v3.25.4
Risk Management - Disclosure of Balance Sheet credit quality (Details) - GBP (£)
£ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
On-balance sheet, values      
Cash and balances at central banks £ 208,544 £ 180,365 £ 189,686
Cash collateral and settlement balances 124,519 113,987  
Loans and advances at amortised cost 150,786 144,827  
Debt instruments held at amortised cost 55,153 50,227  
Reverse repurchase agreements and other similar secured lending 17,662 3,393  
Trading portfolio assets 189,743 166,244  
Financial assets at fair value through the income statement 185,002 191,845  
Derivative financial instruments 252,192 292,356  
Other assets 624 665  
Assets held for sale 5,932 9,854  
Total assets 1,245,473 1,218,524 £ 1,185,200
Debt securities      
On-balance sheet, values      
Trading portfolio assets 94,040 77,805  
Traded loans      
On-balance sheet, values      
Trading portfolio assets 12,249 13,470  
Total for all internal credit grades      
On-balance sheet, values      
Cash and balances at central banks 208,544 180,365  
Cash collateral and settlement balances 124,519 113,987  
Reverse repurchase agreements and other similar secured lending 17,662 3,393  
Trading portfolio assets 106,289 91,275  
Financial assets at fair value through the income statement 182,666 188,989  
Derivative financial instruments 252,192 292,356  
Financial assets at fair value through other comprehensive income 42,818 51,010  
Other assets 624 665  
Assets held for sale 5,801 9,544  
Total assets £ 1,147,054 £ 1,126,638  
On-balance sheet, percentage      
Cash and balances at central banks, percentage 100.00% 100.00%  
Cash collateral and settlement balance, percentage 100.00% 100.00%  
Reverse repurchase agreements and other similar secured lending, percentage 100.00% 100.00%  
Trading portfolio assets, percentage 100.00% 100.00%  
Financial assets at fair value through the income statement, percentage 100.00% 100.00%  
Derivative financial instruments, percentage 100.00% 100.00%  
Financial assets measured at fair value through other comprehensive income, percentage 100.00% 100.00%  
Other assets, percentage 100.00% 100.00%  
Assets held for sale, percentage 100.00% 100.00%  
Total assets, percentage 100.00% 100.00%  
Total for all internal credit grades | Reverse repurchase agreements      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 132,600 £ 141,791  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 100.00% 100.00%  
Total for all internal credit grades | Other financial assets      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 60 £ 85  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 100.00% 100.00%  
Total for all internal credit grades | Debt securities      
On-balance sheet, values      
Trading portfolio assets £ 94,040 £ 77,805  
Financial assets at fair value through the income statement £ 3,121 £ 2,931  
On-balance sheet, percentage      
Trading portfolio assets, percentage 100.00% 100.00%  
Financial assets at fair value through the income statement, percentage 100.00% 100.00%  
Total for all internal credit grades | Traded loans      
On-balance sheet, values      
Trading portfolio assets £ 12,249 £ 13,470  
On-balance sheet, percentage      
Trading portfolio assets, percentage 100.00% 100.00%  
Total for all internal credit grades | Total loans and advances at amortised cost      
On-balance sheet, values      
Loans and advances at amortised cost £ 150,786 £ 144,827  
Debt instruments held at amortised cost £ 55,153 £ 50,227  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 100.00% 100.00%  
Debt securities at amortised cost, percentage 100.00% 100.00%  
Total for all internal credit grades | Retail mortgages      
On-balance sheet, values      
Loans and advances at amortised cost £ 4,952 £ 4,956  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 100.00% 100.00%  
Total for all internal credit grades | Retail credit cards      
On-balance sheet, values      
Loans and advances at amortised cost £ 20,527 £ 19,749  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 100.00% 100.00%  
Total for all internal credit grades | Retail other      
On-balance sheet, values      
Loans and advances at amortised cost £ 4,128 £ 3,918  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 100.00% 100.00%  
Total for all internal credit grades | Corporate loans      
On-balance sheet, values      
Loans and advances at amortised cost £ 121,179 £ 116,204  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 100.00% 100.00%  
Total for all internal credit grades | Loans and advances      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 46,885 £ 44,182  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 100.00% 100.00%  
Total for all internal credit grades | 0.0 to 0.60%      
On-balance sheet, values      
Cash and balances at central banks £ 208,544 £ 180,365  
Cash collateral and settlement balances 111,541 98,590  
Reverse repurchase agreements and other similar secured lending 15,712 1,625  
Trading portfolio assets 84,744 68,328  
Financial assets at fair value through the income statement 125,263 129,626  
Derivative financial instruments 237,139 274,058  
Financial assets at fair value through other comprehensive income 42,756 50,960  
Other assets 566 594  
Assets held for sale 2,461 1,178  
Total assets £ 996,351 £ 963,765  
On-balance sheet, percentage      
Cash and balances at central banks, percentage 100.00% 100.00%  
Cash collateral and settlement balance, percentage 90.00% 87.00%  
Reverse repurchase agreements and other similar secured lending, percentage 89.00% 48.00%  
Trading portfolio assets, percentage 80.00% 75.00%  
Financial assets at fair value through the income statement, percentage 68.00% 68.00%  
Derivative financial instruments, percentage 94.00% 94.00%  
Financial assets measured at fair value through other comprehensive income, percentage 100.00% 100.00%  
Other assets, percentage 91.00% 90.00%  
Assets held for sale, percentage 42.00% 12.00%  
Total assets, percentage 87.00% 85.00%  
Total for all internal credit grades | 0.0 to 0.60% | Reverse repurchase agreements      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 96,968 £ 103,589  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 73.00% 73.00%  
Total for all internal credit grades | 0.0 to 0.60% | Other financial assets      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 41 £ 63  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 68.00% 74.00%  
Total for all internal credit grades | 0.0 to 0.60% | Debt securities      
On-balance sheet, values      
Trading portfolio assets £ 79,405 £ 65,785  
Financial assets at fair value through the income statement £ 1,937 £ 1,722  
On-balance sheet, percentage      
Trading portfolio assets, percentage 84.00% 84.00%  
Financial assets at fair value through the income statement, percentage 62.00% 59.00%  
Total for all internal credit grades | 0.0 to 0.60% | Traded loans      
On-balance sheet, values      
Trading portfolio assets £ 5,339 £ 2,543  
On-balance sheet, percentage      
Trading portfolio assets, percentage 43.00% 19.00%  
Total for all internal credit grades | 0.0 to 0.60% | Total loans and advances at amortised cost      
On-balance sheet, values      
Loans and advances at amortised cost £ 112,865 £ 108,553  
Debt instruments held at amortised cost £ 54,760 £ 49,888  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 75.00% 75.00%  
Debt securities at amortised cost, percentage 99.00% 99.00%  
Total for all internal credit grades | 0.0 to 0.60% | Retail mortgages      
On-balance sheet, values      
Loans and advances at amortised cost £ 4,662 £ 4,524  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 94.00% 91.00%  
Total for all internal credit grades | 0.0 to 0.60% | Retail credit cards      
On-balance sheet, values      
Loans and advances at amortised cost £ 5,933 £ 7,488  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 29.00% 38.00%  
Total for all internal credit grades | 0.0 to 0.60% | Retail other      
On-balance sheet, values      
Loans and advances at amortised cost £ 3,605 £ 3,217  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 88.00% 82.00%  
Total for all internal credit grades | 0.0 to 0.60% | Corporate loans      
On-balance sheet, values      
Loans and advances at amortised cost £ 98,665 £ 93,324  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 81.00% 80.00%  
Total for all internal credit grades | 0.0 to 0.60% | Loans and advances      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 26,317 £ 24,252  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 56.00% 55.00%  
Total for all internal credit grades | 0.60 to 11.35%      
On-balance sheet, values      
Cash and balances at central banks £ 0 £ 0  
Cash collateral and settlement balances 12,970 15,371  
Reverse repurchase agreements and other similar secured lending 1,950 1,768  
Trading portfolio assets 19,385 18,920  
Financial assets at fair value through the income statement 56,106 58,100  
Derivative financial instruments 14,617 18,104  
Financial assets at fair value through other comprehensive income 62 50  
Other assets 56 68  
Assets held for sale 3,130 8,235  
Total assets £ 141,441 £ 152,567  
On-balance sheet, percentage      
Cash and balances at central banks, percentage 0.00% 0.00%  
Cash collateral and settlement balance, percentage 10.00% 13.00%  
Reverse repurchase agreements and other similar secured lending, percentage 11.00% 52.00%  
Trading portfolio assets, percentage 18.00% 21.00%  
Financial assets at fair value through the income statement, percentage 31.00% 31.00%  
Derivative financial instruments, percentage 6.00% 6.00%  
Financial assets measured at fair value through other comprehensive income, percentage 0.00% 0.00%  
Other assets, percentage 9.00% 10.00%  
Assets held for sale, percentage 54.00% 87.00%  
Total assets, percentage 12.00% 14.00%  
Total for all internal credit grades | 0.60 to 11.35% | Reverse repurchase agreements      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 35,131 £ 37,565  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 27.00% 27.00%  
Total for all internal credit grades | 0.60 to 11.35% | Other financial assets      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 19 £ 22  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 32.00% 26.00%  
Total for all internal credit grades | 0.60 to 11.35% | Debt securities      
On-balance sheet, values      
Trading portfolio assets £ 14,144 £ 11,478  
Financial assets at fair value through the income statement £ 930 £ 1,156  
On-balance sheet, percentage      
Trading portfolio assets, percentage 15.00% 15.00%  
Financial assets at fair value through the income statement, percentage 30.00% 39.00%  
Total for all internal credit grades | 0.60 to 11.35% | Traded loans      
On-balance sheet, values      
Trading portfolio assets £ 5,241 £ 7,442  
On-balance sheet, percentage      
Trading portfolio assets, percentage 43.00% 55.00%  
Total for all internal credit grades | 0.60 to 11.35% | Total loans and advances at amortised cost      
On-balance sheet, values      
Loans and advances at amortised cost £ 32,832 £ 31,612  
Debt instruments held at amortised cost £ 333 £ 339  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 22.00% 22.00%  
Debt securities at amortised cost, percentage 1.00% 1.00%  
Total for all internal credit grades | 0.60 to 11.35% | Retail mortgages      
On-balance sheet, values      
Loans and advances at amortised cost £ 138 £ 153  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 3.00% 3.00%  
Total for all internal credit grades | 0.60 to 11.35% | Retail credit cards      
On-balance sheet, values      
Loans and advances at amortised cost £ 13,141 £ 11,063  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 64.00% 56.00%  
Total for all internal credit grades | 0.60 to 11.35% | Retail other      
On-balance sheet, values      
Loans and advances at amortised cost £ 424 £ 503  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 10.00% 13.00%  
Total for all internal credit grades | 0.60 to 11.35% | Corporate loans      
On-balance sheet, values      
Loans and advances at amortised cost £ 19,129 £ 19,893  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 16.00% 17.00%  
Total for all internal credit grades | 0.60 to 11.35% | Loans and advances      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 20,026 £ 19,357  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 43.00% 44.00%  
Total for all internal credit grades | 11.35% to 100%      
On-balance sheet, values      
Cash and balances at central banks £ 0 £ 0  
Cash collateral and settlement balances 8 26  
Reverse repurchase agreements and other similar secured lending 0 0  
Trading portfolio assets 2,160 4,027  
Financial assets at fair value through the income statement 1,297 1,263  
Derivative financial instruments 436 194  
Financial assets at fair value through other comprehensive income 0 0  
Other assets 2 3  
Assets held for sale 210 131  
Total assets £ 9,262 £ 10,306  
On-balance sheet, percentage      
Cash and balances at central banks, percentage 0.00% 0.00%  
Cash collateral and settlement balance, percentage 0.00% 0.00%  
Reverse repurchase agreements and other similar secured lending, percentage 0.00% 0.00%  
Trading portfolio assets, percentage 2.00% 4.00%  
Financial assets at fair value through the income statement, percentage 1.00% 1.00%  
Derivative financial instruments, percentage 0.00% 0.00%  
Financial assets measured at fair value through other comprehensive income, percentage 0.00% 0.00%  
Other assets, percentage 0.00% 0.00%  
Assets held for sale, percentage 4.00% 1.00%  
Total assets, percentage 1.00% 1.00%  
Total for all internal credit grades | 11.35% to 100% | Reverse repurchase agreements      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 501 £ 637  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 0.00% 0.00%  
Total for all internal credit grades | 11.35% to 100% | Other financial assets      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 0 £ 0  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 0.00% 0.00%  
Total for all internal credit grades | 11.35% to 100% | Debt securities      
On-balance sheet, values      
Trading portfolio assets £ 491 £ 542  
Financial assets at fair value through the income statement £ 254 £ 53  
On-balance sheet, percentage      
Trading portfolio assets, percentage 1.00% 1.00%  
Financial assets at fair value through the income statement, percentage 8.00% 2.00%  
Total for all internal credit grades | 11.35% to 100% | Traded loans      
On-balance sheet, values      
Trading portfolio assets £ 1,669 £ 3,485  
On-balance sheet, percentage      
Trading portfolio assets, percentage 14.00% 26.00%  
Total for all internal credit grades | 11.35% to 100% | Total loans and advances at amortised cost      
On-balance sheet, values      
Loans and advances at amortised cost £ 5,089 £ 4,662  
Debt instruments held at amortised cost £ 60 £ 0  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 3.00% 3.00%  
Debt securities at amortised cost, percentage 0.00% 0.00%  
Total for all internal credit grades | 11.35% to 100% | Retail mortgages      
On-balance sheet, values      
Loans and advances at amortised cost £ 152 £ 279  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 3.00% 6.00%  
Total for all internal credit grades | 11.35% to 100% | Retail credit cards      
On-balance sheet, values      
Loans and advances at amortised cost £ 1,453 £ 1,198  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 7.00% 6.00%  
Total for all internal credit grades | 11.35% to 100% | Retail other      
On-balance sheet, values      
Loans and advances at amortised cost £ 99 £ 198  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 2.00% 5.00%  
Total for all internal credit grades | 11.35% to 100% | Corporate loans      
On-balance sheet, values      
Loans and advances at amortised cost £ 3,385 £ 2,987  
On-balance sheet, percentage      
Loans and advances at amortised cost, percentage 3.00% 3.00%  
Total for all internal credit grades | 11.35% to 100% | Loans and advances      
On-balance sheet, values      
Financial assets at fair value through the income statement £ 542 £ 573  
On-balance sheet, percentage      
Financial assets at fair value through the income statement, percentage 1.00% 1.00%