SOLE 0 0 61,116
Hca The Healthcare Co COM 40412C101 15,596,826 45,136 SH SOLE 0 0 45,136
Highlands Reit Inc Real Estate Invst Trust Marylan COM 439587103 6,391 20,616 SH SOLE 0 0 20,616
Home Depot Inc COM 437076102 2,820,196 7,695 SH SOLE 0 0 7,695
Honeywell International COM 438516106 261,723 1,236 SH SOLE 0 0 1,236
i3 Verticals Inc COM 46571Y107 257,802 10,450 SH SOLE 0 0 10,450
Icon Media Holdings Inc COM 45110Q104 10 100,000 SH SOLE 0 0 100,000
Intel Corp COM 458140100 218,099 9,604 SH SOLE 0 0 9,604
Intl Business Machines COM 459200101 1,324,143 5,325 SH SOLE 0 0 5,325
Invesco NASDAQ 100 ETF COM 46138G649 286,249 1,483 SH SOLE 0 0 1,483
Invesco S&P 500 Eql Wgt COM 46137V357 230,548,624 1,330,882 SH SOLE 0 0 1,330,882
Invesco S&P 500 Quality ETF COM 46137V241 346,958 5,230 SH SOLE 0 0 5,230
iShares Bitcoin Trust ETF COM 46438F101 655,106 13,995 SH SOLE 0 0 13,995
Ishares Cohen Steers REIT COM 464287564 15,645,565 254,275 SH SOLE 0 0 254,275
Ishares Core Msci COM 46434G103 6,436,892 119,268 SH SOLE 0 0 119,268
Ishares Core Msci Eafe COM 46432F842 42,808,902 565,881 SH SOLE 0 0 565,881
Ishares Gold Trust ETF COM 464285204 228,647 3,878 SH SOLE 0 0 3,878
ISHARES IBND DEC 2030 TRM CORP ETF COM 46436E726 2,445,781 112,605 SH SOLE 0 0 112,605
iShares iBonds 2025 Term High Yield and Income ETF COM 46435U168 5,756,505 247,698 SH SOLE 0 0 247,698
iShares iBonds 2026 Term High Yield and Income ETF COM 46436E528 17,538,264 755,309 SH SOLE 0 0 755,309
iShares iBonds 2027 Term High Yield and Income ETF COM 46436E478 19,135,175 857,119 SH SOLE 0 0 857,119
iShares iBonds 2028 Term High Yield and Income ETF COM 46436E387 19,532,108 836,135 SH SOLE 0 0 836,135
iShares iBonds 2029 Term High Yield and Income ETF COM 46436E379 10,756,619 463,248 SH SOLE 0 0 463,248
iShares iBonds 2030 Term High Yield and Income ETF COM 46436E122 6,199,492 237,614 SH SOLE 0 0 237,614
iShares iBonds 2031 Term High Yield and Income ETF COM 46438G661 1,727,035 67,940 SH SOLE 0 0 67,940
iShares iBonds Dec 2025 Term Muni Bond ETF COM 46435U432 7,344,377 274,556 SH SOLE 0 0 274,556
iShares iBonds Dec 2026 Term Corp ETF COM 46435GAA0 1,133,624 46,825 SH SOLE 0 0 46,825
iShares iBonds Dec 2026 Term Muni Bond ETF COM 46435U259 9,367,552 366,493 SH SOLE 0 0 366,493
iShares iBonds Dec 2027 Term Corp ETF COM 46435UAA9 2,972,998 122,953 SH SOLE 0 0 122,953
iShares iBonds Dec 2027 Term Muni Bond ETF COM 46435U283 9,407,727 372,141 SH SOLE 0 0 372,141
iShares iBonds Dec 2028 Term Corp ETF COM 46435U515 2,157,617 85,416 SH SOLE 0 0 85,416
iShares iBonds Dec 2028 Term Muni Bond ETF COM 46435U325 8,110,601 320,704 SH SOLE 0 0 320,704
iShares iBonds Dec 2028 Term Treasury ETF COM 46436E833 234,752 10,551 SH SOLE 0 0 10,551
iShares iBonds Dec 2029 Term Corporate ETF COM 46436E205 3,296,719 142,530 SH SOLE 0 0 142,530
iShares iBonds Dec 2029 Term Muni Bond ETF COM 46436E163 2,814,809 112,413 SH SOLE 0 0 112,413
Ishares MSCI Emrg Mkt Fd COM 464287234 4,507,140 103,138 SH SOLE 0 0 103,138
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 55,470,574 457,980 SH SOLE 0 0 457,980
Ishares Russell 2000 COM 464287655 141,675,111 710,187 SH SOLE 0 0 710,187
Ishares Russell Index Fd COM 464287499 306,915 3,608 SH SOLE 0 0 3,608
Ishares S&P Midcap COM 464287606 1,206,616 14,489 SH SOLE 0 0 14,489
Ishares S&P U S Pfd Fund COM 464288687 704,211 22,916 SH SOLE 0 0 22,916
Ishares Tr Dj US Utils COM 464287697 11,544,381 113,827 SH SOLE 0 0 113,827
Ishares Tr Dow Jones COM 464288448 538,105 17,347 SH SOLE 0 0 17,347
Ishares Tr Dow Jones Select Divid Index COM 464287168 31,042,067 231,157 SH SOLE 0 0 231,157
Ishares Tr MSCI EAFE Fd COM 464287465 40,920,192 500,675 SH SOLE 0 0 500,675
Ishares Tr Russell COM 464287614 735,858 2,038 SH SOLE 0 0 2,038
Ishares Tr S&P 500/ Value Index Fd COM 464287408 9,135,259 47,934 SH SOLE 0 0 47,934
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 12,362,591 133,175 SH SOLE 0 0 133,175
Ishares Tr S&P Aggressive COM 464289859 10,398,350 135,926 SH SOLE 0 0 135,926
Ishares Tr S&P Allocation Fd COM 464289867 4,315,132 74,955 SH SOLE 0 0 74,955
Ishares Tr S&P Midcap COM 464287507 4,958,840 84,984 SH SOLE 0 0 84,984
Ishares Tr S&P Smallcap COM 464287804 15,011,078 143,551 SH SOLE 0 0 143,551
Ishares TRUST S&P 500 COM 464287200 245,905,626 437,632 SH SOLE 0 0 437,632
ISHS IBND DEC 2030 TRM MN BND ETF COM 46438G687 474,472 18,680 SH SOLE 0 0 18,680
J P Morgan Chase & Co COM 46625H100 1,663,390 6,781 SH SOLE 0 0 6,781
Johnson & Johnson COM 478160104 1,265,407 7,630 SH SOLE 0 0 7,630
JPMorgan Equity Premium Income ETF COM 46641Q332 323,641 5,664 SH SOLE 0 0 5,664
Lilly Eli & Company COM 532457108 1,486,638 1,800 SH SOLE 0 0 1,800
Main Street Capital Corp COM 56035L104 374,653 6,624 SH SOLE 0 0 6,624
Mastercard Inc COM 57636Q104 951,720 1,736 SH SOLE 0 0 1,736
Mc Donalds Corp COM 580135101 560,946 1,796 SH SOLE 0 0 1,796
Mckesson Corporation COM 58155Q103 289,386 430 SH SOLE 0 0 430
Merck & Co Inc COM 58933Y105 788,631 8,786 SH SOLE 0 0 8,786
Micron Technology Inc COM 595112103 282,045 3,246 SH SOLE 0 0 3,246
Microsoft Corp COM 594918104 6,008,884 16,007 SH SOLE 0 0 16,007
Mongodb Inc Cl A COM 60937P106 438,500 2,500 SH SOLE 0 0 2,500
MSGI Security Solutions Inc (NV) COM 553570102 0 50,000 SH SOLE 0 0 50,000
Nasdaq 100 Shares COM 46090E103 2,897,858 6,180 SH SOLE 0 0 6,180
Nestle Sa Ord COM H57312649 802,857 7,945 SH SOLE 0 0 7,945
Nextera Energy Inc COM 65339F101 375,619 5,299 SH SOLE 0 0 5,299
Novo Nordisk A/S B COM K72807140 493,831 7,250 SH SOLE 0 0 7,250
NVIDIA Corp COM 67066G104 1,405,595 12,969 SH SOLE 0 0 12,969
Oracle Corporation COM 68389X105 1,015,440 7,263 SH SOLE 0 0 7,263
Paypal Holdings Inco COM 70450Y103 228,375 3,500 SH SOLE 0 0 3,500
Pepsico Incorporated COM 713448108 593,711 3,960 SH SOLE 0 0 3,960
PerkinElmer Inc COM 714046109 225,671 2,133 SH SOLE 0 0 2,133
Pfizer Incorporated COM 717081103 381,133 15,041 SH SOLE 0 0 15,041
Philip Morris Intl Inc COM 718172109 605,098 3,812 SH SOLE 0 0 3,812
Phillips COM 718546104 307,218 2,488 SH SOLE 0 0 2,488
Pinnancle Finl Partners Inc COM 72346Q104 1,817,662 17,141 SH SOLE 0 0 17,141
Pnc Finl Services Gp Inc COM 693475105 580,453 3,302 SH SOLE 0 0 3,302
Procter & Gamble Co COM 742718109 396,738 2,328 SH SOLE 0 0 2,328
ProShares Ultra QQQ COM 74347R206 316,083 3,556 SH SOLE 0 0 3,556
Provectus Pharmaceutical Inc COM 74373P108 2,000 20,000 SH SOLE 0 0 20,000
Prudential Financial Inc COM 744320102 256,362 2,296 SH SOLE 0 0 2,296
Raytheon Technologies Ord COM 75513E101 504,743 3,811 SH SOLE 0 0 3,811
Regions Financial Cp New COM 7591EP100 406,391 18,702 SH SOLE 0 0 18,702
Royal Bk Cda Montreal COM 780087102 254,071 2,254 SH SOLE 0 0 2,254
Royal Carribean Cruisesf COM V7780T103 308,160 1,500 SH SOLE 0 0 1,500
S P D R TRUST Unit SR COM 78462F103 4,060,269 7,258 SH SOLE 0 0 7,258
Salesforce Com COM 79466L302 286,072 1,066 SH SOLE 0 0 1,066
Sch Fnd US Sm Etf COM 808524763 598,581 21,854 SH SOLE 0 0 21,854
Sch US Tips Etf COM 808524870 202,105 7,516 SH SOLE 0 0 7,516
Schw Intl Eq Etf COM 808524805 524,091 26,496 SH SOLE 0 0 26,496
Schw US Lcap Etf COM 808524201 1,788,378 80,995 SH SOLE 0 0 80,995
Schw US Scap Etf COM 808524607 463,121 19,766 SH SOLE 0 0 19,766
Schwab Funda Emg Mkts COM 808524730 269,038 8,735 SH SOLE 0 0 8,735
Schwab Fundamental Inl COM 808524755 711,850 19,697 SH SOLE 0 0 19,697
Schwab Fundamental Intl COM 808524748 255,608 7,061 SH SOLE 0 0 7,061
Schwab Fundamental US COM 808524771 1,485,750 62,929 SH SOLE 0 0 62,929
Schwab Intermediate Term COM 808524854 228,414 9,188 SH SOLE 0 0 9,188
Sector Spdr Consumer Fd COM 81369Y407 269,730 1,366 SH SOLE 0 0 1,366
Sector Spdr Health Fund COM 81369Y209 1,185,925 8,122 SH SOLE 0 0 8,122
Shopify Inc COM 82509L107 854,546 8,950 SH SOLE 0 0 8,950
Smartfinancial Inc COM 83190L208 1,363,324 43,865 SH SOLE 0 0 43,865
Smith A O COM 831865209 3,458,696 52,918 SH SOLE 0 0 52,918
Snowflake Cl A Ord COM 833445109 632,580 4,328 SH SOLE 0 0 4,328
Southwest Airlines Co COM 844741108 216,240 6,440 SH SOLE 0 0 6,440
Spdr Dow Jones COM 78467X109 543,274 1,294 SH SOLE 0 0 1,294
Spdr Gold TRUST COM 78463V107 234,834 815 SH SOLE 0 0 815
Spdr S&P 500 Growth Etf COM 78464A409 2,667,229 33,187 SH SOLE 0 0 33,187
Spdr S&P Dividend Etf COM 78464A763 359,895 2,653 SH SOLE 0 0 2,653
Spdr S&P Regional COM 78464A698 284,250 5,000 SH SOLE 0 0 5,000
SPDR MSCI USA StrategicFactors ETF COM 78468R812 1,928,022 12,305 SH SOLE 0 0 12,305
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889 3,829,168 105,168 SH SOLE 0 0 105,168
SPDR Portfolio S&P 500 ETF COM 78464A854 2,154,891 32,769 SH SOLE 0 0 32,769
SPDR Portfolio S&P 500 Value ETF COM 78464A508 684,945 13,412 SH SOLE 0 0 13,412
SPDR Portfolio S&P 600 Sm Cap ETF COM 78468R853 1,378,503 33,820 SH SOLE 0 0 33,820
SPDR S&P 600 Small Cap Growth ETF COM 78464A201 273,344 3,293 SH SOLE 0 0 3,293
SPD S&P Emerging Markets ETF COM 78463X509 336,147 8,538 SH SOLE 0 0 8,538
Super Micro Computer Inc COM 86800U302 855,486 24,985 SH SOLE 0 0 24,985
Synopsys Inc COM 871607107 464,445 1,083 SH SOLE 0 0 1,083
Tesla Motors Inc COM 88160R101 463,637 1,789 SH SOLE 0 0 1,789
Texas Instruments Inc COM 882508104 223,008 1,241 SH SOLE 0 0 1,241
The Charles Schwab Corp COM 808513105 343,493 4,388 SH SOLE 0 0 4,388
The Southern Company COM 842587107 2,892,809 31,461 SH SOLE 0 0 31,461
Trane Technologies PLC COM G8994E103 336,920 1,000 SH SOLE 0 0 1,000
Truist Finl Corp Com COM 89832Q109 333,232 8,098 SH SOLE 0 0 8,098
Truxton Corp COM 89845Y107 617,086 8,339 SH SOLE 0 0 8,339
U S Bancorp Del New COM 902973304 335,667 7,950 SH SOLE 0 0 7,950
United Continental Holdings Inc Com Usd0 COM 910047109 294,636 4,267 SH SOLE 0 0 4,267
Unitedhealth Group Inc COM 91324P102 320,535 612 SH SOLE 0 0 612
Vanguard Div Appreciation COM 921908844 702,452 3,621 SH SOLE 0 0 3,621
Vanguard Emerging Market COM 922042858 6,240,627 137,884 SH SOLE 0 0 137,884
Vanguard Europe Pac Etf COM 921943858 20,327,853 399,918 SH SOLE 0 0 399,918
Vanguard High Div ETF COM 921946406 18,134,222 140,619 SH SOLE 0 0 140,619
Vanguard Information Technology ETF COM 92204A702 736,720 1,358 SH SOLE 0 0 1,358
Vanguard Mid Cap COM 922908629 11,491,231 44,433 SH SOLE 0 0 44,433
Vanguard Mortgage Backed COM 92206C771 306,294 6,614 SH SOLE 0 0 6,614
Vanguard REIT COM 922908553 8,453,819 93,371 SH SOLE 0 0 93,371
Vanguard Russell 2000 COM 92206C664 12,014,018 148,965 SH SOLE 0 0 148,965
Vanguard S&P 500 Etf COM 922908363 13,309,272 25,898 SH SOLE 0 0 25,898
Vanguard Short Term Bd Index COM 921937827 579,062 7,397 SH SOLE 0 0 7,397
Vanguard Total Stock Mkt COM 922908769 795,311 2,894 SH SOLE 0 0 2,894
Vanguard Total World COM 922042742 1,919,112 16,551 SH SOLE 0 0 16,551
Verizon Communications COM 92343V104 254,279 5,606 SH SOLE 0 0 5,606
Visa Inc Cl A COM 92826C839 1,137,081 3,245 SH SOLE 0 0 3,245
Wal-Mart Stores Inc COM 931142103 810,575 9,233 SH SOLE 0 0 9,233
Wells Fargo & Co New COM 949746101 487,992 6,797 SH SOLE 0 0 6,797