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  <xsd:element name="BankCharges" id="atch_BankCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DerivativeGainLossOnConvertibleNoteDerivativeNet" id="atch_DerivativeGainLossOnConvertibleNoteDerivativeNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DerivativeGainLossOnLongTermAndShortTermNoteDerivativeNet" id="atch_DerivativeGainLossOnLongTermAndShortTermNoteDerivativeNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfNonRedemptionAgreement" id="atch_FairValueAdjustmentOfNonRedemptionAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfEarnoutLiability" id="atch_FairValueAdjustmentOfEarnoutLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfSubscriptionAgreement" id="atch_FairValueAdjustmentOfSubscriptionAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ReclassificationsOfTemporaryToPermanentEquityShares" id="atch_ReclassificationsOfTemporaryToPermanentEquityShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdjustmentsToAdditionalPaidInCapitalFounderSharesTransferredAtClosingToNonRedemptionAgreementHolders" id="atch_AdjustmentsToAdditionalPaidInCapitalFounderSharesTransferredAtClosingToNonRedemptionAgreementHolders" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AdjustmentsToAdditionalPaidInCapitalFounderSharesTransferredAtClosingConsiderationForBusinessCombination" id="atch_AdjustmentsToAdditionalPaidInCapitalFounderSharesTransferredAtClosingConsiderationForBusinessCombination" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueSettlementOfRelatedPartyAdvancesAndPromissoryNotes" id="atch_StockIssuedDuringPeriodValueSettlementOfRelatedPartyAdvancesAndPromissoryNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesSettlementOfRelatedPartyAdvancesAndPromissoryNotes" id="atch_StockIssuedDuringPeriodSharesSettlementOfRelatedPartyAdvancesAndPromissoryNotes" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AdjustmentsToAdditionalPaidInCapitalEarnoutSharesGrantedAsConsiderationForAssetAcquisition" id="atch_AdjustmentsToAdditionalPaidInCapitalEarnoutSharesGrantedAsConsiderationForAssetAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsDisclosuresTextBlock" id="atch_CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsDisclosuresTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BrokerDealerNetCapitalRequirementSecRegulationTextBlock" id="atch_BrokerDealerNetCapitalRequirementSecRegulationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashReserveDepositRequired" id="atch_CashReserveDepositRequired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashReserveDepositLessThanAmountRequired" id="atch_CashReserveDepositLessThanAmountRequired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashReserveDepositInExcessOfAmountRequired" id="atch_CashReserveDepositInExcessOfAmountRequired" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="WilsonDavisCoIncMember" id="atch_WilsonDavisCoIncMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashSegregatedCustomers" id="atch_CashSegregatedCustomers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashSegregatedProprietaryAccountsOfBrokerDealers" id="atch_CashSegregatedProprietaryAccountsOfBrokerDealers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PrepaidExpenseOtherThanTaxesCurrent" id="atch_PrepaidExpenseOtherThanTaxesCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FiniteLivedCustomerListsNet" id="atch_FiniteLivedCustomerListsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AccountsAndPayablesToOfficersAndDirectorsCurrent" id="atch_AccountsAndPayablesToOfficersAndDirectorsCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommissionsPayrollAndPayrollTaxesCurrent" id="atch_CommissionsPayrollAndPayrollTaxesCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ShortTermMergerFinancingNetCurrent" id="atch_ShortTermMergerFinancingNetCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ShortTermMergerFinancingNetNoncurrent" id="atch_ShortTermMergerFinancingNetNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="EarnoutLiabilitiesNoncurrent" id="atch_EarnoutLiabilitiesNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TradingAccountDepositNoncurrent" id="atch_TradingAccountDepositNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CoSponsorsMember" id="atch_CoSponsorsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyLoanMember" id="atch_RelatedPartyLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesSettlementOfRelatedPartyAdvancesAndNotes" id="atch_StockIssuedDuringPeriodSharesSettlementOfRelatedPartyAdvancesAndNotes" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RelatedPartyLiabilitiesSettledByIssuanceOfShares" id="atch_RelatedPartyLiabilitiesSettledByIssuanceOfShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="RelatedPartyReceivablesSettledByIssuanceOfShares" id="atch_RelatedPartyReceivablesSettledByIssuanceOfShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsTable" id="atch_CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsLineItems" id="atch_CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsAxis" id="atch_CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsDomain" id="atch_CashAndSecuritiesSegregatedUnderFederalAndOtherRegulationsDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CustomersTransactionsAndCreditBalancesMember" id="atch_CustomersTransactionsAndCreditBalancesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BrokerDealerTransactionsAndCreditBalancesMember" id="atch_BrokerDealerTransactionsAndCreditBalancesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuredConvertibleNoteMember" id="atch_SecuredConvertibleNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubscriptionAgreementMember" id="atch_SubscriptionAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PromissoryNoteMember" id="atch_PromissoryNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuredConvertibleNoteWarrantsMember" id="atch_SecuredConvertibleNoteWarrantsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredIncomeTaxLiabilityCurrent" id="atch_DeferredIncomeTaxLiabilityCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="StockIssuanceCosts" id="atch_StockIssuanceCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInOperatingLeaseRightOfUseAsset" id="atch_IncreaseDecreaseInOperatingLeaseRightOfUseAsset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInCommissionsAndPayrollTaxesPayable" id="atch_IncreaseDecreaseInCommissionsAndPayrollTaxesPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInStockLoan" id="atch_IncreaseDecreaseInStockLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsFromTrustAccountForWorkingCapitalPurposes" id="atch_ProceedsFromTrustAccountForWorkingCapitalPurposes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedsForTransactionCostFinanced" id="atch_ProceedsForTransactionCostFinanced" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SharesIssuedToSettledAdvancesFromRelatedPartyAndNotesPayableRelatedParty" id="atch_SharesIssuedToSettledAdvancesFromRelatedPartyAndNotesPayableRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="TransactionCostSettledWithSubscriptionPayable" id="atch_TransactionCostSettledWithSubscriptionPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfEquityTreatedEarnoutInAssetAcquisition" id="atch_FairValueOfEquityTreatedEarnoutInAssetAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfSharesIssuedInAssetAcquisition" id="atch_FairValueOfSharesIssuedInAssetAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfLiabilityTreatedEarnoutInAssetAcquisition" id="atch_FairValueOfLiabilityTreatedEarnoutInAssetAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ShortTermNotesIssuedToShareholdersAcquisition" id="atch_ShortTermNotesIssuedToShareholdersAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LongTermNotesIssuedToShareholdersAcquisition" id="atch_LongTermNotesIssuedToShareholdersAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfSharesTransferredToSecuredConvertibleNoteHolders" id="atch_FairValueOfSharesTransferredToSecuredConvertibleNoteHolders" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="RedeemableSharesTransferredToPermanentEquity" id="atch_RedeemableSharesTransferredToPermanentEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NonRedemptionAgreementReClassedToPermeantEquity" id="atch_NonRedemptionAgreementReClassedToPermeantEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="WilsonDavisMember" id="atch_WilsonDavisMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationNumberOfAmendmentsToBrokerDealerAcquisitionAgreement" id="atch_BusinessCombinationNumberOfAmendmentsToBrokerDealerAcquisitionAgreement" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentConvertibleConversionRateAsPercentageOfTrailingSpecifiedTradingDayVolumeWeightedAverageSharePrice.IfEventOfDefaultOccursAndIsContinuing" id="atch_DebtInstrumentConvertibleConversionRateAsPercentageOfTrailingSpecifiedTradingDayVolumeWeightedAverageSharePrice.IfEventOfDefaultOccursAndIsContinuing" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashSegregated" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashSegregated" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayableAccruedExpensesAndOtherCurrentLiabilities" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayableAccruedExpensesAndOtherCurrentLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesLeaseLiability" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesLeaseLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashDepositBdsAndClearingOrganizations" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashDepositBdsAndClearingOrganizations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightToUseLeaseAssets" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightToUseLeaseAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesLeaseLiability" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesLeaseLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTradingAccountDeposit" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTradingAccountDeposit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetBeforeAllocationToIdentifiableIntangibleAssetsAndGoodwill" id="atch_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNetBeforeAllocationToIdentifiableIntangibleAssetsAndGoodwill" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueOfSharesTransferredToShareholdersAcquisition" id="atch_FairValueOfSharesTransferredToShareholdersAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SharesAuthorizedForResaleBySellingStockholders" id="atch_SharesAuthorizedForResaleBySellingStockholders" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="OutsideBoxCapitalIncMember" id="atch_OutsideBoxCapitalIncMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CarriageHouseCapitalIncMember" id="atch_CarriageHouseCapitalIncMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WinstonStrawnLlpMember" id="atch_WinstonStrawnLlpMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DueUponSigningOfContractMember" id="atch_DueUponSigningOfContractMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InterestSolutionsNoteMember" id="atch_InterestSolutionsNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="JonesTradingNoteMember" id="atch_JonesTradingNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ToppanNoteMember" id="atch_ToppanNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSharesIssuableUponDebtConversion" id="atch_NumberOfSharesIssuableUponDebtConversion" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSharesIssuableForServices" id="atch_NumberOfSharesIssuableForServices" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ValueOfSharesIssuableForServices" id="atch_ValueOfSharesIssuableForServices" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ValueOfSharesIssuableForServicesInEachInstallment" id="atch_ValueOfSharesIssuableForServicesInEachInstallment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AtlasclearInc.Member" id="atch_AtlasclearInc.Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SurfacexchangeMember" id="atch_SurfacexchangeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BondQuantumMember" id="atch_BondQuantumMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AtlasMember" id="atch_AtlasMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RubiconMember" id="atch_RubiconMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PurchasePriceForAssetsTransfer" id="atch_PurchasePriceForAssetsTransfer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LossContingencyReductionInDamageAwarded" id="atch_LossContingencyReductionInDamageAwarded" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NumberOfInstallments" id="atch_NumberOfInstallments" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EarnoutLiabilityNoncurrentLiabilityFairValueDisclosure" id="atch_EarnoutLiabilityNoncurrentLiabilityFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MeasurementInputEquityVolatilityMember" id="atch_MeasurementInputEquityVolatilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EarnoutLiabilityMeasurementInput" id="atch_EarnoutLiabilityMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="EarnoutLiabilityMember" id="atch_EarnoutLiabilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementIncreasedFairValue" id="atch_FairValueMeasurementIncreasedFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ChardanCapitalMarketLlcMember" id="atch_ChardanCapitalMarketLlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAssetsLevel1ToLevel2TransfersAmount1" id="atch_FairValueAssetsLevel1ToLevel2TransfersAmount1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAssetsLevel2ToLevel1TransfersAmount1" id="atch_FairValueAssetsLevel2ToLevel1TransfersAmount1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueLiabilitiesLevel1ToLevel2TransfersAmount1" id="atch_FairValueLiabilitiesLevel1ToLevel2TransfersAmount1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueLiabilitiesLevel2ToLevel1TransfersAmount1" id="atch_FairValueLiabilitiesLevel2ToLevel1TransfersAmount1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="CommercialBankAcquisitionDeposit" id="atch_CommercialBankAcquisitionDeposit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="StockPayableCurrent" id="atch_StockPayableCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SharesIssuedToPurchasePasquire" id="atch_SharesIssuedToPurchasePasquire" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SharesIssuedAsDepositForCommercialBankAcquisition" id="atch_SharesIssuedAsDepositForCommercialBankAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PascquireMember" id="atch_PascquireMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfEscalationInRentEveryYear" id="atch_PercentageOfEscalationInRentEveryYear" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DecreaseInOperatingLeaseRightOfUseAsset" id="atch_DecreaseInOperatingLeaseRightOfUseAsset" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AtlasclearPlatformMember" id="atch_AtlasclearPlatformMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PacsquareMember" id="atch_PacsquareMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThresholdPeriodToReceiveLevel1EquitiesTradingPlatformFromSigningOfAgreement" id="atch_ThresholdPeriodToReceiveLevel1EquitiesTradingPlatformFromSigningOfAgreement" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationPayableInCashAndSharesOfCommonStock" id="atch_AssetAcquisitionPurchaseConsiderationPayableInCashAndSharesOfCommonStock" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationPayableInCashUponDeliveryOfSourceCodeAndExecutionOfPurchaseAgreement" id="atch_AssetAcquisitionPurchaseConsiderationPayableInCashUponDeliveryOfSourceCodeAndExecutionOfPurchaseAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationPayableInFourMonthlyInstallments" id="atch_AssetAcquisitionPurchaseConsiderationPayableInFourMonthlyInstallments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationPayableInEachMonthlyInstallment" id="atch_AssetAcquisitionPurchaseConsiderationPayableInEachMonthlyInstallment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationNumberOfMonthlyInstallments" id="atch_AssetAcquisitionPurchaseConsiderationNumberOfMonthlyInstallments" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionPurchaseConsiderationPayableRatablyOnModuleByModuleBasisUponDeliveryAndAcceptanceOfEachOfPlatformModules" id="atch_AssetAcquisitionPurchaseConsiderationPayableRatablyOnModuleByModuleBasisUponDeliveryAndAcceptanceOfEachOfPlatformModules" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LesseeOperatingLeasesOtherInformationTableTextBlock" id="atch_LesseeOperatingLeasesOtherInformationTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashReceivedFromAcquisition" id="atch_CashReceivedFromAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransferredToEquity" id="atch_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransferredToEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CommonStockNotesIssuedToToSettledVendorObligations" id="atch_CommonStockNotesIssuedToToSettledVendorObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CommonStockAdjustmentExciseTaxesRelatedToRedemptions" id="atch_CommonStockAdjustmentExciseTaxesRelatedToRedemptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfTransitionPeriodComparativeDataTableTextBlock" id="atch_ScheduleOfTransitionPeriodComparativeDataTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExtinguishmentOfAccruedExpenses" id="atch_ExtinguishmentOfAccruedExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueSettlementOfAccruedInterest" id="atch_StockIssuedDuringPeriodValueSettlementOfAccruedInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesSettlementOfAccruedInterest" id="atch_StockIssuedDuringPeriodSharesSettlementOfAccruedInterest" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExtinguishmentOfStockPayable" id="atch_ExtinguishmentOfStockPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfStockPayable" id="atch_FairValueAdjustmentOfStockPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtIssuanceCosts" id="atch_DebtIssuanceCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InitialValueOfDerivativeLiabilityOnConvertibleDebt" id="atch_InitialValueOfDerivativeLiabilityOnConvertibleDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SellerNotesMember" id="atch_SellerNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeemedDividend" id="atch_DeemedDividend" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ValueOfFounderSharesTransferredToCoverCashDeficit" id="atch_ValueOfFounderSharesTransferredToCoverCashDeficit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LossesOnReceivableFromBrokerDealerAndClearingOrganization" id="atch_LossesOnReceivableFromBrokerDealerAndClearingOrganization" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AtMarketAgreementMember" id="atch_AtMarketAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MaximumAggregatePurchasePrice" id="atch_MaximumAggregatePurchasePrice" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AgreementTerm" id="atch_AgreementTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualAdvancesRequestedPercentageOfAverageDailyVolumeOfCommonStockTraded" id="atch_IndividualAdvancesRequestedPercentageOfAverageDailyVolumeOfCommonStockTraded" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualAdvancesRequestedThresholdTradingDays" id="atch_IndividualAdvancesRequestedThresholdTradingDays" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SharesSoldPurchasePricePayableAsPercentageOfLowestVolumeWeightedAveragePriceOfCommonStock" id="atch_SharesSoldPurchasePricePayableAsPercentageOfLowestVolumeWeightedAveragePriceOfCommonStock" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualAdvancesRequestedThresholdConsecutiveTradingDays" id="atch_IndividualAdvancesRequestedThresholdConsecutiveTradingDays" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ContingentGuarantee" id="atch_ContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAdjustmentOfContingentGuarantee" id="atch_FairValueAdjustmentOfContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="GainLossOnAssetAcquisition" id="atch_GainLossOnAssetAcquisition" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionConvertedInstrumentSharesTransferred" id="atch_DebtConversionConvertedInstrumentSharesTransferred" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThresholdSharesOfIndividualAdvancesThatCanBeRequested" id="atch_ThresholdSharesOfIndividualAdvancesThatCanBeRequested" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SubscriptionAgreementFairValueDisclosure" id="atch_SubscriptionAgreementFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ContingentGuaranteeFairValueDisclosure" id="atch_ContingentGuaranteeFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SubscriptionAgreementMeasurementInput" id="atch_SubscriptionAgreementMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ValueOfFounderSharesTransferred" id="atch_ValueOfFounderSharesTransferred" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AmountOfCashRecoveredThroughTransferOfShares" id="atch_AmountOfCashRecoveredThroughTransferOfShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfNraLiabilityAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfNraLiabilityAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseMealsAmount" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseMealsAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEntertainmentAmount" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEntertainmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseTransactionCostsAmount" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseTransactionCostsAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfLongTermAndShortTermInvestorNotesAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfLongTermAndShortTermInvestorNotesAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSecuredConvertibleNoteAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSecuredConvertibleNoteAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfEarnoutLiabilityAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfEarnoutLiabilityAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSubscriptionAgreementAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSubscriptionAgreementAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfStockPayableAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfStockPayableAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationGainLossOnAcquisitionAmount" id="atch_EffectiveIncomeTaxRateReconciliationGainLossOnAcquisitionAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationExtinguishmentOfAccruedLiabilitiesAmount" id="atch_EffectiveIncomeTaxRateReconciliationExtinguishmentOfAccruedLiabilitiesAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSharePayableAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSharePayableAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationStateAndLocalMinimumIncomeTaxesAmount" id="atch_EffectiveIncomeTaxRateReconciliationStateAndLocalMinimumIncomeTaxesAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceStateAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceStateAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceFederalAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceFederalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfNraLiabilityPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfNraLiabilityPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseMealsPercent" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseMealsPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEntertainmentPercent" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseEntertainmentPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseTransactionCostsPercent" id="atch_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseTransactionCostsPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfLongTermAndShortTermInvestorNotesPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfLongTermAndShortTermInvestorNotesPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSecuredConvertibleNotePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSecuredConvertibleNotePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfEarnoutLiabilityPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfEarnoutLiabilityPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSubscriptionAgreementPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfSubscriptionAgreementPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfStockPayablePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfStockPayablePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationLossOnAcquisitionPercent" id="atch_EffectiveIncomeTaxRateReconciliationLossOnAcquisitionPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationExtinguishmentOfAccruedLiabilitiesPercent" id="atch_EffectiveIncomeTaxRateReconciliationExtinguishmentOfAccruedLiabilitiesPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSharePayablePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSharePayablePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationStateAndLocalMinimumIncomeTaxesPercent" id="atch_EffectiveIncomeTaxRateReconciliationStateAndLocalMinimumIncomeTaxesPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceStatePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceStatePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceFederalPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowanceFederalPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxAssetsTaxDeferredExpenseBusinessCombinationExpenses" id="atch_DeferredTaxAssetsTaxDeferredExpenseBusinessCombinationExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxDeferredExpenseStartUpCosts" id="atch_DeferredTaxAssetsTaxDeferredExpenseStartUpCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsLeaseLiability" id="atch_DeferredTaxAssetsLeaseLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxAssetsTaxDeferredExpenseLosses" id="atch_DeferredTaxAssetsTaxDeferredExpenseLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesStateTaxesCurrent" id="atch_DeferredTaxLiabilitiesStateTaxesCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeferredTaxLiabilitiesStateTaxesDeferred" id="atch_DeferredTaxLiabilitiesStateTaxesDeferred" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NetDeferredTaxAssetsLiabilityBeforeValuationAllowance" id="atch_NetDeferredTaxAssetsLiabilityBeforeValuationAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ContingentGuaranteeMember" id="atch_ContingentGuaranteeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IntangibleAssetsGrossIncludingGoodwill" id="atch_IntangibleAssetsGrossIncludingGoodwill" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FiniteLivedIntangibleAssetsExcludingGoodwillAccumulatedImpairmentLoss" id="atch_FiniteLivedIntangibleAssetsExcludingGoodwillAccumulatedImpairmentLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DeemedDividendToRelatedParty" id="atch_DeemedDividendToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SharesIssuedToSettleInterest" id="atch_SharesIssuedToSettleInterest" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestSettledWithSharesTransferedByRelatedParty" id="atch_InterestSettledWithSharesTransferedByRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInDeferredTaxLiability" id="atch_IncreaseDecreaseInDeferredTaxLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ProceedRepaymentOfAdvancesFromRelatedParty" id="atch_ProceedRepaymentOfAdvancesFromRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="InterestEarnedOnMarketableSecurities" id="atch_InterestEarnedOnMarketableSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfDerivativeGainLossOnConvertibleNoteDerivativeNet" id="atch_FairValueOfDerivativeGainLossOnConvertibleNoteDerivativeNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AssetAcquisitionLossOnTransaction" id="atch_AssetAcquisitionLossOnTransaction" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SubscriptionAgreementCurrent" id="atch_SubscriptionAgreementCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AccountsPayableSettledWithShares" id="atch_AccountsPayableSettledWithShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestSettledWithShares" id="atch_InterestSettledWithShares" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InterestSettledWithSharesTransferredByRelatedParty" id="atch_InterestSettledWithSharesTransferredByRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="AtlasfintechHoldingsCorpMember" id="atch_AtlasfintechHoldingsCorpMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubscriptionPayableLiabilityNoncurrent" id="atch_SubscriptionPayableLiabilityNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BusinessAcquisitionProFormaTransactionCost" id="atch_BusinessAcquisitionProFormaTransactionCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="BusinessAcquisitionProFormaLoss" id="atch_BusinessAcquisitionProFormaLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="BusinessAcquisitionProFormaInterestEarnedOnInvestmentsHeldInTrust" id="atch_BusinessAcquisitionProFormaInterestEarnedOnInvestmentsHeldInTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AdditionalSharesIssued" id="atch_AdditionalSharesIssued" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReimbursementSharesTransferred" id="atch_ReimbursementSharesTransferred" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SharesOfFounderSharesTransferred" id="atch_SharesOfFounderSharesTransferred" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ContingentGuaranteeDeemedValue" id="atch_ContingentGuaranteeDeemedValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentPenaltyInterest" id="atch_DebtInstrumentPenaltyInterest" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AssetAcquisitionAccruedInAccountsPayable" id="atch_AssetAcquisitionAccruedInAccountsPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="BadDebtExpense" id="atch_BadDebtExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ChangeInFairValueSubscriptionAgreement" id="atch_ChangeInFairValueSubscriptionAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ImpairmentCharges" id="atch_ImpairmentCharges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CarryingBalanceOfTechnologyAcquiredWrittenOff" id="atch_CarryingBalanceOfTechnologyAcquiredWrittenOff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ConvertibleNotesMember" id="atch_ConvertibleNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TauAgreementMember" id="atch_TauAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetAcquisitionAdditionalConsiderationPayableIncludedInAccruedInvoices" id="atch_AssetAcquisitionAdditionalConsiderationPayableIncludedInAccruedInvoices" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingDerivativesLiabilitiesFairValueDisclosure" id="atch_MergerFinancingDerivativesLiabilitiesFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SharePurchaseCommitmentFairValueDisclosure" id="atch_SharePurchaseCommitmentFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="ContingentGuaranteeRepaymentObligation" id="atch_ContingentGuaranteeRepaymentObligation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedPaymentTowardsContingentGuarantee" id="atch_StockIssuedPaymentTowardsContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="MeasurementInputRecoveryRateMember" id="atch_MeasurementInputRecoveryRateMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConvertibleNotesMergerFinancingMember" id="atch_ConvertibleNotesMergerFinancingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SharePurchaseCommitmentAmountCurrent" id="atch_SharePurchaseCommitmentAmountCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingNetNoncurrent" id="atch_MergerFinancingNetNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingConvertibleNoteNoncurrent" id="atch_MergerFinancingConvertibleNoteNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingMember" id="atch_MergerFinancingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfSharePurchaseCommitmentAmount" id="atch_FairValueAdjustmentOfSharePurchaseCommitmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaidInKindLateFeesToSellers" id="atch_PaidInKindLateFeesToSellers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="InitialFairValueCommitmentAmount" id="atch_InitialFairValueCommitmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SubsequentFairValueOfCommitmentAmount" id="atch_SubsequentFairValueOfCommitmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MeasurementInputAnticipatedMonthlyAdvancePaymentsMember" id="atch_MeasurementInputAnticipatedMonthlyAdvancePaymentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommitmentAmountMeasurementInput" id="atch_CommitmentAmountMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityExchanges" id="atch_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityExchanges" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="TauInvestmentPartnersLlcMember" id="atch_TauInvestmentPartnersLlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InitialFairValueCommitmentFee" id="atch_InitialFairValueCommitmentFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SubsequentFairValueOfCommitmentFee" id="atch_SubsequentFairValueOfCommitmentFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommitmentFeeMeasurementInput" id="atch_CommitmentFeeMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingDerivativeMember" id="atch_MergerFinancingDerivativeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SecuredConvertibleDerivativeMember" id="atch_SecuredConvertibleDerivativeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="InitialSharesIssuedValuePurchaseCommitmentAmount" id="atch_InitialSharesIssuedValuePurchaseCommitmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedSettlementOfAccountsPayableToRelatedParty" id="atch_StockIssuedSettlementOfAccountsPayableToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedToPayInterestOnSecurities" id="atch_StockIssuedToPayInterestOnSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ShortTermMergerFinancingMember" id="atch_ShortTermMergerFinancingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilitys" id="atch_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilitys" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="StockTransferredDuringPeriodByRelatedPartyValueConversionOfConvertibleSecuritiesPrincipal" id="atch_StockTransferredDuringPeriodByRelatedPartyValueConversionOfConvertibleSecuritiesPrincipal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockTransferredDuringPeriodByRelatedPartySharesConversionOfConvertibleSecuritiesInterest" id="atch_StockTransferredDuringPeriodByRelatedPartySharesConversionOfConvertibleSecuritiesInterest" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueSettlementOfDues" id="atch_StockIssuedDuringPeriodValueSettlementOfDues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesSettlementOfDues" id="atch_StockIssuedDuringPeriodSharesSettlementOfDues" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueCompanyObligationsNetOfContributedCapitalForDebtAssumed" id="atch_StockIssuedDuringPeriodValueCompanyObligationsNetOfContributedCapitalForDebtAssumed" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesCompanyObligationsNetOfContributedCapitalForDebtAssumed" id="atch_StockIssuedDuringPeriodSharesCompanyObligationsNetOfContributedCapitalForDebtAssumed" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionOriginalDebtPrincipalAmount" id="atch_DebtConversionOriginalDebtPrincipalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionOriginalDebtInterestAmount" id="atch_DebtConversionOriginalDebtInterestAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SubscriptionReceivableMember" id="atch_SubscriptionReceivableMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfFinancialInstrumentsNetOfTax" id="atch_FairValueAdjustmentOfFinancialInstrumentsNetOfTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SecuredConvertibleNotesMember" id="atch_SecuredConvertibleNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SharePurchaseCommitmentAgreementMember" id="atch_SharePurchaseCommitmentAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionConvertedInstrumentAmountConversionOfInterestOfConvertibleNotes" id="atch_DebtConversionConvertedInstrumentAmountConversionOfInterestOfConvertibleNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SellersNoteMember" id="atch_SellersNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShortTermSellerNotesMember" id="atch_ShortTermSellerNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LongTermSellerNotesMember" id="atch_LongTermSellerNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseContingentGuarantee" id="atch_IncreaseDecreaseContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedForContingentGuarantee" id="atch_StockIssuedForContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ConvenienceFeePercentage" id="atch_ConvenienceFeePercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ConvertibleNotesIssuedForContingentConsideration" id="atch_ConvertibleNotesIssuedForContingentConsideration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="AmortizationOfDebtDiscountPremiumContingentGuarantee" id="atch_AmortizationOfDebtDiscountPremiumContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LongTermMergerFinancingNet" id="atch_LongTermMergerFinancingNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="InterestOnContingentGuarantee" id="atch_InterestOnContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PurchasePriceThresholdConsecutiveTradingDays" id="atch_PurchasePriceThresholdConsecutiveTradingDays" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReductionInAdvanceAmountPercentage" id="atch_ReductionInAdvanceAmountPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CommitmentFeePercentage" id="atch_CommitmentFeePercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="SharesToBeIssuedAmount" id="atch_SharesToBeIssuedAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SaleOfSharesUnderSharePurchaseAgreement" id="atch_SaleOfSharesUnderSharePurchaseAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockPurchasedDuringPeriodSharesSharePurchaseAgreement" id="atch_StockPurchasedDuringPeriodSharesSharePurchaseAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PurchaseOfSharesUnderSharePurchaseAgreement" id="atch_PurchaseOfSharesUnderSharePurchaseAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableAndCommitmentsAndContingenciesAbstract" id="atch_NotesPayableAndCommitmentsAndContingenciesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NotesPayableAndCommitmentsAndContingenciesDisclosureTextBlockTextblock" id="atch_NotesPayableAndCommitmentsAndContingenciesDisclosureTextBlockTextblock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShortAndLongTermNotesMember" id="atch_ShortAndLongTermNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSharesToBeCancelledAsIfNotIssued" id="atch_NumberOfSharesToBeCancelledAsIfNotIssued" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ValueOfSharesTransferredByRelatedPartiesToSettleObligations" id="atch_ValueOfSharesTransferredByRelatedPartiesToSettleObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionConvertedInstrumentValueTransferred" id="atch_DebtConversionConvertedInstrumentValueTransferred" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NoncashOrPartOfNoncashChangesInGoodwillDueToChangeInDeferredTaxLiability" id="atch_NoncashOrPartOfNoncashChangesInGoodwillDueToChangeInDeferredTaxLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SharesPayableForCommercialBankAcquisitionExtension" id="atch_SharesPayableForCommercialBankAcquisitionExtension" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SharesAuthorized" id="atch_SharesAuthorized" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="PostReverseSplitMember" id="atch_PostReverseSplitMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PreReverseSplitMember" id="atch_PreReverseSplitMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExciseTaxesPenaltiesAccruedCurrent" id="atch_ExciseTaxesPenaltiesAccruedCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommercialBancorpMember" id="atch_CommercialBancorpMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UnamortizedDiscountPremiumContingentGuarantee" id="atch_UnamortizedDiscountPremiumContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="ThresholdNumberOfSharesForPurchaseByInvestorAsPercentageOfOutstandingVotingStock" id="atch_ThresholdNumberOfSharesForPurchaseByInvestorAsPercentageOfOutstandingVotingStock" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ThresholdNumberOfDaysAvailableForCompletionOfSecuritiesTransactionByInvestor" id="atch_ThresholdNumberOfDaysAvailableForCompletionOfSecuritiesTransactionByInvestor" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentConvertibleConversionRateAsPercentageOfSpecifiedTradingDaysVolumeWeightedAverageSharePrice" id="atch_DebtInstrumentConvertibleConversionRateAsPercentageOfSpecifiedTradingDaysVolumeWeightedAverageSharePrice" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="HanireLlcMember" id="atch_HanireLlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UponClosingOfSecuritiesPurchaseTransactionMember" id="atch_UponClosingOfSecuritiesPurchaseTransactionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UponSecuringSettlementAmountsOutstandingToPrincipalOwnersOfSecuritiesBrokerMember" id="atch_UponSecuringSettlementAmountsOutstandingToPrincipalOwnersOfSecuritiesBrokerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="UponAchievementOfPositiveNetIncomeInMostRecentReportingPeriodMember" id="atch_UponAchievementOfPositiveNetIncomeInMostRecentReportingPeriodMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AssetAcquisitionTotalPayablesAccrued" id="atch_AssetAcquisitionTotalPayablesAccrued" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="PostReverseSplitPurchasePricePerShareAt360Member" id="atch_PostReverseSplitPurchasePricePerShareAt360Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PostReverseSplitPurchasePricePerShareAt90Member" id="atch_PostReverseSplitPurchasePricePerShareAt90Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockTransferredDuringPeriodValueFromPersonalHoldings" id="atch_StockTransferredDuringPeriodValueFromPersonalHoldings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="UponReceivalOfApprovalForAcquisitionOfCommercialBancorpOfWyomingMember" id="atch_UponReceivalOfApprovalForAcquisitionOfCommercialBancorpOfWyomingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionOriginalDebtAmountContingentGuarantee" id="atch_DebtConversionOriginalDebtAmountContingentGuarantee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="DebtConversionConvertedInstrumentSharesIssuedContingentGuarantee" id="atch_DebtConversionConvertedInstrumentSharesIssuedContingentGuarantee" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAdvanceRequests" id="atch_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityAdvanceRequests" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueDelayedPaymentsOfDebt" id="atch_StockIssuedDuringPeriodValueDelayedPaymentsOfDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesDelayedPaymentsOfDebt" id="atch_StockIssuedDuringPeriodSharesDelayedPaymentsOfDebt" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueSettledVendorObligation" id="atch_StockIssuedDuringPeriodValueSettledVendorObligation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesSettledVendorObligation" id="atch_StockIssuedDuringPeriodSharesSettledVendorObligation" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueCommitmentFees" id="atch_StockIssuedDuringPeriodValueCommitmentFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesCommitmentFees" id="atch_StockIssuedDuringPeriodSharesCommitmentFees" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SaleOfSharesUnderSharePurchaseAgreementShares" id="atch_SaleOfSharesUnderSharePurchaseAgreementShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PromissoryNotesIssuedUnderInsurancePremium" id="atch_PromissoryNotesIssuedUnderInsurancePremium" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationFounderShareTransfer" id="atch_ShareBasedCompensationFounderShareTransfer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="FiniteLivedIntangibleAssetsIncludingGoodwillAccumulatedImpairmentLoss" id="atch_FiniteLivedIntangibleAssetsIncludingGoodwillAccumulatedImpairmentLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="TechnologyAcquiredMember" id="atch_TechnologyAcquiredMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CashDepositNumberOfFinancialInstitutions" id="atch_CashDepositNumberOfFinancialInstitutions" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="CustomerMarginMinimumSecuritiesToMarginObligationsRatio" id="atch_CustomerMarginMinimumSecuritiesToMarginObligationsRatio" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="RiskManagementPolicyTextBlock" id="atch_RiskManagementPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShortTermMergerFinancing" id="atch_ShortTermMergerFinancing" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LongTermMergerFinancingCurrent" id="atch_LongTermMergerFinancingCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilityCurrent" id="atch_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilityCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="MergerFinancingPayable" id="atch_MergerFinancingPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilityNoncurrent" id="atch_EmbeddedDerivativeFairValueOfEmbeddedDerivativeLiabilityNoncurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SingleReportableSegmentMember" id="atch_SingleReportableSegmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThresholdTradingDaysPriorToBusinessCombinationForDeterminingVolumeWeightedAveragePrice" id="atch_ThresholdTradingDaysPriorToBusinessCombinationForDeterminingVolumeWeightedAveragePrice" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWarrantLiabilityAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWarrantLiabilityAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWarrantLiabilityPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWarrantLiabilityPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfConvertibleNoteAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfConvertibleNoteAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfConvertibleNotePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfConvertibleNotePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementPercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementCommitmentFeeAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementCommitmentFeeAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementCommitmentFeePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfAttheMarketAgreementCommitmentFeePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSellersConvertibleNoteAmount" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSellersConvertibleNoteAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSellersConvertibleNotePercent" id="atch_EffectiveIncomeTaxRateReconciliationChangeInFairValueOfWdcoSellersConvertibleNotePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationAcquisitionGoodwillAndIntangibleAssetsAmount" id="atch_EffectiveIncomeTaxRateReconciliationAcquisitionGoodwillAndIntangibleAssetsAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationAcquisitionGoodwillAndIntangibleAssetsPercent" id="atch_EffectiveIncomeTaxRateReconciliationAcquisitionGoodwillAndIntangibleAssetsPercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueStockPromotionAgreement" id="atch_StockIssuedDuringPeriodValueStockPromotionAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesStockPromotionAgreement" id="atch_StockIssuedDuringPeriodSharesStockPromotionAgreement" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodValueAcquisitionsOriginalCommitment" id="atch_StockIssuedDuringPeriodValueAcquisitionsOriginalCommitment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="StockIssuedDuringPeriodSharesAcquisitionsOriginalCommitment" id="atch_StockIssuedDuringPeriodSharesAcquisitionsOriginalCommitment" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfSellersConvertibleNotes" id="atch_FairValueAdjustmentOfSellersConvertibleNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncreaseDecreaseInTradingDeposits" id="atch_IncreaseDecreaseInTradingDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentsForExtensionOfBankAcquisitionAgreement" id="atch_PaymentsForExtensionOfBankAcquisitionAgreement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PrepaymentOfStockBasedCompensation" id="atch_PrepaymentOfStockBasedCompensation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationTerminationExtensionFee" id="atch_BusinessCombinationTerminationExtensionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="SeriesaConvertibleDebenturesMember" id="atch_SeriesaConvertibleDebenturesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ConvertiblePromissoryNotesMember" id="atch_ConvertiblePromissoryNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="JohnSchaibleAndCraigRidenhourMember" id="atch_JohnSchaibleAndCraigRidenhourMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SandipPatelMember" id="atch_SandipPatelMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PayableImmediatelyMember" id="atch_PayableImmediatelyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PayableAtEndOfFourthQuarter2025Member" id="atch_PayableAtEndOfFourthQuarter2025Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PayableAtEndOfFirstQuarter2026Member" id="atch_PayableAtEndOfFirstQuarter2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GrantedOnSigningMember" id="atch_GrantedOnSigningMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GrantedOnJuly12026Member" id="atch_GrantedOnJuly12026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPriceMilestoneOneMember" id="atch_StockPriceMilestoneOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPriceMilestoneTwoMember" id="atch_StockPriceMilestoneTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPriceMilestoneThreeMember" id="atch_StockPriceMilestoneThreeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPriceMilestoneFourMember" id="atch_StockPriceMilestoneFourMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPriceMilestoneFiveMember" id="atch_StockPriceMilestoneFiveMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfProceedsRaisedInExcessOfThresholdAmount" id="atch_PercentageOfProceedsRaisedInExcessOfThresholdAmount" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ThirdPartyFinancingThresholdAmount" id="atch_ThirdPartyFinancingThresholdAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="ThresholdPeriodToFileRegistrationStatement" id="atch_ThresholdPeriodToFileRegistrationStatement" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmploymentAgreementTermOfEmployment" id="atch_EmploymentAgreementTermOfEmployment" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmploymentAgreementTermOfRenewal" id="atch_EmploymentAgreementTermOfRenewal" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmploymentAgreementThresholdPeriodOfWrittenNoticeOfNonRenewal" id="atch_EmploymentAgreementThresholdPeriodOfWrittenNoticeOfNonRenewal" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmploymentAgreementAnnualBaseSalaryYearOne" id="atch_EmploymentAgreementAnnualBaseSalaryYearOne" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EmploymentAgreementAnnualBaseSalaryYearTwo" id="atch_EmploymentAgreementAnnualBaseSalaryYearTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EmploymentAgreementAnnualBaseSalaryYearThree" id="atch_EmploymentAgreementAnnualBaseSalaryYearThree" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfBonusPayable" id="atch_PercentageOfBonusPayable" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="MinimumQualifiedCumulativeFinancingAmount" id="atch_MinimumQualifiedCumulativeFinancingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="EmploymentAgreementStockGrants" id="atch_EmploymentAgreementStockGrants" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EmploymentAgreementNumberOfStockAwards" id="atch_EmploymentAgreementNumberOfStockAwards" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ThresholdPercentageOfOutstandingSharesForDeterminingStockAward" id="atch_ThresholdPercentageOfOutstandingSharesForDeterminingStockAward" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="ThresholdTradingDaysOverWhichVolumeWeightedAverageStockPriceConsideredCalculatingStockTradingPrice" id="atch_ThresholdTradingDaysOverWhichVolumeWeightedAverageStockPriceConsideredCalculatingStockTradingPrice" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAveragePrice" id="atch_WeightedAveragePrice" type="dtr-types:perShareItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="FormerOfficerAndDirectorMember" id="atch_FormerOfficerAndDirectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SandipI.PatelP.a.Member" id="atch_SandipI.PatelP.a.Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="QualifiedFinancingThresholdGrossProceeds" id="atch_QualifiedFinancingThresholdGrossProceeds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentDiscountPercentage" id="atch_DebtInstrumentDiscountPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationTerminationExtensionTerm" id="atch_BusinessCombinationTerminationExtensionTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationPaymentOfTerminationExtensionFee" id="atch_BusinessCombinationPaymentOfTerminationExtensionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="NetOperatingLeasePayments" id="atch_NetOperatingLeasePayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PaymentForSoftwareServicesMonthlyPayment" id="atch_PaymentForSoftwareServicesMonthlyPayment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="PaymentForSoftwareServicesInStockRateAsPercentageOfSpecifiedTradingDaysVolumeWeightedAverageSharePrice" id="atch_PaymentForSoftwareServicesInStockRateAsPercentageOfSpecifiedTradingDaysVolumeWeightedAverageSharePrice" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IssuanceOfStockForPaymentOfServicesMaximumEquityOwnershipPercentage" id="atch_IssuanceOfStockForPaymentOfServicesMaximumEquityOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentForServicesNonPaymentOfCashInterestRate" id="atch_PaymentForServicesNonPaymentOfCashInterestRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentForServicesRightToAcquireOwnershipPercentage" id="atch_PaymentForServicesRightToAcquireOwnershipPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentForServicesRightToAcquireEntityValuationAmount" id="atch_PaymentForServicesRightToAcquireEntityValuationAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PaymentForServicesRightToAcquireLicenseFeePaidConsideredAsContributionPercentage" id="atch_PaymentForServicesRightToAcquireLicenseFeePaidConsideredAsContributionPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IndividualThirdPartyMember" id="atch_IndividualThirdPartyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPromotionAgreementPerformanceOfServicePeriod" id="atch_StockPromotionAgreementPerformanceOfServicePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StockPromotionAgreementExpenseRecognitionPeriod" id="atch_StockPromotionAgreementExpenseRecognitionPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ReceivableFromCustomersAllowanceForCreditLossExcludingAccruedInterestCurrent" id="atch_ReceivableFromCustomersAllowanceForCreditLossExcludingAccruedInterestCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DebtInstrumentInterestRateUnusedPortionStatedPercentage" id="atch_DebtInstrumentInterestRateUnusedPortionStatedPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="NumberOfSharesTransferredByRelatedParty" id="atch_NumberOfSharesTransferredByRelatedParty" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfSubordinatedLoanAgreement" id="atch_NumberOfSubordinatedLoanAgreement" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SixSubordinatedLoanAgreementsMember" id="atch_SixSubordinatedLoanAgreementsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SubordinatedDemandNotesMember" id="atch_SubordinatedDemandNotesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DebtInstrumentTermExtension" id="atch_DebtInstrumentTermExtension" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementTerm" id="atch_SoftwareDevelopmentAndLicenseAgreementTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementHoursOfKnowledgeTransfer" id="atch_SoftwareDevelopmentAndLicenseAgreementHoursOfKnowledgeTransfer" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementKnowledgeTransferPeriod" id="atch_SoftwareDevelopmentAndLicenseAgreementKnowledgeTransferPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementPayable" id="atch_SoftwareDevelopmentAndLicenseAgreementPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementUpfrontFeesPayable" id="atch_SoftwareDevelopmentAndLicenseAgreementUpfrontFeesPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementFirstMonthPayable" id="atch_SoftwareDevelopmentAndLicenseAgreementFirstMonthPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SoftwareDevelopmentAndLicenseAgreementRemainingMonthlyPayable" id="atch_SoftwareDevelopmentAndLicenseAgreementRemainingMonthlyPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="DueAfterDateOfSigningContractMember" id="atch_DueAfterDateOfSigningContractMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="PaymentForServicesRightToAcquireInvestmentAmount" id="atch_PaymentForServicesRightToAcquireInvestmentAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LongsideVenturesLlcMember" id="atch_LongsideVenturesLlcMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IssuedUponExecutionOfAgreementMember" id="atch_IssuedUponExecutionOfAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="DuePaidOnOneMonthAnniversaryMember" id="atch_DuePaidOnOneMonthAnniversaryMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNetAdjustmentsFederalAmount" id="atch_EffectiveIncomeTaxRateReconciliationNetAdjustmentsFederalAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationNetAdjustmentsFederalPercentage" id="atch_EffectiveIncomeTaxRateReconciliationNetAdjustmentsFederalPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LocboxTechnologiesInc.Member" id="atch_LocboxTechnologiesInc.Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NumberOfRegisteredSharesTransferred" id="atch_NumberOfRegisteredSharesTransferred" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentOfStockPayables" id="atch_FairValueAdjustmentOfStockPayables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
</xsd:schema>
