A summary of the Group’s accrued expenses and other current liabilities as of June 30, 2025 and December 31, 2024 is outlined below:


	June 30, 2025		December 31, 2024
(in USD and thousands)
Interest payable	$	89,157	$	90,570
Payroll and employee costs		74,652		55,131
Operating costs		58,110		57,957
Product and commission costs		45,646		35,309
Indirect taxes payable		37,056		27,869
Marketing expenses		30,865		23,991
Overhead costs		28,675		21,656
Air costs		26,094		29,929
Travel protection cancellation reserve		12,618		15,047
Forward foreign currency contracts		—		24,802
Other		47,222		41,868
Total	$	450,095	$	424,129

The changes in accrued expenses and other current liabilities are based on the timing of accruals for goods and services and payments.