v3.25.1
Affordable Care Act
3 Months Ended
Mar. 31, 2025
Affordable Care Act [Abstract]  
Affordable Care Act Affordable Care Act
The Affordable Care Act established risk spreading premium stabilization programs as well as a minimum annual MLR and cost sharing reductions.

The Company's net receivables (payables) for each of the programs are as follows ($ in millions):
March 31, 2025December 31, 2024
Risk adjustment receivable$2,088 $1,434 
Risk adjustment payable(2,263)(1,605)
Minimum medical loss ratio(821)(688)
Cost sharing reduction receivable18 305 
Cost sharing reduction payable(79)(74)