Technology platform-based income

12 Months Ended

Dec. 31, 2024

Technology Platform Based Income [Abstract]

6.	Technology platform-based income


	For the year ended December 31,
	2022		2023		2024
	RMB’000		RMB’000		RMB’000
	(Restated)		(Restated)
Technology platform-based income
Retail credit and enablement service fees		28,621,121		15,134,217		8,066,367
Other technology platform-based income		593,492		184,527		94,655

		29,214,613		15,318,744		8,161,022

As of December 31, 2022, 2023 and 2024, 100% of the Group’s technology platform-based income were conducted in the Chinese Mainland.


		For the year ended December 31,
		2022		2023		2024
		RMB’000		RMB’000		RMB’000
Retail credit and enablement service fees
Loan enablement service fees	At a point in time		3,446,163		978,958		1,571,966
Post-origination service fees	Over time		24,028,033		13,729,327		6,480,642
Referral income from platform service	At a point in time		1,146,925		425,932		13,759

			28,621,121		15,134,217		8,066,367

As of December 31, 2022, 2023 and 2024, the aggregate amount of the transaction price allocated to remaining performance obligations related to customer contracts that are unsatisfied or partially unsatisfied was

RMB18,911 million, RMB8,631 million and RMB5,058 million. Given the profile of contract terms, substantially all of the remaining performance obligation is expected to be recognized as revenue over the next three years.