Risk Management - Disclosure of movement in gross exposures and impairment allowance including reconciliation of ECL (Details) - GBP (£)
£ in Millions |
12 Months Ended |
Dec. 31, 2025 |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
£ 1,204,773
|
|
|
| Closing/Ending balance |
1,232,975
|
£ 1,204,773
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Total credit impairment charge for the year |
1,866
|
1,617
|
£ 1,578
|
| Post write-off recoveries |
51
|
31
|
17
|
| Financial guarantee contracts |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Recoveries and reimbursements |
(80)
|
(11)
|
|
| Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
144,827
|
|
|
| Closing/Ending balance |
150,786
|
144,827
|
|
| Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,956
|
|
|
| Closing/Ending balance |
4,952
|
4,956
|
|
| Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
19,749
|
|
|
| Closing/Ending balance |
20,527
|
19,749
|
|
| Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,918
|
|
|
| Closing/Ending balance |
4,128
|
3,918
|
|
| Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
116,204
|
|
|
| Closing/Ending balance |
121,179
|
116,204
|
|
| Loan commitments and financial guarantees |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
364,004
|
|
|
| Closing/Ending balance |
359,824
|
364,004
|
|
| Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
144,827
|
|
|
| Write-offs |
(1,101)
|
(1,221)
|
|
| Closing/Ending balance |
150,786
|
144,827
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Post write-off recoveries |
38
|
28
|
|
| Net write-offs |
1,063
|
1,193
|
|
| Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,956
|
|
|
| Closing/Ending balance |
4,952
|
4,956
|
|
| Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
19,749
|
|
|
| Closing/Ending balance |
20,527
|
19,749
|
|
| Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,918
|
|
|
| Closing/Ending balance |
4,128
|
3,918
|
|
| Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
116,204
|
|
|
| Closing/Ending balance |
121,179
|
116,204
|
|
| Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
50,227
|
|
|
| Closing/Ending balance |
55,153
|
50,227
|
|
| Stage 1 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
132,198
|
|
|
| Closing/Ending balance |
138,340
|
132,198
|
|
| Stage 1 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,529
|
|
|
| Closing/Ending balance |
4,665
|
4,529
|
|
| Stage 1 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
17,295
|
|
|
| Closing/Ending balance |
18,406
|
17,295
|
|
| Stage 1 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,324
|
|
|
| Closing/Ending balance |
3,781
|
3,324
|
|
| Stage 1 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
107,050
|
|
|
| Closing/Ending balance |
111,488
|
107,050
|
|
| Stage 1 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
47,068
|
|
|
| Closing/Ending balance |
54,791
|
47,068
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
10,591
|
|
|
| Closing/Ending balance |
10,057
|
10,591
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
149
|
|
|
| Closing/Ending balance |
136
|
149
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
2,146
|
|
|
| Closing/Ending balance |
1,740
|
2,146
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
403
|
|
|
| Closing/Ending balance |
260
|
403
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
7,893
|
|
|
| Closing/Ending balance |
7,921
|
7,893
|
|
| Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,159
|
|
|
| Closing/Ending balance |
362
|
3,159
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
2,038
|
|
|
| Closing/Ending balance |
2,389
|
2,038
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
278
|
|
|
| Closing/Ending balance |
151
|
278
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
308
|
|
|
| Closing/Ending balance |
381
|
308
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
191
|
|
|
| Closing/Ending balance |
87
|
191
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,261
|
|
|
| Closing/Ending balance |
1,770
|
1,261
|
|
| Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
0
|
|
|
| Closing/Ending balance |
0
|
0
|
|
| Gross exposure | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,997
|
8,362
|
|
| Business activity in the year |
635
|
634
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
118
|
264
|
|
| Final repayments |
(747)
|
(1,024)
|
|
| Disposals |
(10)
|
(3,227)
|
|
| Write-offs |
(8)
|
(12)
|
|
| Closing/Ending balance |
4,985
|
4,997
|
8,362
|
| Gross exposure | Retail mortgages | Italy |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Disposals |
|
(3,200)
|
|
| Gross exposure | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
22,306
|
27,287
|
|
| Business activity in the year |
2,872
|
1,734
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(763)
|
1,722
|
|
| Final repayments |
(142)
|
(141)
|
|
| Transfers to assets held for sale |
|
(6,241)
|
|
| Disposals |
(308)
|
(1,115)
|
|
| Write-offs |
(852)
|
(940)
|
|
| Closing/Ending balance |
23,113
|
22,306
|
27,287
|
| Gross exposure | Retail credit cards | General Motors |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Business activity in the year |
1,200
|
|
|
| Gross exposure | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,949
|
3,411
|
|
| Business activity in the year |
1,179
|
1,159
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
1,357
|
1,750
|
|
| Final repayments |
(2,318)
|
(2,357)
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
(7)
|
(14)
|
|
| Closing/Ending balance |
4,160
|
3,949
|
3,411
|
| Gross exposure | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
116,995
|
111,158
|
|
| Business activity in the year |
29,467
|
29,491
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
4,880
|
4,161
|
|
| Final repayments |
(28,839)
|
(27,485)
|
|
| Transfers to assets held for sale |
|
(59)
|
|
| Disposals |
(124)
|
(16)
|
|
| Write-offs |
(234)
|
(255)
|
|
| Closing/Ending balance |
122,145
|
116,995
|
111,158
|
| Gross exposure | Corporate loans | General Motors |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Business activity in the year |
100
|
|
|
| Gross exposure | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
169,600
|
|
|
| Closing/Ending balance |
186,100
|
169,600
|
|
| Gross exposure | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Debt securities at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Disposals |
|
(200)
|
|
| Gross exposure | Debt securities at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Disposals |
124
|
(16)
|
|
| Gross exposure | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
148,247
|
|
|
| Closing/Ending balance |
154,403
|
148,247
|
|
| Gross exposure | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,997
|
|
|
| Closing/Ending balance |
4,985
|
4,997
|
|
| Gross exposure | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
22,306
|
|
|
| Closing/Ending balance |
23,113
|
22,306
|
|
| Gross exposure | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,949
|
|
|
| Closing/Ending balance |
4,160
|
3,949
|
|
| Gross exposure | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
116,995
|
|
|
| Closing/Ending balance |
122,145
|
116,995
|
|
| Gross exposure | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
50,247
|
|
|
| Closing/Ending balance |
55,172
|
50,247
|
|
| Gross exposure | Trade receivables | Retail credit cards | United States |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Disposals |
|
(900)
|
|
| Gross exposure | Stage 1 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
132,689
|
|
|
| Closing/Ending balance |
138,892
|
132,689
|
|
| Gross exposure | Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,537
|
7,257
|
|
| Business activity in the year |
635
|
632
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
135
|
197
|
|
| Final repayments |
(653)
|
(893)
|
|
| Disposals |
0
|
(2,453)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
4,674
|
4,537
|
7,257
|
| Gross exposure | Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
17,629
|
22,315
|
|
| Business activity in the year |
2,575
|
1,508
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(980)
|
1,039
|
|
| Final repayments |
(81)
|
(108)
|
|
| Transfers to assets held for sale |
|
(5,495)
|
|
| Disposals |
0
|
(691)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
18,801
|
17,629
|
22,315
|
| Gross exposure | Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,329
|
2,734
|
|
| Business activity in the year |
1,155
|
1,159
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
1,176
|
1,640
|
|
| Final repayments |
(1,826)
|
(2,003)
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
3,788
|
3,329
|
2,734
|
| Gross exposure | Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
107,194
|
100,956
|
|
| Business activity in the year |
28,266
|
28,497
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
4,088
|
3,957
|
|
| Final repayments |
(27,104)
|
(25,406)
|
|
| Transfers to assets held for sale |
|
(49)
|
|
| Disposals |
(1)
|
(12)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
111,629
|
107,194
|
100,956
|
| Gross exposure | Stage 1 | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
168,300
|
|
|
| Closing/Ending balance |
184,400
|
168,300
|
|
| Gross exposure | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(92)
|
(231)
|
|
| Gross exposure | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(1,047)
|
(1,503)
|
|
| Gross exposure | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(107)
|
(221)
|
|
| Gross exposure | Stage 1 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(2,685)
|
(2,586)
|
|
| Gross exposure | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
80
|
91
|
|
| Gross exposure | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
1,208
|
1,170
|
|
| Gross exposure | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
80
|
86
|
|
| Gross exposure | Stage 1 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
2,417
|
2,098
|
|
| Gross exposure | Stage 1 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(27)
|
(82)
|
|
| Gross exposure | Stage 1 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(515)
|
(616)
|
|
| Gross exposure | Stage 1 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(75)
|
(148)
|
|
| Gross exposure | Stage 1 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(692)
|
(404)
|
|
| Gross exposure | Stage 1 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
59
|
19
|
|
| Gross exposure | Stage 1 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
12
|
10
|
|
| Gross exposure | Stage 1 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
56
|
82
|
|
| Gross exposure | Stage 1 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
146
|
143
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
132,689
|
|
|
| Closing/Ending balance |
138,892
|
132,689
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
4,537
|
|
|
| Closing/Ending balance |
4,674
|
4,537
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
17,629
|
|
|
| Closing/Ending balance |
18,801
|
17,629
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,329
|
|
|
| Closing/Ending balance |
3,788
|
3,329
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
107,194
|
|
|
| Closing/Ending balance |
111,629
|
107,194
|
|
| Gross exposure | Stage 1 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
47,077
|
|
|
| Closing/Ending balance |
54,801
|
47,077
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
11,654
|
|
|
| Closing/Ending balance |
11,093
|
11,654
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
150
|
389
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
2
|
(2)
|
|
| Final repayments |
(14)
|
(45)
|
|
| Disposals |
(1)
|
(313)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
136
|
150
|
389
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
2,953
|
3,450
|
|
| Business activity in the year |
237
|
206
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
262
|
728
|
|
| Final repayments |
(29)
|
(32)
|
|
| Transfers to assets held for sale |
|
(689)
|
|
| Disposals |
0
|
(175)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
2,536
|
2,953
|
3,450
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
404
|
369
|
|
| Business activity in the year |
24
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
158
|
36
|
|
| Final repayments |
(313)
|
(130)
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
265
|
404
|
369
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
8,147
|
8,967
|
|
| Business activity in the year |
976
|
811
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
842
|
198
|
|
| Final repayments |
(1,695)
|
(1,937)
|
|
| Transfers to assets held for sale |
|
(9)
|
|
| Disposals |
(2)
|
(2)
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
8,156
|
8,147
|
8,967
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,100
|
|
|
| Closing/Ending balance |
1,600
|
1,100
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
92
|
231
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
1,047
|
1,503
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
107
|
221
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
2,685
|
2,586
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(80)
|
(91)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(1,208)
|
(1,170)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(80)
|
(86)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(2,417)
|
(2,098)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(15)
|
(30)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(731)
|
(876)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(35)
|
(53)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(505)
|
(392)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
2
|
11
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
5
|
8
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
47
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
125
|
23
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
11,654
|
|
|
| Closing/Ending balance |
11,093
|
11,654
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
150
|
|
|
| Closing/Ending balance |
136
|
150
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
2,953
|
|
|
| Closing/Ending balance |
2,536
|
2,953
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
404
|
|
|
| Closing/Ending balance |
265
|
404
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
8,147
|
|
|
| Closing/Ending balance |
8,156
|
8,147
|
|
| Gross exposure | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,170
|
|
|
| Closing/Ending balance |
371
|
3,170
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,904
|
|
|
| Closing/Ending balance |
4,418
|
3,904
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
310
|
716
|
|
| Business activity in the year |
0
|
2
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(19)
|
69
|
|
| Final repayments |
(80)
|
(86)
|
|
| Disposals |
(9)
|
(461)
|
|
| Write-offs |
(8)
|
(12)
|
|
| Closing/Ending balance |
175
|
310
|
716
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,724
|
1,522
|
|
| Business activity in the year |
60
|
20
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(45)
|
(45)
|
|
| Final repayments |
(32)
|
(1)
|
|
| Transfers to assets held for sale |
|
(57)
|
|
| Disposals |
(308)
|
(249)
|
|
| Write-offs |
(852)
|
(940)
|
|
| Closing/Ending balance |
1,776
|
1,724
|
1,522
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
216
|
308
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
23
|
74
|
|
| Final repayments |
(179)
|
(224)
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
(7)
|
(14)
|
|
| Closing/Ending balance |
107
|
216
|
308
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,654
|
1,235
|
|
| Business activity in the year |
225
|
183
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(50)
|
6
|
|
| Final repayments |
(40)
|
(142)
|
|
| Transfers to assets held for sale |
|
(1)
|
|
| Disposals |
(121)
|
(2)
|
|
| Write-offs |
(234)
|
(255)
|
|
| Closing/Ending balance |
2,360
|
1,654
|
1,235
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
42
|
112
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
1,246
|
1,492
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
110
|
201
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
1,197
|
796
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(61)
|
(30)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(17)
|
(18)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(56)
|
(129)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(271)
|
(166)
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
3,904
|
|
|
| Closing/Ending balance |
4,418
|
3,904
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
310
|
|
|
| Closing/Ending balance |
175
|
310
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,724
|
|
|
| Closing/Ending balance |
1,776
|
1,724
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
216
|
|
|
| Closing/Ending balance |
107
|
216
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
1,654
|
|
|
| Closing/Ending balance |
2,360
|
1,654
|
|
| Gross exposure | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
0
|
|
|
| Closing/Ending balance |
0
|
0
|
|
| Accumulated impairment |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(3,860)
|
|
|
| Closing/Ending balance |
(4,034)
|
(3,860)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Recoveries and reimbursements |
(118)
|
(39)
|
|
| ECL charge on assets held for sale |
181
|
74
|
|
| Total exchange and other adjustments |
233
|
71
|
|
| Accumulated impairment | Loans and advances at amortised cost |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1,598
|
1,563
|
|
| Accumulated impairment | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(41)
|
(360)
|
|
| Business activity in the year |
(1)
|
(1)
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(7)
|
(47)
|
|
| Final repayments |
2
|
5
|
|
| Disposals |
6
|
350
|
|
| Write-offs |
8
|
12
|
|
| Closing/Ending balance |
(33)
|
(41)
|
(360)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
6
|
43
|
|
| Accumulated impairment | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(2,557)
|
(2,776)
|
|
| Business activity in the year |
(202)
|
(110)
|
|
| Refinements to models used for calculation |
12
|
(11)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(1,002)
|
(1,199)
|
|
| Final repayments |
41
|
20
|
|
| Transfers to assets held for sale |
|
271
|
|
| Disposals |
270
|
308
|
|
| Write-offs |
852
|
940
|
|
| Closing/Ending balance |
(2,586)
|
(2,557)
|
(2,776)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1,151
|
1,300
|
|
| Accumulated impairment | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(31)
|
(45)
|
|
| Business activity in the year |
0
|
(1)
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(16)
|
(13)
|
|
| Final repayments |
8
|
14
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
7
|
14
|
|
| Closing/Ending balance |
(32)
|
(31)
|
(45)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
8
|
0
|
|
| Accumulated impairment | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(791)
|
(836)
|
|
| Business activity in the year |
(96)
|
(92)
|
|
| Refinements to models used for calculation |
89
|
(69)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(500)
|
(194)
|
|
| Final repayments |
74
|
135
|
|
| Transfers to assets held for sale |
|
5
|
|
| Disposals |
24
|
5
|
|
| Write-offs |
234
|
255
|
|
| Closing/Ending balance |
(966)
|
(791)
|
(836)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
433
|
220
|
|
| Accumulated impairment | Corporate loans | Barclays Investment Bank |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Refinements to models used for calculation |
89
|
|
|
| Accumulated impairment | Loan commitments and financial guarantees |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(22)
|
(53)
|
|
| Accumulated impairment | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(150)
|
|
|
| Closing/Ending balance |
(145)
|
(150)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(5)
|
5
|
|
| Accumulated impairment | Debt securities at amortised cost |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(1)
|
(4)
|
|
| Accumulated impairment | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(3,420)
|
|
|
| Closing/Ending balance |
(3,617)
|
(3,420)
|
|
| Accumulated impairment | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(41)
|
|
|
| Closing/Ending balance |
(33)
|
(41)
|
|
| Accumulated impairment | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(2,557)
|
|
|
| Closing/Ending balance |
(2,586)
|
(2,557)
|
|
| Accumulated impairment | Financial assets at amortised cost | Retail credit cards | United States |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Refinements to models used for calculation |
12
|
(11)
|
|
| Accumulated impairment | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(31)
|
|
|
| Closing/Ending balance |
(32)
|
(31)
|
|
| Accumulated impairment | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(791)
|
|
|
| Closing/Ending balance |
(966)
|
(791)
|
|
| Accumulated impairment | Financial assets at amortised cost | Corporate loans | Barclays Investment Bank |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Refinements to models used for calculation |
|
(69)
|
|
| Accumulated impairment | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(20)
|
|
|
| Closing/Ending balance |
(19)
|
(20)
|
|
| Accumulated impairment | Stage 1 |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Recoveries and reimbursements |
10
|
(20)
|
|
| Accumulated impairment | Stage 1 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(491)
|
|
|
| Closing/Ending balance |
(552)
|
(491)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
62
|
(28)
|
|
| Accumulated impairment | Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(8)
|
(11)
|
|
| Business activity in the year |
(1)
|
(1)
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
1
|
2
|
|
| Final repayments |
1
|
1
|
|
| Disposals |
0
|
5
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(9)
|
(8)
|
(11)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1
|
2
|
|
| Accumulated impairment | Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(334)
|
(412)
|
|
| Business activity in the year |
(75)
|
(33)
|
|
| Refinements to models used for calculation |
(68)
|
(5)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
299
|
280
|
|
| Final repayments |
5
|
7
|
|
| Transfers to assets held for sale |
|
64
|
|
| Disposals |
0
|
20
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(395)
|
(334)
|
(412)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
61
|
6
|
|
| Accumulated impairment | Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(5)
|
(8)
|
|
| Business activity in the year |
0
|
(1)
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(4)
|
0
|
|
| Final repayments |
3
|
4
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(7)
|
(5)
|
(8)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
2
|
(3)
|
|
| Accumulated impairment | Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(144)
|
(179)
|
|
| Business activity in the year |
(40)
|
(39)
|
|
| Refinements to models used for calculation |
65
|
(18)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(14)
|
76
|
|
| Final repayments |
24
|
40
|
|
| Transfers to assets held for sale |
|
1
|
|
| Disposals |
1
|
1
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(141)
|
(144)
|
(179)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(2)
|
(33)
|
|
| Accumulated impairment | Stage 1 | Loan commitments and financial guarantees |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(23)
|
(12)
|
|
| Accumulated impairment | Stage 1 | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(17)
|
|
|
| Closing/Ending balance |
(17)
|
(17)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
0
|
3
|
|
| Accumulated impairment | Stage 1 | Debt securities at amortised cost |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1
|
2
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
35
|
51
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
11
|
15
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
(3)
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(268)
|
(321)
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(46)
|
(42)
|
|
| Accumulated impairment | Stage 1 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
20
|
24
|
|
| Accumulated impairment | Stage 1 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
4
|
2
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(2)
|
(1)
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(9)
|
(9)
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(1)
|
0
|
|
| Accumulated impairment | Stage 1 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(2)
|
(1)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(491)
|
|
|
| Closing/Ending balance |
(552)
|
(491)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(8)
|
|
|
| Closing/Ending balance |
(9)
|
(8)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(334)
|
|
|
| Closing/Ending balance |
(395)
|
(334)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(5)
|
|
|
| Closing/Ending balance |
(7)
|
(5)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(144)
|
|
|
| Closing/Ending balance |
(141)
|
(144)
|
|
| Accumulated impairment | Stage 1 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(9)
|
|
|
| Closing/Ending balance |
(10)
|
(9)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Recoveries and reimbursements |
(26)
|
23
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,063)
|
|
|
| Closing/Ending balance |
(1,036)
|
(1,063)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(24)
|
(150)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1)
|
(28)
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
0
|
(9)
|
|
| Final repayments |
0
|
1
|
|
| Disposals |
1
|
29
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
0
|
(1)
|
(28)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
0
|
2
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(807)
|
(1,138)
|
|
| Business activity in the year |
(87)
|
(59)
|
|
| Refinements to models used for calculation |
81
|
(2)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(508)
|
(506)
|
|
| Final repayments |
10
|
13
|
|
| Transfers to assets held for sale |
|
161
|
|
| Disposals |
0
|
69
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(796)
|
(807)
|
(1,138)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(11)
|
(101)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1)
|
(2)
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(4)
|
0
|
|
| Final repayments |
0
|
1
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(5)
|
(1)
|
(2)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
4
|
(1)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(254)
|
(309)
|
|
| Business activity in the year |
(37)
|
(34)
|
|
| Refinements to models used for calculation |
24
|
(51)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(81)
|
0
|
|
| Final repayments |
49
|
92
|
|
| Transfers to assets held for sale |
|
3
|
|
| Disposals |
2
|
2
|
|
| Write-offs |
0
|
0
|
|
| Closing/Ending balance |
(235)
|
(254)
|
(309)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(17)
|
(50)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Loan commitments and financial guarantees |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(6)
|
(23)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Other financial assets |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(7)
|
|
|
| Closing/Ending balance |
(8)
|
(7)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1
|
6
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Debt securities at amortised cost |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(2)
|
(6)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(35)
|
(51)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(11)
|
(15)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
3
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
268
|
321
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
46
|
42
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
3
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
286
|
390
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
28
|
21
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(4)
|
(5)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(1)
|
(5)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,063)
|
|
|
| Closing/Ending balance |
(1,036)
|
(1,063)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1)
|
|
|
| Closing/Ending balance |
0
|
(1)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(807)
|
|
|
| Closing/Ending balance |
(796)
|
(807)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1)
|
|
|
| Closing/Ending balance |
(5)
|
(1)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(254)
|
|
|
| Closing/Ending balance |
(235)
|
(254)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 2 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(11)
|
|
|
| Closing/Ending balance |
(9)
|
(11)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| Recoveries and reimbursements |
(102)
|
(42)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,866)
|
|
|
| Closing/Ending balance |
(2,029)
|
(1,866)
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1,560
|
1,741
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(32)
|
(321)
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(8)
|
(40)
|
|
| Final repayments |
1
|
3
|
|
| Disposals |
5
|
316
|
|
| Write-offs |
8
|
12
|
|
| Closing/Ending balance |
(24)
|
(32)
|
(321)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
5
|
39
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,416)
|
(1,226)
|
|
| Business activity in the year |
(40)
|
(18)
|
|
| Refinements to models used for calculation |
(1)
|
(4)
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(793)
|
(973)
|
|
| Final repayments |
26
|
0
|
|
| Transfers to assets held for sale |
|
46
|
|
| Disposals |
270
|
219
|
|
| Write-offs |
852
|
940
|
|
| Closing/Ending balance |
(1,395)
|
(1,416)
|
(1,226)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
1,101
|
1,395
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(25)
|
(35)
|
|
| Business activity in the year |
0
|
0
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(8)
|
(13)
|
|
| Final repayments |
5
|
9
|
|
| Disposals |
0
|
0
|
|
| Write-offs |
7
|
14
|
|
| Closing/Ending balance |
(20)
|
(25)
|
(35)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
2
|
4
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(393)
|
(348)
|
|
| Business activity in the year |
(19)
|
(19)
|
|
| Refinements to models used for calculation |
0
|
0
|
|
| Net drawdowns, repayments, net re-measurement and movements due to exposure and risk parameter changes |
(405)
|
(270)
|
|
| Final repayments |
1
|
3
|
|
| Transfers to assets held for sale |
|
1
|
|
| Disposals |
21
|
2
|
|
| Write-offs |
234
|
255
|
|
| Closing/Ending balance |
(590)
|
(393)
|
£ (348)
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
452
|
303
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Loan commitments and financial guarantees |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
7
|
(18)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Other financial assets |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
(6)
|
(4)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Debt securities at amortised cost |
|
|
|
| Reconciliation of ECL movement to impairment (charge)/release for the period, Loans and advances at amortised cost |
|
|
|
| ECL movement |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 1 to Stage 2 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 2 to Stage 1 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
(3)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(306)
|
(414)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
0
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers to Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
(32)
|
(23)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
2
|
1
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
13
|
14
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
1
|
0
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Transfers from Stage 3 | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Transfers |
3
|
6
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Loans and advances at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,866)
|
|
|
| Closing/Ending balance |
(2,029)
|
(1,866)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail mortgages |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(32)
|
|
|
| Closing/Ending balance |
(24)
|
(32)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail credit cards |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(1,416)
|
|
|
| Closing/Ending balance |
(1,395)
|
(1,416)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Retail other |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(25)
|
|
|
| Closing/Ending balance |
(20)
|
(25)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Corporate loans |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
(393)
|
|
|
| Closing/Ending balance |
(590)
|
(393)
|
|
| Accumulated impairment | Lifetime expected credit losses | Stage 3 | Financial assets at amortised cost | Debt securities at amortised cost |
|
|
|
| Loans and advances at amortised cost |
|
|
|
| Opening/Beginning balance |
0
|
|
|
| Closing/Ending balance |
£ 0
|
£ 0
|
|