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  <xs:element id="lyg_DisclosureOfDetailedInformationAboutRetailCreditCardsTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutRetailCreditCardsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="lyg_DisclosureOfDetailedInformationAboutCommercialBankingLendingTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutCommercialBankingLendingTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="lyg_ScheduleOfInsuranceAndParticipatingInvestmentContractLiabilitiesPayableTableTextBlock" abstract="false" name="ScheduleOfInsuranceAndParticipatingInvestmentContractLiabilitiesPayableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="lyg_DisclosureOfDetailedInformationAboutNetTradingIncomeExpenseTableTextBlock" abstract="false" name="DisclosureOfDetailedInformationAboutNetTradingIncomeExpenseTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="lyg_DisclosureOfReconciliationOfChargeResultingFromApplyingUKCorporationTaxRateTableTextBlock" abstract="false" name="DisclosureOfReconciliationOfChargeResultingFromApplyingUKCorporationTaxRateTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="lyg_OtherIncome1Member" abstract="true" name="OtherIncome1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherVentureCapitalMember" abstract="true" name="OtherVentureCapitalMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherSegmentOtherMember" abstract="true" name="OtherSegmentOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_UnderlyingBasisMember" abstract="true" name="UnderlyingBasisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SEGMENTALANALYSISDetailsScheduleofOperatingSegmentsLineItems" abstract="true" name="SEGMENTALANALYSISDetailsScheduleofOperatingSegmentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="OtherIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="TotalIncomeNetOfNetFinanceIncomeInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingLeaseDepreciation" abstract="false" name="OperatingLeaseDepreciation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalIncomeNetOfNetFinanceIncomeAndOperatingLeaseDepreciationInRespectOfInsuranceAndInvestmentContracts" abstract="false" name="TotalIncomeNetOfNetFinanceIncomeAndOperatingLeaseDepreciationInRespectOfInsuranceAndInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RemediationNetOfInsuranceClaims" abstract="false" name="RemediationNetOfInsuranceClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalCostsNetOfInsuranceClaims" abstract="false" name="TotalCostsNetOfInsuranceClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ExternalIncome" abstract="false" name="ExternalIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ExternalOperatingLeaseDepreciation" abstract="false" name="ExternalOperatingLeaseDepreciation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IntersegmentIncome" abstract="false" name="IntersegmentIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DepositsFromCustomersAndRepurchaseAgreements" abstract="false" name="DepositsFromCustomersAndRepurchaseAgreements" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AnalysisOfSegmentUnderlyingOtherIncomeNetOfInsuranceClaimsAbstractAbstract" abstract="true" name="AnalysisOfSegmentUnderlyingOtherIncomeNetOfInsuranceClaimsAbstractAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherSegmentItemsReflectedInIncomeStatementAboveAbstractAbstract" abstract="true" name="OtherSegmentItemsReflectedInIncomeStatementAboveAbstractAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherSegmentItemsAbstractAbstract" abstract="true" name="OtherSegmentItemsAbstractAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AdditionsToFixedAssets" abstract="false" name="AdditionsToFixedAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_GainLossOnSaleOfLeasedAssetsNetOperatingLeases1" abstract="false" name="GainLossOnSaleOfLeasedAssetsNetOperatingLeases1" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsTable" abstract="true" name="SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_VolatilityAndOtherItemsMember" abstract="true" name="VolatilityAndOtherItemsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InsuranceGrossUpMember" abstract="true" name="InsuranceGrossUpMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsLineItems" abstract="true" name="SEGMENTALANALYSISDetailsScheduleofReconciliationofUnderlyingBasistoStatutoryResultsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NETINTERESTINCOMEDetailsScheduleofNetInterestIncomeTable" abstract="true" name="NETINTERESTINCOMEDetailsScheduleofNetInterestIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NegativeInterestRatesMember" abstract="true" name="NegativeInterestRatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FinanceLeasesMember" abstract="true" name="FinanceLeasesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NETINTERESTINCOMEDetailsScheduleofNetInterestIncomeLineItems" abstract="true" name="NETINTERESTINCOMEDetailsScheduleofNetInterestIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TotalInterestIncomeAbstract" abstract="true" name="TotalInterestIncomeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_InterestExpenseOnSubordinatedLiabilities" abstract="false" name="InterestExpenseOnSubordinatedLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ScheduleOfFeeAndCommissionIncomeAbstract" abstract="true" name="ScheduleOfFeeAndCommissionIncomeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NETFEEANDCOMMISSIONINCOMEDetailsScheduleofFeeandCommissionIncomeTable" abstract="true" name="NETFEEANDCOMMISSIONINCOMEDetailsScheduleofFeeandCommissionIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfFeeAndCommissionIncomeAxis" abstract="true" name="TypeOfFeeAndCommissionIncomeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfFeeAndCommissionIncomeDomain" abstract="true" name="TypeOfFeeAndCommissionIncomeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CurrentAccountsMember" abstract="true" name="CurrentAccountsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CreditAndDebitCardFeesMember" abstract="true" name="CreditAndDebitCardFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CommercialBankingAndTreasuryFeesMember" abstract="true" name="CommercialBankingAndTreasuryFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_UnitTrustAndInsuranceBrokingMember" abstract="true" name="UnitTrustAndInsuranceBrokingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FactoringMember" abstract="true" name="FactoringMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherFeesAndCommissionsMember" abstract="true" name="OtherFeesAndCommissionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NETFEEANDCOMMISSIONINCOMEDetailsScheduleofFeeandCommissionIncomeLineItems" abstract="true" name="NETFEEANDCOMMISSIONINCOMEDetailsScheduleofFeeandCommissionIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NETFEEANDCOMMISSIONINCOMEDetailsTable" abstract="true" name="NETFEEANDCOMMISSIONINCOMEDetailsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ServicesProvidedAfterBalanceSheetDateMember" abstract="true" name="ServicesProvidedAfterBalanceSheetDateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NETFEEANDCOMMISSIONINCOMEDetailsLineItems" abstract="true" name="NETFEEANDCOMMISSIONINCOMEDetailsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RetailAndCommercialBankingMember" abstract="true" name="RetailAndCommercialBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NetGainsOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossAbstract" abstract="true" name="NetGainsOnFinancialAssetsAndLiabilitiesAtFairValueThroughProfitOrLossAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NetGainLossOnAssetsAndLiabilitiesAtFairValueThroughProfitOrLossAndTrading" abstract="false" name="NetGainLossOnAssetsAndLiabilitiesAtFairValueThroughProfitOrLossAndTrading" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ClassOfClaimsAndSurrendersAxis" abstract="true" name="ClassOfClaimsAndSurrendersAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ClassOfClaimsAndSurrendersDomain" abstract="true" name="ClassOfClaimsAndSurrendersDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_WeatherRelatedClaimsMember" abstract="true" name="WeatherRelatedClaimsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SevereWeatherRelatedClaimsMember" abstract="true" name="SevereWeatherRelatedClaimsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InsuranceRevenueExpectedIncurredClaimsAndOtherInsuranceServicesExpenses" abstract="false" name="InsuranceRevenueExpectedIncurredClaimsAndOtherInsuranceServicesExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceServiceExpensesFromInsuranceContractsIssuedBeforeNetImpairmentLossOnInsuranceAcquisitionAssets" abstract="false" name="InsuranceServiceExpensesFromInsuranceContractsIssuedBeforeNetImpairmentLossOnInsuranceAcquisitionAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetInvestmentReturnOnAssetsHeldToBackInsuranceAndParticipatingInvestmentContracts" abstract="false" name="NetInvestmentReturnOnAssetsHeldToBackInsuranceAndParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetInvestmentReturnOnAssetsHeldToBackThirdPartyInterestsInConsolidatedFunds" abstract="false" name="NetInvestmentReturnOnAssetsHeldToBackThirdPartyInterestsInConsolidatedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetInvestmentReturnOnAssetsHeldToBackNonParticipatingInvestmentContracts" abstract="false" name="NetInvestmentReturnOnAssetsHeldToBackNonParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_GainLossOnChangeInFairValueOfUnderlyingItemsOfDirectParticipatingContracts" abstract="false" name="GainLossOnChangeInFairValueOfUnderlyingItemsOfDirectParticipatingContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughChangeInInterestRatesAndOtherFinancialAssumptions" abstract="false" name="IncreaseDecreaseThroughChangeInInterestRatesAndOtherFinancialAssumptions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughChangeInFulfillmentCashFlows" abstract="false" name="IncreaseDecreaseThroughChangeInFulfillmentCashFlows" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetFinanceExpenseIncomeFromInsuranceAndReinsuranceContractsHeld" abstract="false" name="NetFinanceExpenseIncomeFromInsuranceAndReinsuranceContractsHeld" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInThirdPartyInterestsInConsolidatedFunds" abstract="false" name="IncreaseDecreaseInThirdPartyInterestsInConsolidatedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInNonParticipatingInvestmentContracts" abstract="false" name="IncreaseDecreaseInNonParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncomeExpenseFromUnitLinkedAndWithProfitContractsVariableFeeApproach" abstract="false" name="IncomeExpenseFromUnitLinkedAndWithProfitContractsVariableFeeApproach" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceAcquisitionCashFlowsAssets" abstract="false" name="InsuranceAcquisitionCashFlowsAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceContractsIssuedThatAreLiabilitiesNetOfInsuranceAcquisitionAssets" abstract="false" name="InsuranceContractsIssuedThatAreLiabilitiesNetOfInsuranceAcquisitionAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DerivativeFinancialLiabilitiesMember" abstract="true" name="DerivativeFinancialLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PercentageOfBaseMortalityUsedInCalculatingBespokeMortalityRates" abstract="false" name="PercentageOfBaseMortalityUsedInCalculatingBespokeMortalityRates" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_LapseRateForWorkplacePensions" abstract="false" name="LapseRateForWorkplacePensions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_LapseRateForLongstandingBusiness" abstract="false" name="LapseRateForLongstandingBusiness" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughExchangeDifferencesInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughExchangeDifferencesInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughChangeInProfitOrLossInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughChangeInProfitOrLossInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughInvestmentComponentsInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughInvestmentComponentsInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DecreaseThroughDisposalInsuranceContractsLiabilityAsset" abstract="false" name="DecreaseThroughDisposalInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughTransfersToOtherItemsInTheBalanceSheetInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughTransfersToOtherItemsInTheBalanceSheetInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughLossesAndReversalOfLossesOnOnerousInsuranceContractsInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughLossesAndReversalOfLossesOnOnerousInsuranceContractsInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RiskAdjustment" abstract="false" name="RiskAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ContractualServiceMarginAndRiskAdjustment" abstract="false" name="ContractualServiceMarginAndRiskAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceContractModificationAxis" abstract="true" name="InsuranceContractModificationAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ModificationDomain" abstract="true" name="ModificationDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IncludesDrawdownFeatureMember" abstract="true" name="IncludesDrawdownFeatureMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IncreaseDecreaseThroughChangesInEstimatesThatResultInLossesAndReversalOfLossesOnOnerousContractsInsuranceContractsLiabilityAsset" abstract="false" name="IncreaseDecreaseThroughChangesInEstimatesThatResultInLossesAndReversalOfLossesOnOnerousContractsInsuranceContractsLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PensionsAndInvestmentsMember" abstract="true" name="PensionsAndInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AnnuitiesProtectionAndOtherMember" abstract="true" name="AnnuitiesProtectionAndOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LIFEINSURANCESENSITIVITYANALYSISDetailsScheduleofAccountingEstimatesandJudgementsTable" abstract="true" name="LIFEINSURANCESENSITIVITYANALYSISDetailsScheduleofAccountingEstimatesandJudgementsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SourceOfEstimationUncertaintyAxis" abstract="true" name="SourceOfEstimationUncertaintyAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SourceOfEstimationUncertaintyDomain" abstract="true" name="SourceOfEstimationUncertaintyDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ChangeInRiskFreeRateIncludingIlliquidityPremiaMember" abstract="true" name="ChangeInRiskFreeRateIncludingIlliquidityPremiaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_WideningOfCreditDefaultSpreadsOnCorporateBondsMember" abstract="true" name="WideningOfCreditDefaultSpreadsOnCorporateBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PercentageReductionInRateMember" abstract="true" name="PercentageReductionInRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PercentageIncreaseInRateMember" abstract="true" name="PercentageIncreaseInRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_MarketExposureAxis" abstract="true" name="MarketExposureAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MarketExposureDomain" abstract="true" name="MarketExposureDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ChangeInEquityMember" abstract="true" name="ChangeInEquityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ChangeInInflationMember" abstract="true" name="ChangeInInflationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AnnuitantMortalityMember" abstract="true" name="AnnuitantMortalityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FutureMaintenanceAndInvestmentExpensesMember" abstract="true" name="FutureMaintenanceAndInvestmentExpensesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NonannuitantMortalityAndMorbidityMember" abstract="true" name="NonannuitantMortalityAndMorbidityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LapseRatesMember" abstract="true" name="LapseRatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LIFEINSURANCESENSITIVITYANALYSISDetailsScheduleofAccountingEstimatesandJudgementsLineItems" abstract="true" name="LIFEINSURANCESENSITIVITYANALYSISDetailsScheduleofAccountingEstimatesandJudgementsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AccountingEstimatePercentageChangeInVariable" abstract="false" name="AccountingEstimatePercentageChangeInVariable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInProfitBeforeTax" abstract="false" name="IncreaseDecreaseInProfitBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_InsuranceContractAssetsAndLiabilitiesAbstract" abstract="true" name="InsuranceContractAssetsAndLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OneYearMember" abstract="true" name="OneYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FiveYearsMember" abstract="true" name="FiveYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TenYearsMember" abstract="true" name="TenYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TwentyYearsMember" abstract="true" name="TwentyYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ThirtyYearsMember" abstract="true" name="ThirtyYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OTHEROPERATINGINCOMEDetailsScheduleofOtherOperatingIncomeTable" abstract="true" name="OTHEROPERATINGINCOMEDetailsScheduleofOtherOperatingIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherComprehensiveIncomeLocation1Axis" abstract="true" name="OtherComprehensiveIncomeLocation1Axis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherComprehensiveIncomeLocation1Domain" abstract="true" name="OtherComprehensiveIncomeLocation1Domain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OperatingIncomeLoss1Member" abstract="true" name="OperatingIncomeLoss1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OTHEROPERATINGINCOMEDetailsScheduleofOtherOperatingIncomeLineItems" abstract="true" name="OTHEROPERATINGINCOMEDetailsScheduleofOtherOperatingIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MiscellaneousOtherOperatingIncomeExpense" abstract="false" name="MiscellaneousOtherOperatingIncomeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PensionsAndOtherPostRetirementBenefitSchemes" abstract="false" name="PensionsAndOtherPostRetirementBenefitSchemes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RestructuringAndOtherStaffCosts" abstract="false" name="RestructuringAndOtherStaffCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PremisesAndEquipmentCost" abstract="false" name="PremisesAndEquipmentCost" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_UKBankLevy" abstract="false" name="UKBankLevy" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_LegalAndRegulatoryExpense" abstract="false" name="LegalAndRegulatoryExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpenseBeforeAdjustmentForInsuranceContracts" abstract="false" name="OperatingExpenseBeforeAdjustmentForInsuranceContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpensesAmountsAttributableToTheAcquisitionOfInsuranceAndParticipatingInvestmentContracts" abstract="false" name="OperatingExpensesAmountsAttributableToTheAcquisitionOfInsuranceAndParticipatingInvestmentContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OperatingExpenseAmountsReportedInInsuranceServiceExpenses" abstract="false" name="OperatingExpenseAmountsReportedInInsuranceServiceExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OPERATINGEXPENSESDetailsScheduleofAverageNumberofPersonsEmployedbytheGroupTable" abstract="true" name="OPERATINGEXPENSESDetailsScheduleofAverageNumberofPersonsEmployedbytheGroupTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OPERATINGEXPENSESDetailsScheduleofAverageNumberofPersonsEmployedbytheGroupLineItems" abstract="true" name="OPERATINGEXPENSESDetailsScheduleofAverageNumberofPersonsEmployedbytheGroupLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OPERATINGEXPENSESDetailsScheduleofPerformanceBasedCompensationCostsTable" abstract="true" name="OPERATINGEXPENSESDetailsScheduleofPerformanceBasedCompensationCostsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AwardDate1Axis" abstract="true" name="AwardDate1Axis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AwardDate1Domain" abstract="true" name="AwardDate1Domain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CurrentYearMember" abstract="true" name="CurrentYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PriorYearMember" abstract="true" name="PriorYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TypeOfCompensationAxis" abstract="true" name="TypeOfCompensationAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfCompensationDomain" abstract="true" name="TypeOfCompensationDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PerformancebasedCompensationExpenseMember" abstract="true" name="PerformancebasedCompensationExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PerformanceBasedCompensationExpenseDeferredUntilLaterYearsMember" abstract="true" name="PerformanceBasedCompensationExpenseDeferredUntilLaterYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OPERATINGEXPENSESDetailsScheduleofPerformanceBasedCompensationCostsLineItems" abstract="true" name="OPERATINGEXPENSESDetailsScheduleofPerformanceBasedCompensationCostsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PerformanceBasedCashAwards" abstract="false" name="PerformanceBasedCashAwards" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofChargestotheIncomeStatementTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofChargestotheIncomeStatementTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DeferredBonusPlanMember" abstract="true" name="DeferredBonusPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OptionsAndSharesGrantedMember" abstract="true" name="OptionsAndSharesGrantedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OptionsAndSharesGrantedInTheYearMember" abstract="true" name="OptionsAndSharesGrantedInTheYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OptionsAndSharesGrantedInPriorYearsMember" abstract="true" name="OptionsAndSharesGrantedInPriorYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofChargestotheIncomeStatementLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofChargestotheIncomeStatementLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SaveAsYouEarnMember" abstract="true" name="SaveAsYouEarnMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LloydsBankingGroupExecutiveSharePlan2003Member" abstract="true" name="LloydsBankingGroupExecutiveSharePlan2003Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_GroupChiefExecutiveBuyoutMember" abstract="true" name="GroupChiefExecutiveBuyoutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LloydsBankingGroupExecutiveSharePlan2006Member" abstract="true" name="LloydsBankingGroupExecutiveSharePlan2006Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LloydsBankingGroupLongTermSharePlanMember" abstract="true" name="LloydsBankingGroupLongTermSharePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_MatchingSharesMember" abstract="true" name="MatchingSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FixedShareAwardsMember" abstract="true" name="FixedShareAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FreeShareAwardsMember" abstract="true" name="FreeShareAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PerformancePeriodForGrantAxis" abstract="true" name="PerformancePeriodForGrantAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PerformancePeriodForGrantDomain" abstract="true" name="PerformancePeriodForGrantDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_Performance2021Member" abstract="true" name="Performance2021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MaximumMonthlySchemeSavings" abstract="false" name="MaximumMonthlySchemeSavings" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_SavingsPeriod" abstract="false" name="SavingsPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_TimePeriodToUseSavings" abstract="false" name="TimePeriodToUseSavings" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_DiscountedMarketPriceOfShares" abstract="false" name="DiscountedMarketPriceOfShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ShareBasedPaymentArrangementsPerformancePeriodForVesting" abstract="false" name="ShareBasedPaymentArrangementsPerformancePeriodForVesting" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_ShareBasedPaymentArrangementsMaximumNumberOfSharesToBeAwardedPercentageOfAnnualSalary" abstract="false" name="ShareBasedPaymentArrangementsMaximumNumberOfSharesToBeAwardedPercentageOfAnnualSalary" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ShareBasedPaymentArrangementsMaximumNumberOfSharesToBeAwardedExceptionalCircumstancesPercentageOfAnnualSalary" abstract="false" name="ShareBasedPaymentArrangementsMaximumNumberOfSharesToBeAwardedExceptionalCircumstancesPercentageOfAnnualSalary" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_AwardVestingRate" abstract="false" name="AwardVestingRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ShareBasedPaymentArrangementVestingRate" abstract="false" name="ShareBasedPaymentArrangementVestingRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_MaximumEmployerContributionToMatchingSharesScheme" abstract="false" name="MaximumEmployerContributionToMatchingSharesScheme" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ContractTermUnderShareBasedPaymentArrangement" abstract="false" name="ContractTermUnderShareBasedPaymentArrangement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_WeightedAverageFairValueAtDateOfAwardOfSharesAwardedToEmployeesUnderMatchingSharesScheme" abstract="false" name="WeightedAverageFairValueAtDateOfAwardOfSharesAwardedToEmployeesUnderMatchingSharesScheme" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="lyg_ShareBasedPaymentArrangementsVestingPeriod" abstract="false" name="ShareBasedPaymentArrangementsVestingPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_PercentOfSharesToBeReleasedEachYear" abstract="false" name="PercentOfSharesToBeReleasedEachYear" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_MaximumEmployerContributionToFreeSharesScheme" abstract="false" name="MaximumEmployerContributionToFreeSharesScheme" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofShareOptionsOutstandingTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofShareOptionsOutstandingTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofShareOptionsOutstandingLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofShareOptionsOutstandingLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NumberOfShareOptionsCancelledInSharebasedPaymentArrangement" abstract="false" name="NumberOfShareOptionsCancelledInSharebasedPaymentArrangement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lyg_WeightedAverageExercisePriceOfShareOptionsCancelledInSharebasedPaymentArrangement" abstract="false" name="WeightedAverageExercisePriceOfShareOptionsCancelledInSharebasedPaymentArrangement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofSharesunderCFOBuyoutTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofSharesunderCFOBuyoutTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofSharesunderCFOBuyoutLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofSharesunderCFOBuyoutLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofSharesundertheExecutiveShareOwnershipPlanTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofSharesundertheExecutiveShareOwnershipPlanTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_LloydsBankingGroupLongTermIncentivePlanMember" abstract="true" name="LloydsBankingGroupLongTermIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LloydsBankingGroupExecutiveSharePlan2024Member" abstract="true" name="LloydsBankingGroupExecutiveSharePlan2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofSharesundertheExecutiveShareOwnershipPlanLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofSharesundertheExecutiveShareOwnershipPlanLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NumberOfShareOptionsDividendAwardInSharebasedPaymentArrangement" abstract="false" name="NumberOfShareOptionsDividendAwardInSharebasedPaymentArrangement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofAssumptionsUsedforCalculatingBenefitPlansTable" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofAssumptionsUsedforCalculatingBenefitPlansTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ExecutiveOptionPlanMember" abstract="true" name="ExecutiveOptionPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ExecutiveSharePlan2003Member" abstract="true" name="ExecutiveSharePlan2003Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LTIPMember" abstract="true" name="LTIPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SHAREBASEDPAYMENTSDetailsScheduleofAssumptionsUsedforCalculatingBenefitPlansLineItems" abstract="true" name="SHAREBASEDPAYMENTSDetailsScheduleofAssumptionsUsedforCalculatingBenefitPlansLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_WeightedAverageExpectedLife" abstract="false" name="WeightedAverageExpectedLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_WeightedAverageExpectedDividendYield" abstract="false" name="WeightedAverageExpectedDividendYield" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DefinedBenefitPensionSchemesMember" abstract="true" name="DefinedBenefitPensionSchemesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TheGroupsThreeMainSchemesMember" abstract="true" name="TheGroupsThreeMainSchemesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_HealthcarePremiumsMember" abstract="true" name="HealthcarePremiumsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AdditionalLongevityInsuranceArrangementEnteredIntoMember" abstract="true" name="AdditionalLongevityInsuranceArrangementEnteredIntoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PercentageOfGrossDefinedBenefitPensionAssets" abstract="false" name="PercentageOfGrossDefinedBenefitPensionAssets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_SecurityArrangementsAssetsHeldDefinedBenefitsSchemes" abstract="false" name="SecurityArrangementsAssetsHeldDefinedBenefitsSchemes" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_BasisPointsGapBetweenRPIAndCPI" abstract="false" name="BasisPointsGapBetweenRPIAndCPI" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ActuarialAssumptionOfMortalityRateSensitivityOfMortalityExperience" abstract="false" name="ActuarialAssumptionOfMortalityRateSensitivityOfMortalityExperience" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ThreeMostSignificantDefinedBenefitSchemesPercentageOfTotalDefinedBenefitObligations" abstract="false" name="ThreeMostSignificantDefinedBenefitSchemesPercentageOfTotalDefinedBenefitObligations" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ShareOfSchemeAssetsInvestedInBondsFixedInterestGiltsIndexLinkedGiltsAndInterestRateAndInflationSwaps" abstract="false" name="ShareOfSchemeAssetsInvestedInBondsFixedInterestGiltsIndexLinkedGiltsAndInterestRateAndInflationSwaps" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_AssetLiabilityMatchingStrategyLiabilitySensitivityToInterestRateMovements" abstract="false" name="AssetLiabilityMatchingStrategyLiabilitySensitivityToInterestRateMovements" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_AssetLiabilityMatchingStrategyLiabilitySensitivityToInflationMovements" abstract="false" name="AssetLiabilityMatchingStrategyLiabilitySensitivityToInflationMovements" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_HedgedPercentOfDefinedBenefitSchemeExposureToIncreasesLifeExpectancy" abstract="false" name="HedgedPercentOfDefinedBenefitSchemeExposureToIncreasesLifeExpectancy" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitChargestoIncomeStatementTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitChargestoIncomeStatementTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherPostretirementBenefitSchemesMember" abstract="true" name="OtherPostretirementBenefitSchemesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitChargestoIncomeStatementLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitChargestoIncomeStatementLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ChargeToTheIncomeStatementAbstract" abstract="true" name="ChargeToTheIncomeStatementAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitTotalAmountsRecognizedinBalanceSheetTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitTotalAmountsRecognizedinBalanceSheetTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitTotalAmountsRecognizedinBalanceSheetLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitTotalAmountsRecognizedinBalanceSheetLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitsAmountsRecognizedinBalanceSheetTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitsAmountsRecognizedinBalanceSheetTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitsAmountsRecognizedinBalanceSheetLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofRetirementBenefitsAmountsRecognizedinBalanceSheetLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CurrentLiabilityAssetOfDefinedBenefitPlans" abstract="false" name="CurrentLiabilityAssetOfDefinedBenefitPlans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMovementsinOherPostRetirementBenefitsObligationTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMovementsinOherPostRetirementBenefitsObligationTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfMovementsInOherPostRetirementBenefitsObligationLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfMovementsInOherPostRetirementBenefitsObligationLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofAnalysisofDefinedBenefitObligationsTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofAnalysisofDefinedBenefitObligationsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfAnalysisOfDefinedBenefitObligationsLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfAnalysisOfDefinedBenefitObligationsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfBenefitRecipientAxis" abstract="true" name="TypeOfBenefitRecipientAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfBenefitRecipientDomain" abstract="true" name="TypeOfBenefitRecipientDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ActiveMembersMember" abstract="true" name="ActiveMembersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DeferredMembersMember" abstract="true" name="DeferredMembersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DependantsMember" abstract="true" name="DependantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PensionersMember" abstract="true" name="PensionersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfAnalysisOfDefinedBenefitObligationLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfAnalysisOfDefinedBenefitObligationLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AnalysisOfTheDefinedBenefitObligationAbstract" abstract="true" name="AnalysisOfTheDefinedBenefitObligationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofChangeinFairValueofSchemeAssetsTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofChangeinFairValueofSchemeAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofChangeinFairValueofSchemeAssetsLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofChangeinFairValueofSchemeAssetsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ChangesInTheFairValueOfSchemeAssetsAbstract" abstract="true" name="ChangesInTheFairValueOfSchemeAssetsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AdministrativeExpensesNetDefinedBenefitLiabilityAsset" abstract="false" name="AdministrativeExpensesNetDefinedBenefitLiabilityAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfCompositionOfSchemeAssetsTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfCompositionOfSchemeAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RatingByGroupingExternalCreditAxis" abstract="true" name="RatingByGroupingExternalCreditAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RatingByGroupingExternalCreditDomain" abstract="true" name="RatingByGroupingExternalCreditDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfCompositionOfSchemeAssetsLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfCompositionOfSchemeAssetsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherAssetsLiabilitiesAmountContributedToFairValueOfPlanAssets" abstract="false" name="OtherAssetsLiabilitiesAmountContributedToFairValueOfPlanAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPensionSchemesPooledInvestmentVehiclesTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPensionSchemesPooledInvestmentVehiclesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfPooledInvestmentVehicleAxis" abstract="true" name="TypeOfPooledInvestmentVehicleAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfPooledInvestmentVehicleDomain" abstract="true" name="TypeOfPooledInvestmentVehicleDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AlternativeCreditFundsMember" abstract="true" name="AlternativeCreditFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_BondAndDebtFundsMember" abstract="true" name="BondAndDebtFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EquityFund1Member" abstract="true" name="EquityFund1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_HedgeAndMutualFundsMember" abstract="true" name="HedgeAndMutualFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InfrastructureFundsMember" abstract="true" name="InfrastructureFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LiquidityFundsMember" abstract="true" name="LiquidityFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PropertyFundsMember" abstract="true" name="PropertyFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPensionSchemesPooledInvestmentVehiclesLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPensionSchemesPooledInvestmentVehiclesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPrincipalActuarialandFinancialAssumptionsUsedinValuationofDefinedBenefitPensionSchemesTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPrincipalActuarialandFinancialAssumptionsUsedinValuationofDefinedBenefitPensionSchemesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PriceIndexAxis" abstract="true" name="PriceIndexAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PriceIndexDomain" abstract="true" name="PriceIndexDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RPIMember" abstract="true" name="RPIMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CPIMember" abstract="true" name="CPIMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfPrincipalActuarialAndFinancialAssumptionsUsedInValuationOfDefinedBenefitPensionSchemesLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleOfPrincipalActuarialAndFinancialAssumptionsUsedInValuationOfDefinedBenefitPensionSchemesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RateOfInflationAbstractAbstract" abstract="true" name="RateOfInflationAbstractAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofBenefitPlanMemberLifeExpectancyTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofBenefitPlanMemberLifeExpectancyTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_GenderAxis" abstract="true" name="GenderAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_GenderDomain" abstract="true" name="GenderDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_MenMember" abstract="true" name="MenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_WomenMember" abstract="true" name="WomenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LifeExpectancyAxis" abstract="true" name="LifeExpectancyAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_LifeExpectancyDomain" abstract="true" name="LifeExpectancyDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OnValuationDateMember" abstract="true" name="OnValuationDateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FifteenYearsAfterValuationDateMember" abstract="true" name="FifteenYearsAfterValuationDateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofBenefitPlanMemberLifeExpectancyLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofBenefitPlanMemberLifeExpectancyLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPossibleAlternativeAssumptionsUsedinValuationsofDefinedBenefitPensionSchemesTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPossibleAlternativeAssumptionsUsedinValuationsofDefinedBenefitPensionSchemesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AmountChangeAxis" abstract="true" name="AmountChangeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AmountChangeDomain" abstract="true" name="AmountChangeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_QuarterPercentIncreaseMember" abstract="true" name="QuarterPercentIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_QuarterPercentDecreaseMember" abstract="true" name="QuarterPercentDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IncreaseOfOneYearMember" abstract="true" name="IncreaseOfOneYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DecreaseOfOneYearMember" abstract="true" name="DecreaseOfOneYearMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ActuarialAssumptionOfExpectedLifeExpectancyOfMembersMember" abstract="true" name="ActuarialAssumptionOfExpectedLifeExpectancyOfMembersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPossibleAlternativeAssumptionsUsedinValuationsofDefinedBenefitPensionSchemesLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofPossibleAlternativeAssumptionsUsedinValuationsofDefinedBenefitPensionSchemesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInIncomeStatementChargeDueToReasonablyPossibleIncreaseInActuarialAssumption" abstract="false" name="IncreaseDecreaseInIncomeStatementChargeDueToReasonablyPossibleIncreaseInActuarialAssumption" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInIncomeStatementChargeDueToReasonablyPossibleDecreaseInActuarialAssumption" abstract="false" name="IncreaseDecreaseInIncomeStatementChargeDueToReasonablyPossibleDecreaseInActuarialAssumption" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMaturityAnalysisofBenefitsExpectedToBePaidTable" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMaturityAnalysisofBenefitsExpectedToBePaidTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PaidWithin12MonthsMember" abstract="true" name="PaidWithin12MonthsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween1And2YearsMember" abstract="true" name="PaidBetween1And2YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween2And5YearsMember" abstract="true" name="PaidBetween2And5YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween5And10YearsMember" abstract="true" name="PaidBetween5And10YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween10And15YearsMember" abstract="true" name="PaidBetween10And15YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween15And25YearsMember" abstract="true" name="PaidBetween15And25YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween25And35YearsMember" abstract="true" name="PaidBetween25And35YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidBetween35And45YearsMember" abstract="true" name="PaidBetween35And45YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PaidInMoreThan45YearsMember" abstract="true" name="PaidInMoreThan45YearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMaturityAnalysisofBenefitsExpectedToBePaidLineItems" abstract="true" name="RETIREMENTBENEFITOBLIGATIONSDetailsScheduleofMaturityAnalysisofBenefitsExpectedToBePaidLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherPostretirementBenefitsPlan1Member" abstract="true" name="OtherPostretirementBenefitsPlan1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DecreaseInNetDefinedBenefitLiabilityAssetResultingFromInsurancePremiumPaid" abstract="false" name="DecreaseInNetDefinedBenefitLiabilityAssetResultingFromInsurancePremiumPaid" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AUDITORSREMUNERATIONDetailsScheduleofFeesPayabletoAuditorsbytheGroupTable" abstract="true" name="AUDITORSREMUNERATIONDetailsScheduleofFeesPayabletoAuditorsbytheGroupTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfAuditorFeeAxis" abstract="true" name="TypeOfAuditorFeeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfAuditorFeeDomain" abstract="true" name="TypeOfAuditorFeeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TotalAuditFeesMember" abstract="true" name="TotalAuditFeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AuditFeesStatutoryAuditOfGroupEntitiesMember" abstract="true" name="AuditFeesStatutoryAuditOfGroupEntitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_AuditOfTheCompanysCurrentYearAnnualReportMember" abstract="true" name="AuditOfTheCompanysCurrentYearAnnualReportMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_AmountContractuallyPayableOnDebtSecuritiesHeldAtFairValueThroughProfitOrLoss" abstract="false" name="AmountContractuallyPayableOnDebtSecuritiesHeldAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DifferenceBetweenTheBalanceSheetCarryingValueAndAmountContractuallyPayableOnDebtSecuritiesHeldAtFairValueThroughProfitOrLoss" abstract="false" name="DifferenceBetweenTheBalanceSheetCarryingValueAndAmountContractuallyPayableOnDebtSecuritiesHeldAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ExpectedVolatilityRecoveryRateOfDistressedDerivatives" abstract="false" name="ExpectedVolatilityRecoveryRateOfDistressedDerivatives" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_DebtInstrumentTerm1" abstract="false" name="DebtInstrumentTerm1" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_TypeOfAccountAxis" abstract="true" name="TypeOfAccountAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfAccountDomain" abstract="true" name="TypeOfAccountDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CollectiveInvestmentVehiclesAndLimitedPartnershipsMember" abstract="true" name="CollectiveInvestmentVehiclesAndLimitedPartnershipsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherPublicSectorSecurities" abstract="false" name="OtherPublicSectorSecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_BankAndBuildingSocietyCertificatesOfDeposit" abstract="false" name="BankAndBuildingSocietyCertificatesOfDeposit" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofMovementsinLevel3PortfolioLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofMovementsinLevel3PortfolioLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SecuritiesSoldUnderAgreementsToRepurchase1Member" abstract="true" name="SecuritiesSoldUnderAgreementsToRepurchase1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ShortPositionsInSecurities1Member" abstract="true" name="ShortPositionsInSecurities1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherFinancialLiabilitiesMember" abstract="true" name="OtherFinancialLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherDepositsMember" abstract="true" name="OtherDepositsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TradingLiabilitiesAbstract" abstract="true" name="TradingLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_LiabilitiesDesignatedAtFairValueThroughProfitOrLossAbstract" abstract="true" name="LiabilitiesDesignatedAtFairValueThroughProfitOrLossAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ExcludingDerivativesMember" abstract="true" name="ExcludingDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofMovementinLevel3FinancialLiabilitiesLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofMovementinLevel3FinancialLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilitiesHeldAtYearEnd" abstract="false" name="GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilitiesHeldAtYearEnd" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofDerivativesLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofDerivativesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DerivativeInstrumentRisk1Axis" abstract="true" name="DerivativeInstrumentRisk1Axis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DerivativeInstrumentRiskDomain" abstract="true" name="DerivativeInstrumentRiskDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DerivativeAssetsMember" abstract="true" name="DerivativeAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DerivativeLiabilitiesMember" abstract="true" name="DerivativeLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DerivativeInstrumentRisk1Domain" abstract="true" name="DerivativeInstrumentRisk1Domain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IncomeStatementLocation1Axis" abstract="true" name="IncomeStatementLocation1Axis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_IncomeStatementLocation1Domain" abstract="true" name="IncomeStatementLocation1Domain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofLevel3DerivativeAssetsandLiabilitiesLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofLevel3DerivativeAssetsandLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ValuationAdjustmentAxis" abstract="true" name="ValuationAdjustmentAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ValuationAdjustmentDomain" abstract="true" name="ValuationAdjustmentDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_DebitValuationAdjustmentMember" abstract="true" name="DebitValuationAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FundingValuationAdjustmentMember" abstract="true" name="FundingValuationAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LiquidityAdjustmentMember" abstract="true" name="LiquidityAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OtherAdjustmentMember" abstract="true" name="OtherAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofValuationAdjustmentsLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofValuationAdjustmentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TotalDerivativeValuationAdjustment" abstract="false" name="TotalDerivativeValuationAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_SignificantUnobservableInputsAxis" abstract="true" name="SignificantUnobservableInputsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SignificantUnobservableInputsDomain" abstract="true" name="SignificantUnobservableInputsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InterestRateSpreadsMember" abstract="true" name="InterestRateSpreadsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CreditSpreadsMember" abstract="true" name="CreditSpreadsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EarningsMultipleMember" abstract="true" name="EarningsMultipleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InterestRateVolatilityMember" abstract="true" name="InterestRateVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_UncertaintyOfRecoveryRatesMember" abstract="true" name="UncertaintyOfRecoveryRatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EffectOfReasonablyPossibleAlternativeAssumptionsAxis" abstract="true" name="EffectOfReasonablyPossibleAlternativeAssumptionsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_EffectOfReasonablyPossibleAlternativeAssumptionsDomain" abstract="true" name="EffectOfReasonablyPossibleAlternativeAssumptionsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FavourableChangesMember" abstract="true" name="FavourableChangesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_UnderlyingAssetOrNetAssetValueIncl.PropertyPricesBrokerQuotesOrDiscountedCashFlowMember" abstract="true" name="UnderlyingAssetOrNetAssetValueIncl.PropertyPricesBrokerQuotesOrDiscountedCashFlowMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LeadManagerBrokerQuoteOrConsensusPricingMember" abstract="true" name="LeadManagerBrokerQuoteOrConsensusPricingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SignificantUnobservableInputAssetsMultiple" abstract="false" name="SignificantUnobservableInputAssetsMultiple" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_EquityAndVentureCapitalInvestments" abstract="false" name="EquityAndVentureCapitalInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_UnlistedEquitiesAndDebtSecuritiesPropertyPartnershipsInTheLifeFunds" abstract="false" name="UnlistedEquitiesAndDebtSecuritiesPropertyPartnershipsInTheLifeFunds" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ReverseRepurchaseAgreementMember" abstract="true" name="ReverseRepurchaseAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofValuationHierarchyforFinancialAssetsLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofValuationHierarchyforFinancialAssetsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_FINANCIALINSTRUMENTSDetailsScheduleofValuationHierarchyforFinancialLiabilitiesLineItems" abstract="true" name="FINANCIALINSTRUMENTSDetailsScheduleofValuationHierarchyforFinancialLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_FINANCIALRISKMANAGEMENTDetailsScheduleofMaturitiesofAssetsandLiabilitiesTable" abstract="true" name="FINANCIALRISKMANAGEMENTDetailsScheduleofMaturitiesofAssetsandLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_BalanceSheetMaturityLegalBasisMember" abstract="true" name="BalanceSheetMaturityLegalBasisMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FINANCIALRISKMANAGEMENTDetailsScheduleofMaturitiesofAssetsandLiabilitiesLineItems" abstract="true" name="FINANCIALRISKMANAGEMENTDetailsScheduleofMaturitiesofAssetsandLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofDerivativeInstrumentsTable" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofDerivativeInstrumentsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ExchangeRateContractsMember" abstract="true" name="ExchangeRateContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InterestRateContract1Member" abstract="true" name="InterestRateContract1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CreditDerivativesMember" abstract="true" name="CreditDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EquityCommodityAndOtherContractsMember" abstract="true" name="EquityCommodityAndOtherContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TradingAndOtherAssetsMember" abstract="true" name="TradingAndOtherAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_HedgingMember" abstract="true" name="HedgingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofDerivativeInstrumentsLineItems" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofDerivativeInstrumentsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleoftheeffectsofhedgeaccountingTable" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleoftheeffectsofhedgeaccountingTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_FixedRateMortgagesMember" abstract="true" name="FixedRateMortgagesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FixedRateIssuanceMember" abstract="true" name="FixedRateIssuanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FixedRateBondsMember" abstract="true" name="FixedRateBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_InterestRateMember" abstract="true" name="InterestRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfTheEffectsOfHedgeAccountingLineItems" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfTheEffectsOfHedgeAccountingLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofamountsreclassifiedfromreservestoincomestatementTable" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofamountsreclassifiedfromreservestoincomestatementTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ForeignExchangeAxis" abstract="true" name="ForeignExchangeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ForeignExchangeDomain" abstract="true" name="ForeignExchangeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ForeignCurrencyIssuanceMember" abstract="true" name="ForeignCurrencyIssuanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DepositsFromCustomersMember" abstract="true" name="DepositsFromCustomersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ForeignExchange1Member" abstract="true" name="ForeignExchange1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CustomerLoansMember" abstract="true" name="CustomerLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CentralBankBalancesMember" abstract="true" name="CentralBankBalancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfAmountsReclassifiedFromReservesToIncomeStatementLineItems" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfAmountsReclassifiedFromReservesToIncomeStatementLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_HedgedCashflowsWillNoLongerOccur" abstract="false" name="HedgedCashflowsWillNoLongerOccur" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_HedgedItemAffectedIncomeStatement" abstract="false" name="HedgedItemAffectedIncomeStatement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSTablesTable" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSTablesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSTablesLineItems" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSTablesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofAmounttiminganduncertaintyoffuturecashflowsTable" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleofAmounttiminganduncertaintyoffuturecashflowsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ExchangeRateAxis" abstract="true" name="ExchangeRateAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ExchangeRateDomain" abstract="true" name="ExchangeRateDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EuroToGBPMember" abstract="true" name="EuroToGBPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_USDToGBPMember" abstract="true" name="USDToGBPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfAmountTimingAndUncertaintyOfFutureCashFlowsLineItems" abstract="true" name="DERIVATIVEFINANCIALINSTRUMENTSDetailsScheduleOfAmountTimingAndUncertaintyOfFutureCashFlowsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DerivativeFixedInterestRate1" abstract="false" name="DerivativeFixedInterestRate1" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_DerivativeForwardExchangeRate2" abstract="false" name="DerivativeForwardExchangeRate2" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_ScheduleOfAllowanceAccountForCreditLossesOfFinancialAssetsTable" abstract="true" name="ScheduleOfAllowanceAccountForCreditLossesOfFinancialAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ECLAllowanceAxis" abstract="true" name="ECLAllowanceAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ECLAllowanceDomain" abstract="true" name="ECLAllowanceDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DrawnBalanceMember" abstract="true" name="DrawnBalanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_BuyToLetMortgageMember" abstract="true" name="BuyToLetMortgageMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_MainstreamAndSpecialistMortgagesMember" abstract="true" name="MainstreamAndSpecialistMortgagesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_UnsecuredLoansOverdraftsMotorFinanceAndOtherRetailMember" abstract="true" name="UnsecuredLoansOverdraftsMotorFinanceAndOtherRetailMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_RepossessionRiskMember" abstract="true" name="RepossessionRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_CommercialRealEstatePriceReductionMember" abstract="true" name="CommercialRealEstatePriceReductionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_FloodRiskDamageMember" abstract="true" name="FloodRiskDamageMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_LoansToBanksMember" abstract="true" name="LoansToBanksMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_RMSGrade5Member" abstract="true" name="RMSGrade5Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_ExpectedCreditLossesIndividuallyAndCollectivelyAssessedIncludingJudgementsAppliedMember" abstract="true" name="ExpectedCreditLossesIndividuallyAndCollectivelyAssessedIncludingJudgementsAppliedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_KeyAssumptionOfHousePriceGrowth" abstract="false" name="KeyAssumptionOfHousePriceGrowth" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="lyg_KeyAssumptionOfCPIInflation" abstract="false" name="KeyAssumptionOfCPIInflation" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="lyg_IncreaseDecreaseInProbabilityWeightedExpectedCreditLoss" abstract="false" name="IncreaseDecreaseInProbabilityWeightedExpectedCreditLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_CurrentAdvancesReceivedForHirePurchaseReceivableRepresentingCurrentContractLiabilitiesForPerformanceObligationsSatisfiedAtPointInTime" abstract="false" name="CurrentAdvancesReceivedForHirePurchaseReceivableRepresentingCurrentContractLiabilitiesForPerformanceObligationsSatisfiedAtPointInTime" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_InternalCombustionEngineVehiclesMember" abstract="true" name="InternalCombustionEngineVehiclesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_MBNALimitedMember" abstract="true" name="MBNALimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_SchrodersPersonalWealthLimitedSPWMember" abstract="true" name="SchrodersPersonalWealthLimitedSPWMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_BankOfScotlandPlcMember" abstract="true" name="BankOfScotlandPlcMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OEICMember" abstract="true" name="OEICMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_MotorBusinessCashGeneratingUnitMember" abstract="true" name="MotorBusinessCashGeneratingUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PercentageOfEntityGoodwill" abstract="false" name="PercentageOfEntityGoodwill" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_ReducedGrowthRateUsedToExtrapolateCashFlowProjections" abstract="false" name="ReducedGrowthRateUsedToExtrapolateCashFlowProjections" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_GrowthRateUsedToExtrapolateCashFlowProjectionsReductionPeriod" abstract="false" name="GrowthRateUsedToExtrapolateCashFlowProjectionsReductionPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_CashFlowProjectionPeriod" abstract="false" name="CashFlowProjectionPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="lyg_DescriptionOfDiscountRatesAppliedToCashFlowProjectionsPostTax" abstract="false" name="DescriptionOfDiscountRatesAppliedToCashFlowProjectionsPostTax" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_DescriptionOfDiscountRatesAppliedToCashFlowProjectionsPreTax" abstract="false" name="DescriptionOfDiscountRatesAppliedToCashFlowProjectionsPreTax" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_AcquiredValueOfNonParticipatingInvestmentContract" abstract="false" name="AcquiredValueOfNonParticipatingInvestmentContract" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PROPERTYPLANTANDEQUIPMENTDetailsScheduleOfPropertyPlantAndEquipmentTable" abstract="true" name="PROPERTYPLANTANDEQUIPMENTDetailsScheduleOfPropertyPlantAndEquipmentTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PROPERTYPLANTANDEQUIPMENTDetailsScheduleofPropertyPlantandEquipmentLineItems" abstract="true" name="PROPERTYPLANTANDEQUIPMENTDetailsScheduleofPropertyPlantandEquipmentLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisposalGroupAssetsAbstract" abstract="true" name="DisposalGroupAssetsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PROPERTYPLANTANDEQUIPMENTDetailsScheduleofFutureMinimumRentalsReceivableunderNonCancellableOperatingLeasesTable" abstract="true" name="PROPERTYPLANTANDEQUIPMENTDetailsScheduleofFutureMinimumRentalsReceivableunderNonCancellableOperatingLeasesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PROPERTYPLANTANDEQUIPMENTDetailsScheduleofFutureMinimumRentalsReceivableunderNonCancellableOperatingLeasesLineItems" abstract="true" name="PROPERTYPLANTANDEQUIPMENTDetailsScheduleofFutureMinimumRentalsReceivableunderNonCancellableOperatingLeasesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AdjustmentsForExchangeAndOtherAdjustmentsRightOfUseAssets" abstract="false" name="AdjustmentsForExchangeAndOtherAdjustmentsRightOfUseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DisposalsOfRightOfUseAssets" abstract="false" name="DisposalsOfRightOfUseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DEBTSECURITIESINISSUEDetailsScheduleofDebtSecuritiesinIssueTable" abstract="true" name="DEBTSECURITIESINISSUEDetailsScheduleofDebtSecuritiesinIssueTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SeniorUnsecuredNotesIssuedMember" abstract="true" name="SeniorUnsecuredNotesIssuedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CoveredBondsMember" abstract="true" name="CoveredBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CertificatesOfDepositIssuedMember" abstract="true" name="CertificatesOfDepositIssuedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SecuritisationNotesMember" abstract="true" name="SecuritisationNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CommercialPaper1Member" abstract="true" name="CommercialPaper1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DEBTSECURITIESINISSUEDetailsScheduleOfDebtSecuritiesInIssueLineItems" abstract="true" name="DEBTSECURITIESINISSUEDetailsScheduleOfDebtSecuritiesInIssueLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SecuritisationProgramAxis" abstract="true" name="SecuritisationProgramAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SecuritisationProgramDomain" abstract="true" name="SecuritisationProgramDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NetCoveredBondProgrammesMember" abstract="true" name="NetCoveredBondProgrammesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_TypeOfProgramAxis" abstract="true" name="TypeOfProgramAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_TypeOfProgramDomain" abstract="true" name="TypeOfProgramDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CoveredBondProgrammeMember" abstract="true" name="CoveredBondProgrammeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SecuritisationProgrammeMember" abstract="true" name="SecuritisationProgrammeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CoveredBondProgramAxis" abstract="true" name="CoveredBondProgramAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CoveredBondProgramDomain" abstract="true" name="CoveredBondProgramDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DEBTSECURITIESINISSUEDetailsScheduleOfDebtSecuritiesLineItems" abstract="true" name="DEBTSECURITIESINISSUEDetailsScheduleOfDebtSecuritiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NumberOfCoveredBondProgrammes" abstract="false" name="NumberOfCoveredBondProgrammes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lyg_CashDepositsHeldRestrictedInUseToSecuritisationAndCoveredBonds" abstract="false" name="CashDepositsHeldRestrictedInUseToSecuritisationAndCoveredBonds" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_VoluntaryFinancialOrOtherSupportToRepurchaseAssets" abstract="false" name="VoluntaryFinancialOrOtherSupportToRepurchaseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OTHERLIABILITIESDetailsScheduleofOtherLiabilitiesTable" abstract="true" name="OTHERLIABILITIESDetailsScheduleofOtherLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OTHERLIABILITIESDetailsScheduleOfOtherLiabilitiesLineItems" abstract="true" name="OTHERLIABILITIESDetailsScheduleOfOtherLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_UnitholdersInterestInOpenEndedInvestmentCompanies" abstract="false" name="UnitholdersInterestInOpenEndedInvestmentCompanies" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DisposalGroupLiabilitiesAbstract" abstract="true" name="DisposalGroupLiabilitiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherCreditorsAndAccruals" abstract="false" name="OtherCreditorsAndAccruals" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OTHERPROVISIONSDetailsScheduleofAssumptionsforOtherProvisionsTable" abstract="true" name="OTHERPROVISIONSDetailsScheduleofAssumptionsforOtherProvisionsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherRegulatoryAndLegalProvisionsMember" abstract="true" name="OtherRegulatoryAndLegalProvisionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OTHERPROVISIONSDetailsScheduleOfAssumptionsForOtherProvisionsOld1LineItems" abstract="true" name="OTHERPROVISIONSDetailsScheduleOfAssumptionsForOtherProvisionsOld1LineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MotorCommissionReviewMember" abstract="true" name="MotorCommissionReviewMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DilapidationsRentReviewsAndOtherPropertyRelatedMattersMember" abstract="true" name="DilapidationsRentReviewsAndOtherPropertyRelatedMattersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_IndemnitiesAndOtherMattersRelatingToLegacyBusinessDisposalsMember" abstract="true" name="IndemnitiesAndOtherMattersRelatingToLegacyBusinessDisposalsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OTHERPROVISIONSDetailsScheduleOfAssumptionsForOtherProvisionsLineItems" abstract="true" name="OTHERPROVISIONSDetailsScheduleOfAssumptionsForOtherProvisionsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SUBORDINATEDLIABILITIESDetailsScheduleofMovementinSubordinatedLiabilitiesTable" abstract="true" name="SUBORDINATEDLIABILITIESDetailsScheduleofMovementinSubordinatedLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_UndatedSubordinatedLiabilitiesMember" abstract="true" name="UndatedSubordinatedLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_DatedSubordinatedLiabilitiesMember" abstract="true" name="DatedSubordinatedLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.375FixedRateResetDatedSubordinatedNotesDue2034Member" abstract="true" name="A4.375FixedRateResetDatedSubordinatedNotesDue2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A5.788FixedToFloatingRateDatedSubordinatedNotesDue2034Member" abstract="true" name="A5.788FixedToFloatingRateDatedSubordinatedNotesDue2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_FloatingRateDatedSubordinatedNotes2034Member" abstract="true" name="FloatingRateDatedSubordinatedNotes2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A6.475NonCumulativePreferenceSharesCallable2024Member" abstract="true" name="A6.475NonCumulativePreferenceSharesCallable2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.5DatedSubordinatedNotes2024Member" abstract="true" name="A4.5DatedSubordinatedNotes2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.00FixedRateResetDatedSubordinatedNotesDue2035Member" abstract="true" name="A4.00FixedRateResetDatedSubordinatedNotesDue2035Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A6.068FixedToFloatingRateDatedSubordinatedNotesDue2036Member" abstract="true" name="A6.068FixedToFloatingRateDatedSubordinatedNotesDue2036Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.50FixedRateStepUpSubordinatedNotes2030441MillionMember" abstract="true" name="A4.50FixedRateStepUpSubordinatedNotes2030441MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.50FixedRateStepUpSubordinatedNotes2030305millionMember" abstract="true" name="A4.50FixedRateStepUpSubordinatedNotes2030305millionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A7.625DatedSubordinatedNotes2025Member" abstract="true" name="A7.625DatedSubordinatedNotes2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.582FixedRateDatedSubordinatedNotes20251.328MillionMember" abstract="true" name="A4.582FixedRateDatedSubordinatedNotes20251.328MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A4.582FixedRateDatedSubordinatedNotes202525.6MillionMember" abstract="true" name="A4.582FixedRateDatedSubordinatedNotes202525.6MillionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A5.75UndatedStepUpSubordinatedNotesCallable2025Member" abstract="true" name="A5.75UndatedStepUpSubordinatedNotesCallable2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_SUBORDINATEDLIABILITIESDetailsScheduleOfMovementInSubordinatedLiabilitiesLineItems" abstract="true" name="SUBORDINATEDLIABILITIESDetailsScheduleOfMovementInSubordinatedLiabilitiesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_HedgeAccountingMovementsAndCashInterestPaymentsOnSubordinatedLiabilities" abstract="false" name="HedgeAccountingMovementsAndCashInterestPaymentsOnSubordinatedLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_A6NonCumulativeRedeemablePreferenceSharesMember" abstract="true" name="A6NonCumulativeRedeemablePreferenceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PercentageOfPreferenceSharesWithVotingRights" abstract="false" name="PercentageOfPreferenceSharesWithVotingRights" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_PercentageOfEntitysVotingRightsRepresented" abstract="false" name="PercentageOfEntitysVotingRightsRepresented" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_PercentageOfEntitysShareCapital" abstract="false" name="PercentageOfEntitysShareCapital" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_FreeFloatPercentageOfListedPreferenceShares" abstract="false" name="FreeFloatPercentageOfListedPreferenceShares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="lyg_ParValueAmount" abstract="false" name="ParValueAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PreferenceSharesTable" abstract="true" name="PreferenceSharesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_A6475NonCumulativePreferenceSharesMember" abstract="true" name="A6475NonCumulativePreferenceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A925NonCumulativeIrredeemablePreferenceSharesMember" abstract="true" name="A925NonCumulativeIrredeemablePreferenceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A975NonCumulativeIrredeemablePreferenceSharesMember" abstract="true" name="A975NonCumulativeIrredeemablePreferenceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A6413NonCumulativeFixedToFloatingRatePreferenceSharesCallable2035Member" abstract="true" name="A6413NonCumulativeFixedToFloatingRatePreferenceSharesCallable2035Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A6657NonCumulativeFixedToFloatingRatePreferenceSharesCallable2037Member" abstract="true" name="A6657NonCumulativeFixedToFloatingRatePreferenceSharesCallable2037Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_PreferenceSharesLineItems" abstract="true" name="PreferenceSharesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHARECAPITALDetailsScheduleofIssuedandFullyPaidShareCapitalTable" abstract="true" name="SHARECAPITALDetailsScheduleofIssuedandFullyPaidShareCapitalTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_SHARECAPITALDetailsScheduleOfIssuedAndFullyPaidShareCapitalLineItems" abstract="true" name="SHARECAPITALDetailsScheduleOfIssuedAndFullyPaidShareCapitalLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ShareBuyBackNumberOfShares" abstract="false" name="ShareBuyBackNumberOfShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="lyg_SHARECAPITALDetailsScheduleOfIssuedFullyPaidShareCapitalLineItems" abstract="true" name="SHARECAPITALDetailsScheduleOfIssuedFullyPaidShareCapitalLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_FreeFloatPercentage" abstract="false" name="FreeFloatPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="lyg_NumberOfVotes" abstract="false" name="NumberOfVotes" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="lyg_OTHERRESERVESDetailsScheduleofMergerReserveTable" abstract="true" name="OTHERRESERVESDetailsScheduleofMergerReserveTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DistributableMergerReserveMember" abstract="true" name="DistributableMergerReserveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_OTHERRESERVESDetailsScheduleOfMergerReserveLineItems" abstract="true" name="OTHERRESERVESDetailsScheduleOfMergerReserveLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MergerReserveAbstract" abstract="true" name="MergerReserveAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CapitalRedemptionReserveAbstract" abstract="true" name="CapitalRedemptionReserveAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RevaluationReserveInRespectOfDebtSecuritiesAbstract" abstract="true" name="RevaluationReserveInRespectOfDebtSecuritiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_RevaluationReserveInRespectOfEquitySharesAbstract" abstract="true" name="RevaluationReserveInRespectOfEquitySharesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_CashFlowHedgingReserveAbstract" abstract="true" name="CashFlowHedgingReserveAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_MovementsInForeignCurrencyTranslationReserveAbstract" abstract="true" name="MovementsInForeignCurrencyTranslationReserveAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_NumberOfTreasurySharesCancelled" abstract="false" name="NumberOfTreasurySharesCancelled" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="lyg_OTHEREQUITYINSTRUMENTSDetailsScheduleofOtherEquityInstrumentsTable" abstract="true" name="OTHEREQUITYINSTRUMENTSDetailsScheduleofOtherEquityInstrumentsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_OtherEquityInstrumentsMember" abstract="true" name="OtherEquityInstrumentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EquityInstrumentAxis" abstract="true" name="EquityInstrumentAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_EquityInstrumentDomain" abstract="true" name="EquityInstrumentDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_A7.5ConvertibleSecuritiesCallable2030Member" abstract="true" name="A7.5ConvertibleSecuritiesCallable2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_A6.75ConvertibleSecuritiesCallable2031Member" abstract="true" name="A6.75ConvertibleSecuritiesCallable2031Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_RedemptionsOfOtherEquityInstrumentsExcludingRepurchaseCosts" abstract="false" name="RedemptionsOfOtherEquityInstrumentsExcludingRepurchaseCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_LloydsBankingGroupEmployeeShareOwnernshipTrustMember" abstract="true" name="LloydsBankingGroupEmployeeShareOwnernshipTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EntitlementToDividendsAxis" abstract="true" name="EntitlementToDividendsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
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  <xs:element id="lyg_DIVIDENDSONORDINARYSHARESDetailsLineItems" abstract="true" name="DIVIDENDSONORDINARYSHARESDetailsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DIVIDENDSONORDINARYSHARESDetailsScheduleofDividendsOnOrdinarySharesTable" abstract="true" name="DIVIDENDSONORDINARYSHARESDetailsScheduleofDividendsOnOrdinarySharesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
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  <xs:element id="lyg_OutstandingCommitmentsMadeByEntityRelatedPartyTransactionsNumberOfRelatedParties" abstract="false" name="OutstandingCommitmentsMadeByEntityRelatedPartyTransactionsNumberOfRelatedParties" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
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  <xs:element id="lyg_MoneyRedeemedFromDisposalOfUnconsolidatedOEICs" abstract="false" name="MoneyRedeemedFromDisposalOfUnconsolidatedOEICs" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_NumberOfShareOptionsExercisedOrLapsedInShareBasedPaymentArrangement" abstract="false" name="NumberOfShareOptionsExercisedOrLapsedInShareBasedPaymentArrangement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
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  <xs:element id="lyg_LoanRepaymentsIncludingLoansOfFormerKeyManagementPersonnel" abstract="false" name="LoanRepaymentsIncludingLoansOfFormerKeyManagementPersonnel" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_DepositsPlacedIncludingDepositsOfAppointedKeyManagementPersonnel" abstract="false" name="DepositsPlacedIncludingDepositsOfAppointedKeyManagementPersonnel" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_DepositsWithdrawnIncludingDepositsOfAppointedKeyManagementPersonnel" abstract="false" name="DepositsWithdrawnIncludingDepositsOfAppointedKeyManagementPersonnel" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_CapitalExpenditureContractedForButNotRecognised" abstract="false" name="CapitalExpenditureContractedForButNotRecognised" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_AssetsAndLiabilitiesHeldInConsolidatedCollectiveInvestmentVehicles" abstract="false" name="AssetsAndLiabilitiesHeldInConsolidatedCollectiveInvestmentVehicles" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_GainLossRecognisedOnAssetsTransferredToStructuredEntitiesAtTimeOfTransfer" abstract="false" name="GainLossRecognisedOnAssetsTransferredToStructuredEntitiesAtTimeOfTransfer" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="lyg_TRANSFERSOFFINANCIALASSETSDetailsScheduleOfTransferredAssetsAndLiabilitiesTable" abstract="true" name="TRANSFERSOFFINANCIALASSETSDetailsScheduleOfTransferredAssetsAndLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
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  <xs:element id="lyg_CarryingValueOfTransferredAssetsMember" abstract="true" name="CarryingValueOfTransferredAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CarryingValueOfAssociatedLiabilitiesMember" abstract="true" name="CarryingValueOfAssociatedLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LessHeldByTheGroupMember" abstract="true" name="LessHeldByTheGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="lyg_CommonEquityTier1Capital" abstract="false" name="CommonEquityTier1Capital" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToReconcileProfitLossToNetCashFlowFromUsedInOperatingActivities" abstract="false" name="AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToReconcileProfitLossToNetCashFlowFromUsedInOperatingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForChangeInDerivativeFinancialInstrumentsTradingAndOtherFinancialAssetsAtFairValueThroughProfitOrLossToReconcileProfitLossToNetCashFlowFromUsedInOperating" abstract="false" name="AdjustmentsForChangeInDerivativeFinancialInstrumentsTradingAndOtherFinancialAssetsAtFairValueThroughProfitOrLossToReconcileProfitLossToNetCashFlowFromUsedInOperating" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInOperatingAssets1" abstract="false" name="IncreaseDecreaseInOperatingAssets1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForIncreaseDecreaseInDepositsFromBanksAndRepurchaseAgreements" abstract="false" name="AdjustmentsForIncreaseDecreaseInDepositsFromBanksAndRepurchaseAgreements" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers1" abstract="false" name="AdjustmentsForIncreaseDecreaseInDepositsFromCustomers1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_GainsLossesInDerivativeFinancialInstrumentsAndLiabilitiesAtFairValueThroughProfitOrLoss" abstract="false" name="GainsLossesInDerivativeFinancialInstrumentsAndLiabilitiesAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ChangeInDebtSecuritiesInIssue" abstract="false" name="ChangeInDebtSecuritiesInIssue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForIncreaseDecreaseInInsuranceContracts" abstract="false" name="AdjustmentsForIncreaseDecreaseInInsuranceContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" abstract="false" name="AdjustmentsForIncreaseDecreaseInInvestmentContractLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInOtherOperatingLiabilities1" abstract="false" name="IncreaseDecreaseInOtherOperatingLiabilities1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInOperatingLiabilities1" abstract="false" name="IncreaseDecreaseInOperatingLiabilities1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_IncreaseDecreaseInLeaseLiabilities" abstract="false" name="IncreaseDecreaseInLeaseLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleofAcquisitionofGroupUndertakingsandBusinessesTable" abstract="true" name="CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleofAcquisitionofGroupUndertakingsandBusinessesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_DisposalOfTangibleFixedAssetsMember" abstract="true" name="DisposalOfTangibleFixedAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_LoansAndReceivablesMember" abstract="true" name="LoansAndReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_ProtectionPlanAxis" abstract="true" name="ProtectionPlanAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="lyg_ProtectionPlanDomain" abstract="true" name="ProtectionPlanDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_RegulatoryAndLegalProvisionsMember" abstract="true" name="RegulatoryAndLegalProvisionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleofNonCashandOtherItemsLineItems" abstract="true" name="CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleofNonCashandOtherItemsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_AdjustmentForInterestExpenseAndHedgingValuationAdjustmentsOnSubordinatedLiabilities" abstract="false" name="AdjustmentForInterestExpenseAndHedgingValuationAdjustmentsOnSubordinatedLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AccretionOfDiscountsAndAmortisationOfPremiumsAndIssueCosts" abstract="false" name="AccretionOfDiscountsAndAmortisationOfPremiumsAndIssueCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_GainsLossesOnSaleOfNonCashFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" abstract="false" name="GainsLossesOnSaleOfNonCashFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ProfitLossOnDerecognisitionOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" abstract="false" name="ProfitLossOnDerecognisitionOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentForProfitLossOnDisposalOfTangibleFixedAssets" abstract="false" name="AdjustmentForProfitLossOnDisposalOfTangibleFixedAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OtherMovementsInDefinedBenefitSchemes" abstract="false" name="OtherMovementsInDefinedBenefitSchemes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ProvisionChargeForTheYear" abstract="false" name="ProvisionChargeForTheYear" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ChangeInOtherProvisions" abstract="false" name="ChangeInOtherProvisions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_WriteOffOfImpairmentAllowancesRecognisedAgainstLoansAndAdvancesNetOfRecoveries" abstract="false" name="WriteOffOfImpairmentAllowancesRecognisedAgainstLoansAndAdvancesNetOfRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ProvisionsForUndrawnCommitmentsAndFinancialGuarantees" abstract="false" name="ProvisionsForUndrawnCommitmentsAndFinancialGuarantees" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ImpairmentLossReversalRecognisedInOtherComprehensiveIncome" abstract="false" name="ImpairmentLossReversalRecognisedInOtherComprehensiveIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ProceedsFromPaymentsForSalePurchaseOfTreasuryShares" abstract="false" name="ProceedsFromPaymentsForSalePurchaseOfTreasuryShares" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_ForeignExchangeImpactOnBalanceSheet2" abstract="false" name="ForeignExchangeImpactOnBalanceSheet2" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_OtherNoncashItems" abstract="false" name="OtherNoncashItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalNoncashItems" abstract="false" name="TotalNoncashItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_AdjustmentsForIncreaseDecreaseDueToContributionsToDefinedBenefitScheme" abstract="false" name="AdjustmentsForIncreaseDecreaseDueToContributionsToDefinedBenefitScheme" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_PaymentsInRespectOfRegulatoryAndLegalProvisions" abstract="false" name="PaymentsInRespectOfRegulatoryAndLegalProvisions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalAdjustmentsForOtherItems" abstract="false" name="TotalAdjustmentsForOtherItems" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_TotalAdjustmentsForNonCashAndOtherItems" abstract="false" name="TotalAdjustmentsForNonCashAndOtherItems" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleOfAcquisitionOfGroupUndertakingsAndBusinessesLineItems" abstract="true" name="CONSOLIDATEDCASHFLOWSTATEMENTDetailsScheduleOfAcquisitionOfGroupUndertakingsAndBusinessesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="lyg_PortionOfConsiderationPaidReceivedNotConsistingOfCashAndCashEquivalents" abstract="false" name="PortionOfConsiderationPaidReceivedNotConsistingOfCashAndCashEquivalents" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_NetCashFlowsFromUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" abstract="false" name="NetCashFlowsFromUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_LoansAndAdvancesToBanksAndReverseRepurchaseAgreements" abstract="false" name="LoansAndAdvancesToBanksAndReverseRepurchaseAgreements" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_LoansAndAdvancesToBanksNoncurrent" abstract="false" name="LoansAndAdvancesToBanksNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_LoansAndAdvancesToBanksCurrent" abstract="false" name="LoansAndAdvancesToBanksCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="lyg_USDDenominatedSeniorUnsecuredFixedRateNoteMaturing2030Member" abstract="true" name="USDDenominatedSeniorUnsecuredFixedRateNoteMaturing2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_USDDenominatedSeniorUnsecuredFloatingRateNoteMaturing2030Member" abstract="true" name="USDDenominatedSeniorUnsecuredFloatingRateNoteMaturing2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_USDDenominatedSeniorUnsecuredFixedRateNoteMaturing2047Member" abstract="true" name="USDDenominatedSeniorUnsecuredFixedRateNoteMaturing2047Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EuroMediumTermNoteProgrammeMember" abstract="true" name="EuroMediumTermNoteProgrammeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EURDenominatedSeniorUnsecuredFloatingRateNoteMaturing2030Member" abstract="true" name="EURDenominatedSeniorUnsecuredFloatingRateNoteMaturing2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_EURDenominatedSeniorUnsecuredFixedRateNoteMaturing2030Member" abstract="true" name="EURDenominatedSeniorUnsecuredFixedRateNoteMaturing2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="lyg_NotesIssuedMaximumOutstandingAmount" abstract="false" name="NotesIssuedMaximumOutstandingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
