v3.25.4
Note 3 – Summary of significant accounting policies (Tables)
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
Accounting Policies [Abstract]    
Note 3 - Summary of significant accounting policies - Revenue Recognized From Each Offering  
                 
Revenue  December 31, 2024  December 31, 2023
MCAs Income and Fees  $10,225,976   $11,286,626 
Brokerage Commissions   2,483,084    294,472 
Management fee   44,874    —   
Others   33,328    219,130 
Total Revenue  $12,787,262   $11,800,228 
Note 3 - Summary of significant accounting policies - Estimated Useful Lives
     
Building  24.5 years
Site improvements  12 years
Computers and equipment  3-5 years
Office furniture and fixtures  5-7 years
Vehicles  5 years
Leasehold improvements  Shorter of the lease term or the estimated useful life
   
Computers and equipment 5 years
Office furniture and fixtures 7 years
Vehicles 5 years
Leasehold improvements Shorter of the lease term or the estimated useful life
Note 3 - Summary of significant accounting policies - Movement of Credit Losses  
                 
   

Years Ended

December 31,

    2024   2023
Beginning balance   $ 16,102,278     $ 10,842,493  
Provision for (reversal of) credit losses     4,019,840       5,561,517  
Charge-offs     (1,087,141 )     (301,732 )
Recoveries     —         —    
Ending balance   $ 19,034,976     $ 16,102,278  
Note 3 - Summary of significant accounting policies - Useful Life of Intangible Assets
     
Trade name  10 years
Developed technology  4 years
Customer relationships  4 years
In-place leases  1 year for residential leases,
6
years for commercial leases
  Useful life (In years)
Trade Name 10
Developed Technology 4
Customer relationships 4