0001594968 2025-01-01 2025-09-30 0001594968 2025-11-14 0001594968 2025-09-30 0001594968 2024-12-31 0001594968 2025-07-01 2025-09-30 0001594968 2024-07-01 2024-09-30 0001594968 2024-01-01 2024-09-30 0001594968 LAAI:PreferredStockSeriesDMember 2023-12-31 0001594968 us-gaap:CommonStockMember 2023-12-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001594968 us-gaap:RetainedEarningsMember 2023-12-31 0001594968 2023-12-31 0001594968 LAAI:PreferredStockSeriesDMember 2024-03-31 0001594968 us-gaap:CommonStockMember 2024-03-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0001594968 us-gaap:RetainedEarningsMember 2024-03-31 0001594968 2024-03-31 0001594968 LAAI:PreferredStockSeriesDMember 2024-06-30 0001594968 us-gaap:CommonStockMember 2024-06-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-06-30 0001594968 us-gaap:RetainedEarningsMember 2024-06-30 0001594968 2024-06-30 0001594968 LAAI:PreferredStockSeriesDMember 2024-12-31 0001594968 us-gaap:CommonStockMember 2024-12-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-12-31 0001594968 us-gaap:RetainedEarningsMember 2024-12-31 0001594968 LAAI:PreferredStockSeriesDMember 2025-03-31 0001594968 us-gaap:CommonStockMember 2025-03-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-03-31 0001594968 us-gaap:RetainedEarningsMember 2025-03-31 0001594968 2025-03-31 0001594968 LAAI:PreferredStockSeriesDMember 2025-06-30 0001594968 us-gaap:CommonStockMember 2025-06-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-06-30 0001594968 us-gaap:RetainedEarningsMember 2025-06-30 0001594968 2025-06-30 0001594968 LAAI:PreferredStockSeriesDMember 2024-01-01 2024-03-31 0001594968 us-gaap:CommonStockMember 2024-01-01 2024-03-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-01-01 2024-03-31 0001594968 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0001594968 2024-01-01 2024-03-31 0001594968 LAAI:PreferredStockSeriesDMember 2024-04-01 2024-06-30 0001594968 us-gaap:CommonStockMember 2024-04-01 2024-06-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-04-01 2024-06-30 0001594968 us-gaap:RetainedEarningsMember 2024-04-01 2024-06-30 0001594968 2024-04-01 2024-06-30 0001594968 LAAI:PreferredStockSeriesDMember 2024-07-01 2024-09-30 0001594968 us-gaap:CommonStockMember 2024-07-01 2024-09-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-07-01 2024-09-30 0001594968 us-gaap:RetainedEarningsMember 2024-07-01 2024-09-30 0001594968 LAAI:PreferredStockSeriesDMember 2025-01-01 2025-03-31 0001594968 us-gaap:CommonStockMember 2025-01-01 2025-03-31 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-01-01 2025-03-31 0001594968 us-gaap:RetainedEarningsMember 2025-01-01 2025-03-31 0001594968 2025-01-01 2025-03-31 0001594968 LAAI:PreferredStockSeriesDMember 2025-04-01 2025-06-30 0001594968 us-gaap:CommonStockMember 2025-04-01 2025-06-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-04-01 2025-06-30 0001594968 us-gaap:RetainedEarningsMember 2025-04-01 2025-06-30 0001594968 2025-04-01 2025-06-30 0001594968 LAAI:PreferredStockSeriesDMember 2025-07-01 2025-09-30 0001594968 us-gaap:CommonStockMember 2025-07-01 2025-09-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-07-01 2025-09-30 0001594968 us-gaap:RetainedEarningsMember 2025-07-01 2025-09-30 0001594968 LAAI:PreferredStockSeriesDMember 2024-09-30 0001594968 us-gaap:CommonStockMember 2024-09-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2024-09-30 0001594968 us-gaap:RetainedEarningsMember 2024-09-30 0001594968 2024-09-30 0001594968 LAAI:PreferredStockSeriesDMember 2025-09-30 0001594968 us-gaap:CommonStockMember 2025-09-30 0001594968 us-gaap:AdditionalPaidInCapitalMember 2025-09-30 0001594968 us-gaap:RetainedEarningsMember 2025-09-30 0001594968 2025-06-01 2025-06-02 0001594968 LAAI:ConvertibleSeriesDPreferredStockMember 2023-08-24 2023-08-25 0001594968 LAAI:RestrictedCommonStockMember 2023-08-24 2023-08-25 0001594968 LAAI:ConvertibleSeriesDPreferredStockMember 2022-06-06 0001594968 LAAI:RhondaKeaveneyMember LAAI:ConvertiblePreferredDSeriesMember 2022-06-05 2022-06-06 0001594968 LAAI:FunFitnessCorporationMember 2023-01-11 2023-01-12 0001594968 LAAI:RhondaKeaveneyMember us-gaap:CommonStockMember 2022-06-05 2022-06-06 0001594968 LAAI:RhondaKeaveneyMember us-gaap:SeriesDPreferredStockMember 2022-06-05 2022-06-06 0001594968 LAAI:SmallCapComplianceMember 2022-01-01 2022-12-31 0001594968 LAAI:SmallCapComplianceMember 2023-01-01 2023-12-31 0001594968 LAAI:SmallCapComplianceMember 2023-08-25 0001594968 LAAI:RaymondFuMember 2024-01-01 2024-12-31 0001594968 LAAI:RaymondFuMember 2023-01-01 2023-12-31 iso4217:USD shares iso4217:USD shares pure false --12-31 2025 Q3 0001594968

10-Q true 2025-09-30 false 000-56529 Loan Artificial Intelligence Corp. FL 45-4895104 1113, Lippo Centre Tower 2 89 Queensway Admiralty HK 999077 852 3703 6155 Yes Yes Non-accelerated Filer true false false 454365

46631

22845

110636 87525

157267

110370

157267

110370

0.001

10000000

300000

0.001

500000000

454365

454

10391606

-10549357

-10502460

-157267

-110370

8163

9061

20683

34155

24478

906

26214

2696

32641

9967

46897

36851

-32641

-9967

-46897

-36851

-32641

-9967

-46897

-36851

-32641

-9967

-46897

-36851

-0.000

454365

300000

454365

454

10391606

-10449785

-57695

-6546

300000

454365

454

10391606

-10456331

-64241

-20338

300000

454365

454

10391606

-10476669

-84579

-9967

300000

454365

454

10391606

-10486636

-94546

300000

454365

454

10391606

-10502460

-110370

-6381

300000

454365

454

10391606

-10508841

-116751

-7875

300000

454365

454

10391606

-10516716

-124626

-32641

300000

454365

454

10391606

-10549357

-157267

-46897

-36851

23786

13452

-23111

-23399

23111

23399

23111

23399

NOTE 1 – ORGANIZATION AND DESCRIPTION OF BUSINESS Loan Artificial Intelligence Corp. formerly Vestiage, Inc. (OTC “LAAI”) was incorporated under the laws of the State of Florida on October 31, 2006, as The Harvard Learning Centers, Inc. On February 18, 2013, the name of the Company was changed to Vestiage, Inc. Business operations for Loan Artificial Intelligence Corp. formerly Vestiage, Inc. were abandoned by former management when they resigned on September 9, 2015, and a custodianship action, as described in the subsequent paragraph, was commenced in 2021. On May 26, 2022, the Circuit Court of the Nineth Judicial Circuit in and for Orange County, Florida granted the Application for Appointment of Custodian as a result of the absence of a functioning board of directors and the revocation of the Company’s charter. The order appointed Small Cap Compliance, LLC (the “Custodian”) custodian with the right to appoint officers and directors, negotiate and compromise debt, execute contracts, issue stock, and authorize new classes of stock. Small Cap Compliance, LLC (“SCC”) is a shareholder in the Company and applied to the Court for an Order appointing SCC as the Custodian. This application was for the purpose of reinstating LAAI’s corporate charter to do business and restoring value to the Company for the benefit of the stockholders. The court awarded custodianship to the Custodian based on the absence of a functioning board of directors, revocation of the company’s charter, and abandonment of the business. At this time, the Custodian appointed Rhonda Keaveney as sole officer and director. The Custodian attempted to contact the Company’s officers and directors through letters, emails, and phone calls, with no success. On December 31, 2022, the company executed a Share Exchange Agreement with Fun Fitness Corporation (“FFC”), of which Rhonda Keaveney is the sole officer and director. The Company acquired 1,000,000 shares of Series A Preferred Stock of FFC in exchange for 1 share of common stock of LAAI, making Fun Fitness Corporation a wholly owned subsidiary of the Company. The acquisition is a combination of entities under common control; however, FFC was incorporated in the State of Wyoming on October 1, 2022, so there is no impact to the historical financial information. The 1 share of common stock was issued by the transfer agent on January 12, 2023. On August 25, 2023, a change in control of the Company occurred by virtue of the Company’s largest shareholder, Small Cap Compliance, LLC, selling 300,000 shares of the Convertible Series D Preferred Stock and the Company issuing 477 shares of Restricted Common Stock to Well Profit Holdings Limited. Such shares represent 100% of the Company’s total issued and outstanding shares of Convertible Series D Preferred Stock and 84.5% of the Company’s total issued and outstanding shares of Common Stock. As part of the sale of the shares, Ms. Keaveney, owner of Small Cap Compliance, LLC, arranged with Raymond Fu, control person for Well Profit Holdings Limited, prior to resigning as the sole Officer and member of the Company’s Board of Directors and to appoint new officers and directors of the Company. By written consent dated June 2, 2025, stockholders holding approximately 91.17% of the voting equity of the Company approved and ratified the following corporate actions (“Actions”): (i) changing the name of the Company from “Vestiage, Inc.” to “Loan Artificial Intelligence Corp.” (the “Name Change”); and (i) A reverse stock split of all of the issued and outstanding shares of Common Stock of the Company on a 1-for-800 basis, such that each issued and outstanding 800 shares of Common Stock shall become 1 share of Common Stock. The Actions were approved by the Company’s board of directors by unanimous written consent on June 2, 2025. The Company shall pay cash (without interest) for such holder’s fractional share equal to the product of the closing sales price of our Common Stock as reported on the OTC Markets on the effective date multiplied by the fractional share that such holder would otherwise be entitled to receive. The Company has filed a Definitive Information Statement with the SEC and a corporate action for approval of the Name Change and Reverse Stock Split by the Financial Industry Regulatory Authority (“FINRA”). The name change, symbol change, and the Reverse Stock Split were effective on October 30, 2025.

1-for-800 basis

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation These audited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“US GAAP”). Interim Financial Statements The accompanying unaudited financial statements have been prepared in accordance with generally accepted accounting principles (GAAP) applicable to interim financial information and the requirements of Form 10-Q and Rule 8-03 of Regulation S-X of the Securities and Exchange Commission. Accordingly, they do not include all of the information and disclosure required by accounting principles generally accepted in the United States of America for complete financial statements. Interim results are not necessarily indicative of results for a full year. In the opinion of management, all adjustments considered necessary for a fair presentation of the financial position and the results of operations and cash flows for the interim periods have been included. These interim financial statements should be read in conjunction with the audited financial statements for the year ended December 31, 2024. Not all disclosures required by generally accepted accounting principles for annual financial statements are presented. The interim financial statements follow the same accounting policies and methods of computations as the audited financial statements for the year ended December 31, 2024. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Concentration of credit risk Financial instruments which potentially subject the Company to concentration of credit risk consist of cash deposits and customer receivables. The Company maintains cash with various major financial institutions. The Company performs periodic evaluations of the relative credit standing of these institutions. To reduce risk, the Company performs credit evaluations of its customers and maintains reserves when necessary for potential credit losses. Cash and cash equivalents The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. Related parties The Company follows subtopic 850-10 of the FASB Accounting Standards Codification for the identification of related parties and disclosure of related party transactions. Pursuant to Section 850-10-20 the Related parties include a) affiliates of the Company; b) Entities for which investments in their equity securities would be required, absent the election of the fair value option under the Fair Value Option Subsection of Section 825–10–15, to be accounted for by the equity method by the investing entity; c) trusts for the benefit of employees, such as pension and profit-sharing trusts that are managed by or under the trusteeship of management; d) principal owners of the Company; e) management of the Company; f) other parties with which the Company may deal if one party controls or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests; and g) Other parties that can significantly influence the management or operating policies of the transacting parties or that have an ownership interest in one of the transacting parties and can significantly influence the other to an extent that one or more of the transacting parties might be prevented from fully pursuing its own separate interests. The financial statements shall include disclosures of material related party transactions, other than compensation arrangements, expense allowances, and other similar items in the ordinary course of business. However, disclosure of transactions that are eliminated in the preparation of or combined financial statements is not required in those statements. The disclosures shall include: a. the nature of the relationship(s) involved description of the transactions, including transactions to which no amounts or nominal amounts were ascribed, for each of the periods for which income statements are presented, and such other information deemed necessary to an understanding of the effects of the transactions on the financial statements; c. the dollar amounts of transactions for each of the periods for which income statements are presented and the effects of any change in the method of establishing the terms from that used in the preceding period; amounts due from or to related parties as of the date of each balance sheet presented and, if not otherwise apparent, the terms and manner of settlement. Commitments and contingencies The Company follows subtopic 450-20 of the FASB Accounting Standards Codification to report accounting for contingencies. Certain conditions may exist as of the date the financial statements are issued, which may result in a loss to the Company but which will only be resolved when one or more future events occur or fail to occur. The Company assesses such contingent liabilities, and such assessment inherently involves an exercise of judgment. In assessing loss contingencies related to legal proceedings that are pending against the Company or unasserted claims that may result in such proceedings, the Company evaluates the perceived merits of any legal proceedings or unasserted claims as well as the perceived merits of the amount of relief sought or expected to be sought therein. If the assessment of a contingency indicates that it is probable that a material loss has been incurred and the amount of the liability can be estimated, then the estimated liability would be accrued in the Company’s financial statements. If the assessment indicates that a potential material loss contingency is not probable but is reasonably possible, or is probable but cannot be estimated, then the nature of the contingent liability, and an estimate of the range of possible losses, if determinable and material, would be disclosed. Loss contingencies considered remote are generally not disclosed unless they involve guarantees, in which case the guarantees would be disclosed. Management does not believe, based upon information available at this time, that these matters will have a material adverse effect on the Company’s financial position, results of operations or cash flows. However, there is no assurance that such matters will not materially and adversely affect the Company’s business, financial position, and results of operations or cash flows. Net Loss Per Common Share Net loss per common share is computed pursuant to section 260-10-45 of the FASB Accounting Standards Codification. Basic net loss per common share is computed by dividing net loss) by the weighted average number of shares of common stock outstanding during the period. Diluted net loss) per common share is computed by dividing net income (loss) by the weighted average number of shares of common stock and potentially outstanding shares of common stock during the period. The weighted average number of common shares outstanding and potentially outstanding common shares assumes that the Company incorporated as of the beginning of the first period presented. For the nine months ended September 30, 2025, the 300,000,000 potentially dilutive shares of common stock from the Series D preferred stock. For periods when the Company incurred net losses, the dilutive shares were excluded in the denominator of the diluted earnings per share calculation as the inclusion of such shares would have been anti-dilutive given the net loss recorded for the period. Recent Accounting Pronouncements The Company has implemented all applicable accounting pronouncements that are in effect. These pronouncements did not have any material impact on the audited financial statements unless otherwise disclosed, and the Company does not believe that there are any other new accounting pronouncements that have been issued that might have a material impact on its audited financial position or results of operations.

Basis of Presentation These audited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“US GAAP”).

Interim Financial Statements The accompanying unaudited financial statements have been prepared in accordance with generally accepted accounting principles (GAAP) applicable to interim financial information and the requirements of Form 10-Q and Rule 8-03 of Regulation S-X of the Securities and Exchange Commission. Accordingly, they do not include all of the information and disclosure required by accounting principles generally accepted in the United States of America for complete financial statements. Interim results are not necessarily indicative of results for a full year. In the opinion of management, all adjustments considered necessary for a fair presentation of the financial position and the results of operations and cash flows for the interim periods have been included. These interim financial statements should be read in conjunction with the audited financial statements for the year ended December 31, 2024. Not all disclosures required by generally accepted accounting principles for annual financial statements are presented. The interim financial statements follow the same accounting policies and methods of computations as the audited financial statements for the year ended December 31, 2024.

Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Concentration of credit risk Financial instruments which potentially subject the Company to concentration of credit risk consist of cash deposits and customer receivables. The Company maintains cash with various major financial institutions. The Company performs periodic evaluations of the relative credit standing of these institutions. To reduce risk, the Company performs credit evaluations of its customers and maintains reserves when necessary for potential credit losses.

Cash and cash equivalents The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents.

Related parties The Company follows subtopic 850-10 of the FASB Accounting Standards Codification for the identification of related parties and disclosure of related party transactions. Pursuant to Section 850-10-20 the Related parties include a) affiliates of the Company; b) Entities for which investments in their equity securities would be required, absent the election of the fair value option under the Fair Value Option Subsection of Section 825–10–15, to be accounted for by the equity method by the investing entity; c) trusts for the benefit of employees, such as pension and profit-sharing trusts that are managed by or under the trusteeship of management; d) principal owners of the Company; e) management of the Company; f) other parties with which the Company may deal if one party controls or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests; and g) Other parties that can significantly influence the management or operating policies of the transacting parties or that have an ownership interest in one of the transacting parties and can significantly influence the other to an extent that one or more of the transacting parties might be prevented from fully pursuing its own separate interests. The financial statements shall include disclosures of material related party transactions, other than compensation arrangements, expense allowances, and other similar items in the ordinary course of business. However, disclosure of transactions that are eliminated in the preparation of or combined financial statements is not required in those statements. The disclosures shall include: a. the nature of the relationship(s) involved description of the transactions, including transactions to which no amounts or nominal amounts were ascribed, for each of the periods for which income statements are presented, and such other information deemed necessary to an understanding of the effects of the transactions on the financial statements; c. the dollar amounts of transactions for each of the periods for which income statements are presented and the effects of any change in the method of establishing the terms from that used in the preceding period; amounts due from or to related parties as of the date of each balance sheet presented and, if not otherwise apparent, the terms and manner of settlement.

Commitments and contingencies The Company follows subtopic 450-20 of the FASB Accounting Standards Codification to report accounting for contingencies. Certain conditions may exist as of the date the financial statements are issued, which may result in a loss to the Company but which will only be resolved when one or more future events occur or fail to occur. The Company assesses such contingent liabilities, and such assessment inherently involves an exercise of judgment. In assessing loss contingencies related to legal proceedings that are pending against the Company or unasserted claims that may result in such proceedings, the Company evaluates the perceived merits of any legal proceedings or unasserted claims as well as the perceived merits of the amount of relief sought or expected to be sought therein. If the assessment of a contingency indicates that it is probable that a material loss has been incurred and the amount of the liability can be estimated, then the estimated liability would be accrued in the Company’s financial statements. If the assessment indicates that a potential material loss contingency is not probable but is reasonably possible, or is probable but cannot be estimated, then the nature of the contingent liability, and an estimate of the range of possible losses, if determinable and material, would be disclosed. Loss contingencies considered remote are generally not disclosed unless they involve guarantees, in which case the guarantees would be disclosed. Management does not believe, based upon information available at this time, that these matters will have a material adverse effect on the Company’s financial position, results of operations or cash flows. However, there is no assurance that such matters will not materially and adversely affect the Company’s business, financial position, and results of operations or cash flows.

Net Loss Per Common Share Net loss per common share is computed pursuant to section 260-10-45 of the FASB Accounting Standards Codification. Basic net loss per common share is computed by dividing net loss) by the weighted average number of shares of common stock outstanding during the period. Diluted net loss) per common share is computed by dividing net income (loss) by the weighted average number of shares of common stock and potentially outstanding shares of common stock during the period. The weighted average number of common shares outstanding and potentially outstanding common shares assumes that the Company incorporated as of the beginning of the first period presented. For the nine months ended September 30, 2025, the 300,000,000 potentially dilutive shares of common stock from the Series D preferred stock. For periods when the Company incurred net losses, the dilutive shares were excluded in the denominator of the diluted earnings per share calculation as the inclusion of such shares would have been anti-dilutive given the net loss recorded for the period.

300000000

Recent Accounting Pronouncements The Company has implemented all applicable accounting pronouncements that are in effect. These pronouncements did not have any material impact on the audited financial statements unless otherwise disclosed, and the Company does not believe that there are any other new accounting pronouncements that have been issued that might have a material impact on its audited financial position or results of operations.

NOTE 3 – GOING CONCERN The accompanying audited financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the satisfaction of liabilities in the normal course of business. The Company has no revenue and has an accumulated deficit as of September 30, 2025. The Company requires capital for its contemplated operational and marketing activities. The Company’s ability to raise additional capital through the future issuances of common stock is unknown. The obtainment of additional financing, the successful development of the Company’s contemplated plan of operations, and its transition, ultimately, to the attainment of profitable operations are necessary for the Company to continue operations. These conditions and the ability to successfully resolve these factors raise substantial doubt about the Company’s ability to continue as a going concern. The audited financial statements of the Company do not include any adjustments that may result from the outcome of these uncertainties.

NOTE 4 – EQUITY Preferred Stock On August 25, 2023, a change in control of the Company occurred by virtue of the Company’s largest shareholder sold <span id="xdx_901_eus-gaap--ConversionOfStockSharesConverted1_c20230824__20230825__us-gaap--StatementClassOfStockAxis__custom--ConvertibleSeriesDPreferredStockMember_zM0nSC0jPFoj" title="Stock converted, shares converted">300,000 shares of the Convertible Series D Preferred Stock and issued 477 shares of Restricted Common Stock to Well Profit Holdings Limited. On June 6, 2022, the Company filed Articles of Amendment, with the State of Florida designating <span id="xdx_901_eus-gaap--PreferredStockSharesAuthorized_iI_c20220606__us-gaap--StatementClassOfStockAxis__custom--ConvertibleSeriesDPreferredStockMember_zuTSj2qpghsh" title="Preferred stock, shares authorized">10,000,000 shares of the Preferred Stock as Convertible Series D Preferred Stock, par value $<span id="xdx_900_eus-gaap--PreferredStockParOrStatedValuePerShare_iI_c20220606__us-gaap--StatementClassOfStockAxis__custom--ConvertibleSeriesDPreferredStockMember_zlQ8qJ6bQDt" title="Preferred stock, par value">0.001. Each share of Convertible Series D Preferred Stock is convertible into 1,000 shares of common stock. In addition, the Convertible Series D Preferred Stock has voting privileges of 1,000 votes per one share of Series D. The Convertible Series D Preferred Stock is not entitled to dividends. On June 6, 2022, Ms. Keaveney was compensated for her role as custodian with <span id="xdx_901_eus-gaap--StockIssuedDuringPeriodSharesIssuedForServices_c20220605__20220606__srt--CounterpartyNameAxis__custom--RhondaKeaveneyMember__us-gaap--StatementClassOfStockAxis__custom--ConvertiblePreferredDSeriesMember_zRDpUEpKXm58" title="Stock issued for services, shares">300,000 shares of Convertible Preferred D Series Stock. As of December 31, 2021, the Company had the following designations for preferred stock; 50,000 shares of Series Preferred A Stock, 100,000 shares of Series Preferred B Stock, and 10,000,000 shares of Series Preferred C Stock. There were no shares issued and outstanding as of December 31, 2021. Effective June 7, 2022, the number of shares and all rights, privileges and restrictions of the Series of Preferred Stock were cancelled. Common Stock The Company is authorized to issue 500,000,000 shares of common stock. On June 2, 2025, the Company’s board of directors and the shareholders holding a majority of the voting power of the Company approved by written consent, the changing the name of the Company from “Vestiage, Inc.” to “Loan Artificial Intelligence Corp.” and a reverse stock split of all of the issued and outstanding shares of Common Stock of the Company on a 1-for-800 basis, such that each issued and outstanding 800 shares of Common Stock shall become 1 share of Common Stock (the “Reverse Stock Split”). No fractional shares were issued in connection with the Reverse Stock Split; instead, holders received cash payments equal to the product of the closing sales price on the OTC Markets on the effective date and the fractional share otherwise issuable, after which such holders had no further interest in those fractional shares. The name change, symbol change, and the Reverse Stock Split were effective on October 30, 2025. All share and per-share information (including earnings per share) presented in the accompanying consolidated financial statements and related notes have been retroactively adjusted to reflect the Reverse Stock Split as if it had occurred at the beginning of the earliest period presented. On August 25, 2023, a change in control of the Company occurred by virtue of the Company’s largest shareholder sold 300,000 shares of the Convertible Series D Preferred Stock and issued 477 shares of Restricted Common Stock to Well Profit Holdings Limited. On January 12, 2023, the Company issued <span id="xdx_906_eus-gaap--StockIssuedDuringPeriodSharesPurchaseOfAssets_c20230111__20230112__us-gaap--AssetAcquisitionAxis__custom--FunFitnessCorporationMember_zuK14toYOI32" title="Stock issued for share exchange, shares">1 share of common stock pursuant to a Share Exchange Agreement for the acquisition of Fun Fitness Corporation. On June 6, 2022, Ms. Keaveney was compensated for her role as custodian of the Company with <span id="xdx_90F_eus-gaap--StockIssuedDuringPeriodSharesShareBasedCompensation_c20220605__20220606__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__srt--CounterpartyNameAxis__custom--RhondaKeaveneyMember_zlh4xliqTEmd" title="Number of shares issued for compensation">1 share of common stock.

300000

477

10000000

0.001

300000

500000000

1-for-800 basis

NOTE 5 – RELATED PARTY TRANSACTIONS On June 6, 2022, Ms. Keaveney, former director and officer of the Company, was compensated for her role as custodian with <span id="xdx_90C_eus-gaap--StockIssuedDuringPeriodSharesIssuedForServices_c20220605__20220606__us-gaap--StatementClassOfStockAxis__us-gaap--SeriesDPreferredStockMember__srt--CounterpartyNameAxis__custom--RhondaKeaveneyMember_zh0OuHBkNRaf" title="Number of shares issued for services">300,000 shares of Convertible Preferred D Series Stock and <span id="xdx_903_eus-gaap--StockIssuedDuringPeriodSharesIssuedForServices_c20220605__20220606__us-gaap--StatementClassOfStockAxis__us-gaap--CommonStockMember__srt--CounterpartyNameAxis__custom--RhondaKeaveneyMember_z4xmIHyM72h5" title="Number of shares issued for services">1 share of common stock for total amount of $<span id="xdx_901_eus-gaap--StockIssuedDuringPeriodValueIssuedForServices_c20220605__20220606__us-gaap--StatementClassOfStockAxis__us-gaap--SeriesDPreferredStockMember__srt--CounterpartyNameAxis__custom--RhondaKeaveneyMember_z7jwRjMRATF3" title="Number of shares issued for services, value">32,950. The shares were issued in the name of Small Cap Compliance, LLC. Ms. Keaveney and Small Cap Compliance, LLC, (a company owned by Ms. Keaveney) also advanced working capital to the Company in the amount of $<span id="xdx_907_eus-gaap--ProceedsFromRelatedPartyDebt_c20220101__20221231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--SmallCapComplianceMember_zmWNa2HketUd" title="Proceeds from Related Party Debt">9,520 to pay for expenses of the Company for the year ended December 31, 2022; and $<span id="xdx_90A_eus-gaap--ProceedsFromRelatedPartyDebt_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--SmallCapComplianceMember_zwMwAlhOlUd8" title="Proceeds from Related Party Debt">46,207 in 2023, for a total due of $55,727. On August 25, 2023, the outstanding amounts were transferred to Mr. Raymond Fu upon change of control of the Company. Mr. Raymond Fu, director and officer of the Company, have advanced working capital to pay for expenses of the Company for the years ended December 31, 2024. During the years ended December 31, 2024 and 2023, expenses paid on behalf of the Company by Mr. Fu totaled $<span id="xdx_906_eus-gaap--ProceedsFromRelatedPartyDebt_c20240101__20241231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--RaymondFuMember_zvo84nkYefh8" title="Proceeds from related party debt">30,683 and $<span id="xdx_908_eus-gaap--ProceedsFromRelatedPartyDebt_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--RaymondFuMember_zk8pbaK6lbrg" title="Proceeds from related party debt">1,115, respectively. The outstanding amount due to related parties was $110,636 and $87,525 as of September 30, 2025 and December 31, 2024, respectively. These advances above are due on demand and non-interest bearing without maturity date.

300000

32950

9520

46207

55727

30683

1115

110636 87525

NOTE 6 – SUBSEQUENT EVENTS In accordance with SFAS 165 (ASC 855-10) management has performed an evaluation of subsequent events through the date that the financial statements were available for issuance and has determined that it does not have any other material subsequent events to disclose in the financial statements except the following. On October 30, 2025, the name change, symbol change, and the Reverse Stock Split became effective. No fractional shares were issued in connection with the Reverse Stock Split; instead, holders received cash payments equal to the product of the closing sales price on the OTC Markets on the effective date and the fractional share otherwise issuable, after which such holders had no further interest in those fractional shares. All share and per-share information (including earnings per share) presented in the accompanying consolidated financial statements and related notes have been retroactively adjusted to reflect the Reverse Stock Split as if it had occurred at the beginning of the earliest period presented.

false false false false