The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 3,862,294 28,836 SH SOLE 0 0 0 28,836
ABBVIE INC COM 00287Y109 5,065,401 21,877 SH SOLE 0 0 0 21,877
ALPHABET INC CAP STK CL A 02079K305 16,702,915 68,708 SH SOLE 0 0 0 68,708
ALPHABET INC CAP STK CL C 02079K107 1,699,979 6,980 SH SOLE 0 0 0 6,980
AMAZON COM INC COM 023135106 14,713,166 67,009 SH SOLE 0 0 0 67,009
APPLE INC COM 037833100 12,142,032 47,685 SH SOLE 0 0 0 47,685
APPLIED MATLS INC COM 038222105 235,451 1,150 SH SOLE 0 0 0 1,150
ASML HOLDING N V N Y REGISTRY SHS N07059210 285,587 295 SH SOLE 0 0 0 295
BANK AMERICA CORP COM 060505104 1,061,567 20,577 SH SOLE 0 0 0 20,577
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12,497,111 24,858 SH SOLE 0 0 0 24,858
BROADCOM INC COM 11135F101 781,887 2,370 SH SOLE 0 0 0 2,370
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 8,446,053 256,797 SH SOLE 0 0 0 256,797
BROOKFIELD INFRASTRUCTURE CO COM SUB VTG A 11276H106 892,880 21,714 SH SOLE 0 0 0 21,714
CHEVRON CORP NEW COM 166764100 1,683,654 10,842 SH SOLE 0 0 0 10,842
CISCO SYS INC COM 17275R102 3,007,401 43,955 SH SOLE 0 0 0 43,955
COCA COLA CO COM 191216100 470,341 7,092 SH SOLE 0 0 0 7,092
COSTCO WHSL CORP NEW COM 22160K105 210,118 227 SH SOLE 0 0 0 227
EMERSON ELEC CO COM 291011104 240,322 1,832 SH SOLE 0 0 0 1,832
EXXON MOBIL CORP COM 30231G102 1,374,874 12,194 SH SOLE 0 0 0 12,194
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 492,950 5,000 SH SOLE 0 0 0 5,000
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 14,162,864 308,963 SH SOLE 0 0 0 308,963
GE AEROSPACE COM NEW 369604301 519,817 1,728 SH SOLE 0 0 0 1,728
GE VERNOVA INC COM 36828A101 263,177 428 SH SOLE 0 0 0 428
GRAINGER W W INC COM 384802104 243,005 255 SH SOLE 0 0 0 255
HOME DEPOT INC COM 437076102 1,954,637 4,824 SH SOLE 0 0 0 4,824
INTERNATIONAL BUSINESS MACHS COM 459200101 856,638 3,036 SH SOLE 0 0 0 3,036
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 987,389 5,205 SH SOLE 0 0 0 5,205
ISHARES INC CORE MSCI EMKT 46434G103 251,155 3,810 SH SOLE 0 0 0 3,810
ISHARES INC EM MKT SM-CP ETF 464286475 8,373,439 123,302 SH SOLE 0 0 0 123,302
ISHARES TR CORE MSCI EAFE 46432F842 205,353 2,352 SH SOLE 0 0 0 2,352
ISHARES TR IBONDS DEC25 ETF 46434VBD1 4,083,450 162,106 SH SOLE 0 0 0 162,106
ISHARES TR IBONDS DEC2026 46435GAA0 1,552,551 63,891 SH SOLE 0 0 0 63,891
ISHARES TR IBONDS 27 ETF 46435UAA9 913,553 37,533 SH SOLE 0 0 0 37,533
ISHARES TR IBDS DEC28 ETF 46435U515 4,628,307 181,360 SH SOLE 0 0 0 181,360
ISHARES TR IBONDS DEC 29 46436E205 1,849,905 78,820 SH SOLE 0 0 0 78,820
ISHARES TR ISHARES SEMICDTR 464287523 9,996,737 36,872 SH SOLE 0 0 0 36,872
ISHARES TR EAFE SML CP ETF 464288273 5,478,575 71,410 SH SOLE 0 0 0 71,410
ISHARES TR MSCI ACWI EX US 464288240 446,944 6,875 SH SOLE 0 0 0 6,875
ISHARES TR PFD AND INCM SEC 464288687 1,316,119 41,623 SH SOLE 0 0 0 41,623
ISHARES TR MSCI EAFE ETF 464287465 2,347,882 25,146 SH SOLE 0 0 0 25,146
ISHARES TR CORE DIV GRWTH 46434V621 2,092,439 30,735 SH SOLE 0 0 0 30,735
ISHARES TR CORE S&P MCP ETF 464287507 10,905,729 167,112 SH SOLE 0 0 0 167,112
ISHARES TR CORE S&P SCP ETF 464287804 9,935,495 83,611 SH SOLE 0 0 0 83,611
ISHARES TR S&P SML 600 GWT 464287887 3,648,436 25,784 SH SOLE 0 0 0 25,784
ISHARES TR CORE S&P500 ETF 464287200 12,639,061 18,884 SH SOLE 0 0 0 18,884
ISHARES TR RUS 1000 GRW ETF 464287614 491,831 1,050 SH SOLE 0 0 0 1,050
ISHARES TR MSCI EMG MKT ETF 464287234 1,817,683 34,039 SH SOLE 0 0 0 34,039
JOHNSON & JOHNSON COM 478160104 6,375,873 34,386 SH SOLE 0 0 0 34,386
JPMORGAN CHASE & CO. COM 46625H100 9,238,945 29,290 SH SOLE 0 0 0 29,290
LOWES COS INC COM 548661107 2,141,915 8,523 SH SOLE 0 0 0 8,523
MCDONALDS CORP COM 580135101 1,589,952 5,232 SH SOLE 0 0 0 5,232
MERCK & CO INC COM 58933Y105 2,207,359 26,300 SH SOLE 0 0 0 26,300
META PLATFORMS INC CL A 30303M102 263,642 359 SH SOLE 0 0 0 359
MICROSOFT CORP COM 594918104 8,973,737 17,325 SH SOLE 0 0 0 17,325
NVIDIA CORPORATION COM 67066G104 878,792 4,710 SH SOLE 0 0 0 4,710
PEPSICO INC COM 713448108 4,153,513 29,575 SH SOLE 0 0 0 29,575
PFIZER INC COM 717081103 4,839,264 189,924 SH SOLE 0 0 0 189,924
PHILIP MORRIS INTL INC COM 718172109 429,055 2,645 SH SOLE 0 0 0 2,645
PROCTER AND GAMBLE CO COM 742718109 1,353,042 8,806 SH SOLE 0 0 0 8,806
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 233,415 8,550 SH SOLE 0 0 0 8,550
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 1,751,699 48,443 SH SOLE 0 0 0 48,443
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,902,750 114,577 SH SOLE 0 0 0 114,577
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,161,924 88,911 SH SOLE 0 0 0 88,911
SPDR S&P 500 ETF TR TR UNIT 78462F103 528,947 794 SH SOLE 0 0 0 794
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,634,910 2,743 SH SOLE 0 0 0 2,743
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 2,408,718 7,548 SH SOLE 0 0 0 7,548
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 308,346 3,936 SH SOLE 0 0 0 3,936
SPDR SERIES TRUST BLOOMBERG INVT 78468R200 7,472,749 242,150 SH SOLE 0 0 0 242,150
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 5,457,739 49,445 SH SOLE 0 0 0 49,445
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 4,423,661 40,044 SH SOLE 0 0 0 40,044
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 21,242,850 34,689 SH SOLE 0 0 0 34,689
VANGUARD INDEX FDS MID CAP ETF 922908629 9,886,995 33,659 SH SOLE 0 0 0 33,659
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 541,572 5,924 SH SOLE 0 0 0 5,924
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,858,265 42,702 SH SOLE 0 0 0 42,702
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,063,927 3,242 SH SOLE 0 0 0 3,242
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,085,879 241,526 SH SOLE 0 0 0 241,526
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 13,883,125 173,974 SH SOLE 0 0 0 173,974
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 435,628 9,125 SH SOLE 0 0 0 9,125
VISA INC COM CL A 92826C839 3,187,124 9,336 SH SOLE 0 0 0 9,336
WISDOMTREE TR EM EX ST-OWNED 97717X578 407,665 10,745 SH SOLE 0 0 0 10,745