The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 1,906 6,969 SH SOLE 6,969 0 0
BROADCOM INC COM 11135F101 8,039 24,369 SH SOLE 24,369 0 0
ANALOG DEVICES INC COM 032654105 2,833 11,527 SH SOLE 11,527 0 0
ALPHABET INC-CL A CL A 02079K305 5,814 23,914 SH SOLE 23,914 0 0
META PLATFORMS INC CL A 30303M102 3,534 4,815 SH SOLE 4,815 0 0
STRYKER CORP COM 863667101 1,643 4,450 SH SOLE 4,450 0 0
BLACKROCK INC COM 09290D101 3,894 3,345 SH SOLE 3,345 0 0
MERCK AND CO INC COM 58933Y105 1,013 12,055 SH SOLE 12,055 0 0
TJX COMPANIES INC COM 872540109 2,861 19,780 SH SOLE 19,780 0 0
CSX CORP COM 126408103 1,898 53,498 SH SOLE 53,498 0 0
AMGEN INC COM 031162100 2,094 7,424 SH SOLE 7,424 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,706 3,515 SH SOLE 3,515 0 0
COSTCO WHOLESALE CORPORATION COM 22160k105 4,760 5,142 SH SOLE 5,142 0 0
MASTERCARD INC CL A 57636Q104 4,671 8,213 SH SOLE 8,213 0 0
US BANCORP NEW 902973304 1,648 34,095 SH SOLE 34,095 0 0
CME GROUP INC COM 12572Q105 2,104 7,789 SH SOLE 7,789 0 0
AMAZONCOM INC COM 023135106 3,228 14,705 SH SOLE 14,705 0 0
UNION PACIFIC CORPORATION COM 907818108 1,800 7,604 SH SOLE 7,604 0 0
COCA COLA CO COM 191216100 2,690 40,575 SH SOLE 40,575 0 0
UNITEDHEALTH GROUP COM 91324P102 2,068 5,983 SH SOLE 5,983 0 0
NEXTERA ENERGY INC COM 65339F101 3,207 42,518 SH SOLE 42,518 0 0
NIKE INC CL B 654106103 1,120 16,126 SH SOLE 16,126 0 0
LILLY ELI AND CO COM 532457108 3,543 4,643 SH SOLE 4,643 0 0
TEXAS INSTRUMENTS COM 882508104 1,847 10,038 SH SOLE 10,038 0 0
CHEVRON CORP COM 166764100 2,328 14,983 SH SOLE 14,983 0 0
BANK OF AMERICA CORP COM 060505104 4,878 94,452 SH SOLE 94,452 0 0
STARBUCKS CORP COM 855244109 2,065 24,434 SH SOLE 24,434 0 0
MCDONALDS CORP COM 580135101 2,896 9,522 SH SOLE 9,522 0 0
JP MORGAN CHASE COM 46625H100 6,507 20,630 SH SOLE 20,630 0 0
WALT DISNEY CO COM 254687106 881 7,661 SH SOLE 7,661 0 0
VALERO ENERGY CORP COM 91913Y100 2,448 14,383 SH SOLE 14,383 0 0
HOME DEPOT INC COM 437076102 2,615 6,463 SH SOLE 6,463 0 0
PROCTER AND GAMBLE COM 742718109 2,120 13,780 SH SOLE 13,780 0 0
APPLE INC COM 037833100 5,034 19,769 SH SOLE 19,769 0 0
MICROSOFT CORP COM 594918104 7,466 14,414 SH SOLE 14,414 0 0
QUALCOMM INC COM 747525103 1,972 11,866 SH SOLE 11,866 0 0
CISCO SYSTEMS INC COM 17275R102 3,243 47,443 SH SOLE 47,443 0 0
JOHNSON AND JOHNSON COM 478160104 2,859 15,397 SH SOLE 15,397 0 0
WALMART INC COM 931142103 1,732 16,759 SH SOLE 16,759 0 0
EATON CORP PLC SHS G29183103 4,999 13,381 SH SOLE 13,381 0 0
ACCENTURE PLC - CL A SHS G1151C101 2,771 11,258 SH SOLE 11,258 0 0
MEDTRONIC PLC SHS G5960L103 2,206 23,172 SH SOLE 23,172 0 0
PROSHARES SNP 500 DIVIDEND ARISTROC ETF 74348A467 2,621 25,491 SH SOLE 25,491 0 0
ISHARES DJ SELECT DIVIDEND INDEX ETF 464287168 3,912 27,528 SH SOLE 27,528 0 0
TE CONNECTIVITY PLC SHS G87052109 1,012 4,596 SH SOLE 4,596 0 0
SHELL PLC- ADR ADS 780259305 762 10,628 SH SOLE 10,628 0 0
EQUINOR ASA NPV - ADR ADR 29446M102 568 23,338 SH SOLE 23,338 0 0
NVENT ELECTRIC PLC SHS G6700G107 873 8,849 SH SOLE 8,849 0 0
RELX PLC SPON ADR ADR 759530108 920 19,233 SH SOLE 19,233 0 0
ASML HOLDING NV SHS N07059210 2,574 2,658 SH SOLE 2,658 0 0
NOVO-NORDISK A S-SPONS ADR ADR 670100205 999 18,013 SH SOLE 18,013 0 0
BRITISH AMERICAN TOBACCO PLC ADR ADR 110448107 710 13,315 SH SOLE 13,315 0 0
SANOFI-AVENTIS-ADR ADR 80105N105 818 17,271 SH SOLE 17,271 0 0
UNILEVER PLC-ADR ADR 904767704 672 11,376 SH SOLE 11,376 0 0
SAP AG-SPONS ADR ADR 803054204 2,058 7,704 SH SOLE 7,704 0 0
ASTRAZENECA-ADR ADR 046353108 420 5,534 SH SOLE 5,534 0 0
NOVARTIS AG-ADR ADR 66987V109 732 5,720 SH SOLE 5,720 0 0
ISHARES MSCI EUROPE FINANCIALS-ETF ETF 464289180 2,245 65,273 SH SOLE 65,273 0 0
JPM SMA MID CAP EN EQ ET ETF CAP 46641Q118 33 517 SH SOLE 517 0 0
DIMENSIONAL EMERGING CORE EQ ETF ETF 25434V302 33 1,058 SH SOLE 1,058 0 0
JPMORGAN INT RES ENH EQTY ETF EQT 46641Q134 48 659 SH SOLE 659 0 0
CAPITAL GROUP GROWTH ETF SHS 14020G101 51 1,162 SH SOLE 1,162 0 0
JPMORGAN US QUALITY FACTOR ETF ETF 46641Q761 113 1,796 SH SOLE 1,796 0 0
CAP GROUP DIVIDEND VALUE SHS 14020W106 50 1,180 SH SOLE 1,180 0 0