The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 1,693 6,840 SH SOLE 6,840 0 0
BROADCOM INC COM 11135F101 8,261 23,870 SH SOLE 23,870 0 0
ANALOG DEVICES INC COM 032654105 2,860 10,551 SH SOLE 10,551 0 0
ALPHABET INC-CL A CAP STK CL A 02079K305 7,336 23,436 SH SOLE 23,436 0 0
META PLATFORMS INC CL A 30303M102 3,280 4,973 SH SOLE 4,973 0 0
STRYKER CORP COM 863667101 1,532 4,371 SH SOLE 4,371 0 0
BLACKROCK INC COM 09290D101 3,507 3,279 SH SOLE 3,279 0 0
MERCK AND CO INC COM 58933Y105 1,245 11,836 SH SOLE 11,836 0 0
TJX COMPANIES INC COM 872540109 2,975 19,375 SH SOLE 19,375 0 0
CSX CORP COM 126408103 1,903 52,516 SH SOLE 52,516 0 0
AMGEN INC COM 031162100 2,382 7,272 SH SOLE 7,272 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,637 4,547 SH SOLE 4,547 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 4,350 5,046 SH SOLE 5,046 0 0
MASTERCARD INC CL A 57636Q104 4,617 8,083 SH SOLE 8,083 0 0
US BANCORP COM NEW 902973304 2,341 43,890 SH SOLE 43,890 0 0
CME GROUP INC COM 12572Q105 2,111 7,716 SH SOLE 7,716 0 0
AMAZONCOM INC COM 023135106 3,710 16,079 SH SOLE 16,079 0 0
UNION PACIFIC CORPORATION COM 907818108 1,745 7,558 SH SOLE 7,558 0 0
COCA COLA CO COM 191216100 2,783 39,785 SH SOLE 39,785 0 0
UNITEDHEALTH GROUP COM 91324P102 1,956 5,932 SH SOLE 5,932 0 0
NEXTERA ENERGY INC COM 65339F101 3,343 41,581 SH SOLE 41,581 0 0
LILLY ELI AND CO COM 532457108 4,882 4,545 SH SOLE 4,545 0 0
TEXAS INSTRUMENTS COM 882508104 1,704 9,835 SH SOLE 9,835 0 0
CHEVRON CORP COM 166764100 2,258 14,798 SH SOLE 14,798 0 0
BANK OF AMERICA CORP COM 060505104 5,124 93,230 SH SOLE 93,230 0 0
STARBUCKS CORP COM 855244109 2,016 23,946 SH SOLE 23,946 0 0
MCDONALDS CORP COM 580135101 2,643 8,636 SH SOLE 8,636 0 0
JP MORGAN CHASE COM 46625H100 6,532 20,281 SH SOLE 20,281 0 0
WALT DISNEY CO COM 254687106 860 7,515 SH SOLE 7,515 0 0
VALERO ENERGY CORP COM 91913Y100 2,291 14,103 SH SOLE 14,103 0 0
HOME DEPOT INC COM 437076102 2,187 6,363 SH SOLE 6,363 0 0
PROCTER AND GAMBLE COM 742718109 1,905 13,260 SH SOLE 13,260 0 0
APPLE INC COM 037833100 5,274 19,407 SH SOLE 19,407 0 0
MICROSOFT CORP COM 594918104 7,228 14,938 SH SOLE 14,938 0 0
QUALCOMM INC COM 747525103 1,645 9,615 SH SOLE 9,615 0 0
CISCO SYSTEMS INC COM 17275R102 3,578 46,540 SH SOLE 46,540 0 0
JOHNSON AND JOHNSON COM 478160104 3,118 15,088 SH SOLE 15,088 0 0
WALMART INC COM 931142103 2,097 18,870 SH SOLE 18,870 0 0
EATON CORP PLC SHS G29183103 4,198 13,174 SH SOLE 13,174 0 0
ACCENTURE PLC - CL A SHS CLASS A G1151C101 2,828 10,533 SH SOLE 10,533 0 0
MEDTRONIC PLC SHS G5960L103 2,180 22,700 SH SOLE 22,700 0 0
WISDOMTREE US QUALITY DV GRWTH US QTLY DIV GRT 97717X669 3,019 33,801 SH SOLE 33,801 0 0
ISHARES DJ SELECT DIVIDEND INDEX ETF 464287168 3,491 24,726 SH SOLE 24,726 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 1,036 4,549 SH SOLE 4,549 0 0
SHELL PLC- ADR SPON ADS 780259305 773 10,535 SH SOLE 10,535 0 0
EQUINOR ASA NPV - ADR ADR 29446M102 544 23,101 SH SOLE 23,101 0 0
NVENT ELECTRIC PLC SHS G6700G107 891 8,767 SH SOLE 8,767 0 0
RELX PLC SPON ADR ADR 759530108 770 19,066 SH SOLE 19,066 0 0
ASML HOLDING NV SHS N07059210 2,674 2,500 SH SOLE 2,500 0 0
NOVO-NORDISK A S-SPONS ADR ADR 670100205 911 17,900 SH SOLE 17,900 0 0
BRITISH AMERICAN TOBACCO PLC ADR SPONSORED ADR 110448107 748 13,199 SH SOLE 13,199 0 0
SANOFI-AVENTIS-ADR SPONSORED ADR 80105N105 828 17,090 SH SOLE 17,090 0 0
UNILEVER PLC-ADR SPON ADR NEW 904767803 664 10,071 SH SOLE 10,071 0 0
SAP AG-SPONS ADR SPON ADR 803054204 1,861 7,657 SH SOLE 7,657 0 0
ASTRAZENECA-ADR SPONSORED ADR 046353108 619 6,773 SH SOLE 6,773 0 0
NOVARTIS AG-ADR SPONSORED ADR 66987V109 781 5,670 SH SOLE 5,670 0 0
ISHARES MSCI EUROPE FINANCIALS-ETF ETF 464289180 2,402 64,683 SH SOLE 64,683 0 0
JPM SMA MID CAP EN EQ ET ETF CAP 46641Q118 33 517 SH SOLE 517 0 0
DIMENSIONAL EMERGING CORE EQ ETF EQT 25434V302 34 1,058 SH SOLE 1,058 0 0
JPMORGAN INT RES ENH EQTY ETF EQT 46641Q134 49 659 SH SOLE 659 0 0
CAPITAL GROUP GROWTH ETF SHS 14020G101 52 1,162 SH SOLE 1,162 0 0
JPMORGAN US QUALITY FACTOR ETF ETF 46641Q761 113 1,796 SH SOLE 1,796 0 0
CAP GROUP DIVIDEND VALUE SHS 14020W106 51 1,180 SH SOLE 1,180 0 0