The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 303,096 1,327 SH SOLE 0 0 1,327
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 261,593 975 SH SOLE 0 0 975
ADOBE INC COM 00724F101 265,292 758 SH SOLE 0 0 758
ALPHABET INC CAP STK CL A 02079K305 3,726,109 11,905 SH SOLE 0 0 11,905
ALPHABET INC CAP STK CL C 02079K107 2,530,867 8,065 SH SOLE 0 0 8,065
AMAZON COM INC COM 023135106 1,513,935 6,559 SH SOLE 0 0 6,559
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 2,379,272 27,695 SH SOLE 0 0 27,695
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 3,112,082 74,233 SH SOLE 0 0 74,233
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 24,464,271 317,635 SH SOLE 0 0 317,635
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 918,765 19,513 SH SOLE 0 0 19,513
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 266,247 4,533 SH SOLE 0 0 4,533
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 27,316,116 331,828 SH SOLE 0 0 331,828
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,633,743 17,386 SH SOLE 0 0 17,386
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 1,277,078 29,338 SH SOLE 0 0 29,338
AMERICAN CENTY ETF TR US EQT ETF 025072885 70,175,310 627,798 SH SOLE 0 0 627,798
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,439,528 18,999 SH SOLE 0 0 18,999
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,189,453 41,081 SH SOLE 0 0 41,081
AMERICAN ELEC PWR CO INC COM 025537101 393,905 3,416 SH SOLE 0 0 3,416
AMERICAN WTR WKS CO INC NEW COM 030420103 338,418 2,593 SH SOLE 0 0 2,593
AMPHENOL CORP NEW CL A 032095101 705,431 5,220 SH SOLE 0 0 5,220
APPLE INC COM 037833100 11,002,857 40,473 SH SOLE 0 0 40,473
ASSURANT INC COM 04621X108 267,344 1,110 SH SOLE 0 0 1,110
ATMOS ENERGY CORP COM 049560105 243,902 1,455 SH SOLE 0 0 1,455
BANK AMERICA CORP COM 060505104 404,184 7,349 SH SOLE 0 0 7,349
BERKSHIRE HATHAWAY INC DEL CL A 084670108 754,800 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,322,017 2,630 SH SOLE 0 0 2,630
BLACKSTONE INC COM 09260D107 313,933 2,037 SH SOLE 0 0 2,037
BROADCOM INC COM 11135F101 969,608 2,802 SH SOLE 0 0 2,802
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 284,228 8,182 SH SOLE 0 0 8,182
CATERPILLAR INC COM 149123101 290,486 507 SH SOLE 0 0 507
CINCINNATI FINL CORP COM 172062101 1,077,903 6,600 SH SOLE 0 0 6,600
CINTAS CORP COM 172908105 868,202 4,616 SH SOLE 0 0 4,616
COCA COLA CO COM 191216100 298,504 4,270 SH SOLE 0 0 4,270
CONSTELLATION ENERGY CORP COM 21037T109 310,667 879 SH SOLE 0 0 879
CORNING INC COM 219350105 331,804 3,789 SH SOLE 0 0 3,789
COSTCO WHSL CORP NEW COM 22160K105 2,297,237 2,664 SH SOLE 0 0 2,664
DANAHER CORPORATION COM 235851102 215,428 941 SH SOLE 0 0 941
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 8,415,018 197,721 SH SOLE 0 0 197,721
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 7,986,284 241,423 SH SOLE 0 0 241,423
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 13,239,985 406,509 SH SOLE 0 0 406,509
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,725,769 65,321 SH SOLE 0 0 65,321
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 371,198 8,933 SH SOLE 0 0 8,933
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 34,308,843 900,258 SH SOLE 0 0 900,258
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 32,411,912 940,566 SH SOLE 0 0 940,566
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,914,289 60,454 SH SOLE 0 0 60,454
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 512,886 13,497 SH SOLE 0 0 13,497
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 20,401,369 425,472 SH SOLE 0 0 425,472
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 27,307,938 539,150 SH SOLE 0 0 539,150
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 39,442,499 842,788 SH SOLE 0 0 842,788
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 29,768,004 404,292 SH SOLE 0 0 404,292
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 86,038,846 2,173,247 SH SOLE 0 0 2,173,247
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 32,507,089 438,278 SH SOLE 0 0 438,278
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 736,447 19,365 SH SOLE 0 0 19,365
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 1,512,080 44,200 SH SOLE 0 0 44,200
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 220,916 9,646 SH SOLE 0 0 9,646
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,966,193 56,928 SH SOLE 0 0 56,928
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 1,791,819 54,479 SH SOLE 0 0 54,479
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,538,039 76,218 SH SOLE 0 0 76,218
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 3,165,408 42,787 SH SOLE 0 0 42,787
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,160,582 188,224 SH SOLE 0 0 188,224
EDWARDS LIFESCIENCES CORP COM 28176E108 269,561 3,162 SH SOLE 0 0 3,162
ELI LILLY & CO COM 532457108 282,825 263 SH SOLE 0 0 263
EVERSOURCE ENERGY COM 30040W108 303,988 4,515 SH SOLE 0 0 4,515
FIDELITY COVINGTON TRUST CRYPTO IND & DIG 316092196 232,722 6,040 SH SOLE 0 0 6,040
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 338,736 9,260 SH SOLE 0 0 9,260
GALLAGHER ARTHUR J & CO COM 363576109 223,077 862 SH SOLE 0 0 862
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 520,876 3,935 SH SOLE 0 0 3,935
GOLDMAN SACHS GROUP INC COM 38141G104 407,271 463 SH SOLE 0 0 463
HCA HEALTHCARE INC COM 40412C101 315,449 676 SH SOLE 0 0 676
HOME DEPOT INC COM 437076102 656,204 1,907 SH SOLE 0 0 1,907
INTERNATIONAL BUSINESS MACHS COM 459200101 322,192 1,088 SH SOLE 0 0 1,088
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 981,883 13,748 SH SOLE 0 0 13,748
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 676,312 14,414 SH SOLE 0 0 14,414
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335,038 1,749 SH SOLE 0 0 1,749
INVESCO QQQ TR UNIT SER 1 46090E103 1,040,572 1,694 SH SOLE 0 0 1,694
ISHARES INC CORE MSCI EMKT 46434G103 1,936,803 28,813 SH SOLE 0 0 28,813
ISHARES TR CORE 1 5 YR USD 46432F859 359,974 7,384 SH SOLE 0 0 7,384
ISHARES TR CORE MSCI EAFE 46432F842 10,651,819 119,068 SH SOLE 0 0 119,068
ISHARES TR CORE MSCI TOTAL 46432F834 1,048,840 12,392 SH SOLE 0 0 12,392
ISHARES TR CORE S&P MCP ETF 464287507 905,983 13,727 SH SOLE 0 0 13,727
ISHARES TR CORE S&P SCP ETF 464287804 845,042 7,031 SH SOLE 0 0 7,031
ISHARES TR CORE S&P TTL STK 464287150 3,328,948 22,389 SH SOLE 0 0 22,389
ISHARES TR CORE S&P US VLU 464287663 317,372 3,095 SH SOLE 0 0 3,095
ISHARES TR CORE S&P500 ETF 464287200 11,195,035 16,345 SH SOLE 0 0 16,345
ISHARES TR CORE UNIVRSL USD 46434V613 359,608 7,727 SH SOLE 0 0 7,727
ISHARES TR CORE US AGGBD ET 464287226 2,881,990 28,855 SH SOLE 0 0 28,855
ISHARES TR DOW JONES US ETF 464287846 271,265 1,636 SH SOLE 0 0 1,636
ISHARES TR GLOBAL REIT ETF 46434V647 2,863,796 114,781 SH SOLE 0 0 114,781
ISHARES TR MSCI ACWI ETF 464288257 221,197 1,563 SH SOLE 0 0 1,563
ISHARES TR MSCI EAFE ETF 464287465 1,019,883 10,620 SH SOLE 0 0 10,620
ISHARES TR MSCI USA MMENTM 46432F396 235,115 939 SH SOLE 0 0 939
ISHARES TR RUS 1000 ETF 464287622 1,970,236 5,276 SH SOLE 0 0 5,276
ISHARES TR RUS 1000 GRW ETF 464287614 266,284 563 SH SOLE 0 0 563
ISHARES TR RUS 1000 VAL ETF 464287598 451,903 2,148 SH SOLE 0 0 2,148
ISHARES TR RUSSELL 2000 ETF 464287655 841,670 3,419 SH SOLE 0 0 3,419
JOHNSON & JOHNSON COM 478160104 326,527 1,578 SH SOLE 0 0 1,578
JOHNSON CTLS INTL PLC SHS G51502105 375,536 3,136 SH SOLE 0 0 3,136
JPMORGAN CHASE & CO. COM 46625H100 2,253,815 6,995 SH SOLE 0 0 6,995
LAM RESEARCH CORP COM NEW 512807306 1,615,130 9,435 SH SOLE 0 0 9,435
LOWES COS INC COM 548661107 607,758 2,520 SH SOLE 0 0 2,520
M & T BK CORP COM 55261F104 451,654 2,242 SH SOLE 0 0 2,242
MASTERCARD INCORPORATED CL A 57636Q104 1,548,594 2,713 SH SOLE 0 0 2,713
MCCORMICK & CO INC COM NON VTG 579780206 526,967 7,737 SH SOLE 0 0 7,737
MCCORMICK & CO INC COM VTG 579780107 365,622 5,376 SH SOLE 0 0 5,376
MCDONALDS CORP COM 580135101 706,742 2,312 SH SOLE 0 0 2,312
META PLATFORMS INC CL A 30303M102 1,321,819 2,002 SH SOLE 0 0 2,002
METTLER TOLEDO INTERNATIONAL COM 592688105 238,406 171 SH SOLE 0 0 171
MICROSOFT CORP COM 594918104 7,742,828 16,010 SH SOLE 0 0 16,010
MONDELEZ INTL INC CL A 609207105 214,320 3,981 SH SOLE 0 0 3,981
NNN REIT INC COM 637417106 227,635 5,744 SH SOLE 0 0 5,744
NORTHROP GRUMMAN CORP COM 666807102 308,622 541 SH SOLE 0 0 541
NVIDIA CORPORATION COM 67066G104 1,638,665 8,786 SH SOLE 0 0 8,786
PAYCHEX INC COM 704326107 650,813 5,802 SH SOLE 0 0 5,802
PNC FINL SVCS GROUP INC COM 693475105 244,780 1,173 SH SOLE 0 0 1,173
PRICE T ROWE GROUP INC COM 74144T108 215,533 2,105 SH SOLE 0 0 2,105
PROCTER AND GAMBLE CO COM 742718109 678,834 4,737 SH SOLE 0 0 4,737
PROLOGIS INC. COM 74340W103 537,746 4,212 SH SOLE 0 0 4,212
PULTE GROUP INC COM 745867101 290,805 2,480 SH SOLE 0 0 2,480
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 321,062 11,799 SH SOLE 0 0 11,799
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 336,054 2,855 SH SOLE 0 0 2,855
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,217,844 6,185 SH SOLE 0 0 6,185
SPDR SERIES TRUST STATE STREET SPD 78464A763 820,790 5,898 SH SOLE 0 0 5,898
STARBUCKS CORP COM 855244109 234,694 2,787 SH SOLE 0 0 2,787
SYSCO CORP COM 871829107 227,050 3,081 SH SOLE 0 0 3,081
TESLA INC COM 88160R101 235,756 524 SH SOLE 0 0 524
TEXTRON INC COM 883203101 321,596 3,689 SH SOLE 0 0 3,689
THERMO FISHER SCIENTIFIC INC COM 883556102 591,797 1,021 SH SOLE 0 0 1,021
TJX COS INC NEW COM 872540109 217,968 1,419 SH SOLE 0 0 1,419
UNITEDHEALTH GROUP INC COM 91324P102 797,117 2,415 SH SOLE 0 0 2,415
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,882,088 23,881 SH SOLE 0 0 23,881
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 886,006 4,237 SH SOLE 0 0 4,237
VANGUARD INDEX FDS GROWTH ETF 922908736 391,205 802 SH SOLE 0 0 802
VANGUARD INDEX FDS LARGE CAP ETF 922908637 8,451,118 26,846 SH SOLE 0 0 26,846
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,046,965 3,751 SH SOLE 0 0 3,751
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,584,141 8,931 SH SOLE 0 0 8,931
VANGUARD INDEX FDS MID CAP ETF 922908629 983,311 3,388 SH SOLE 0 0 3,388
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 244,595 2,764 SH SOLE 0 0 2,764
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 778,398 1,241 SH SOLE 0 0 1,241
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,683,510 7,949 SH SOLE 0 0 7,949
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,255,356 4,867 SH SOLE 0 0 4,867
VANGUARD INDEX FDS SML CP GRW ETF 922908595 233,336 772 SH SOLE 0 0 772
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,402,948 13,133 SH SOLE 0 0 13,133
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 230,858 4,294 SH SOLE 0 0 4,294
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,184,447 15,486 SH SOLE 0 0 15,486
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,425,076 28,956 SH SOLE 0 0 28,956
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 410,131 5,144 SH SOLE 0 0 5,144
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 380,682 3,127 SH SOLE 0 0 3,127
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,083,267 9,479 SH SOLE 0 0 9,479
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,174,193 15,565 SH SOLE 0 0 15,565
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 476,266 7,624 SH SOLE 0 0 7,624
VANGUARD WORLD FD ENERGY ETF 92204A306 360,095 2,860 SH SOLE 0 0 2,860
VANGUARD WORLD FD INF TECH ETF 92204A702 428,233 568 SH SOLE 0 0 568
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 204,400 1,448 SH SOLE 0 0 1,448
VANGUARD WORLD FD MEGA GRWTH IND 921910816 336,408 815 SH SOLE 0 0 815
VISA INC COM CL A 92826C839 2,157,357 6,151 SH SOLE 0 0 6,151
WALMART INC COM 931142103 696,672 6,253 SH SOLE 0 0 6,253
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,159,894 34,675 SH SOLE 0 0 34,675
XCEL ENERGY INC COM 98389B100 413,014 5,592 SH SOLE 0 0 5,592
ZOETIS INC CL A 98978V103 216,304 1,719 SH SOLE 0 0 1,719