The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 727,442 4,701 SH SOLE 0 0 4,701
AMAZON COM INC COM 023135106 850,081 4,468 SH SOLE 0 0 4,468
APPLE INC COM 037833100 1,386,980 6,244 SH SOLE 0 0 6,244
ARES CAPITAL CORP COM 04010L103 297,961 13,444 SH SOLE 0 0 13,444
ARISTA NETWORKS INC COM SHS 040413205 792,695 10,231 SH SOLE 0 0 10,231
BANK AMERICA CORP COM 060505104 254,377 6,096 SH SOLE 0 0 6,096
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,096,156 84,007 SH SOLE 0 0 84,007
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 2,132,371 40,710 SH SOLE 0 0 40,710
BLACKROCK INC COM 09290D101 902,027 953 SH SOLE 0 0 953
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 4,999,851 145,982 SH SOLE 0 0 145,982
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 1,630,831 66,617 SH SOLE 0 0 66,617
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 2,086,498 76,431 SH SOLE 0 0 76,431
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 812,361 36,186 SH SOLE 0 0 36,186
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 189,277 10,586 SH SOLE 0 0 10,586
EATON CORP PLC SHS G29183103 385,059 1,414 SH SOLE 0 0 1,414
ETF SER SOLUTIONS VIDENT US BOND 26922A602 361,648 8,270 SH SOLE 0 0 8,270
GENELUX CORPORATION COM 36870H103 48,602 18,001 SH SOLE 0 0 18,001
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 2,333,636 64,150 SH SOLE 0 0 64,150
GOLUB CAP BDC INC COM 38173M102 361,435 23,874 SH SOLE 0 0 23,874
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,809,124 27,269 SH SOLE 0 0 27,269
INVESCO QQQ TR UNIT SER 1 46090E103 1,215,689 2,591 SH SOLE 0 0 2,591
ISHARES GOLD TR ISHARES NEW 464285204 1,485,501 25,195 SH SOLE 0 0 25,195
ISHARES INC EMNG MKTS EQT 46434G889 1,570,964 33,582 SH SOLE 0 0 33,582
ISHARES INC CORE MSCI EMKT 46434G103 2,172,900 40,261 SH SOLE 0 0 40,261
ISHARES INC MSCI EMRG CHN 46434G764 1,129,434 20,503 SH SOLE 0 0 20,503
ISHARES TR U.S. TECH ETF 464287721 570,700 4,063 SH SOLE 0 0 4,063
ISHARES TR GOV/CRED BD ETF 464288596 402,549 3,865 SH SOLE 0 0 3,865
ISHARES TR GNMA BOND ETF 46429B333 2,140,346 48,755 SH SOLE 0 0 48,755
ISHARES TR 20 YR TR BD ETF 464287432 1,132,765 12,445 SH SOLE 0 0 12,445
ISHARES TR GLOBAL ENERG ETF 464287341 395,979 9,412 SH SOLE 0 0 9,412
ISHARES TR HIGH YLD SYSTM B 46435G250 585,659 12,437 SH SOLE 0 0 12,437
ISHARES TR 10-20 YR TRS ETF 464288653 4,230,919 40,778 SH SOLE 0 0 40,778
ISHARES TR CORE S&P500 ETF 464287200 8,105,426 14,427 SH SOLE 0 0 14,427
ISHARES TR S&P 100 ETF 464287101 2,635,830 9,731 SH SOLE 0 0 9,731
ISHARES TR RUS 1000 ETF 464287622 294,228 959 SH SOLE 0 0 959
ISHARES TR MSCI USA MMENTM 46432F396 2,400,175 11,873 SH SOLE 0 0 11,873
ISHARES TR S&P 500 GRWT ETF 464287309 2,327,102 25,069 SH SOLE 0 0 25,069
ISHARES TR EAFE GRWTH ETF 464288885 2,783,856 27,838 SH SOLE 0 0 27,838
ISHARES TR CORE S&P TTL STK 464287150 686,793 5,629 SH SOLE 0 0 5,629
ISHARES TR 7-10 YR TRSY BD 464287440 554,576 5,815 SH SOLE 0 0 5,815
ISHARES TR ESG AWR MSCI USA 46435G425 706,603 5,796 SH SOLE 0 0 5,796
ISHARES TR CR 5 10 YR ETF 46435G417 309,930 7,141 SH SOLE 0 0 7,141
ISHARES TR EAFE VALUE ETF 464288877 4,660,283 79,067 SH SOLE 0 0 79,067
ISHARES TR MBS ETF 464288588 2,505,159 26,715 SH SOLE 0 0 26,715
ISHARES TR MSCI INTL VLU FT 46435G409 255,179 8,419 SH SOLE 0 0 8,419
ISHARES TR MSCI USA QLT FCT 46432F339 10,376,841 60,723 SH SOLE 0 0 60,723
ISHARES TR S&P 500 VAL ETF 464287408 4,976,313 26,112 SH SOLE 0 0 26,112
ISHARES TR EUROPE ETF 464287861 480,441 8,255 SH SOLE 0 0 8,255
ISHARES TR IBOXX HI YD ETF 464288513 725,867 9,201 SH SOLE 0 0 9,201
ISHARES TR MSCI USA MIN VOL 46429B697 1,838,172 19,626 SH SOLE 0 0 19,626
ISHARES TR US TREAS BD ETF 46429B267 755,656 32,876 SH SOLE 0 0 32,876
ISHARES TR CORE US AGGBD ET 464287226 2,176,811 22,006 SH SOLE 0 0 22,006
ISHARES TR HDG MSCI EAFE 46434V803 845,965 23,311 SH SOLE 0 0 23,311
ISHARES TR JPMORGAN USD EMG 464288281 1,060,078 11,701 SH SOLE 0 0 11,701
ISHARES TR CORE TOTAL USD 46434V613 16,308,288 353,914 SH SOLE 0 0 353,914
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 4,189,764 89,068 SH SOLE 0 0 89,068
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,769,410 54,699 SH SOLE 0 0 54,699
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 3,123,955 49,165 SH SOLE 0 0 49,165
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 1,623,167 42,424 SH SOLE 0 0 42,424
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 1,888,631 25,595 SH SOLE 0 0 25,595
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 449,603 8,528 SH SOLE 0 0 8,528
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 1,630,084 27,657 SH SOLE 0 0 27,657
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 607,038 13,165 SH SOLE 0 0 13,165
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 1,347,367 26,019 SH SOLE 0 0 26,019
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,089,432 19,066 SH SOLE 0 0 19,066
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 1,533,161 27,203 SH SOLE 0 0 27,203
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 1,085,839 19,229 SH SOLE 0 0 19,229
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,890,510 41,035 SH SOLE 0 0 41,035
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 4,905,746 79,762 SH SOLE 0 0 79,762
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 9,080,276 90,002 SH SOLE 0 0 90,002
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,015,812 35,280 SH SOLE 0 0 35,280
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878 1,466,251 31,840 SH SOLE 0 0 31,840
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 942,884 22,764 SH SOLE 0 0 22,764
JOHNSON & JOHNSON COM 478160104 223,550 1,348 SH SOLE 0 0 1,348
META PLATFORMS INC CL A 30303M102 994,279 1,724 SH SOLE 0 0 1,724
MICROSOFT CORP COM 594918104 451,764 1,204 SH SOLE 0 0 1,204
NVIDIA CORPORATION COM 67066G104 1,541,449 14,221 SH SOLE 0 0 14,221
PACER FDS TR DEVELOPED MRKT 69374H873 561,571 17,879 SH SOLE 0 0 17,879
PACER FDS TR US CASH COWS 100 69374H881 797,785 14,569 SH SOLE 0 0 14,569
PALANTIR TECHNOLOGIES INC CL A 69608A108 4,211,560 49,900 SH Put SOLE 0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 4,254,436 50,408 SH SOLE 0 0 50,408
PALO ALTO NETWORKS INC COM 697435105 606,283 3,553 SH SOLE 0 0 3,553
PHILLIPS 66 COM 718546104 674,458 5,462 SH SOLE 0 0 5,462
SCHWAB CHARLES CORP COM 808513105 518,779 6,626 SH SOLE 0 0 6,626
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,112,659 134,398 SH SOLE 0 0 134,398
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,656,741 11,900 SH Call SOLE 0 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,059,951 38,883 SH SOLE 0 0 38,883
SPOTIFY TECHNOLOGY S A SHS L8681T102 226,062 411 SH SOLE 0 0 411
TRUIST FINL CORP COM 89832Q109 387,293 9,411 SH SOLE 0 0 9,411
UBER TECHNOLOGIES INC COM 90353T100 1,580,551 21,693 SH SOLE 0 0 21,693
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 439,745 5,987 SH SOLE 0 0 5,987
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 205,073 4,531 SH SOLE 0 0 4,531
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 263,050 1,356 SH SOLE 0 0 1,356
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 215,871 1,674 SH SOLE 0 0 1,674
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 298,942 4,656 SH SOLE 0 0 4,656
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,911,999 39,517 SH SOLE 0 0 39,517
WALMART INC COM 931142103 1,132,180 12,895 SH SOLE 0 0 12,895
WISDOMTREE TR US HGH YLD CORP 97717X172 371,411 8,236 SH SOLE 0 0 8,236